[Resolved]  Citibank — CREDIT CARD PAYMENT DEBITED FROM MY SALARY ACCOUNT AFTER 4 YEARS

Address:

North Delhi, Delhi

Hello Sir/Madam,

Good Morning, 5 years back I had a Citibank Credit Card (Credit Card # [protected]) issued on October, 2005 with credit limit of Rs.14000/- which was linked with a Citibank salary account. I made so many transactions and paid outstanding so many times to Citibank. In 2006 my grandmother was very ill so I go back my home town with bag and baggage, unfortunately at that point of time I was not able to paid remaining outstanding of approx Rs.11,000/-. I came back to Delhi after 2 years in May, 2007 and got job in June, 2007 and opened another new salary account in Citibank (Citibank account# [protected]), because previous account had been closed.

Now, Citibank debited 10,607.65 from my Citibank salary account (account# [protected]) on 31-May-2010 without any prior notice/information.

Citibank made 11,000/- to 96,000/- includes very high interest rate and additional charges. I am a service class person and having family of 5 members including 11 months old baby girl, how I can pay back 96,000 to Citibank against 11,000. Since Citibank started to debit credit card’s outstanding from my Citibank salary account so, I am struggling to fulfill basic needs or bread and butter with remaining amount of my salary after deduction. Please help me to get this case resolved as early as possible

I have not enclosed any documents as a proof, because I don't have any documents. I have taken all the information related to credit cards from Citibank customer service.

Best regards,

Amardeep Kumar

[protected]