[Resolved] CIBIL — Wrong Credit Report | |||
Dear Sir, About three months back out of curiosity I checked my credit rating with CIBIL by paying the necessary fees. But I got shock of my life when I received the report. I found out that an outstanding loan amount is written against my name which I have settled a year back with Deutsche Bank. Despite sending all the evidence and an assurance that things will be sorted out in 30 days time, nothing has happened so far. I have sent three reminders to CIBIL but to no avail. I think we have got yet another inefficient and callous organisation like many other we have in our lovely country. Regards A.M.Gupta. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 2 Comments | |||
Comments
Dear Mr. Gupta,
In this connection i would suggest you to speak to your credit grantor [ Deutche Bank ] for the correct updation of your loan account details with CIBIL authorities.You may write to Manoj Naik on head.[protected]@db.com. Subsequently CIBIL will update your credit records accordingly.
You should note that CIBIL is a neutral service provider and the reports are purely based on data reported by its members [ Bank, Financial Institutions ]. The decision to approve or decline an application is entirely on the Banks discretion.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
In this connection i would suggest you to speak to your credit grantor [ Deutche Bank ] for the correct updation of your loan account details with CIBIL authorities.You may write to Manoj Naik on head.[protected]@db.com. Subsequently CIBIL will update your credit records accordingly.
You should note that CIBIL is a neutral service provider and the reports are purely based on data reported by its members [ Bank, Financial Institutions ]. The decision to approve or decline an application is entirely on the Banks discretion.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
![Credit Information Bureau India [CIBIL] Website](/img/bn/www.svg "Credit Information Bureau India [CIBIL] Website"){kind=small}
![Credit Information Bureau India [CIBIL] Address](/img/bn/location.svg "Credit Information Bureau India [CIBIL] Address"){kind=small}
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
I have applied for Housing Loan for the first time in my life from HDFC and came to know that there are already 3 Housing Loans in my name. I asked them for details so that i can take up the matter. Response is also very poor from CIBIL. The govt./regulators must ensure data quality of CIBIL immediately otherwise the Loan seekers will be tortured in the name of CIBIL by Banks.
D. Ravi Kumar
email: [protected]@gmail.com