HDFC Bank Complaints & Reviews

Credit Card — excutive behabiour

sir, respectfully i beg to state my name is tarun mishra , i recieved a msg in my mobile .
my credit card has dispatch in blue dard([protected]). that time the blue dart executive has
come in my home i am not their in home ,i am going to my office .the executive told my wife any id
proof is complusery to recieved the card then my wife ring in my mobile then i have talk to the ececutive and i have told him that a have comeing home in 10 minute but he says that he cant wait
it is ok but the behaviour of talking is very bad.no manners of talking,

BEHAVIOUR OF COLLECTION - CREDIT CARD
I totally agree that HDFC is not a banker, but a criminal .The Collection people are just criminals whom HDFC bank has offerred Commission on collections. The commission rangesfrom 20% to 80% and whenever collection is made records are not updated .I made full & Final settlement to bank through cheque and now my account is still not settled and callection executives ae calling now and then

BEHAVIOUR OF COLLECTION - CREDIT CARD
I totally agree that HDFC is not a bank its a institute of, criminal .The Collection people are just criminals whom HDFC bank has offerred Commission on collections. The commission rangesfrom 20% to 80% and whenever collection is made records are not updated .I am not able to make the payment this month
but due to some finicial problem . i am not able to made the payment but countinuslly follow with your executive. i have to give them a respect and arrange the payment and made the payment. if your system is not updated so there is not mine fault your executive treed me as a defaulter . this such a redecules and your executives calling morning 9 a.am to till 7 p.m is this the way to collect the money.

Hi All,

HDFC is the worst bank ever, they don't care if customer is in hospital. This is the first time I missed my minimum due because I met with an accident and can't able to arrange amount and I was unable to attend the call as well for 3-4 days. I can understand that was very small amount and I can pay easily but still this time somehow I was unable to pay it. They are treating me like I am criminal. Customer care girl is talking like she is "Vasooli Bhai" #####. I arranged the whole amount today and tomorrow I'll pay it. I know it's their job if someone is not paying bills but it was just 1 minimum due and apart from this I have my salary account in HDFC and also a LOAN is there which I am paying monthly without missing any single EMI.

I am planning to change my salary account next month and I'll close my Credit card as well.

Above rating is for HDFC bank, its services and HDFC employees

SIR,
WE ARE HOLDING YOUR TERMINAL NO 41012330 OF HDFCBANK, AND I AM SORRY TO INFORM YOU THAT WITHOUT INTIMATION A SUM OF RS. 30000/- HAS BEEN DEDUCTED BY YOU.

THE COMPLAINT WAS GIVEN YOU IN WRITING ON[protected] ATTACHING ALL THE RELEVENT DOCUMENTS BUT TILL THIS DATE IT HAS NOT BEEN RELEASED.

THE CUSOMER FROM USA HAD PURCHASED A WOODEN TABLE FROM OUR STORE WORTH RS. 30000 THR CREDIT CARD NO XXX 8454 ON 28 FEB 2009. THE SHIPMENT WAS RELEASED BY HIM AND THE DECLARATION WAS GIVEN TO YOU.

ALL THE ABOVE FACTS ARE AVAILABLE TO YOUR MANAGER MR KINJUL SHARMA MOB [protected] BUT HE IS NOT CAPABLE TO HANDLE THE MATTER.

I THEREFORE REQUEST YOU TO REVERSE THE AMOUNT OF RS. 30000 AT THE EARLIEST.
PLEASE NOTE THAT MY COMPANY HAS GIVEN YOU A BUISNESS OF MASTER /VISA CARD MORE THAN 1.5 CRORES DURING THE YEAR 2008-09. I HAVE STOPPED YOUR EDC MACHINE TILL THE MATTER IS OVER.

THANKING YOU
PADMA JEWELS PVT LTD
PC JAIN DIRECTOR

Please make complaint to your nearest regional office of reserve bank of india.

MY NAME IS SANJAY MISHRA, MY LOAN NO IS 91581448 AND MY EMI IS 1718/00, MY ADDRESS IS 69/3, NEW INDIRA COMPLEX, KHERI ROAD, NAHAR PAR, OLD FARIDABAD
HARYANA-121002, MY DATE OF BIRTH IS 15/08/1983 . I WANT OF NOC BECUASE MY LOAN IS CLOUSED

sir my name is pardan singh, having the loan no.-2646134, as UCL, i have deposite all ammount with intrest against my UCL, and applied for the NOC.agency has commited to issue the NOC within 30 days, but still i have not received my NOC.plz just takecare of my request and issue the NOC.
my address is-
111, madangiri village, delhi-62
last payment detail-
date-18/06/09
please

My Car Loan A/c # 2563357 we paid all our instalment my car loan. we also received full & final letter from hdfc bank.
But now hdfc bank not issue Noc He says first clear my cradit card payment after that they release my noc. how can they do this car loan & credit card both is different division.

awaiting ur opnion.

I REMAIN UNABLE TO GET MY NOC DUE TO WRONG ADDRESS

PLS SEND DUPLICATE N O C OF MY BIKE AT FOLLOWING ADDRESS

my hdfc bike loan no. 2361860
my bike no.DL-5S-U-3092,

RAJ KYMAR S/o LATE NATHU RAM
ADD-D/456, ST-1, ASHOK NGR
SHAHDARA
DELHI-10093

I took car loan from the bank of punjab I have repaid the entire loan along with interest way back in 2008. I have applied for NOC for the same about a year back. But inspite of visiting your bank branch situated in New Grain Market Muktsar. I am unable to get the NOC. My loan account No. is 2DLA1524213. Please help me in this regard.

Plz send duplicate N O C of my car at following address

my hdfc car loan no.1658058
my car no. HR-12 G 8663



Harish Kumar S/O Sh. Nand Lal
Premier Sales
27, subhash shopping complex
near appu ghar
rohtak-124001(haryana)
ph.no [protected], [protected]

I Harvinder Kaur, lost my a/c HDFC car loan, but my EMIs are complete, my car no is DL 7C J 2145, date of birth[protected] car Hyndai Getz ) colour white . EMI got over in March 2011, Still waiting for my NOC, kindly do the needful . My mailing address is : House no 348, Dr Mukherjee Nagar, Delhi - 110009, Email : [protected]@gmail.com, Ph:[protected]

May name is madan mohan pandey L/O L.D. Pandey my three car lone complete month of may 2011 car lone no.
DL4CND-3411 HDFC Bank 13085513 07.05.2011
DL4CND-3412 HDFC Bank 1308550 07.05.2011
DL4CND-3413 HDFC Bank 13085571 07.05.2011

Please send the noc may office address

F- 11/12 Triveni Commecial Complex
sheikh Sarai Phase I
New Delhi 17

Thanks & Regards

Madan Mohan Pandey

[protected]

Dear Sir,
My name is Syed Hameed, & my Loan Agreement is 14806680.Since last one month iam waiting for my car Noc but your people are not responding to my request.I request the higher official to look into the matter & issue the Noc copy.Do the need to us & help me. please please please...

Thanking You,
Yours Faithfully.
Syed hameed.
Hyderabad.
[protected]

Open teh case with Ombudsman u should get addressed fast by bank

i want to check the balance enquiry

Dated: 03.10.2010



Sub: Complaint Against HDFC Bank Credit Card Division

Reference : HDFC CREDIT CARD NO: [protected].



Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

Please never ever go to these private banks and HFCs such as HDFC, ICICI, they will suck your blood out...I do suffer by paying 10.5% high interest rate on my 11L housing loan with HDFC...I am going to pay off all the remaining money within another 6 to 8 months...luckily I am on onsite in Japan...They make millions of Indians suffer by charging high...In Japan, the interest rate is just 1.75% to 3% on housing loan...

Always go to public sector banks and HFCs, such as LIC, Indian bank, SBI etc...even if it means getting loan with many hassles...it will not make you to suffer in the long run...

Please avoid HDFC...

My advice, Pay the tax to the government and dont make the stupid choice of taking home loan in order to avoid paying income tax...

Paying tax to government is far better than paying the money to these blood suckers...

I hope sincerily that these high interest charging blood suckers become bankcrupt one day...I will be the most happiest person to see such developments...

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

IN CASE OF A FORECLOSURE OF HOME LOAN, BORROWER''S MAIN, PERHAPS THE ONLY, GRIEVANCE VOICED IS SEEN TO BE AGAINST THE ADDITIONAL CHARGE HE IS REQUIRED TO PAY.

ACCORDING TO ONE'S UNDERSTANDING, HOWEVER, WHAT IS OPEN TO A MORE SERIOUS OBJECTION IS THE, COLLECTION OF INTEREST AS CALCULATED / INCLUDED IN 'EMI' FIXED ON THE BASIS OF THE FULL 'TERM'' OF THE LOAN AS ORIGINALLY CONTRACTED FOR, ALBEIT IT GETS REPAID PREMATURELY..

SHOULD THAT BE SO, THE POINT OF POSER IS;; IS NOT THE INTEREST SO COLLECTED BY ANY LENDING INSTITUTION EXCESSIVE AND INEQUITABLE?

vswaminathan

.

.

Mr Roshan Pandey
[protected] / [protected]
Email : [protected]@gmail.com
Ask for :
Mauritius + Malaysia + Singapore + Star Crusies + Thailand+
Srilanka + GOA 365 DAY + RAILWAY E-TICKET AUTHORISED AGENT
www.travelbyrakesh.com

Mr Roshan Pandey
[protected] / [protected]
Email : [protected]@gmail.com
Ask for :
Mauritius + Malaysia + Singapore + Star Crusies + Thailand+
Srilanka + GOA 365 DAY + RAILWAY E-TICKET AUTHORISED AGENT
www.travelbyrakesh.com

HDFC Bank — Pre-closure charges

HDFC is charging heft charges for pre closing , and also the rates for the closing charges are increased without any notification.

What was the rate of the additional charge that they wanted you to pay? Could you please let me know because even I am planning to pre-close my cash on call loan. I was similarly told that I could close the loan anytime with a 3% preclosure charge.

HDFC is the worst bank in handling credit card customers. Please dont go for it.

yes..

Worst service by hdfc credit card customer service.

They keep on calling to give insta loan but if we need to preclose the loan then we have to call their blunder customer care number. We need to reach their executive as complaint then they are saying too may new rules to preclose and the revised charges NOT informed.

POOR CUSTOMER CARE SERVICE.

in lock down there is customer care executive on call

so what is the procedure tp pre closer procedure

You are very sweet till you take the policy.
When we require your help you show your real colur.

I too have a very bad experience.

PLEASE DONT BUY ANY MORE HDFC ERGO INSURANCE

HDFC Credit Card — excess billing of more than Rs 40000

Sir/Madam,
I HDFC Credit Card limit of Rs.125000. But they had wrongly debited from my account of Rs.42266 through many items. Most of which was for internet flight bookings. Which i Had not Made. I have only the account with makemytrip.com. But the first wrong transaction was of a Butique for Rs.20700. Which also I had not make. After getting the next bill I complant in the Bank's customer service and the told they will look over the matter, but they had not done anything till yet.Afterwards when I got those internet booking charges, I informed them and they told the same and did nothing.
After few months when I saw that they did not done anything, I stop paying the bills.Then they called me on 09/02/09 and i told them why I am not paying. at that day they marked those items and told me to give them a written complant. So i did it on 13/02/09 and send them via post.
After few days a person named Avijit Banerjee from Kolkata Dalhouse office starter calling me and started threaten me for paying.When I told him that I will not pay untill I get any written letter from HDFC head office about what they have done of my complant, He started disturb me and irritate me for payment. He told me to pay the minimun balance of Rs.3760. i paid Rs.4000 when he assured me that the bank will send me a written letter within one month of time.
But on 16/03/09 again i got a call from a girl from HDFC Bank for immidiate payment. When i told that I will not pay untill i get a written calculations about my complant balances she told me that they had not reaceve any complant and suggest me to fax the complant again.So I did it on 18/03/09.
Yesterday I got the payment bill for this month stating immidiate payment.
So sir/madam please do something and suggest me for the next step.

Probal Banerjee
400/8 Radha Housing
Daspara, Mukundapur
Kolkata-700152
Cell-[protected]

I do agree with this. Iam also HDFC BANK credit card holder. My card No. is [protected] limit of Rs.30, 000/- .From bank mistake is happened i.e; wrong statement is generated from their end on 07/08/08 and mentioned merchandiser is Sai Tirumala car décor – Hyderabad for Rs.16, 500/-. Firstly I did not authorized any one to use my card..

customer care department people every time used to call me and informed many time when I did transaction for more than 10, 000/- but except for this transaction no information. When ever iam following, regarding this transaction no proper response was given to me. I went personally and given card dispute form in credit card department - Hyd. Kindly give me some suggestions to whom i need to meet to solve this problem.

Regards,

K.PARVATHI

i am totally agree with complaint board

Hi nishantsakpal,

Dont lose hope. All you can do is simply write an email to the "PriorityRedressal.[protected]@hdfcbank.com " team and copy the local newspapers. You will see changes soon..
I've had a similar issue and escalating this would be a proper way to approach things.
Take care and remember that your life is more important than these 'off the record recovery goons.'

Thank you,
Regards,

A Dighe.
London
United Kingdom.

HDFC BANKS — FORCED VOICE & USING ABUSE

AFTER BELOW COMPLAINT, BOTH BALRAM & HARDEEP USINIG FORCED VOICE & REFUSE FROM COMMITMENT FROM[protected], 43145200

Sir.,

I have saving account and credit card account in HDFC bank , due to overdue in credit card payment and adjust some amount with saving account, but after adjustment of rs3300 , my saving account still barred for withdrawal and executor (balram--[protected], new delhi ) of hdfc is not responding & not picking any call from my side or mail also after this activitity.

Pls Help me out
Regards
Devinder Singh
[protected]

I owe a Credit Card of HDFC Bank since 2006, there are some delays in payments becoz i am also not getting my payments but i want to repay the amount. I talked to the customer care and asked them to stop my card and take the whole amount in instalments but they said it is not possible. i am still paying them but for the last 2 months the situation has become more worse and i am getting out of money. now these people are harrassing my parents to pay which is not possible. I am getting the call from HDFC Bank Branch Rajouri Garden, New Delhi. The name of person is Radhey and he is calling and my parents again and again and harrasing using abusing language. The Phone numbers which he is using are[protected], 66219061, 66219001, 43145300. Now i have asked for Settlement but they are refusing. I am frustrated of this type of customer care and banking so i am interested in to stop the card and settlement. I have already complained in the Customer care for the same but the person Radhey is still using foul language.


What to do??????????????????

SHOCKED WITH THE STAFF OF HDFC BANK.

I have been using services of HDFC since past 7years, got all my
accounts rated as premium accounts.
was very happy, and used to recommend it to others too.

Loans, Creditcards all were from HDFC.

Its just recently (beginning of 2011), due to some unavoidable
circumstances (everyone once faces in life) creditcard payments
started getting delayed... and I started getting calls from the
collection agency, and to my surprise, it appears that all the
saddists of the world are working there.

Such abusive language, not ready to listen and non cooperative staff.
They got talent to really put people to stress, using unofficial
language, threats, and beyond imagination...

I get around 100-150 calls a day from the below mentioned numbers

[protected]
[protected]
[protected]
[protected]
[protected]
[protected]

appears to me Rajouri Garden Branch, New Delhi.

Female called, Rakhi has been misbehaving beyond imagination.

I tried attaching the video of call history, and her recorded voice
but heavy files.

I ve been asking her to make me talk to her senior, she abuses, and
says... "jis marzi se baat karlo, paise toh main nikalwakar hi
rahungi"
"agar paise nahi hai dene ke liye, toh apni property baech do, bheek maanglo"
etc etc etc

Sir, if my intentions were wrong and of not giving my dues, I wouldnt
have wasted money giving minimum payment since past few months...

I would like you to look into this matter very very seriously, and
want apologizes from Rakhi.

Now I have told her, let the issue aggravate, am not making a single
payment now... Sir, everyone, including you comes from a culture and
family where this kind of misbehavior is not atall
acceptable.

She also, got hold of my mothers number, and called her and started
abusing... this also leads to disclosure of the personal information
of the customer to third party. (punishable offence).
Not listening, and calling again and again ... leading to
Harrasment... Punishable offence.
Invading personal space of an individual ... Punishable offence.
Giving threats ... Punishable offence..

I know, there is some fault from my side too, of not clearing dues on
time, but Sir, its only past few months, that doesnt mean, am a
defaulter and has wrong intentions(as blamed by your staff).

Sir, I would want to take this matter to higher authorities and take
serious action against Rakhi.

One more day of calls, I ll have to publish the videos, recording to
media and Police.

Also, not only this what she does is, Makes stories to her team about
me, and filling in false updates.
keeps calling on my phone, and when I pick up, she shouts and doesnt
listen, so I just keep the phone aside(connected on call) and so does
she, phone is kept idle like this for 30 - 60minutes.
If you check the call log of above mentioned numbers, you ll see for yourself.


Again, My request for serious action.

Siddharth Gupta
[protected]
[protected]@gmail.com


CC: Shri M Rajeshwara Rao
C/o Reserve Bank of India,
Sansad Marg,
New Delhi - 110001
[protected]@rbi.org.in

HDFC is the worst Bank if the amount is overdue. They even go to the extent o[censored]sing foul language and instigate you to say bad words. How long would you listen to their bakwaas? At one time you will be forced to reply in their language. Then they record it. The best way to handle this - i have learnt from experience - is to change your number and then go directly to the credit card cell or write to them - directly or thru your lawyer. i am getting threatening calls at all hours. even at night after 11.30 pm. Useless bank and staff. Payment issues can arise with anyone at any point.

My advise .. don't use credit cards at all. This the only way all Banks will learn to behave.

Hello,
I recently took a new number from vodafone which was previously used by someone called Anoop Das.

Now I am getting calls from someone whose name I didnt bother to ask because he is very disrespectful in the manner which he talks. And please employ people who know how to talk.
Ill enlist some numbers i get calls from...

I trust you will look into this matter and get this resolved.

[protected]
[protected]
[protected]
[protected]

i am using HDFC card and this month couldnt pay because of health issues.i am also receiving calls girl name is malti and her behaviors is so bad.
The no is
[protected]
[protected]
[protected]
[protected]
[protected]
i have revived more than 100 calls from the morning . The girl is so bad using bad abuses language like payment nai karna tha to card ku liya.bank main jake cash deposit karo online kyun payment karoge usmain to 3 din lag jayenge. even the head of the team is same .i have never expected a behaviour from the bank like HDFC . i dont know it is collection department or bank .but whoever appointed them should think about reputation of the bank. they dont have manners to talk to customers.

really very depressing.

from Vandana
[protected]@gmail.com

I have been using HDFC card I was regularly paying the dues every month but for few months I am jobless and not be able to pay this month. I am receiving regular calls from HDFC for the payment. But I am helpless I am not been able to pay now they are started threatening me. I have a threatening call form 66219091, 43145200.

mr ,

why are you posting your bank a/c number in public forum? go and complain to hdfcbank or RBI dont give ur a/c to anyone..

DEAR SIR

I SRI GAUTAM RAY HAD TAKEN A LOAN FROM CENTURIAN BANK CUTTACK ORISSA TO PURCHASE A HONDA SHINE BIKE . FOR THAT I HAD GIVEN THEM 30 POST DATED CHQUES OF RS 1717.00 EACH.DURING THE COURSE I GET ILL AND SOME OF MY CHQUE HAS BOUNCED IN THE BANK, BUT I PAY THEM IN CASH AFTERWARDS THROUGH YOUR AGENTS. BUT I GOT DISSAPOINTED WHEN FEW “GOONDANDAS” TOOK AWAY MY BIKE DURING THE COURSE OF MY JOURNEY. THEY STOPED ME, THRASHED ME, PUSHED ME INTO A CORNER, AND KICKED ME . DURING THIS COURSE I INJURED MY REGHT LEG. THEY SNACHED MY BIKE AND TOLD THEY ARE FROM RECOVERY SECTION OF YOUR BANK AND AT THE BEHEST OF YOUR MANAGER. THESE ACTS OFF ALL CLEARLY VIOLATING SUPREEM COURT ORDER.

I HAVE OVER DUE OF 6 EMI PAYMENTOF RS 10302/= AND PRINCIPAL AMOUNT OF RS 14, 360. IN TOTAL I OWES TO BANK RS 24, 600/= APPROX AFTER DEDUCTING CHQ BOUNCING CHARGES AND OTHER CHARGES. NOW I WANT TO PAY RS 24, 600/=TODAY AT ONE GO AND RELEASE MY BIKE. I AM NOT ABLE TO PAY MORE.

THRE FORE IREQUEST YOU TO ISSUE A RELESE LETTER OF MY BIKEOR-05-Z-9270, AGREEMENT NO[protected], LOAN ACCOUNT NO-LOTW[protected] TO ME AND YOUR BANK OFFICIAL FOR THE ONE TIME SETTLEMENT.

THANKING YOU

GAUTAM RAY

HDFC Bank — harrasment by recovery agents

I have veen harrassed by this card company even though i have been making minimum due payments. Recently I was abused in the worst language by this bank employee

Get yourself registered with CCHAI -- credit card holders association of India visit their website for more details.
www.creditcardasson.org.

sir

i am having hdfc bank credit car no [protected] i am using this card since 05 my querry is where u charged late payement fees & overlimit charges which was i never used i made payment of rs-3500 on line sbi visa transfer ref IV00064578 on 29th feb and debited from my account after that i made payment of 4500 than i made payement of 3500 than again i made payment of rs.7000 on line dated -12th may ref no- IV00088379 online sbi which u received when i made payment regularly and u charged late payment fees and overlimit charge after your charges kindly look in to and wave off all above charges otherwise u cancle my card or block what ever amount is pending i will pay apart from above charge for above issue i discussed twicely to customer care number but response was bad.


waiting for your response

thanks

mahesh patel