[Resolved]  Credit Card — Home Loan Rejected Due to Credit Card Overdue of Rs 12000

Hi,

Recently I have applied for a home loan recently.

I was shocked to hear from SBI that my name has been listed in the Defaulter List of CIBIL.

I have been provided a number to check the same with CIBIL as to which bank has reported for the overdue of Rs 12000 from the year 2006.
From 2006 till date I have never been called for any overdue.
The no. is[protected].And I am finding no place in the website to input the no.

I have paid and settled all my dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending from our end.

I do not know which Financial Institution has reported my name in the defaulter list.

This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.

I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?

I seek justice to get my name removed from the defaulter list with an immediate effect as I have not heard from any bank as I am a defaulter.

Please help me.

Looking forward to a suitable action at the earliest form your end.


Thanks & Regards,

Saswata