[Resolved]  Credit Card — unnecessary amount to be paid

why is my name in dfaulters list. ICICI bank is a fraud bank. I am not using their credit card still its showing i need to pay 17000k becuse of this my loan is rejected why should i pay whne i have not used ? see my records of other loans and credirt cards all the reapyments are on time what is this i have already told icici i am nt using their card then why so i dont want my name in defaulters list or I would like to file a case against ICICI Bank