Credit Card Complaints & Reviews

I am using my credit card from last 7 8 months but still my card details is not updated in CIBIL score. Due to that my CIBIL Score not increasing. I request you to update my Credit Card to CIBIL report.

Respected Sir/Madam,
i am writing to letter as no body given responses from SBI CArd side only sending email and message about outstanding amount of sbi card.

As i am said that i has been refused to take any annual fees chargeable( asked for Life Time Free Card) SBI card to sales person but after that he processed my application(with Annual Fees) without my knowledge . I had wrote email about this happened to customecare and call centre numbers and email also but no proper responses. i put request for cancellation as i have not received any physical Credit Card as card is not delivered-returned ( message screen shot attached & other several email communication also attaching). I dont know what is credit card also. i also called at Gurgaon customer care as one gentleman attend my call and assured to cancelled it but not yet cancelled. After that i tried to call 4-5 time they put me hold and after some time cut down the call. such horrible and unexpected experienced.

After several calls and emails finally i am writing this email to you and request to you pl look in to matter and cancelled the card immediately.
Kind Regards,
Ajay M Ghadigaonkar
Mob:-[protected]
Insurance & Investment Advisor

Hi

The bank is fooling around the customer by not mentioning the additional charges even after continuously asking for the same.

The bank has also deducted the money from my saving account linked with my credit card stating that the bill is not paid even though the bill was paid well in advance before the due date.

A deduction of rs 2194 (Brn-pymt-card-[protected]) is done from my account without prior information and there is no intimation of this deduction as well.

I've paid all bills and charges before or on time always. Still such deductions are being done.

I got a call from hdfc bank for credit card, they asked about my details. After confirming my eligibility for credit card, representative visited my home filled all my details in a form and took all my required documents. Couple of days later i got sms with my reference number after that i got 2 verification calls.
Thereafter i did not receive any further update from bank.in credit card tracking website i checked the status it showing application status declined. I don't know the reason.
I'm very disappointed with the service

Hi...
I have received Wrong Number Credit card Bill which end with xxxx xxxx xxxx xx26 bill shows some Total Due around 14, 925 rs. but i never use sbi Credit card and i have this card no [protected] i try to call customer care so many times but didn't get any Proper answer. For This I many Time Visits sbi Bank but they didn't give proper answer and whenever i go to bank an new Employee for credit card I have to close this credit card... so what is procedure..

To deactivate credit card ending 1875. I sent a letter on 15, /11/18 to credit card division chennai to close my credit card ending 1875. But sitll my account is active. I require it to close permanently.
My name is chandamika das from bongaigaon dist. Assam. My branch is hdfc bank chapaguri road bongaigaon assam. So kindly deactivate my account.
Yours sincerely
Chandamika das
Abhayapuri
Dist bongaigaon assam

Hi axis bank,

I like to inform you i apply for neo credit card 2 times, but i don't know why they diclined my card request, i submitted all the valid document, and my salary in hand 21000, and my salary account also axis bank, but i don't know why it was diclined 2 times. For the next month i am going to remove my salary account to axis bank and also i want to blocked my account. Really a worst customer service provided by axis bank.

My account no - [protected],
Ifsc cd - utib0003407

Regards
Dibya jyoti sarmah
Ph-[protected]
[protected]@gmail.com

Hi,
I have an sbi credit card for last 3 years and i am an excellent customer at my payments.
I was ill and missed paying a very small amount of 699 rs which got rolled over to next month with a late payment charge out of the 54000 ipaid in my previous statement.
Now as soon as i came to know of 699 i immediately paid a charge of 699 rs and requested for a reversal of late payment charge. The request was raised and probably got rejected.
In meantime i travelled abroad for work and now the amount became 3000.
I immediatly requested again and on refusal of any action by sbi customer care. I suspended my card for a settlement.
Now my question is is it legal to charge interest and late payment charge on a late payment and interest.
It looks illegal to me as i am aware interest on interest is not legal anywhere in the world.
I am not sure how to settle this now. Is it that in order to settle this i require to pay the 3000 which only comprise of late payment and interest charges or they spoil my credit report.
Or do i have any options which is less hectic and not as time consuming.
Sbi is a govt bank but i think the charges made are unfare for me.
They charge me without me purchasing any credit from them directly.

 the transaction amount incurred/authorized by me is for rs._6999_ but i was billed for rs._6999_. (June month statement attached)
 others (From amazon refunded) your refund of rs.6999 has been processed successfully on[protected]. The amount should reflect in your account by 4/3/2018.

The authorization code (Refund reference number) for the transaction is [protected].

In case you do not receive the refund within 5 business days, please contact your bank’s customer care and mention the above authorization code (Refund reference number). Please remember that you will have to call your bank’s customer care center and not visit the branch for this query.

Some nationalized banks may take more time than usual to credit the refund. If your bank is unable to locate the refund with the authorization code provided, please dispute the transaction as 'refund not processed'. On disputing the transaction, the bank will see a pending refund and will follow the path back to our payment processor to locate the refund.

Hope this helps. Thank you for choosing amazon.

 card has been blocked kindly release the card
 ref :- [protected]

Dear sir/mama

My husband have styandercharted credit card where the limit is 70k. Ther is some fraud transaction happend on card and we have already update the same to standercharted bank this matter is form last three years and we are now frastrated about the same thing. No responce form bank is there and now agin after 7 months i am reciving a letter form stander charted bak yhe pay the due can you belive the card limit is 70k and due is 111000// pls resolve dthe query// on urgent basis as i am also banker i know how the matter is been tretaed.

Hoping posotive reply form stander charted bank.

My sbi credit card number [protected]. I have cheated by fraudsters an amount of rs 8499. The amount credited to shop vista epay kerala. I called the sbi helpcare revarsal the amount but they r not responding correctly. So help me. I got cal this number [protected].
Which i got call is. They called n said vr updating ur card n they changed my mobile number from that they cheated amount of rs 8499. Sbi credit card helpcare can revarsal the amount to which amount is credited.

I did not receive credit card but you bank persons sent statement of this month. With out having a credit card how do i pay the credit card bill. Please let me know shall i get the card or not.

On 4th of this month i got one message from icici, in that message you have mentioned credit card last four digits and pin number, even i did not receive my card. So kindly requesting you to please send the card asap.

Reference number:[protected]

Contact: [protected]

SBI Account No [protected]
credit card Advantage Plus
Account Name Sadham Hussain
Iam Received credit card from state bank of india.Unfortunately iam not able to use my crerdit card as of now due to my personal issues.iam not have been use my card still now but i got call from customer care regarding for non usage charges, how iam supposed to pay maintenance charges, so kindly reversal my penality and remove from cibil score.it was affetced in cibil.kindly accept this mail and block my card... asap

[protected]
[protected]@gamil.com

Dear Sir,

Myself Atul Shantaram Torawane, i have purchased Tata Tiago car from M/s. Fortune Cars Pvt. Ltd. Nerul, Navi Mumbai, while paying for that i have used my credit card but Fortune car representative ask for 1.5% transaction charges against the transaction but as per RBI rules non of merchant can claim or ask for charges on debit/credit card swipe.

After so many argument with Fortune manager they stately deny to accept the RBI rules and conditions so i have pay them through credit card.

Details transaction:- 49872/- was the actual payment and they ask me for 1.5% extra charge (748/-) = 50620/- Rs.

Note:- transaction slip attached for your ready reference.

Contact details: - Atul Shantaram Torawane -[protected]/[protected]

Some one called me asking our credit card no. i gave them and then they asked me for otp
my credit card was debited with 9999.
there was a message on my phone saving ur account is debited with 9999 at paytm noida
they are even asking our otp again and again
they called us from this number[protected]
please take action as soon as possible
as we have lost our precious money.
thanku

Dear Sir, Last month my statement you added interest and service chages(1822.82+246.31) for late payment This is not my issue, This only for Chennai flooding time here no power and No Network I could not pay the money on line please check my last one year my payment details i pay the money on date without any deviation so pls concern my point and pls refund my money we are in trouble

Hi All. I got CIBIL report some time in 2012. I have been trying to get my basic details corrected. Its very disappointing to see that all the information updated in the CIBIL records are false. I would like to know the process to submit all my documents and I would like to know how to get this problem resolved.

Sir, I had got call from [protected] That I have been given gift for my credit card number and usage. But when i told I don't have any credit card. Phone was cut.I redialed but no one ans. Plz tell me what to do next. Because I am not sure where to complaint.

I have purchase credit card in 2008, & used it around Rs.7,000/-,
Then Agents from P-MAK Started to come for collection at home, they have collected from me Amt.24,590/-
in cash & cheque which slips I have till 2010 July,

Last month for my settlement was Dec'2009 but because of some reason I can't pay money in same month
so i talk to ur customer care they extend it till feb'2010 & told me to pay Amt.2,700/- as full & final settlment & close you A/c.
& I paid them Amt.2,700/- Cash

How after 3 years I am getting call from one Agency from Thane-Hiranandani One Boy & One girl is calling for recovery,hey on my cell,
in office on landline numbers, they are using bad words for me & my colleagues, calling on my Boss Mobile, my neighbours

This peoples are harassing me from last Monday 12.08.13 to till date they are continuously calling

Please Let me know my Credit Card Status as they are not providing me any outstanding details
Please send me Credit Card Statement till date

Card No.[protected]

Please clerify the same

send me details on [protected]@gmail.com

respected sir
The catch mercantile c3 sector 8 noida uttarpradesh cheated with me & saying that we are speaking from the (sbi) card with the teleconference they cheated with me on 11-dec_2012 at 10:30 am they took the transction of RS 6999 onthe same date i said to them i dont want any thing but they did the transction forcely i showed all the proof to them but they are not refunding my amount since 9 months

I had two Credit Cards from HDFC and Citi Bank. Both the cards were written-off/Closed by the bank due to non-payment. Later I paid all my Outstanding amount on both the credit cards in May 2013 and have also obtained the No Due Letter for the same. Now when I am applying for a fresh credit card from same or different banks I am getting rejections.
Please advise if i have paid all my debt then why I am unable to get a credit card and how to apply for a fresh credit card.
Please note that this was NOT A SETTLEMENT, i paid the amount in full.
Maybe the rejections is because the CIBIL is not updated, so it is none of my faults, I have returned every single penny of the bank. If i were to get such rejections then I should have better gone for a settlement. I am hopeless now and I dont know what to do. Please help.

Hi, i was using credit card of HDFC bank , there was i time were i received statement late. Due to that they have charged me interest because of late payment. After i have for the settlement amount & i paid the same.

Please let me know how to remove name from the civil list.

regards,

Deepesh Dharod

I HAVE APPPLIED FOR HOME LOAN THROUGH LIC HOUSING AND THEY HAVE ASKED CLARIFICATION FOR CREDOIT CARD WRITTEN OFF/SETTLEMENT. PLEASE PROVIDE THE CLARIFICATION DETAILS. MY E MAIL ID IS n.c.[protected]@elevator-in-thyssenkrupp.com, CONTACT NO. IS [protected].

Dear Sbicard,
I want to tell u that I have a Credit Card Number:[protected] issued on the name of Deepak with you,on the basis of a FIXED DEPOSIT, which has been stopped due to an invalid PAN Number. In total my 2 EMI's have gone but due to my card closure i cant make use of my credit limit.
So, I want to request you to please cancel my FD by removing the lien from it and compensate me with the balance amount to my...

Sir I am S.R.CHOODAMBIGAI from Coimbatore and my credit card number is [protected].My mobile number is [protected] and my e mail id is choodambigai.[protected]@gmail.com I think in d profile of mine d mail id is not taken correctly. Whenever I used d card online I am not receiving OTP and my attempt ends with BIG failure. I donot know d reason. But for shopping d card works well. Thanks. I would be grateful to d executives if they could rectify this problem. 2) Another thing I would like to mention is that if possible kindly enhance d value of d credit card/may be after checking d salary of mine . I am working as a professor in Avinashilingam University of coimbatore. Thanks a lot for making this provision of expressing our opinion as "compliants" With regards, choodambigai

Hi ,

I have harassed by GE Money & have given me & my family in trauma ... i was caring one Tata SBI Credit card last 6 month i never made any transactions by this card suddenly on 3 Jan i got a mail that Rs 35664.26 debited from your card in Egypt.with in 12 hrs i came to know & raised a complain but still they are just giving me excuses we are working on the same 100 times i called them 5 reminder mail i have sent ever time i am getting reply we will get back to you we will working in that give us it has been 64 days to escalated the issue but no response from them.

My Case ID - CaseID=[protected]

I have forwarded my dispute form also two month back . even i have written below points on my mail :

Last one year I have not made much transactions by Tata Credit card
> .& whatever transactions recorded in your system all done with the reputed
> Retailer in Mum & Pune than how come suddenly your server approved the
> Internationally fraud transactions . I suggest you should ask for any
> authentications before approving the such kind of transactions .
>
> 2- I never make any online shopping & any globally transactions except
> few utility bill within the city .
>
> 3- I never shared my personal details in any social network site . I
> am using my personal laptop with single user I don’t visit any cyber café
> to complete my utility bills
>
> 4- I never travel out of India even I don’t have the passport .
>
> 5- In the second attempt when the fraud happened than you blocked my
> card but I didn’t get any communications from you about my card block &
> purpose for the card block even I received my transactions alert SMS once I
> raised a complain to customer care ms Komal .you should call to customer
> about the fraud & card blocking .
>
> 6- I am working person I don’t have much time to check my personal
> mail id every day , Luckily I checked my mail than I can to know about
> the fraud transactions .

What kind of legal help i can seek plz help me.

Pramod
[protected]

I RECEIVED ICICI PLATINUM CREDIT CARD WHICH IS NOT ACTIVATED UNABLE TO CONNECT CALL CENTRE MY MOBILE NO M-[protected]
LAST 4 DIGITS OF THE ICICI PLAATINUM CARD IS 1004

AK RAY

Dear concern,
I am O P Meena from Jaipur, I am ICICI bank Visa credit card holder and the card number is [protected]. Its credit limit is 35, 000/ only and I want to raise this limit to 50,000/- at least so please do needful to increase the limit.
(M)-[protected]and my Mail ID is [protected]@yahoo.com

Hi ,
this is priya ,im using your credit card for more than a year when i appliead for the card i wasnt informed that there will be charge for additionalcard card now in the stmt i being charged for having additionalcardholder so not ready to pay this charge and when ever i am calling o customer care they are saying that system is down call after half n hour .

secondally i being charge for using card above the credit limit well if my credit limit is 10000.00 so i am being allowed the card above the limit . mover i[censored] see my payment pattern i am regular payer and i am not getting to increase my credit limit i am sorry cant give my card no. becoz i dont feel so that its secure to give my card on this media.

so now i am looking forward that ill get good resolution of my concern without getting futher charges . if ill get charge any more than i dont want your card.

Thanks

priya

I had a standard Chartered Credit Card No.[protected], in which two Fraud Internet Transaction of 27.10.2012 in MCAfee & 28.10.12 in CHEAP ANDGO -VIAJES INTE PALMA ES.

Sir, I had already complaint to Standard Chartered Customer Care that my card was miss used, they cannot proceed the settlement, but bank phool people can block my card, but cannot retain my debit amount.

Sir, I had complaint on 28.12.2012 at 8.30 am on sunday and i had also sent Transaction Dispute Form to Nodal Officer, Head Departmet to Chennai by Reagister AD. I had also sent mail to each and every department for this FRAUD TRANSACTION but bank people did not reply properly they told me that it take time to Investigate.

Sir, for this complaint already crossed Three month but they people did not tell me any thing.

Sir, I had already complaint to crime branch also but they also told they had written a letter to Bank.

But till date i.e. 06.02.2013

Sir I attach each communication copy to you,

Please help me to out of this case