HDFC Bank Complaints & Reviews

Home Loan — charging of extra interest

hi ,
my account is in central bank of india,pratap nagar,udaipur(Rajasthan) from whom i have took housing loan of Rs.300,000 in the year 2006 for the term of 12 years at fixed rate of intrest of 9%.whose instalment were calculated to be Rs.3420 as per the bank.

The bank, in the initial year of the loan they charged us with fluctuating rate of interest for which on finding of it i wrote an application to bank they did made the changes and paid in the account an amount of Rs.927 which according to calculation is less.
what the bank did now is they have made 2% penalty charges in there software and were charging us at 11% rate of intrest on finding of it from the bank statement i have given application to them to rectify the mistake but the management is saying that in futer you want be charged penalty but they are not giving back the exra amount paid by me as penalty, which according to me is almost of the amount Rs10,000
please do the needfull
thanking you
yours faiuthfully
chandra prakash dhaker
bank loan acc no. TL274
bank saving acc. no. 4320

HDFC standard life insurance — COURIER NOT RECEIVED

I, Rajkumar Sharma taken a insrance policy from HDFC STANDARD LIFE INSURANCE. They have dispatched courier on 30/03/2010 via EXPRESS IT COURIER, AWB NO. - [protected]. But till now courier not received by me. When I have checked the status, status shows In Transit. Pls revert for the same

HDFC standard life insurance — delay in surrendered policy full and final refund

We have surrendered our policy date[protected], and company told with in 10 to 12 day we send you cheque but till[protected] we don,t received any cheque, date[protected] company has no any status of my policy cheque of refund,

pls help me to get the refund

Dear Sir/Madam,

We have tried contacting you multiple times on the registered number, however we are unable to reach you.
Request you to give us the convenient time to contact you or please respond with your contact number on [protected]@hdfclife.com for us to facilitate you better.

Regards
HDFC Life

It is my biggest mistake to invest in hdfc life young star. They ate my ninety thousand rupees in the form of fees in 4 years and fund is miss managed. I don't think I will get the money that I have invested.. forget about growing my money!! I will never suggest HDFC bank. worst bank.

HDFC — Worrest Service

Hi,

I am totally irated with HDFC Customer service, I tried to ask bank timings.

I had a talk with 4 support persons they routed me in wrong way towards IVRS.

this is very damn thing.

my customer ID:24893127

please look in to it. I wish it should not repeat again.

Regards,
Raju.

Dear Dhananjayan,


Regret the inconvenience caused to you. I request you to write to [protected]@hdfcbank.com with your account and contact details, details of the branch you visited and reference number : TTU[protected] . Will look into it and get in back to you. - Bejoy.


Regads,
HDFC Bank Customer Assistance.

Dear Mr.Kumar!

We regret to note the comments expressed with regard to the promotional calls received at your end soliciting your interest for a HDFC Bank Credit card. We assure you that the same is being investigated as appropriate. we request you to provide us your contact number to enable us get in touch with you to address you further in this regard. You may also write to us at customerservices.[protected]@hdfcbank.com and we shall assist you.

Anay
HDFC Customer Assistance

HDFC Bank — Uninformed withdrawal

An amount of 110.30 have been deducted from my HDFC bank account when an amount of 1000 was deposited from another city. The description was "3RD PARTY CASH TXN INC ST & EC". I was not informed of any such taxation nor did they ask for any confirmation or permission before deducting this amount.

havet u read the form clearly before opening the account and now blaming the bank.in every private bank if a cash is deposited from other city transaction charg is to be lewied

HDFC Bank — bank deduct cash

Respected sir,
I have an account in hdfc bank for the last two year, for the last two
Year every month i am doing transaction, as my salary also
coming in this account,
but on 22/08/11 bank has withdrawn 10000/- from my account,
without any information, Now they are not responding to this
I request you to please help me, the details are as follows,

22/08/11 NWD-[protected] -GHAZIABAD[protected]/08/11 10,000.00

sohit gupta
1601, new panna puri, garh road
hapur, distt. ghaziabad,U.P.
ph.[protected]

Dear Sir,

This refers the housing loan which we got from your Home loan Branch Bhotyaparo Haldwani Distt- Nainital Uttrakhand India. The manager and co –staff along with A lawyer which was registered by the Bank named-Mr. Birkhani. They all are not faithful to the customer. Normally people approaching to Private Banks like you for smooth transaction but if the Staff posted like in the particular Branch of yours, the people will lost the confidence on the bank.

The fact which I have faced on 09.09.11 for receiving the cheque from your lowyer is as follows;-

1-As advised by your Mr.Alok for collecting the cheque from your nominated Lawyer.
2-We have requested to the lawyer in the morning to hand over the cheque to the seller.
3-He replied I will get the registration done of your house myself you cannot get this thing done through other agency.
4- We have requested to him as bank have not infomed to us about this before so we already hired another agency for doing the needful.
5-We further requested to the lawyer that this cannot be done through you as the document were already been submitted to another agency, However you can check that the draft is made as per norms of the bank.
6-Even then he was not agreeing and handed over the cheque after several verbal request to him in the evening by 15.00 hrs which was delayed our house registration activity and several harassment to us.
7-More than this he have charged Rs, 2300 (Two thousand three hundred) without giving receipt of the same was asking go and get the receipt from the Bank.

You are here by requested to advice your staff to improve their working style and if there is no system than make a fool prove system so that the system only will work. This lawyer may please be suspended immediately and can be replaced by a honest lawyer. Who will save the reputation of the bank and make nice relations with the customers.

Your soon action in the matter shall be highly appriceated.

Please inform us the action taken by the Bank.

Gajendra Singh.
Mail [protected]@yahoo.co.in

This all have happent in front of Me.

Basant Ballabh Bachkhati.

Mail [protected]@yahoo.com

Date Narration . Value Dt WAmt. Closing Balance
04/01/13 3RD PARTY CASH TXN INC ST & EC 161012 [protected] 04/01/13 110.50 731.06

09/01/13 BRN CASH TXN CHGS INCL ST & EC 240912 [protected] 09/01/13 74.33 97.73

13/01/13 AMB CHRG INCL ST & CESS FOR OCT2012 [protected] 13/01/13 386.75 2, 090.98

29/01/13 FEE-TXN DONE AT OTHER BANK ATMS-NOV [protected] 29/01/13 69.39 159.54

30/01/13 BRN CASH TXN CHGS INCL ST & EC 271112 [protected] 30/01/13 110.50 49.04

02/02/13 IPIN REGEN CHRGS FOR[protected] [protected] 02/02/13 49.04 0.00

16/02/13 3RD PARTY CASH TXN INC ST & EC 051212 [protected] 16/02/13 110.50 2, 489.50

Dear Kanav,

Your email has been received by us. Our bank official will respond to you soon.

Regards, Anay - HDFC Bank Customer Assistance

This Bank is cheater and fraud I will never recommend to keep relationship with this bank nor open open account in this bank.

HDFC is making fool to customer and charging money unnecessarily by giving reason AMB, Cash Deposit etc.

Guys don't close all your account in this bank and open in IDBI, ICICI or any other Public sector bank which is better than this bugger Banker.

I am having relationship with this bank but will break-up immediately.

Thanks- Pratap

04 apr 2013 AMB CHRG INCL ST & CESS FOR JAN2013   04 apr 2013 140.74   0.00

I have account in hdfc bank.Yesterday, without my knowladge and any proper reason they deducted money from my account, do they have rights to do that? isn't cheating?.can say that this banking serviece is not good.
If they didnt revert my money back will never do any transaction in this banking serviece and will close my account..
info: 04 apr 2013 AMB CHRG INCL ST & CESS FOR JAN2013   04 apr 2013 140.74   0.00
ac.no:[protected].

They did the same for me.. :(

FEE-TXN DONE AT OTHER BANK - 13May

and the best part is, they say 13may. and they have made deduction on 29 June. I have verified statement on July1st. Now I am not aware of what was the transaction on 13May. And they do not give statement of 2 months back.

bank..

hdfc creditcards — giving threatening

sir
i hav applied for a hdfc creditcard but unfurtunatly i couldnot got it though iam an advocate .From last months some of your collecting agents giving threateningand used slangs over phone from ur kolkata office to pay the outstanding amount of my creditcardsf.I hav also registered a fir in policestation.

Sir,

Kindly send me the statement of my Credit card no.[protected] for the month of July, August and September-2008 as I deposite Rs.20000/- for the above said no.cards bill at CP branch at New Delhi. but can not recievd the billing statement for the same.

with warm regards
Ishwar Singh
823/34 Vijay Nagar
Circular Road
Near Raj dharam Kanta
Rohtak-124001
Haryana
Mobile No-[protected]
Telr No.[protected]

I am dealing with your Bank last five years and i am fully satisfy but last two years i am facing regular
problem in my account. I have registered my complaint in your callcentre but no response from your side.Now i interested to reconcile my account with you so that payment can be done otherwise i will not relrease any payment to you.My Cards no [protected]

I was offered a free credit card as i was having account with HDFC Bank, Bistupur, Jamshedpur(formerly centurian bank, Jamshedpur.I had applied but till now no information has come to me.I will be greatful if yiu can let me know the present status.

I got a call from your office by mobile no.-[protected] regarding confirmation of some one's address.
When I asked why she is confirming the same, she used bad words like nonsense etc. I am unable
to understand why should I listen such words, even I am not your customer, but a very reputed person,
and I shall take action against it, if you don't take any action against your executive for this.
Thanks
Pradeep Singh

Kindly arrange to change my correspondence address to the following address, as I am unable to keep a track of my outstanding without receiving physical statement :

Credit Card No.[protected]

M.Ravi Gopal
District Commercial Incharge
Apollo Tyres Limited
39/1 & 39/2, Shiroli (Pulachi)
Kolhapur

Regards

Ravi Gopal Medapati

threatening — Bike Threateners at Kalyan Station

Recently was travelling on bike with my family & kid, was being threatened by a bike & pillion rider, bearing registration number as: MH05- AK- 6906, & threatened to be voilent on not giving way to ride other vehicles on the road. KINDLY PENALISE/ CANCEL THE LICENCE HOLDER.

Thanks & Regards,

Jagdish Singh
[protected]

HDFC Credit Card — Threating from Bank Representative

Dear sir,
my name is kaushik kanjilal and my credit card. I have threating and wrong coments from the bank represntative Regularly to this no. [protected]. they said to me that they will send to my home some "gunda" and they will collect the stallment money to me by force.I pay the stallment per month regularly but i stopped the payment from one month because of A/c statement. Bank don't send to me any information and statement of my credit card A/c.some time i try to know about my A/c from mr. pravakar (HDFC Credit Card Representative, exibition road, patna branch) but he didn't responce of my ph. calls.I am really hert that type of behaviers from the Bank. sienc that time my mom suffering from the hipertention. so i kindly request that please take legal action on the bank and solve my probelem.
I cant think that these are the type of world class Banking which HDFC Bank advertise us.
Thank you.

deer sir, I had closed my hdfc credit card no-[protected] closing .satlament, but not received my n.o.c I am call hdfc credit card bank managar mr, hemnsu (branch rojore gardan) mobile no-[protected] but no sowles my provelam... . . hellp me ... I cant think that these are the type of world class Banking which HDFC Bank advertise us.
my name rajesh kumar mittal mobile-[protected] my emial [protected]@rediffmail.com...Thank you...

HDFC Bank — Threatening

I have taken a loan of 75,000 from hdfc bank in november 2005.I have paid till october 2007.then i have shifted to hyderabad and paid the amount of 2789 as emi for 4 to 5 months.Because of health problem i could not able the repay the remaining amount.Now some body called from banglore and police station and asking me to call to Mr.Krishna murthi(Lawyer [protected]) and when i called him he told i need to pay 90,000 if i approach through court otherwise if i pay off the court i need to pay 37,000 with in 1 hour.if any body acn help me regarding this pls help me.

Others — Threatened Call

Actually I recieved a call from Mobile No:-[protected] on 5th Mar-2011. A girl speaks that we are calling from ICICI bank and we have to send you a courier so please give me your address. She want to talk to a Person who is my uncle and lives in punjab I didn't hesitate and give her my uncle's address. On 8 Mar-2011 again a call from Mobile No:-[protected] recieved on my number and a person said are you (Uncle's Name) I said yah.He said "I have your legal case file and I am calling from Tis Hazari Court Delhi,may i know what is the matter you have against which the case has been filed I said i think you dial a wrong number there is nothing like this issue had arose to me or my uncle.He said to his collegue while I also heared his voice that "trace this number(my number) from where he is talking" and speaks out my uncles adress also and disconnect the phone. Then I trace these numbers these numbers are of some recovery agents in karol bagh.

No issue like this existed because my uncle or me never take any loan and they are only threatning me by calling again and again.

PLEASE HELP!

threatening — Against threatening

Hi sir i cant share my name n number.But i am in so much trouble that
some person giving me threatning to open me.they are from orissa and
always using differene number of orissa docomo holders to sms me n to
call me.They ll spoil my life if i ll not provide them money.

They callimg me from +91-[protected] / [protected]

Dnt open my case publically bt register a complaint to give them
threatning and tell them not to contact me further else they ll be
catched by police...

Dear Team,

This is to bring kind notice that i am Atul Kumar & I am a Account holder of HDFC bank and my A/C No is [protected], I taken a loan @ 75000 from HDFCBANK & i continuously paid on every month @ 2674 in EMI, but due to some my critical family issues i am not able to pay my loan EMI on time Since last 2 months, but from a couple of day's i got threats calls from loan recovery department location ITO executive name:- Anand Kumar.I politely told him that i will pay the entire due EMI amount with in couple of week, instead of that he started threatening me saying that i have to pay this AMOUNT BY TOMORROW other wise he will forward my case to civil. I've already paid my late payment charges of 770/- along with one EMI of 2674.But instead of this he called me again and again...please suggest what i do..??

This type of call is not at all accepted from such a reputed bank like HDFC.
Secondly, who had give him the rights to threaten any one just on one month due payment.


Thanks.
Atul Kumar

Dear sir i am getting calls from[protected], [protected] named Rahul from legal department of HDFC bank, regarding my credit card and ask me to pay 3, 15, 862/- till 15th of may 2013, i told him i don't want to speak them on phone and also told send someone to meet me personally so that i can discuss the same with them, but he said we don't send any person if you want to pay then you courier the cheque at hdfc ghodbunder branch, i told its not possible for me to pay the amt against any clarification, he said if you are not paying money you will face the consequences, as there were no clarification, i have not paid the said amt, on 16th may 2013 Mr.rahul called me at morning 9.30am from [protected], and said you didn't courier the cheque you have to pay it, i want some clarification please send any person but, again he said courier the cheque or i will start a legal proceeding i said you can start the legal formalities, and he disconnected the phone at eve 5.57 called from [protected] and ask about the payment i said you start the legal proceeding he said " tu pagal hai kya re tere maa baap ne yehi sikhaya hai paisa khakar baitha hai tujhe sharam nahi aati " this language he used i told him if you are from legal dept then why are you using this type of language send me some legal documents, you are not sending any of your representative and you are using such type of language, he said tu sirf paise mat bhar phir dekh tu and disconnected the phone.

now he started calling me on regular basis and whenever i pick the phone he start abusing and calls frequently for 25-30times, so i sisnt pick up the phone now from 23rd may 2013, Mr.rahul has cross the limit he is calling to my office colleague (female) and sayng her that this person is a defaulter, cheating people, he is using others money and not making any payments tel him to pay the amount, my colleague handover phone to me and i spkn with Mr.rahul and said why are you on my colleagues num when i am speaking with you he said you don't pay money i will call each and every person of the office and say the same things even i will upload the same thing on facebook, cibil and wherever you are connected, i said you send any for your representative, he said no i will not you have to courier the cheque, again and again the same conversation starts.

now i got another calls from [protected] a lady who didn't reveal here name said are you making a payment or not, i said madam atleast let me know your name, she said its enough to know that i am calling from HDFC bank and you have to make the payments, i said it an request please send your representative for clarification hows that possible to pay this amt, she also said the same thing thing that we don't send any representative you have to courier the cheque, i said i wont be sending any cheque.

Since then now this both are giving calls to my colleague at here home in morning 9.00am and if she didn't pick the phone they continuously calls her, now i am very much frustrated and mentally disturb about all this things, even my colleague she is not coming in the office from 2 days, its causing embarrassment for my, as if know i am unable handle this situation.

this people make approx 100-150 calls in a day, to me as well as my colleague.
from following number [protected], [protected], [protected], [protected].

one thing i would like to add when we call on this number they didn't pickup the phone

Please help me handle out this situation

This is not right from HDFC, same was happened to me. We must fight back against this AMB charges.

Updates:

I had visited HDFC bank Dahisar branch on Feb 28, 2013 to get my account closed; the officer at the branch asked me the reason for the account closure and I said its AMB charges issues. After a long argument (or a discussion), she granted a reversal for both the debit transactions of AMB charges, on the condition that I will keep the account open and maintain the AMB/AQB in my account in the future. I agreed on that terms and she said your account will be credited with Rs.561.80 in next 2 to 3 days.

It's Mar 21, 2013 today, and I am still waiting for the credit; the amount is still not credited to my account ! It's so embarrassing; I learnt a bitter lesson here that "you should never trust anyone as far as money is in concern".

Be safe, be alert, be aware.

Thanks,
Ketan Thaker

Updates:

I had visited HDFC bank Dahisar branch on Feb 28, 2013 to get my account closed; the officer at the branch asked me the reason for the account closure and I said its AMB charges issues. After a long argument (or a discussion), she granted a reversal for both the debit transactions of AMB charges, on the condition that I will keep the account open and maintain the AMB/AQB in my account in the future. I agreed on that terms and she said your account will be credited with Rs.561.80 in next 2 to 3 days.

It's Mar 21, 2013 today, and I am still waiting for the credit; the amount is still not credited to my account ! It's so embarrassing; I learnt a bitter lesson here that "you should never trust anyone as far as money is in concern".

Be safe, be alert, be aware.

Thanks,
Ketan Thaker

Finally, after with an email reminder to them, I got the AMB Charges reversed on my account today!

Thanks HDFC Bank for your understanding and taking care of my concerns!

Regards.

Hi Sir/Madam

Being salaried savings bank account, hdfc bank has deducted money from my account without any notification.
Even it, s a salary ac and i am still working with the same company
From Jun to dec they deduct the amount as AMB charges. I request you to kindly look into this issue and revert my amount at the earliest.
Please find bank transaction below for ref.

06/06/13, AMB CHRG INCL ST & CESS FOR MAY2013 06/06/13, 393.26
23/07/13, AMB CHRG INCL ST & CESS FOR JUNE2013 23/07/13, 280.90
29/11/13, AMB CHRG INCL ST & CESS FOR JULY2013 29/11/13, 393.26
10/12/13, AMB CHRG INCL ST & CESS FOR NOV2013 10/12/13, 280.90
11/10/13, AMB CHRG INCL ST & CESS FOR AUG2012 11/12/13, 393.26


Name:jayprakash verma.
Account No: [protected]
Branch: JB nagar, Mumbai.
Account type: Salary account.
Email: jayprakash456.[protected]@rediff.com
Ph: [protected]

Hii najiya karim shah here
My accounts amount has been debited three times with Rs.600 for some "AMB CHRG INCL ST & CESS" for june, july & august (2021) the total amount 1800 without any prior intimation or alert.

I have never been communicated via Email or SMS for any such charges they introduced.

If they can send promotional emails and SMS to their customers then why can't they send an alert about a new charges they impose; so that customer can maintain the balance before it goes below the required amount.

This happened for the first time with me and its not acceptable in any case. Kindly process the refund for these debit transactions otherwise I have to CLOSE my account with HDFC Bank forever. I want my money back hope so you will be doing needful ASAP.

My ac. debited a total of 4602 rs in several months as amb charges by the bank without any perior notice kindly refund the money at the earliest otherwise am closing this ac.

hdfc life insurance company — PF NOT RECEIVED

I APPLIED TO TRANSFER MY PF FROM HDFCSLIC TO METLIFE LIFE INSURANCE COMPANY IN AUGUST 2010.
BUT WHEN I APPLIED FOR PF IN THE METLIFE IN JUNE 2012. THEY REJECTED THE CLAIM BECAUSE MY PF HAS NOT RECEIVED IN METLIFE FROM HDFCSLIC.
ITS MORE THEM TWO YEARS HAS PASSED. PLS HELP TO SOLVE IT.

Hello Mr. Shanker! We have taken up your query with our concerned unit and we will revert to you soon. We request your patience in the interim.

Bejoy
HDFC Customer Assistance

Hello Mr. Patro! We have taken up your concern with our Credit Card Team who will contact you to address and resolve your concern. We request your patience in the interim.

Bejoy
HDFC Customer Assistance

Hello Mr. Dhayalan! We have taken up your query with our concerned unit and we will respond to your email address that is registered in our records soon. We request your patience in the interim.

Bejoy
HDFC Customer Assistance

It is my biggest mistake to invest in hdfc life young star. They ate my ninety thousand rupees in the form of fees in 4 years and fund is miss managed. I don't think I will get the money that I have invested.. forget about growing my money!! I will never suggest HDFC bank. worst bank.

HDFC Bank — Service Charge on Credit Card

On numerous request from HDFC sales personel, a credit card was issued to me with a agreed terms that no Service Charge will be imposed on me till one year of its transaction. But It was surprising to receive an statement showing Service Charge within next 15-30 days after issue of the card.

HDFC Bank — Regarding Info

I have a corporate salary account in HDFC Bank. I just want to know whether Bank lockers are avilable?? How much do they charge for keeping the jewels in Lockers? Please let me know other information regarding the same.

HDFC Bank — service charge on credit card payments

I am banking with HDFC bank from 7 years i never had any problem with my banking with HDFC bank before even if i had a problem like posting of stolen checks on my account with the HDFC banks own problem i still continued my banking and even i increased my banking with hdfc and continued buying more services from hdfc .Now i keep savings account ,demat account and credit card account with HDFC. i preffered HDFC over other banks as i had feeling the nature the HDFC BANK give us service is very much customer friendly. but i was shocked with the malpractice used by HDFC bank credit card department in just disbursing its loan.. follow the story below.

i had received a call from HDFC CREDIT CARDS and they were offering me loan against my credit card upto 1 lack on my credit card which had a limit 1.40 lakh. i needed some money for my personnel purpose and they were offering me it 1 lakh without any transaction charges or file charges .before opting for a loan i had confirmed with the representative on phone call about pre-payment penalties on my loan. they said its 3% of the amount which is would be left when i will be making payment i confirm this thing with two people who offered me the loan and on the other call which came for the confirmation. they said sir there would not be any other charges.i said ok please put the offered money in my account. since then i am making over payments on my credit card without even noticing they are charging me 15 % of the service charges on the payment which i am making.
i am also using my credit card for making purchases so i make over payments so that AFTER SATISFYING THERE LOAN CHARGES WHICH WOULD BE (principal + interest payments) that should be applied toward my card balance . and after satisfying every thing rest should be kept as credit balance on my card account.this is the clear case of harassment from HDFC bank to me. i inquired the credit card department regarding this issues so i received a E-mail which states that ,the service charge which is being put according to the GOVT. new law which put the charge on all banking services.
i have no idea about what is the definition of service which HDFC bank following and more to it.
help me understand when i am making a payment using your Hdfc bank savings account to credit card which part of the service i am availing from you.
apart from it when i took a loan our contract clearly mentions there would not be any other charges more than 3% would be levied on pre-payment of loan.
my phone no is [protected] contactable time / 4.00 pm to 6.00 pm or use my email to follow the resolution.
[protected] this is my credit card no.
I hope resolution would be made without any legal action against your bank more to it you will loose a faithful customer who was wishing to grow relationship with your bank in upcoming time.

Dear Mr. Sukhjit,

Thanks for sharing this valuable information.

Like you, I am also banking with HDFC bank from 7 years and never got any issues until Nov 2012. I was shocked when I got to know that my account was debited twice for AMB charges of Rs.280.90 each for the month of Sep & Oct 2012 without any intimation or alert (follow this link for more info: http://www.consumercomplaints.in/complaints/hdfc-bank-amb-charges-debited-by-hdf...⇄ )

I also have two Cash-on-Call loans of Rs.65, 500/- each for 36 months term on my HDFC Credit Card. 30 months have already been passed and I am planning to make a prepayment of remaining balance on both the loans. As you mentioned in the post above, HDFC Credit Card Customer Care Executive told me that there would only be 3% prepayment charges on the remaining balance and NO other HIDDEN or Extra Charges in terms of Taxes and all.

I am awaiting a prepayment confirmation call from the concerned department; but now, I will double check with them if there is any other charge apart from 3% !

Thanks again!

Dear Mr. Sukhjit,

Thanks for sharing this valuable information.

Like you, I am also banking with HDFC bank from 7 years and never got any issues until Nov 2012. I was shocked when I got to know that my account was debited twice for AMB charges of Rs.280.90 each for the month of Sep & Oct 2012 without any intimation or alert (follow this link for more info: http://www.consumercomplaints.in/complaints/hdfc-bank-amb-charges-debited-by-hdf...⇄ )

I also have two Cash-on-Call loans of Rs.65, 500/- each for 36 months term on my HDFC Credit Card. 30 months have already been passed and I am planning to make a prepayment of remaining balance on both the loans. As you mentioned in the post above, HDFC Credit Card Customer Care Executive told me that there would only be 3% prepayment charges on the remaining balance and NO other HIDDEN or Extra Charges in terms of Taxes and all.

I am awaiting a prepayment confirmation call from the concerned department; but now, I will double check with them if there is any other charge apart from 3% !

Thanks again!