[Resolved] CIBIL & SBI Credit Cards — Wrong Entries In CIBIL | |||
Dear Sir, I have applied for SBI IVRCL Credit Card, the same got declained due to certain pending charges on my earlier cards. I have only one card i.e HDFC credit card and my repayment is on dot. Also my loans are on dot. I have checked my CIBIL report, on which I found that there are lots of credit cards shown where in I doesnot hold any of them except the one mentioned above. I do remember that in 2000 SBI executive has sent a card to home delively stating it is free without my concent which I have rejected to accept. Then when contacted SBI they have instructed to break the card and put it in the drop box, which I have done at that point of time. Hoe can this be shown as written off? Request to provide me all the details you have given in the CIBIL report. It is not fare to give wrong details of an Individual reflecting their crediatilbility. Request your help in this regarsd at the earliest to take it up accordingly with the bank. Regards/Ravi [protected]@chola.murugappa.com [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
Dear Ravi,
In this connection i would suggest you to put a mail to Divya Dhody - Vice President-Customer Services - SBI CARDS on [protected]@ge.com ; as it seems that though you had not accepted the card in 2000 which was told free by one of its agent /executive ; but probably that would not be an offer from the company.Hence the charges would have been levied into your card account; which was later on appeared as a WRITTEN OFF with your CIBIL records.
You should certainly ask Divya to reverse all the charges appearing into your said credit card account and make the proper updation about the same with CIBIL authorities.
CIBIL will certainly update their records based on the data shared by SBI CARDS.
I feel this is the only and the best way to come out of this mess in my openion.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
In this connection i would suggest you to put a mail to Divya Dhody - Vice President-Customer Services - SBI CARDS on [protected]@ge.com ; as it seems that though you had not accepted the card in 2000 which was told free by one of its agent /executive ; but probably that would not be an offer from the company.Hence the charges would have been levied into your card account; which was later on appeared as a WRITTEN OFF with your CIBIL records.
You should certainly ask Divya to reverse all the charges appearing into your said credit card account and make the proper updation about the same with CIBIL authorities.
CIBIL will certainly update their records based on the data shared by SBI CARDS.
I feel this is the only and the best way to come out of this mess in my openion.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
Dear client,
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]
I am facing a harrassment from SBI Credit Cards and they have shared my name with CIBIL. Never in my life I had used SBI Credit Card and I am shocked to hear that my name is in CIBIL.
As I am processing my home loan from SBI (as I came to know from them) now it is kept on hold. This might cause losing a heavy loss to me since I have committed some initial payment to the builder and subsequently to take the posession of the property. Now that the loan is kept on hold, I am facing all kinds of tensions on this.
Since One week I have been writing emails to SBI requesting them to resolve the issue and also expressed my concerns, but nobody is bothered to respond. I even escalated the matter to Divya also, not once but three times now, but still there is no response from her as well. I approached CIBIL today and expressed the problem that I am facing hoping that atleasit they will help me.
I am shocked that even the escalation to Divya is not working and she is maintaining silence. Is it not her responsibility to take it on priority to solve my problem since I have sincerely expressed my problem.
This is the first time that I am experiencing this kind of behaviour and attitude from a company like SBI and that even responsible people are not responding to my mails and concerns. Absoutely brutal and unethical behaviour whatsoever.
Regards
Sanjay Kalambale
[protected]
As I am processing my home loan from SBI (as I came to know from them) now it is kept on hold. This might cause losing a heavy loss to me since I have committed some initial payment to the builder and subsequently to take the posession of the property. Now that the loan is kept on hold, I am facing all kinds of tensions on this.
Since One week I have been writing emails to SBI requesting them to resolve the issue and also expressed my concerns, but nobody is bothered to respond. I even escalated the matter to Divya also, not once but three times now, but still there is no response from her as well. I approached CIBIL today and expressed the problem that I am facing hoping that atleasit they will help me.
I am shocked that even the escalation to Divya is not working and she is maintaining silence. Is it not her responsibility to take it on priority to solve my problem since I have sincerely expressed my problem.
This is the first time that I am experiencing this kind of behaviour and attitude from a company like SBI and that even responsible people are not responding to my mails and concerns. Absoutely brutal and unethical behaviour whatsoever.
Regards
Sanjay Kalambale
[protected]
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Credit Card — Wrong entry in CIBIL records
Hi,Few days back i applied for two Credit Cards from two different banks but after few days they said due to certain matches found in CIBIL records they can not process my application forms. Now i dont know how my name got entered there as i have no dispute with any bank and the credit card i am using does not have any payment related issue eother infact i use to pay all dues before due date always so please let me know how can i get the details & reason of my records in CIBIL database.