[Resolved]  Credit Card Settlement — Credti Card Settllement

Dear N L Kedwai and Rajneesh Behel,

This is to Bring your Kind Notice That I Amit Bahuguna was holding a Credit Card of H.S.B.C. Bank with the Card No.:- [protected], Which I Requested to Cancel Against the Full and Final Settlement.
Now The Same Card Has been cancelled by the bank, But the final Settlement I have made twice one by Cheque and one by Cash details are as follows:-

1. Cash Paid on 19th March,08 of Rs. 10149/-
2. HDFC Cheque No.-149801 dated 11th March,08 of Rs.10149/-

Since, The Settlement has been done at my part and card has been cancelled Despite of my repeated reminders and follow-ups with Customer Care AND Recovery Department, till date I have not received my excess Payment to the Bank. And it’s been 1.8 yrs now when I am totally exhausted with H.S.B.C.Concerned Person from H.S.B.C. (Bombay)-Mr. MANDAR was dealing on above mentioned matter with me.

Please look into the matter with the final Settlement letter which is impacting my negative rating with SIEBEL wherein i have applied for Home loan rating, After this I would be only having option now to go to the Banking Ombudsment.

Looking forward for the quick action on this.

Amit Bahuguna
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Aug 14, 2020
Complaint marked as Resolved 
Complaint comments  1 CommentShareTweet


Credti Card — credit card

H have some problem with SBI Credit card pre approved load.
SBI Provide pre approved loan on my credit card, interest rate is 7.5% only and 2% processing fee. I am agreeing that conditions.
After taking loan, SBI bank people add some GST on every statement. I am asking customer care person they said GST is applicable on every customer. Before intimation how they can add GST on my account. They can’t explain what is GST.
He says every month payment is 2518/- only I am asking n number of time how much amount I will on every month he said 2518/- only. But every time add on my statement 100/- to 150 /-.(GST).

He said interest rate 7.5%.
I calculate include GST it will around 13% above
They not said include GST how much amount I will pay, they said only every month payment is 2518 /- only.
SBI Credit Card persons cheated to Customers.
I am not interest to pay more than one rupee.
Any one please helps me how to avoid the GST amount.
My mail id is [protected]

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    Complaint categoryCategory: Credit Cards
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