[Resolved] Credit Information Bureau (India) Limited — Customer Name in CIBIL Defaulter List inspite of having settled all dues., Page 7

[Resolved] Credit Information Bureau (India) Limited — Customer Name in CIBIL Defaulter List inspite of having settled all dues.

C Complainant09876 from Mumbai, Maharashtra

Myself & my husband had applied for a home loan recently. We were shocked to hear from the Banks (Standard Chartered Bank, ICICI Bank, Reliance Finance, Barclays Bank & Citibank) that both of our names are listed in the Defaulter List of CIBIL. We have paid and settled all our dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending from our end. We do not know which Financial Institution has reported our name in the defaulter list. This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way. We have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct? We seek justice to get our names removed from the defaulter list with an immediate effect.We are ready to give all the proof and settlement letters issued by the concerned Financial Institutions provioded we are given the details of the same. Please help us. Looking forward to a suitable action at the earliest form your end. Regards Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Rajiv Goradia

from Mumbai, Maharashtra

I had some payment settlement disputes almost more than 10 years back, I am not able to apply for new cedit cards, How do I remove my name from defaulter's list.

Sunil Kumar

Hi,

My name is Sunil Kumar. I took a bike loan from Bajaj Auto Finance ltd. I gave them 5 cheques, they did not took out any money from my bank account for almost 3 months. I went to dealer and i was told before they take out any money they will inform me but without any information they deposited the cheques and they got bounced however i paid all the amount almost 15 months back. Still my name is blacklisted in cibil. so, i request you to get this sorted out as soon as possible.

Sunil Kumar
Ph: [protected]
Loan Proposal Number: 178486
Loan from Bajaj Auto Finance Limited.
Naraina Industrial Area, Phase II
New Delhi.

V SATHYANARAYAN

Dear Sir,

I want to know that my name is in CIBIL and i need all details of that. Can you help me in that

Roy George

from Chennai, Tamil Nadu

Ys they all are correct as i am also facing the same problem especially from bajaj finance who do not a softwar or system to handle this all... acually they are the defaulters taking money and asking for EMI(S).

D.NANDAGOPAL

from Palghat, Kerala

sir,

iam shock to know that, there is cibil problem for my car loan, which i applied for, i request you
to send me the details to slove the problems, since i have setteled all my dues of my credit cards
payment, which i have a settlement letter from the concerened bank, officially.

pls help me to resolve the problems

regards

d.nandagopal
[protected]

HARI DUTT PANDEYr

from Gurgaon, Haryana

Dear
Sir / Madam

Please be informed you to my name are enrolled in Cibil Service; I don’t know what is the civil service, who is enrolled may name in this service. I request to you kindly withdraw my name from this service

I request you to kindly send me details of issues if there is reflecting any out standing amount please give me details like bank name, credit card no and contact no person no. Where I can pay out standing Amount please advise me in details

venkatamurali kedareswar rao

from Mohali, Punjab

WHOM TO MAY CONCERN
Dear sir i am kedareswar rao i was used icicibank credit card from 1 year back in 2008.Beacause of late payment icicibank put my name in the cibil list.but i already settled my icicibank credit card.still my name is continue in that list.i mention details below here.

Credit card no-[protected]
settlement accuont no-[protected]
settlement amount-100000
ref no-APP[protected]
Date of payment 24/11/2009
amount paid-10000

I strongly request you i icici settlement branch sattled my creditcard and i paid all that settled amount.at the date of 24/11/2009 in rohini branch.

I strongly request you please remove my name in the cibil list very soon.

Thanks and regards
kedaresawr rao
[protected]

venakata satyamurali kedareswa

from Mohali, Punjab

Name remove from the CIBIL list

Dear sir i am kedareswar rao i was used icicibank credit card from 1 year back in 2008.Beacause of late payment icicibank put my name in the cibil list.but i recently 24/11/2009 settled my icicibank credit card.still my name is continue in that list.i mention credit card details below here.

Credit card no-[protected]
ref no-APP[protected]
settlement amount-100000
amount paid-10000
Date of payment 24/11/2009

I strongly request you i icici settlement branch sattled my creditcard and i paid all that settled amount.at the date of 24/11/2009 in rohini branch.

I strongly request you please remove my name in the cibil list very soon.

Thanks and regards
kedaresawr rao
[protected]

JYOTI RAMKUMAR JOSHI

from Chennai, Tamil Nadu

ABN AMRO PERSONAL LOAN DEPARTMNT — NAME IN CIBIL

I took a loan from ABN AMRO BANK, Due to the financial crises I was not able to repay my EMI on time, So I beg the bank for closing the loan account, they took 4 months for that, After few months their agency request me to do settlement for closing the account. Showing the huminity since I am a handicapped lady they reduce the settlement amount. I paid full amount in cash and close the account. But bank put my name in Cibil. When I paid the loan amount as per the bank instruction then also why bank put my name in Cibil. Which show that I am a cheater. So please solve my problem and remove my name from Cibil

sudhir deshpande

from Chennai, Tamil Nadu

Sir,
I am a working journalist. I am interested in finance activities... So for more information i will be in touch with you...
Sudhir Deshpande, Aurangabad.

Magesh

from Bengaluru, Karnataka

Dear Sir

Let me know how i can check my name is in the defaulter Financial list

S.Ranjith

from Mumbai, Maharashtra

Dear Sir,

Right now i have RS 35000.00 outstanding in my ABN Credit Card, I have requested the bank to convert this amount it to EMi so that i could pay it on time. But the executive are not accepting this, If this is the case definetly this will difficult for us to guide, Please help

Anup Kumar Routh

from Gurgaon, Haryana

ABN AMRO — Non Credit of the fund transferred due to server error

I have a saving bank account with ABN AMRO with the account number 1198049. On 06/01/10 I had made two electronic transfers to two different accounts with amounts 20000 and 6600. Becuase of some server fault the amount got debitted twice in each case but it had generated only one Transaction Receipt for 20000 and another of 6600. I had also tried to lodge a complaint with the customer support of ABN AMRO regarding this but I was denied and asked to wait for 48 hours for the transfers to take place which eventually happened and the receiving parties/accounts got the double amounts.

But the trouble does not ends here. ABN AMRO statrted the process of Crediting the amount which got transfered by mistake, to my account and in the transition the sum of 20000 shows debited with the receipient account and it has still not shown in the avialbale balance in my account. My approach to the Customer support is of no use as I am always asked to wait for 24/48 hours etc.

Raj

from Delhi, Delhi

Well,

I never took any loan, has 2 credit cards (ICICI and HDFC). HDFC card is six months old and I have not made a single purchase on that. ICICI card is linked to my salary account and I always pay before the due date. Have never defaulted on Mobile bill or electricity bill, insurance payments or any other things. Work for a MNC and draw pretty good salary.

Recently one bank rejected my loan application based on my CIBIL report. They informed me that I have two defaults on two wheelers loan, and two defaults on credit cards. I don't have a driving license so I am pretty sure that this is a case of forged documents.

Anyways I have applied for my credit report and am fully prepared to drag the related parties to banking Ombudsman and even to Consumer court depending on the bank's attitude. Banking Ombudsman scheme could be a boon in all these cases. I would suggest all of you to approach the same, if you feel that your bank is giving you a raw deal. Here is the link for the details -

http://www.bankingombudsman.rbi.org.in

Regards
Raj

khushal bhagtani

from Ahmedabad, Gujarat

Dear sir,

my name is khushal bhagtani and i applied personal loan but bank ask my cridit beruoe report is not satisfiyed and i all my past loan clear and no dues cetificate collected with bank . so pl chaqe and reaply sir.

NIJAM

from Nashik, Maharashtra

Sir i would like to check the defaulter list CIBIL.which is the website.
Tanks in advance.

Balakrishnan M

from Pune, Maharashtra

Same kind of problem I am also facing. I always made prompt payment for the credit cards which I was using but unfortunately it got expired recently and shifted my residence also. But when I applied for a new card from other bank, I came to know that my name is in defaulters list. Really I am puzzled, and clueless how it had happened. Earlier I was issued a lifetime free credit card from citibank but within a month they had started sending bills for annaul fees which went upto 5000/-. I haven't paid that amount and after that they discontinued.. will that be the reason for my name in defaulters list??

SANJAY ARUN WAGH

from Mumbai, Maharashtra

Hi,

Myself Sanjay Arun Wagh
date of birth: 12-July -1973

Pan no:XXXXX

Today i have known from HDFC car loan department that i have some dues in credit card in cibil list.As per my knowledge it is impossible, and i am shocked.So please inform me how can i get details about which bank credit card ..dues on me?

SANJAY

rajasekhar

from Gurgaon, Haryana

i want to know whether iam in default list are not.

how can i.

d manohar

from Thrissur, Kerala