[Resolved] CITIfinancial — Bouncing Charges | |||
I have taken a personal loan of Rs. 1.00 Lacs (loan account no.[protected] from your bank for 36 months (EMI Rs.3,615/-) starting from 5th May, 2008. Today one executive called me and informed for an bouncing charges 225/- of my ECS due to some technical reason in HDFC bank. This is 2nd incident with me. In both of cases i have sufficient fund in my bank account, there is no fault in my side. Requesting you, please wave off this bouncing amount 450/-. I must also mention that I won’t be responsible for lapse in payment of EMI in the future until the amount of bouncing is waved off to me. This shall be considered as a warning / intimation of the misdeed conducted by your bank. Regards Mahender Singh Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 2 Comments | |||
Comments
i want they should allow me bcase i agree i have done mistake, but they r also
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CIti Financial Ltd — Personal Loan (Bouncing Charges)
Sir,MY LOAN NO:12992781
I m Deepak Vishwakarma i have took Personel Loan from Citi Financial Bank,In 2007, I was not able to submitt my Emi at the given date,but still i have pay total EMI till Today.Now i want to Close the Loan by Paying the total amount in two steps.
1. I want to pay my remaining Total EMI so that my Financial report will be good atleast for nest 6 months.
2. And the bouncing chargeswill not exceed.
3.I can arrange the money of bouncing charges within the month.
i have been paying (cash)EMi at the given date for last 6 months but still i have been charged bouncing charges,and bank is not allowing me stop the ECS payment as i told them that i will pay it cash.
so i have complaint that.
1.They should had informed me that even if i pay cash bouncing charge willbe applicable.
2. Now i want to stop the ECS and pay the remaining EMI,s but they are not allowing me.
and if i settle it thn the my CBIL record get damaged.