HDFC Bank Complaints & Reviews

Illegal sing on Insurance paper and Processing Fee form
I am Devinder Kumar, I have taken a loan for Rs. 165000/- from HDFC bank and I received only Rs. 160473.. Loan A/c No. is 14046792 The DSA assured me that the bank will charge processing fee @1.5% and I also signed the paper with @1.5% processing fee. I am shocked when I received the money after deducting processing fee @2% and insurance amount. I never signed the insurance paper. I don’t know my insurance paper and processing fee form signed by DSA or HDFC bank staff. I have already taken 3 loans from other banks and never signed the insurance paper and they don’t deduct the insurance amount.

I have a simple question that if I signed the processing fee form with @1.5% then how bank can deduct processing fee @2%. If they want to charge processing fee @2%, they will reject my current loan kit and signed it again.

I have already called to Mr. Raj Bahadur (Manager) DSA (First Global Relation Pvt. Ltd., 2274, Basement, Hudson Line, Near Kingsway Camp, Delhi – 110009).

Plz. Give me the resolution otherwise I will not pay any EMI.

Can anybody from HDFC customer service person help me? I am really shocked & I am waiting for the positive reply from HDFC customer service.

This is not a matter for money, this is a matter for fraud.

HDFC Bank — Money illegally withdrawn from my account

My latest account statement shows that half my balance has been stolen by the bank showing it as an account transfer. The account reduced from Rs. 79,000 to Rs. 39,000 by this transaction. I would like to take action agai nst the bank. Can you please suggest steps for the same?

Credit Card — e-statement of my credit card

Pls send me the statement of HDFC credit card for each n every month thru e-mail. Since last 3 months, i have not received statement thru local post.

I hope u will send me e-mail statement as soon as possible.

Thanking You.

E-STATEMENT
I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 09/07 to 09/1o

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 03/07 to 03/1o

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.

please forward my monthly statement of hdfc cerdit card on my email.
mob :- [protected]

I request you to pleasemy send my monthly Hdfc credit card stetement by post as well as by e-mail. MY HDFC CREDIT CARD NO. [protected]

E-STATEMENT
I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected]valid from 06/08 to 06/11

i request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 10/08 to 11/11

i request you to please my send my monthly Hdfc credit card statement by mobile alert as well as by e-mail.
My HDFC Credit card no. [protected] valid from 07/06 to 07/11

i request you please send me e-statement of this month. Since 2007 december i have been getting statement regularly. but in this new year i didnot get e-statement from your please send me as soon as possible, , , , , with thanks vikas

Hi,

please send the credit cardstatement monthly via e-mail and phone alert, phyiscal copy .so could you send as soon possible.

Thanks & Regards,
Pragadeeshwaran E.D.

Hi,

please send the credit cardstatement monthly via e-mail and phone alert, phyiscal copy .so could you send as soon possible

E-STATEMENT
I request you to please send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no.[protected] valid from 05/04to05/09

Respected sir,

I request you to please Send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 10/08 to 10/11

from,

Arjuna Rao.B

Respected Sir,

I request you to please send my monthly HDFC cradit card statement by post as well as by E - mail. My HDFC cradit card No. [protected] .My postal address is given below :-

SURESH KUMAR SONI
# 471, GALI NO. 19
MOHALLA ROOP NAGAR,
HOSHIARPUR (PB) 146001
INDIA.





With Regards,


Suresh Kumar Soni

e statement required up to last month

my credit card no. [protected] pl. send statement by email

credit card statment

monthly statment of my credit card please sent to my e mail address [protected]@yahoo.com

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected]

Respected Sir,

My name is Senthil Kumar. Last 5 months before I used HDFC Credit Card. But I still didn, t pay any payment, because I am in Out of Station. Please send me Statement by e-mail. My e.mail address is [protected]@yahoo.co.in. My Credit Card number is[protected]. Please send me within 1 day. I will pay full payment this Week.

With Regards,
S. Senthil Kumar

PLEASE SENT MY CARD ACCOUNT STATEMENT CARD NO IS [protected]
AND CARD ATM PIN I NOT RECEVIED MY CREDIT CARD PIN PLEASE SENT MY EMAIL ADD.
[protected]@YAHOO.COM




Thanking You


Bharat

I have not receive my statement till now on my old mail ID. so please upto date my New mail ID and send my statement.

Pinkumesh.[protected]@gmail.com

Please send my credit card statements to the below given address

Ghayathri
plot no. 20, 6th cross street
south jagannathan nagar
villivakkam, chennai - 600 049
Mobile no.[protected]

My card number is [protected]

I receive my HDFC credit Card statement by post I would request you to kindly send as well as by E-mail so there will be no delay in payment. Since, I am travelling most of the time. My Credit card no is
"[protected]". Kindly E-mail on "[protected]@vsnl.com" and post " Rattan Ram Singh. 402 Bdrinath Tower, 7 Bunglow, Kailash Sarovar Complex, Versova Andheri West Mum - 61. as mentioned in the statement.

Regards,

Rattan Singh.
([protected])

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected]

I request you to please my send my monthly Hdfc credit card statement by post as wellas by e-mail My HDFC credit card no.[protected] Valid from 02/09 to 02/12

I request you to please my send my monthly Hdfc credit card statement as by e-mail.
My HDFC Credit card no. [protected] valid from DEC'2007 TO still date

I want Credit card statment by email,
as will as there are any provision to check statment on screen ????????
thanks
regards

card no- [protected]
10/08 to 10/11

monthly statment of my credit card please sent to my email address i.e.[protected]@yahoo.com besides my postal address.

E-STATEMENT Urjant Require...
I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 06/08 to 06/11

Pinkesh Shah

Email ID: [protected]@rediffmail.com, pinkesh.[protected]@morarjee.com OR tejaswini.[protected]@rediffmail.com
[protected] mobile no

I really wait for E-statement.

Thanks

Best Regard's

Pinkesh Shah
Nagpur.

plz send to my mail monthly Satement.

I have not received my credit card statement for the month of July 09. I kindly request you to send the same to my below mentioned contact address and also to my mail id. The details are as follows

Credit Card No :[protected] valid from 04/08 to 04/11
Contact Address: No 22, Roopa Nagar Extn, Behind Old Sungam, Ramanathapuram,
Coimbatore - 641 045

Regards

Unnikrishnan.C

Request you to please send me my monthly Hdfc credit card statement by e-mail.
My HDFC Credit card no. [protected] valid from 09/08 to 09/11

Respected Sir,

I have not received my Credit card statement please send to me on girish.[protected]@rediffmail.com

dear sir
i amit kumar biswas request the goodself of the kind sir to send my credit card statement only through my email because til date i have received only the statement of june 09 so please donot send it by post it will be on my favour if you send the statement of july month to my email. my card number is [protected]


with regards
amit biswas

I have request to you please send my monthly credit card statement on my mail address

my card number is [protected] vaild from 10 / 08 to 10 / 11

....... — Email Statement

I ask for the email statement before two days (ref no[protected] it will not done yet.

for email Statement there are charges or not.Please reply me.

Thanks

dear sir
i amit shah request the goodself of the kind sir to send my credit card statement only to my email.[protected]@rediffmail.com my card number is [protected] aug month

I didnt received my Aug.month credit card statement.
Requesting you to kindly email my statement on the above mentioned mail id.

Dear Sir,
I would like to request you to please my send my monthly HDFC credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 04/08 to 04/11

Sir
I am requesting you please send my monthly credit card statement through e-mail, my card no:[protected] valid from 07/08.


with regards

sujith.t.k.

I request you to please my send my monthly Hdfc credit card statement on my e-mail.
My HDFC Credit card no. [protected] valid from 12/07 to 12/10
My e-mail :- [protected]@gmail.com

Respected Sir,

I request you to please send my monthly HDFC cradit card statement by post as well as by E - mail. My HDFC cradit card No. [protected] My postal address is given below :-
[protected]@yahoo.com

prasanta creative — plz urgent to send my membership price

Respected sir,
I sri prashanta kumar pradhan, prashanta creative, near hanuman mandir, mangalabag, cuttack beg to stated that i have joined inbuilt mechant. My id 28772 and joined dt. 27/11/2006. Still now i have not received your prize. so please talk with me about my prize. MOb-[protected]

Prashanta pradhan
Orissa High Court Advocate
Prashanta Creative
Near hanuman mandir
Mangalabag,
Cuttack -753001
Mob- [protected]

Myshelf Subrat Kumar Barpanda I am a regular user of HDFC Credit Card.As have changed my location I am not reveiving any statements from last six months.

My credit card no is [protected] validity up to 04/12. I kindly request to sent a Copy of my credit card statement to my mail ID... subrat.[protected]@gmail.com. Plz change my contact adress to

Monopol Colors ( I ) Pvt. Ltd.
R-21, TTC Industrial Area.
Rabale
Navimumbai-400701.

Myshelf Subrat Kumar Barpanda I am a regular user of HDFC Credit Card.As have changed my location I am not reveiving any statements from last six months.

My credit card no is [protected] validity up to 04/12. I kindly request to sent a Copy of my credit card statement to my mail ID... subrat.[protected]@gmail.com. Plz change my contact adress to

Monopol Colors ( I ) Pvt. Ltd.
R-21, TTC Industrial Area.
Rabale
Navimumbai-400701.

Kindly Send E-Statement along with monthly Paper statement send by post

Thankyou.

Pls send my credit card statement through my e-mail as early as possible.

Dear Sir/Madam,

It is glad to write to you with keen hope to open a business relation ship with you.

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sale of chemical products. We offer the most competitive price, because we are factory, we

are the source.
Our products including TiO2 series, include rutile tio2 and anatase tio2.
Here with please find some of our competitive offer as follows:
Product: anatase tio2, B101, purity of 98%
Price: USD1400-/MT FOB Xingang China.
Product: rutile tio2, R216, purity of 94%
Price: FOB Tianjin USD 1950/MT
If the product we offered above is some different from what you require actually, kindly

inform us in detail, we will be pleased to re-offer you ASAP.
Should any of these items be of interest to you, please let us know, We will be happy to

give you details.

Best regards
Jady Wang
MSN:jade.[protected]@live.cn
skype:helloc33
email:[protected]@chinacjtchem.com.cn

please send me credit card statement to my email id and postal address.card no.[protected]

i request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 08/08 to 04/12

Please give me my credit card stetment my credit card no- [protected] send my email id.

sir,
kindly send my HDFC credit monthly statement by post as well as by e-mail
my credit card no is [protected]

with regards,
raheel jabeen

I request u to kindly my montly credit card statement by post and on my email id. [protected]@yahoo.com my card no. [protected] valid from.9/9 to 9/12

Hello Sir,
Credit card branch.
I would like to resister my creditcard for my e- statement and other facilities, but it can't asses my pin no. pls give me the new atm pin no.
that's why i resister my card to ur credit card branch,

Prakash sahoo
credit card no-[protected]
vality up to-01/2013

please email me my credit card number.[protected] statement for the month of jan-feb to my email id. [protected]@yahoo.com

Dear Sir,
Please let me know what to do and how much I have to pay incase I need c-statement of credit card for last one year.
With regards,
Dibyendu Chakraborty

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.

my card number is [protected] vaild from 1 / 10 to 1 / 13

I NEED TO CHECK OUT MY ONLINE CREDIT CARD STATEMENT OF HDFC BUT ON THE HDFC BANK WEBSITE THERE IS NO LINK AND ON SEARCHING FROM GOOGLE ALSO THERE IS NO LINK WHICH CONNECT ME TO CHECK MY ONLINE CREDIT CARD STATMENT


HOW CAN I CHECK MY STATEMENT THROUGH ONLINE
HOW CAN I KEEP TRACK ONLINE

WELLWISHER

I NEED TO CHECK OUT MY ONLINE CREDIT CARD STATEMENT OF HDFC BUT ON THE HDFC BANK WEBSITE THERE IS NO LINK AND ON SEARCHING FROM GOOGLE ALSO THERE IS NO LINK WHICH CONNECT ME TO CHECK MY ONLINE CREDIT CARD STATMENT


HOW CAN I CHECK MY STATEMENT THROUGH ONLINE
HOW CAN I KEEP TRACK ONLINE

WELLWISHER

i need to have my bank statement sent to me by Email on my mailing address

Hello Sir,

My name is praveen kumar dega. I have HDFC Credit card. I was used this card 9 months before. After using the card i went to states thats why i was not paid the bill. And also i did't get statements also. Please send my statement to my mail address

my mail address is [protected]@gmail.com

i have paid my credit card [protected] payment thru my debit card number [protected] by ATM on 4th july'10, plz send a confirmation sms to my mobile number [protected]

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail. yogesh.[protected]@gmail.com
My HDFC Credit card no. [protected] valid from 06/10 to 06/13

i hav paid this month credit cards outstanding by ATM on 4th aug by my hdfc debit card no-[protected].plz send me confirmation msg to my mobile [protected]. When ever i recieve my statement by post it comes after the due date.kindly send it atleast a week early.

I r equest you to please send my monthly Hdfc cerdit card statement by post as well as by e-mail.
My HDFC CREDIT CARD NO. [protected]

Respected Sir/madam,

My name is reetu agarwal. Last 2 months before I used HDFC Credit Card. But I still didn, t pay any payment, because I am in Out of Station. Please send me Statement by e-mail. My e.mail address is [protected]@yahoo.com My Credit Card number is [protected]. Please send me within 1 day. I will pay full payment this Week.

regard's

Reetu agarwal
[protected]

Respected Sir,
Please send me Statement by e-mail. My e.mail address is [protected]@licindia.com. My Credit Card number is [protected]. Please send me within 1 day.

I request your to sent my credit card bill to my Email

My card No:[protected]

my email ID:[protected]@rediffmail.com or [protected]@yahoo.co.in

I request you to please send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 10/10 to 10/13 and also send my pin no.

dear,

don;t give complete credit card number with valid dates,

regards,
yogesh masuria

sir kindly send my monthly statement my credit card no.[protected]

e statement required up to last three month

To,
The Manager
hdfc card division
post box.8654
chennai-600041

Sub:cancellation of hdfc ergo policy no.5056515.

Respeceted sir,

I Nrusingh Panda having credit card card no.[protected].I have given a request for cancellation my ergo policy of 17th feb 2011 but so far my policy is cancelled.So I request you to cancel the policy and revrsed the debited amount in my credit card account.I am also dropping my letter of request at your hdfc atm credit card counter.

Kindlly do at the earliest.

Thanks and Regards
Nrusing Panda
card no.[protected]
Mobile no.[protected]

I MUKESH BELLANI MY CR CARD NO .IS [protected] PL SENT ME LAST 4 MONTH
STATEMENT ON MY E MAID IS [protected]@gmail.com

Respected Sir,

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail. [protected]@gmail.com
My HDFC Credit card no. [protected] valid from 05/10 to 05/13


With Regards,
Parmod Kumar

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 07/10 to 07/13... my e-mail id [protected]@yahoo.com

I am B K PRASAD allotted with a H D F C B A N K Platinum Plus VISA Credit Card no.[protected] valid upto 11/12. As & when I have made use of it, I have refunded the amount well within its limit time i.e.50 days or even before time.

Secondly, I have never been issued with any statement till date where as every time message is sent to me as stmt having sent to me showing the dues which is NOT because all the payments have been made within its stipulated time.

Kindly send all the stmts by e-mail at [protected]@gmail.com giving all the details of purchases made by me.

Thanks & regards,

B K PRASAD, [protected]

dear boss
i am calling hdfc bank no. 41514332 before one month but i have not received my credit
card statment . my credit card no. is {[protected]}

bank wrong or couriar wrong

please help

Ganapathy Subramanian — Cheated by Ganapathy Subramanian

Complaint against Ganapathy Subramanian

Rented apartment: Ground floor, Door no 1, Kumaran Villa, Sarathy Nagar, 5th street extension, Velachery

We were five girls staying in the apartmenrt.

The house gets flooded even with little bit of rain. Rain water starts seeping in from the tiles- from underground. So we had to leave the house because we were all falling sick with the unhygienic conditions.

When we complained to the owner they asked us the get it cleaned- and they promised they will reimburse the money. But within 2 hrs water started getting filled in the house again. Full house got fungus, all clothes /shoes / TV, air conditioner got spoilt.

We told them that we are vacating- they said "dont worry- we will give back the full advance amount whenever you vacate"

But when we vacated- they did not reimburse the full cleaning money.

The cut one month extra rent from us- saying we will not get any tenant. We are girls staying together- he took advantage just because he knew that at 10.00 at night we couldnt do anything.

We have been badly cheated.

DEAR SIR/ MADAM,
I DIDN, T GET CREDIT CARD STATEMENTS VIA MAIL. PLEASE SEND THE CARD STATEMENTS ON MY EMAIL ID [protected]@YAHOO.IN ALSO . MY CARD NO IS [protected].THANKS

I request you to please send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected], My e mail ID is om.[protected]@relianceada.com

I AM GANAPATHY SUBRAMANIAN, I AM HOLDING THE HDFC CREDIT CARD, SO PLEASE SEND THE E - STATEMENT FROM 18.01.2012 TO 04.02.2012.
IT VERY URGENT
REGARDS
GANAPATHY

how can i get HDFC online credit card statement ?
pls

venkey

since last 2 months i am not getting my credit card statement.This is very much indicent manner, b coz i am defult my track.Pz arrange me my statement month wise in below my mail id & also my mailing adress. my card no is [protected], valid from 11/11 to 11/14. my mail id - [protected]@gmail.com. mailing adress is Prasanta kumar chaini, C/o- Surendra nath chaini, At- sartol { Near leble crossing}, P.O- Nayabazar, P.S- Madhupatana, DIST- cuttack, 753004 (odisha).

my credit card no is[protected].name G Satyanarayan..my mail id mentioned in your data is wrong.my correct mail id is [protected]@rediffmail.com and satya.[protected]@thelootstores.com..pl mail statement from 1/11/11 to till date urgently.i have to retrieve information regarding payment thru credit card during this period.its urgenttttttttttttt.my contact no is [protected]

I request you to please send my credit card statement by post as well as online.my cerdit card no. is [protected]

Hi

I am chowdegowda r I have Platinum Credit card & Number is [protected]. I want change my residence address and email Id my current address is as follows :

Chowdegowda R
Food Express Stores,
Sy No 12/5, 4th Floor,
Kaikondanahalli,
Total mall Bangalore,
Bangalore-560036
E-mail:[protected]@m2sin.com

New address is

Chowdegowda R
C/o K Nagaraja
rs at No 127,
Haralakunte, Beguru Hobali,
Bangalore South Taluk
Bangalore-560068.


Credit Card Statement
pls send me the statement of HDFC credit card (month of January to March) thru e-mail. Since last 2 months, i have not received statement thru local post.

i hope u will send me e-mail statement as soon as possible

thanks




Please do the needful

Further any queries please revert back to me


Best & Regards
R Chowdegowda
[protected]

Resapcted sir


I have deposit paymant in HDFC bank Sec-31 Gurgaon dated 8/05/2012 but not credit my card no[protected], cheque Detail bank of baroda ch no.411357 please take action

jaibhagwan

[protected]

request you to please send my monthly HDFC cradit card statement by post as well as by E - mail.
[protected]@gmail.com

I request you to send my monthly hdfc credit card statement in my mail address [protected]@yahoo.com card no [protected]

I request you to please my send my monthly HDFC CREDIT CARD statement by post well as by e-mail in my HDFC CREDIT card no:[protected] valid on 04/12 to 04/15

MY E-mail ID:[protected]@gmail.com

I request you to please my send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] valid from 07/12 to 07/15

I am not getting my HDFC credit card e-statement on HDFC website. please make me inform about my
e-statement for my credit card.How could I collect my e-Statement from internet, so that i could make my payments in time.

Hii,
This is Parameswar Mohapatra & having E-Reeference No-E[protected] & having hdfcbank credit card apprefno [protected]E8.I am applying the credit card before 20 days.Please Confirm me what is the status of my card & My contact no is [protected]/ [protected]

I request you to please send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] (Platinum Card).

e-mail id:- s.[protected]@yahoo.com

Please Change My Address as Below for ur necessary consideration.

A / 17, BHAGIRATHI BIHAR,
PO:- DHENKANAL,
DIST:- DHENKANAL.
PIN:- 759001

I request you to please send my monthly Hdfc credit card statement by post as well as by e-mail.
My HDFC Credit card no. [protected] (Platinum Card).

e-mail id:- s.[protected]@yahoo.com

Please Change My Address as Below for ur necessary consideration.

A / 17, BHAGIRATHI BIHAR,
PO:- DHENKANAL,
DIST:- DHENKANAL.
PIN:- 759001

hi,

Please send me hdfc credit card statement for last 3 months...to my email id: kiranm.[protected]@gmail.com
My card no:
[protected]

Regards,
Kiran

Hi,
I'm a HDFC customer.From 25-Oct-2008 onwards i'm unable to withdraw money from my savings account.That account belongs to Kauvery Bhavan branch Bangalore.From that day onwards i am calling to phone bankers, but they didnt take his as a serious issue.Last week i visited the Kauvery bhavan branch, they initially shows some interest.
What i can do?.The simply holding 30, 000 rupees without intimating me and showing vaid reason.I decided to send mail to Chairman of HDFC(deepak.[protected]@hdfcbank.com) and MD(aditya.[protected]@hdfcbank.com).I dont know why they are behaving like this.

To Mr. Deepak Parekh

Sub: PUNE PHONE BANKING SERVICE[protected] and other Phone number are not working)

After reaching the language option in the menuthe system gets stuck-up nor can anyone access any phone Banking Service executive. This has been causing tremandous harrassment to the customers.
If the system have been monitered by the concern officialthey should have fixed the problem in time.it reflect the poor function taking place in the Bank Functionary.
Unlike other sector werethe name and number of the official are transparentthe of HDFC Bank is a face-lessorganisation were everything seems to be kept secret. this is ok as long as the system is working properly but in event of problem like these one i have mentioned above, customer are left highan dry.
Look forward to get the problem settle by your notice

Dr.R.L.Walli
( A customer)

I am a customer of HDFC bank from 2004 onwards. HDFC bank issued a credit card in my name to whom it is unknown. that account has some debit balance of Rs18k and all my personal records are attahed to that cc account of which i never got any statement. recently i took a second loan, from the bank and they got out of slumber that my credit card a/c is showing debit balance which i have to clear for loan approval. this is how i came to know that bank has issued a card in my name and i am not aware and it shows a nexus between employess and the fraudester that they were not sending the statement to me. the funny part is when i took the 1st loan, they were sleeping and never told me of the debit balance of the card which was existing that time.
recently i lost my card in the atm machine as the moment i entered the card in the machine, it got off due to link failure. since then i am in trouble and made a complain to the customer department to send the card in a particular branch but they have send the same to other branch. they say all the phones are recorded but see the kind of service provided.

you do whatever you want, but those buggers wont do anything, i being ex-employee of hdfc bank faced lot of problems.even the MD is so busy that he wont respond on mails.

Cant do anything dost, bad luck!!!

Dear Comment Posters,

I have done HDFC SLIC on 2007 . I have been mislead by a sales executive Mr. Ashok Miglani . My issue is being dragged since October 2008 till date. This people are absolute worthless. They cause mental torture to us . In case you face such a problem, I must say you go ahead with Insurance Ombudsman . They will definately help you out . Then after go to Consumer Court, followed by High Court, Supreme Court, Parliament and Prime Minister's Office . Go to media. Common People are to be heard some way.

Best Regards
Indrani B

i am un able to deposit cash in my salary a/c. As per new process of hdfc bank, i can't deposit cash in my salary a/c.
Not able to understand why ?

Plan D — Bank Withdrawal

Sonyfin Company is not giving Bank Withdrawal. Customer care Contact No. is swiched off. If Anybody know about company's current status. Please contact me at [protected]

I have faced similar issue with the bank.hence i agree they believe in harrasing the customer instead of resolving the issues customer has.

HDFC Bank - Credit Card & Savings Account — Account withdraw from savings account with my knowledge

I have an account with HDFC bank since more than 7 years. To my surprise I see that whatever hard-earned money i had saved in my account has been transferred to credit card division without any intimation. As per RBI guidelines, nobody is allowed to touch the account without the account holders consensus. I am supposed to clear credit card dues and already had discussed with the recovery agent that we will clear with 6 months installment cheques as i am jobless currently. Inspite of this, they have transferred Rs. 61869 from my savings account to their credit card account without any prior intimation to me. Please help me to recover my money as i dont have anything with me except for that money. Also help me to get a fair settlement and compensation from the bank for the trauma i have gone thru because of no money in my account.
My savings account detail :
[protected]
Hemavathi Shetty
My Credit Card detail:
Hemavathi Shetty
[protected]
Would really appreciate your help in this.

online bill payment new registration

Hi,
I have applied for a two wheeler loan in HDFC ( since I have 3 HDFC savings accounts ) to buy a HONDA AVIATOR from the DIDAR Motors Chennai. Initially, I was been informed that the interest rate would be 9.3% for 1yr when checked with a different show room but the Executives in DIDAR charged me 10.3% ( I am ok with that since I dint find a blue aviator in any other show room). But the service I recieved from the Two wheeler loan Executives was really horrible which made me felt very bad for being cutomer of HDFC. I was been asked to give the PDC Cheques without filling the IN FAVOUR OF column since the executive didnt have the Stamp with her. Even when i believed her ( Name: Logeshwari ) and gave since she promised me that she is gonna give me the xerox copies of the PDC cheques the next day. When I went and asked for the xerox copies the next day i got a very irresponsible answer from the executives there and literally was been insulted for asking that. The executives dont even know the diference between the ID proof and the Address proofs. The executive doesnt even know what they are gonna do with the PDCheques when I gave my account for ECS. Moreover, I had a worst experience with the back which recommend to my friends. I was been told finally that I am not gonna recieve the proofs for the PDCs I have given, however can get a payment trackment from their side to compensate that even which I dint recieve it till date. Finally HDFC lost 3 Savings Accounts and especially the faith and goodwill which it has from me with the hospitality shown. I wont reccommend HDFC anymore to anyone

Pradeep,

ALL HAVE PLACED COMPLAINT BUT AFTER SOLVING THEIR PROBLEM THEY HAVE NO POST OR MAIL HERE . PRIVATE BANK ARE SO FAST ABOUT COMPLAINT I SAW THIS WHEN MY BROTHER LODGE A COMPLAIN AGAINST AXIS BANK, THEY RESOLVE THE COMPLAINT WITHIN ONE DAY. MAY B U R NOT REACHING THE RIGHT PERSON WHO WILL TAKE CARE OF YOUR PROBLEM . AND FOR YOUR KIND INFORMATION HDFC BANK IN THE NUMBER ONE BANK OF INDIA AND GOT THE PRIZE FOR THE BEST RETAIL BANK OF INDIA FOR THE 5TH IN A ROW.

NO BANK WANT TO DISSATISFY HER CUSTOMER . THEY HAVE SO MANY INTELLECTUAL PERSON TO RESOLVE THE ISSUE RELATED TO CUSTOMER COMPLAINT . U JUST HAVE TO COMPLAIN FOR THE RIGHT REASON AND TO THE RIGHT PERSON. THANKS TO ADITYA PURI(MD) TO MAKE INDIA PRIDE BY TAKING HDFC BANK TO SUCH A POSITION .

@bijayadash you're a liar from HDFC I can guarantee that. And besides that you're an anonymous coward also. Please don't press caps lock while commenting on a public forum because it also shows that you're mentally ill. Refer wikipedia to learn when to use CAPS LOCK :-)

Secondly, even Satyam got first prize for best corporate practices and performance of the year (Golden Peacock Award) just three days before Rama Linga Raju opened his . So keep your mouth shut and stop cheating the ordinary citizens here.

hdfc-creditcard — credit card unable to axes for cash

creditcard no. [protected]-SURIYAPRABHA.S
HDFC -SB account no.-[protected]
reference no. of complaint [protected]
expiry date: 12/10-12/13
After change of pin it is not possible to withdraw cash.At ATM it is displayed temporialy unable to process this transaction.
Please rectifiy the defect or issue fresh card.
sofar the card has not been used.

Dear sir

Pls go through the bellow detail
Name-Kumar Anand
Card-[protected]

Total out standing-94000
BANK -HDFC
[protected]@yahoo.co.in



I m not able to pay minimum due amount due to my bad fincial condition i am paying minimum due since 3-4 years but my out standing is not decreasing.



Sir this is my humble request to you that pls convert my all out standing in a personal loan

with emi for 24 month so that i can pay the out standing in easy installments.



i have all ready requested to customer care many times but they are saying offer not available if you can not provide me some emi option, I unable to pay your outstanding amount. If you do not provide me any kind of solution i have only way left that i can stop sending minimum dues amount and ask for settlement which is not good for me as well. Nobody wants to be a defaulter but in current scenario i have only two options to pay emi for converted in loan or be a defaulter by doing settlement with the bank instead of paying minimum dues of my card as my financial condition is not good.

I am very old customer of HDFC bank and hope you will definitely provide me some way out so that i can easily pay my outstanding to being a good customer of the bank.

Pls reply me soon


Thanks and regards
feel free to contact me
Kumar Anand
[protected]
Thanks and regards

Dear Mr Deepak Parekh

Company which you represent on as board of director BIG CHEATING COMPANY

I have invested all my saving of 15 years with HDFC Life but now i lost Rs 80000 Rs at one go due misleading information provided by one of the branch employ, when it is addressed to customer service they admit their mistake but refused to compensate the money and person is still working with HDFCLIFE. They have cheated 80000 RS for me.
I lodged complaint with Costumer grievances cell, Wrote to MD no response from any one.
My friends please don't buy HDFCLIFE you will also in same situation. Imagine what will happen when we die and they show same attitude with our claim. If you require any further information you can reach me on [protected]@gmail.com Narendra K Shetty

Hello Sir,



FYI below. I have sent around 4-5 mails in each quarter for my quesry and never my problem is addressed.



I just want my money back what i have invested in.



Sir, i have home loan with HDFC, credit card with HDFC, savings account with HDFC.

But this has been the worst experience so far.



Kind regards,

Ankur Garg





[protected] Forwarded message[protected]
From: Ankur Garg <ankurgarg.[protected]@gmail.com>
Date: Mon, Jul 30, 2012 at 7:42 PM
Subject: Re: 'HDFCSL=771-602' Policy No. 14935629
To: "[protected]@hdfclife.com" <[protected]@hdfclife.com>
Cc: "[protected]@hdfclife.in" <[protected]@hdfclife.in>, Raghava Naidu V V <[protected]@hdfclife.com>



Hello services,



I was given policy on 12th Feb'12 and told right now this is quarterly mode but it will be changed to monthly mode from May'12 and i filled the required ECS forms at starting only and my Financial consultant told he will take care. In May'12 i got mails of quarterly mode only, i contacted manager Naidu, he told this time i pay, he will take care next time. Again in August i am getting mail of Quarterly mode. This is frustrating for a common man, Never believed to have such unprofessional service from HDFC.



Naidu promised to take care of the frequency as i have already given required docs to my financial consultant Nagarjuna at the starting only.



Please help a common man of India. Dont force me to goto Court / RTI / Higher authorities.



Regards,

Ankur Garg

ankurgarg.[protected]@gmail.com

i have new account no [protected] in hdfc. But i am not
able to withdrawing cash from my debit card. Reply
soon.
From
Padmalochan Dhir

I tried to draw cash Rs 8000/- from HDFC Bank ATM at Saket New Delhi 2/4/09, but no cash came & no statement came.
On 9th April when I recd Bank statement I surprised to see the amount Rs 8000/- was deducted from my account. I comlain to HDFC Cust Care & They give me complain # DEL047978 & told me that they will inform me on my mobile phone & but I have no recd any call from HDFC yet. What should I do to get back my money, How much time i will take.

I tried withdrawing Rs. 15000 from one of the HDFC STM located in Pratap Nagar (Near Jail Road - Hari Nagar - 64). First time when i tied it said "TRANSACTION REQUEST TIME OUT" then i thought let me wait for half an hr and then try again. Next time when i went to withdraw the same amount - 15000 was deducted from the account withought dipersing the amount. Since it was a PNB ATM card. I had called up phone the bank...no one is giving me the right answer wht should i do.

PNB says wait for 48 hours if the amount is not automatically credited to your account then we will get in touchbase with HDFC. My wauestion On what behalf he/she told me that money will be automatically credited to my account once taken by HDFC Bank.

HDFC says i nedd to contact with PNB bank about this matter.

I have plenty of payment to make and unfortunatley this HDFC Bank has done a nonsense task. HDFC Bank & their entre custome care service sucks..

Hello,

This is Abhilash From hyderabad here to ask you to support my problem that on 23 june i have booked ticket to New York (JFK) from hyderabad for 10 AUGUST 2009. Every thing gone fine Till payment and then qatar site after payment says that "maintanance problem try again later" but money has been debited to qatar from my credit card. So, today morning i have called to qatar customer regarding this they said to contact with your bank, then i made a call to icici they said money has been debited to qatar airways and they given me a unique id and said to say tis id to qatar airways. The id is 149086. After that customer support of qatar mailed me that " We advise that the below transaction is not successful and the amount is now voided. Hence Qatar Airways does not hold any amount from this transaction. Kindly coordinate with your card-issuing bank for the voided amount".Please do resopon as earliest about my status.

Respected sir,

I used friend's finder on sep'09 but they are charging without my knowledge in the oct'09 and nov'09 continuously. I had given a complaint in HDFC nungambakkam branch ATM drop box. but, there is no action taken and they billed in this month also.

Please take necessary actions and give me the feedback as early as possible.

Thanks & Regards

J.Shanmugam

I agree with you. HDFC Credit card is the worst credit card.

I too am fighting HDFC credit card for false charges debited to my account. I have filed a complaint against them with RBI Ombudsman and with the Dy. Governor, Reserve Bank of India. You too should do the same. As well as write to the MD of HDFC. If you want I can provide you his email address.

This will give you immediate relief as they will not take any tough action, if you complain to RBI and their MD.

i FULLY AGREE WITH YOU.
HDFC is horrible bank to take credit card or personal loan. Some time, the open loan market people look better than banks.

PLEASE DON'T TAKE HDFC CREDIT CARD OR PERSONAL LOAN.

Srinivas

please send Hdfc gold credit card statement from 1-4-2008 to[protected] hdfc card no [protected] please send earlest phone no [protected].

I had a terrible experience with HDFC Bank Credit Cards. Due to financial exigencies at my end, i was unable to pay the Min Amt due and which was subesquently conveyed over and over again to HDFC representatives. I always respect the jobs done by recovery agents. But they often cross their limits and get abusive and molestive. Tired of abuses n heated exchanges i decided not to pick the calls. However, today their representative came at my home and despite of polite conversation started abusing my father-in-law and husband. The best my husband could do is force him out of society. They immediately filed the FIR with police station. Here i am fortunate to hv a husband who with contacts avoided the harrassment by HDFC & Police(they both hv very close nexus and are often paid a part of recovery amount). I am putting this on web with utmost honesty and sincerity. Police & HDFC started pressuring my husband and intimidating him forcibly. I think this sort of police - bank nexus is dangerous for genuine cases. Please note that these guys start molesting individuals even at home without prior permission for them to visit. I would shortly be filing a legal suit with competant authority on this issue. Please note that i[censored] hv such experience, you can file counter FIR and then communicate with RBI directly with a copy of it. There is banking ombudsman who takes these things on priority levels and can impose heavy fines on concerned banks who voilate the limits set by RBI & Govt. of India

i have a credit card of hdfc bank the card no is [protected] n i was given a settlment letter a month ago stating thAT your acc# would be settled in 21000rs, , n i havent got a job n i could not make a payment n now recently i got a job n yesterday i singed a debit letter of 4400 on my hdfc acc# now when ever i am trying to call to credit card department n they are abusing me and saying now you can suck my pennis why didnt you make a payment earlier n they are saying do whatevr you want to do i want to see your capability you can ask to umesh gupta is wporking with hdfc bank n saying i am d manager of hdfc bank n he told me your me to settl d acc# in 34800rs in 4 instalments n now he is abusing me now i dont have any money to have food now b, coz my sallery has also put on hold apart from my 4400 rs now please pay attenction on it his no is, , , , , [protected] n his name is umesh gupta n he says that he is the manager of hdfc naraina branch of n delhi

MASTER CARD — Money and Receipt not Recd.

Sir,
I have an ATM card Bank of India’s International DEBIT-CUM-ATM CARD On dated 27/06/2008 at time 17:39 I used the card no. [protected]
at Chiplun Bazarpeth Branch ATM . I put the card in ATM made the
Transaction for withdrawl of Rs 7000/- After punching in my PIN and the amount to withdraw, the ATM worked on for a while and finally the Transaction was declined without giving me the receipt. This thing happen again when I was doing the same transaction again .I was stunned later to find that my account was debited with Rs7000 twice Total Rs. 14000 even when the cash was not dispensed.
when I visited the bankof india ‘the transaction slip 41056 & 41058 ‘are not found in their JP roll.
I also had written an application to bank manager of bank of India Chiplun

I need amount urgent.

So Here I am requesting you to please Reverse the amount of Rs. 14000 (Forteenthousand only)as soon as possible.
Thanking You
Yours Faithfully

Shreepad R. Joshi
Card No;[protected]

ulip — Policy Lapse due to carelessness of Agent

I have a LIC policy, which I bought from an Agent, with the name Lawrence Terrent, in Pune. The policy has the locking period of 3 years and a condition that the premium has to be paid in the Policy -issuing center. The premium cannot be paid online / any other branch in India. As a result I dispatched cheques to my agent this year. He misplaced the first one and even with the second one he tried submitting it after the policy due date. The premium amount is yet to be deducted from my account, which clearly states that my cheque was not honored. Can I know the complaint procedure against the agent and what action can be taken in this regard?
Thanks

the policy is a crap. one manager in the bank cheated us will all false information.
We gave a complaint and is of no use.
we lost hard earned one lakh because of them.
we went to put 25000 in some other ulip plan other than hdfc, that buy made us put 1, 00, 000 in HDFC ulip, telling that 1st year alone, pay 1, 00, 000 and from next yera pay ionly 10000.now they are telling there is nothing like that and every year we need to pay 100000 and they took service tax as 30 %. do never believe this bank's people, they have employees ONLY to cheat people like us.

Same thing happened to me in a branch in delhi. HDFC SL are cheats. they miss sell through HDFC bank. Complaints did not work. Dont buy any HDFC SL products.

HDFC agents told me that if we continue the policy after 3 years for 2 years more, it will yield us profit..
but when you say that the commission again they take is 60%, so what to do in that case?
Should i continue after 3 years or not
and also should i reduce the premium for my 3rd year..as the value for my money is constantly decreasing
Please suggest

ya really these bank people ...have to sum things ..but once u in to it cant come out of it ..simply v have to pay next cancell charges..so better to reduce ur premium and conti long term to get profit..

ulip — Non-cooperation of agent.

I have more than 30 policies at your company . Some of them was bought under the agent Mr. Kamlesh Mishra , code 1908541T. Few of the policy no. of the said agent are[protected], 41995524, [protected]. My complaints are 1) The agent is reluctant to collect the renewal premiums on time. 2) Not gave the renewal premium receipt for which cash amount were taken . 3) Not respond to phone calls . I am aware about the recent death of his wife but the agent is non - cooperating for more than one year . I sincerely request you to debar this agent , stop all the facilities of being agent and ask him to take no objection certificate from me before to resume service as an agent . Pls do the needful at your earliest for the sake of better sevice of your customer and reputation of your great organisation.
With sincere regards ,
Dr. Sourindra Mohan Goswami .

How can you sign a document without checking whethet it is for 3 yrs payment or a single payment.Dont cheat yourself.can you sign even when a banker ask you to do.
Dont give feedbacks like this, this tells how fool u r.According to me they are smart.After getting ur documents cant u read what it is.

Learn By Practise

HDFC Bank — Beware OF HDFC BANK

MAKING FOOL OF investor HDFC big cheater



I had taken a policy of 'Young star' with insurance coverage giving me so many dreams shown in excel sheet ( http://www.hdfcinsurance.com/MediaCenter/News/Product%20profile%20HDFC%20Young%2...⇄ ). It involved initial amount of Rs 5 lakhs investment,in the yr 2005, followed by payments of Rs. 50,000 for 3 consecutive years. This was terms and condition agreed at the time of investment with staff came home .I paid all these payments in NRE. In 2010 January, I got a cheque of approx Rs. 4 lakhs ur bank, saying that all is closed.


Policy # is 10785159

You can clearly see that I have lost around Rs. 2.5 lakhs at the end of 4-5 yrs. It would have been a better choice to put it in fixed deposit else where which would have given me double the amount by now.


Contact - [protected]

HDFC ULIPS are cheats.

Their ULIPS are not performing.

I invested 50, 000 in first year, the bank agent did not tell anything about the 30% comission.. and the investment is worth 28, 000+

I did not invest any more for second and third year.

I will not be surprised they wrap up their business.

Cheats Cheats Cheats !

HDFC ULIP is a total cheat. I was told by the agent that it is a 1 yr policy. After 2 yrs, I found that they had deducted 60% of the sum and I am left with zero amount. I logged a complain on missing yet nothing happened. Do you where to go? The amount is pretty high. Any help would be appreciated.

yes i agree.all agents selling ULIPs are cheats since they are not giving full info. when its our loss then too and when its our profit in tht case also. so kindly read the documents fully and within 15 days we can get our money back by cancelling the policy but after that its too late...

This is very true. I was sold a HDFC SL ULIP policy by an agent. They never told me that they will cut 40% for admin charges and showed me a calculation how my money will got at an exceptional rate over the year. I payed 50000 premium but when i got the statement only 24000 was invested in the fund and rest of the money is gone. I am just waiting to find a way to cancel this money sucking policy. Stay away from HDFC SL.

Big time cheaters they are! I paid premium for 4 years, and the NAV changed from 60+ to 80+ still when I check my balance, it is couple of thousands loss!!! because of their charges and for 2nd year reinstantiation of the lapsed policy they cheated me big time by cutting down my units as per the latest NAV for the whole amount I paid for 2 years.

HDFC SL Pro could be superb plan but the office people are making fraud on the name this policy. i purchased a HDFC Progrowth of 50000/-, but they made it SL Crest by mistake. when I informed to

change the plan (which was not my mistake) on the next day only. they canceled my current policy and return money of 47000/- only. They just duped me on the name lucrative benefits of this

policy . So please beware of HDFC people

HDFC Is CHOR BANK... dont open your account with hdfc bank, They will take all your hard earned money... beware of this bank

its not survival of the fittest, its the survival of the wittiest..
An agent also cheated me three years back that i am making a smart investment,

they took almost 50% (300000) of my total investment at the time of surrendering after 3 years...Imagine, this is not at all ethical..

any way this is a good lesson learned..its not too late now to cancel or surrendering your ULIP policy, mark my words...

Better to get some small interest in FD !! from my returned/ surrendered amount.

CCP
complete chor policy...beware

Hi. My name is Deven Kanal and i'm a feature writer with Reader's Digest Magazine. We're doing a story on banks ripping off customers. If anyone would like to contribute their story to RD, then please send me your contact details at kanal.[protected]@gmail.com

Harrassement
we have taken a personal loan from HDFC bank hyderabad lakdikapul branch. my salary account is in SBH bank hydeabad.i have given checks from SBH only.almost we have cleared the loan.few days back i have gone to hdfc bank to collect out checks.now they were saying you have to pay 2000 for fine(check bouns).from my side i didnot have this problem.i have shown my every month bank statement but every thing clear from my side.HDFC also saying from our side dont have problem.so finally what shoud i do?
please suggest me to whom sholud i contact?

axassa

HDFC Personal Loan,

I have token personal loan in November 2007 from HDFC Bank, I had paid loan up to July 2008, Because of some problem i have lossed my job and return back to my native. I have come back from native in Nov 2009 by the time i have not paid my EMI, Now i am search job by the time i come in contact to HDFC person, now he treating by the phone to me, I am asking Two month of time, but he is not ready to give the time, right now i am not in condition to pay the money, But i am ready to pay the money, please me out now what i have to do. To save from Harrassement.

Please Suggest me, what I have to take action from those Gundda type of collection Guy.

dear
sir,
my name is santosh kumar vishwakarma. my imployee code is cs17318.i want to know 1- when
i went to the home.i permission my a.s.h(rahul pandey).but i when i reach there after15th.s. m (rajiv kurup) show my resigantion. when i come down in mumbai. i complite my all formilites.1st jaunary.2009.but i di'nt got my pf and salary.

Dear Concern,

Because o[censored]r harassment I am closing the credit card and give the amount for settlement in one time and for 2 EMI so that I can arrange the amount and settle the amount


Please let me know how can i approach for a safe closure to get rid of all these head aches.. and even not to be listed in CRISIL ratings.. got fed up with these credit cards ... !!

H D F C Credit Card — Blocking of my S B account

My name is Pradeep Kumar V K holding a H D F C Credit card no [protected], I have been useing this card since 2004 with a credit limit of Rs 22000/- But after 2005 i stoped useing my card and only kept on paying the balance amount, I do agree that their was some delay in paying but still whenever the collection person had asked for the payment i made it a point to pay at least the minimum amount - mean while i was transfered from bangalore to Mumbai in may 2007 and still i kept paying the amount, once i asked the collection person what is my balance due and he told me its Rs 61000/- just imagine my cr limit is only Rs22000/- how can the balance become Rs 61000/- he told me you do this minimum payment and you can have a settlement of account i agreed and did the same but after receving the payment he did not turn up to me and again the matter became pending, one fine day one Mr. Nagaraj had called me and told" we are redy to settele your account please pay Rs 12000/"- i told him right i will not be able to pay him in single go please give me an option of instaulment for which he did not agree and started sending bad S M S to me ( i Still Have Those SMS) than later one Mr Deepak had called me and told me to Pay Rs 12000/- as settlement amount with four EMI's . i made two EMI's on the Month of December -2008and Jan2009 mean while i lost my job and could not make further payments but still I informed Mr Deepak about this and also told him as soon as i get some cash i will do the same - on 2nd of April I recived a cq of Rs 72322/- as a final settelement from my old company which was the only saveing I had and I deposited the same in H D F C account My S B account No being [protected] and as soon as I deposited my Cq I called up Mr.Deepak that i have got some money with me and i want to settle my account for which he told me since I have not paid for last two months now the settlement is void, i informed him to help me on the matter and he agreed to do so telling that Rs 10000/- to be paid again i still agreed but for all my shock when i checked my S B account on the same day i found [protected]@ Rs 63000/- had be blocked from my S B account without any notice i tried to call each and every person but nobody is giveing me a correct answer nor are they trying to tell me with whom should I talk to till today ie 6th april 2009, Today somebody called me an gave the number of Miss Nitu Sharma[protected] I kept on trying to this number but the phone is always engaged, I kindlly request all to help me out of this problem and I would also like to ask the cr card person how can you block my S B account without any notice and I request them to look into my account as i have mentioned earlier I stoped useing the Card in 2005 but was always makeing the payment till jan 2009
please help me out
Pradeep Kumar vK

Credit Card — Statement and late payment charges

Myself Dr Chetan, credit card holder of HSBC Bank since last 6-8 months. The day when i started using the credit card till now i had paid the late payment charges as i did not get any soft copy or hard copy of statement and still getting calls to clear the dues.
I had fed up from the things which are happening because of HSBC Bank thats why today i went to nearest branch of HSBC Bank, but the people who are working there, they do not bother what the problems we have, even they do not know how to talk with customers.

In July, HSBC Bank employer called me for transfer funds to clear the credits of HDFC bank. i accepted the things and they promised me to send the cheque with in 4-5 working days but i got the cheque after 35 days and that time HDFC bank made some extra charges because i waited for your cheque only.

I want that you should solve my problem by remove the late payment charges of last 3 months and interest which you had made on transfer funds because its already 3 months.

I hope you can help me out and then i will make the payment. I do not need to use this card any more after clearing the things.
I will wait for your early reply.

Regards

Dr Chetan

HDFC Bank — payment

I had a card of hdfc bank few year ago but now its not in work.
I pay all my due and have a NOC letter from bank.
But still they call me and says to me that i hv near by 35000 outstanding.
How can it possible after surrender my card and have a NOC from them.......

I am working with an MNC. I have applied bank credit card and after few months o[censored]sing I don't feel it convinient. So I surrender the card with paying some overdue amout thorugh settlement. Recently I have applied for another creditcard and as well as personal loan; but its getting rejected by saying that my name is in the civil list. Could some one help me out to get a credit card or lean.

Hi, I am Nitin Bhoite. i am using HDFC gold creit card. before that i was using Visa silver card. i asked several times in writen & verblly to increase my credit limit. but bank is not responding to me, i don't no why?
If you see my credit card statements i am using my maxmimum credit limit every month.
i am paying my ammount before due date every time even i am paying extra ammont on my credit card. if i paid extra ammount bank is not giving any advantage.but this month i did overlimit bank charged 500 fine to me, because of this i am not happy.if bank not reply me very soon i will pay my due amount & close account with HDFC.

Hope HDFC will think on this

Regards,
Nitin

hi I am mintu
I applyed for PL lust 1 years ago dut my loan not pased some my address problem .Bank sayes my address profe is dupliket . And my name is provided the civil.
Please teel me what my I recovery my problem.

HDFC Bank / Credit Card — EXCESS BILL ON LOST CARD

Sir,
I had lost my credit card no-[protected] four months ago, since than I hadn't recieed any bill for that after with which I had spent very little ie about Rs 1000 to1200/-, after four months, I m getting life threating calls to pay back Rs 4000 as credit card bill, its totaily inhuman and barberic please take some drastic against these fraudlant banks

I have not received my credit card marste card no ( [protected] ) previus bill. please send bill
of my email adress [protected]@vsnl.net.

I am having two credit card first of Citibank and second is ICICI Bank. Before 2-3 months i din't give the payment to banks just because of they charged me a lot. After sumtime i gave the whole payment. Now i just want to know my name is in civil list or not.

Hai,
I was using ICICI credit card past two years back.Due to adispute transaction I had put a comlaint and my my card is blocked and I didn't use it also.After a long time and continuous follow up, both o[censored]s agreed to do a settlement of Rs 15000 to close the issue.I have paid the amount on dated 12Dec08 and got a No due Certificate from the bank.After some time I applied for a PL from other Bank and came to know that, my name is in Civil.Kindly help me to overcome this issue since I am facing lot of problem.

Hai,

Recently I applied for a change of Home Loan A/c from ICICI to SBI.I came to know that my name is in Civil and I didn't understood, eventhough I cleared the Overdue amount and got a No Due Certificate from ICICI, still my name is exist in civil.Also Other details are showing Overdue in civil without my knowledge since I am not doing any transaction apart from My existing credit card ( SBI & Axis ).I am not receving any correspondenses to finalise the Overdue If so.This is spoiling my credit history and I am unable to do any PL & Housing Loan transactions. Kindly help to whom I have to contact and what is the Number.

lkjpoijpupuoiu

hi I am salaried person. I have applied bank credit card as per cc norms they commite me we we will provide 5 % cash back when stetment was come to my place i saw there is no cash back i had talk with sales guy who provide me this card he said sir pls pay first bill nxt time i will adjuste the 5 % next statment i saw no changes so i had taled with bank persone they said you have to pay all the payment other wise bank will charge you intrest and i have already use 30000/- i said you reduce my 5 % i will pay full amount but they are not agree with this the days gone after some days collection perone come to my home and pay all the money otherwis bank will take very stronge action against you so i went bank and spoke with collection manager he said pay principal amout i will waive off all the intrest but still i am firm on my decision first you reduce my 5% then i will pay money he said no then he call me he said pay all the money in 8 insttallment afetr long discussion i agree with him and gave him 8 PDC after 2 years (recently) i apply for 4 wheeler lone but this bank rejects my lone file the bank says i am in Civil due to credit cards issue so apply in another bank and showen all document given by Credit cards (settelment letter) next day my loan was sanction.afeter some days my requirment for personal loan one of my freind puts my documents in the same bank (cc)this time they rejects my loan said i am in civil .then i puts my papaer in another bank which my 4 wheeler loan is going on they said your elegibal for some amount but we are not provide this amount .then i apply for other bank they rejects my file they said i am in Civil. Sir can you pls tell me what i have to do now and how to come out from this Civil

Tapas,

If you do not pay your credit card payments on time, you will be considered as defaulter by the RBI and your name will uploaded into CIBIL database, So when you apply for any loan, that bank will usually refer the CIBIL database and check if you have failed to pay any amounts before.

If you have paid the settlement amount for your credit card, request that bank to provide you an zero balance statement and also inform to update the CIBIL database, so that you will not be considered as defaulter and will not have any problem in getting loans or credit cards in future. i hope you've understood.

Thanks
Vijay.

Hi All,

If you do not pay your credit card payments on time, you will be considered as defaulter by the RBI and your name will uploaded into CIBIL database, So when you apply for any loan, that bank will usually refer the CIBIL database and check if you have failed to pay any amounts before.
For more info visit: http://www.cibil.com/faqs.htm

If you have paid the settlement amount for your credit card, request that bank to provide you an zero balance statement and also inform to update the CIBIL database, so that you will not be considered as defaulter and will not have any problem in getting loans or credit cards in future. i hope you've understood.

Thanks
Vijay.

nobody at hdfc seems to be bothered about a customer complaint which has been posted on july 1st . i get an email saying we will respond in 7 working on 3rd of july . what a pathetic customer service is this . I have written to all the people relevant about my problem and no ody wants to help me .

This is to inform you all, that I will not be making the EMI payment towards the property loan. Going forward the loan will be paid by Mr Srikanth C the Co Owner of the property . The reason for this is that I am divorced and this property does not belong to me any more . My decree of divorce has been appended . Please be informed that if the same cannot be done then the property can be forfeited by the bank to cover the loan amount taken .

Kindly contact Mr Srikanth on : [protected]
Address :
No 40, 9th Main rd
Kurubarahalli, 60 ft road J C nagar Mahalakshmipuram post
Bangalore – 560086

This is with reference to my property loan booked on 27th Dec 2006 .

•    Name : Reema Srikanth Nayak (past ) current - Reema Nandalike & Co Owner Srikanth C
•    Loan Number : HHSG[protected]
•    Loan Amount : 711940/-
•    Installment Amount : 8092/-
•    Interest rate : 11% floating
•    Tenure : 180 months

Property address:
No 46, KRK enclave, Kurubarahalli village
Tavarekere hoblisy
No 179 Bangalore

I am ravikumar.D, i have applied a person loan in privet bank. As per them there is some card payment pending for Rs 2300/-. As per my knowledge there is no such type card pending. Due to this they are holding loan processing. kindly let kown the status. i alredy send mail but i did`nt get any reply. the bank give the Civil refrence number is -:[protected]

ICICI Bank Credit Cards — IMPOSED UNUSUAL CHAGES ON CREDIT CARD BILLS & MENTAL HARRASMENT

Respected sir /madam,

I herewith filing complains against the ICICI BANK that they are imposing unusual charges on the bill of credit card which was not discussed ever, further whatever purchase made and transections made, the amount is very nominal but after charging high interest and other financial charges the bank have started to charge excess amount than actual. Further, I used to pay regularly whatever the amount but even though every month bill is inclusive of various charges,

Therefore, I stop the payment and requested them to make settlement and for that I am ready to pay maximum possible amount, but they have not reply properly and started mental harrasment, phone calling and sudden visit to home and also they have put lien on my saving bank account. This is absolutely unfair practice done by reputed bank and for that I wish to lodge complain agains ICICI BANK,

Hence, I am seeking your kind support and advice on the same matter looking for fovourable reply.

Thanks

Ashwini

Ms. Ashwini

I think you are right, if you have already informed for settelement and bank have not responded therefore you are cleared at your end and question of mental harrassment and phone calling is really irritation move on part of Bank, so you can lodge complaint in womens court for mental harrassment and inform to bank as well.

Keep informing to me.

Advocate
Akshay

Hi,

We're sorry to hear of your experience. If you can write to us at [protected]@icicibank.com with your phone and email contact details along with your credit card number we will contact you.

Warm Regards,
ICICI Bank

This is the same issue in the CIBIL LIST CASE. AS i had a home loan going on with ICICI bank and a credit card wih HDFC bank due to some issues of wrong transactions and late payment charges and other different kind of charges imposed by the banks. I gave the full and final payment and settle with both the loAns with ICICI Bank and HDFC. i also have the settlement letter with NOC from both the bank that there is no due charges against me and the accounts are closed. But now i needed some amount for a house loan and gone to different banks to apply but they are saying that your name is in "CIBIL" So will not give the loan unless the name is taken out from the defaulter list. The thing is that i approached both the baks but they are not coo-perating, saying that write to "CIBIL" to take ou your name from their list. The Bank is claiming they have nothing to do with this, But when i mailed "CIBIL" They are saying that we are an authority and the member bank can only send us the latest update then only we can refresh with your name. So i am not able to understand what to do and where to go and whom to contact???

so kindly someone could help me ou with this matter, , it would be a great help.
thanking you,
MANDEEP BINDRA
[protected]

HDFC Bank / Credit Card — Non issuance of credit card after expiry of the first one

my credit card's validity expired on 31.8.2009. After that I have not received the renewed card yet. I gave complaint to the customer care and the relationship manager of my branch but there is no response. As per their record, I am a preferred customer. If this is the approach of the bank towards their preferred ones, then...........................

i bear an twowheeler from hdfc, though my all installments are cleared my name is in cibil list .can some one tell me what to do.

ICICI Credit Card — unusual charges

I have bought a credit card of your bank in 2007. We have never used this card for purchase of anything. But still it shows debt of 8800/-Rs. in our account. We come to know that it has been debited by ICICI Lombard. We dont know how and when it has been debited for incurance policy of about 4400/- Rs. Then interest of said amount also debited after time. Now the total amount shows debt. of Rs.8800/-.


Now we want to know that what can we do for the amount debited in our account without our knowledge. We think this is not fair to a customer.


So we kindly request you to help us to suggest a way to setteled this dispute. We know your bank is one of the most resposible in india and can understand someones problem. We are giving our detail of two debit cards here below.
First case:-
1. A.P.Trivedi-- [protected] d.o.b-12/12/1978
2.A.P.Trivedi--[protected]
3.Manishaben Trivedi--[protected]
Second case:-
1, Vipul Purohit--[protected] d.o.b.-31/05/1984
2.Santoshi Purohit--[protected]


Now please show us a way to solve the problem very urgent. To discuss further pls do call us on [protected].


We are eagrly waiting for your valuable and positive reply as your bank has always do....................




Yours Sincerely,


Ashwin P Trivedi

Dear Ashwin,

We're sorry to hear about your experience.

We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

plz help me out of CIVIL.[protected]

hdfc / credit card — name in civil list

Hi
My name is Nilesh D Bonde, I am working with an Ltd company. In 2005 i applied for hdfc bank credit card and after few months o[censored]sing it I didnt find it convinient because of the extra charges and some fault in payments.that time i closed the account by paying the settelment amount. After that i applied for Home loan and in many banks but its getting refused by saying that my name is in the civil list .. can you suggest me what to do next?

I am nepolian from trichy when i applied for the loan all banks are telling that my name showing in civil list that no payment is done but i don/t know which bank credit card is that .
If i know i speak to that bank and settle the amount .
Please suggest me how to clear it ?

Having delt with various banks the last few days for a no due certificate, they were all very cordial and told me that they will suppy it .STANDARD CHARTERED especially was very prompt.citi bank also said they would help me .Though i must say they hadnt removed my name till then from CIBIL even after settelment was done.Hoping they will do it, also found that CIBIL has to have some forum for the consumers as well and not just for the lenders.Looks like a one sided deal set up in collobration with the banks .Any way the only bank that was completely unresponsive and trying to sqeeze money out of me was HDFC even though i had closed the account in 2005 .My advice to future account holders will be STAY AWAY FROM HDFC

hi,
my self harjeet pathania. i hd applied for sbi credit card on month of dec-09. today, i call to sbi card issue department for my latest status. they replied that ur request has been rejected due to ur name is reflected in civil list. would anyone tell me that what is a civil list, how can i find my name in civil list, how can i know that when, how and why my name added in this list and by which organisation this step has been takened ? Please suggest me any the alternate for relief.

thnks

I apply for credit card before 20 days but till today I have not receive my credit card

My used Loan Number 12173297 which is through hdfc bank, I would like to know whether my name is in civil or not. Please revert back on [protected] or [protected]@rediffmail.com

Credit Card — CASE UNDER CIVIL DEPARTMENT SHOULD BE REMOVED

ABN AMRO was calling me unneccesarily day by day.the person who was dealing with credit card cheated us. He sent me a pin code but didnot send me any credit card, than he said to pay the payment that was due.and after sometime he sent the case under civil department. this case should be removed. Waiting for your kind action.

ACTION SHOULD BE TAKEN AS FAST AS POSSIBLE.

help me regarding civil ...name ..list, .. and how to remove that name after all the settelments made .
nikhil mehta
+91-[protected]

HDFC Bank — PERSONAL LOAN CLEARED BUT IT IS REFLECTING IN CIVIL

I have taken personal loan A/c No:90727848 from centurion bank of Rs : 200000 in the year 2005 , subsequently the bank was merged with HDFC bank . I was Paid all EMIs through HDFC bank ( Mostly from centurion bank and remaining HDFC).I took the closing letter also from the HDFC bank . In cibil report it is showing still Rs:1,67,951 as outstanding amount because of that I unable to obtaining loan from other banks.
I request you to do the needful action to correct the same, so that it is great help to me to get loan from the other bank. Attached here scan copy of the closing letter and statements for your easy reference.

Pl do the needful on urgent.

Regards,

P.DEMUDU
Flat No: 203, Om Vigneswara Apartment
Akkayyapalem
Visakhapatnam -530016
Andhra Pradesh.

HDFC Bank — applying unusual charges, not mentioned in their policy

hdfc have provided maximum 5 transcitions from other bank, but they ve charged me of rs.27.58 two times in a day 14/03/2012 without any transcition n are showing transcition no as 3854 and[protected]
a/c no-[protected]

Hi
My name is Ahmed, I am working with an IT Company. i applied for hdfc bank credit card and after few months o[censored]sing it I didnt find it convinient because of the xtra charges and some fault in payments. i closed the account on[protected] by paying the settelment amount. After that recently i applied for personal loan and its getting refused by saying that my name is in the civil list .. can you suggest me what to do next?

Shall i procede leagaly and any letter to be submitted to banks. Please suggest me.

Remov of name from civil list
Dear sir,
I am yogesh mishra from gurgaon Haryana, one of the user of personal loan from ur bank.i have cleared all my pending dues of Credit card & personal loan. but still now my personal loan application has been regret n the bankers are saying that you have listed in civil & scroe 598.
My conttrol No.[protected]

So, pls help me out, i m very upset with this., bcoz i have to apply for the personal loan from Axis bank
pls get back to me as soon as possible.[protected]. My mail ID [protected]@rediffmail.com


Rgds

Yogesh Mishra
M/S Panalfa auto elektrik ltd
begumpur khottola
opp- Sona Somic unit -2
39th Milestone NH-8
Gurgaon 122004( Haryana )

I went to the concernec credit card department and they told though my account zeroised, still my name would be in cibil list. they told there is nothing to be done. is there no way to get out?

HI MY NAME IS KARAN SINGH S/O SHREE GAJRAJ SINGH, V.P.O.- 449, NAI BASTI KHETON ME KUTINA, NALOTA, TEH.-BEHROR, DISTT.-ALWAR, RAJASTHAN AND I TAKE A LOAN FROM HDFC BANK NEEMRANA, FOR TWO WHEELER, AND NOW I FILLED ALL AMOUNT AND GOT NOC FOR THAT. NOW PLZ REMOVE MY NAME FORM DIFAULTER LIST .

I am Mahesh Sawant I took loan from Bajaj Finance in 2007 but after some days i Clear my account . Now I have NOC but when I going to take House Loan in Axis Bank than they telling that your name in Civil list. so what I can do now to clear to my name

I 100% Agree to Rajneesh, HDFC is the worst Bank to deal with.

I had a Gold Credit card with HDFC Bank and that A/c was opened in Dec 2006 up to April 2007.I had taken around 26K in total from the bank of which I Paid them around 16K. I was not getting my statement so I told them to give me my receipt other wise I will not make the payment and I didn’t pay in May 2007 they levied Charges around 3-4K as penalty and then started harassing me.

Two women called in Aug 2007 and Abused me I asked them why are they talking to me like this and they said "Aap to Chor ho aap jaise logon se aise hi Baat ki jati hai" .I called customer service and Complained about the same and they promised me that there will be no further call like this again. Those two women called again after 15 min (I was ok that I have filed a complain and HDFC will take some action internally)but to my surprise they told me “Jitna Rona hai ro lo Payment to hum nikalwa hi lenge” also they threatened me that people from recovery would come to my home and indirectly she threatened me that “you know how recovery people deal when they got to someones house” she said How would you feel “Jis mohale mein aap rehte ho wahan aap ki beijati ki jaye” to which I was totally Scared.

After that I asked them to close my card and settle the card that was in September 2007. They closed the card and said in order to escalate the process of Closure I must Pay them Rs.3, 300 . I did the same and made a payment of 3, 300 on September 29, 2007 also they asked me to cut the card in 4 peaces and send it to the Chennai office and I followed the same, After that no Calls in the month of October.

In the month of November2007 they called me again and they said you have not made your payment on time I told that they have requested to settle my Card an asked for the final payment and they told that no process or initiative has been taken and the money I had paid was just the months closing target and the person miscommunicated to get the money out of my Pocket .so I requested them to make Final settlement documents and tell me how much I need to pay then only I will make further payments.

The bank sent two people. Mr. Amit Singh (Mobile no.[protected])Deputy Manager Management and Mr. Ranjeet to settle the A/c.(Card).and they made me speak to Mr. Aman Malhotra who is Manager Debt Management .On that day my statement showed dues of 33, 000 where my credit limit is only 30K also to remind that as per my calculation I had already paid them around 26, 000 till that Date .They agreed to settle my A/c for 19, 000 of which Rs.3, 300 had to be paid then and there and rest Rs.2, 614 in another Six instalment and I agreed to the Same, they gave me a written record for the same and told me that they will send the originals through Courier .If Any one wants to Check I can show the transaction in my Bank Saving A/c that I made 6 payments on the first of every month and throughout these 6 months I kept asking for original papers and they assured me that they are calling from Rajauri Garden and my papers are Ok and they tried to send me the documents 2 times but I was not at home So I gave them an address to a General Store that is open from 8am to 9pm to deliver the documents but they didn’t .On further inquiry they informed me that no one was there that was a shock for me as the shop opens everyday .So they lied to me .

I kept paying the instalments on time, when I had to make my last payment I got suspicious and so I went of my own to Rajauri Garden where the bank employee told that my A/C shows a settlement of 27K to which I disagreed and showed the documents and they told that it was not a Valid document. I called Mr. Aman Malhotra (Manager Debt Management ) and he said that he was busy in an meeting and will revert back later to which he didn’t .I tried calling him Many a times but he never picks up my call his Mobile number is [protected].I even have a message saved in my Inbox that he had sent saying that he will call me later .

Any ways Since I too work in a BPO so I tried to contact my manager as I had a fear that HDFC will block my savings A/C .My Manager who has worked in a Collecton center earlier suggested that I must make the payment for the instalment to avoid being a default. So I did the same and made my last payment on May31, 2008.
Later again bank started calling me and told that the payments are not being made on time to which I disagreed and told that I have made all the payments and now according to me there are no further dews to which they disagreed and sent an employee for collection .I showed the person all the documents and told him in detail where I was coming from. The person spoke to his supervisor and told me that the collection agent have been playing with me.

Further in the month of September I once again started getting calls from the Bank from Mr. Raj(he said his name is Rajshekhar) and he asked me to make payment to which I disagreed and told him that I am not going to make any further payments . After a few days I went to withdraw money from my HDFC Saving A/c and I got to know that my A/c has been blocked and on inquiry was asked to contact the credit Card division.

I had to be in the Rajauri Garden once again and I spoke to Mr. Raj in person. He took Rs.600 Cash and they withdrew Rs.1900 from my Savings A/c and he informed me that who so ever and what so ever department that was dealing with me had given me false information and told that He will call me later .I kept calling him throughout the month and he kept telling me that its bank holiday, closing, Gandhi Jayanti, Dusshera, Diwali and reasons like that.

Yesterday(November 1, 2008) I got a call from a Ms. Ritu (Landline No.[protected] saying that I have not paid money on time to which I told her the whole story to which her response was that she doesn’t care a damn and she wants me to pay the money .I asked her for the dews and she told that I have to pay Rs.30, 000 to the bank.

According to my Calculation I took 26, 000 from the credit card, till date I have paid Rs.47, 000 towards the same and the bank still says that I have to pay 30k.

I just want to ask is there an end to this?

The bank is not ready to give me anything in written for any transaction or dealings, they just keep calling and keep on harassing me.

Any person who wants to join me or can suggest me as what needs to be done is welcome to write to me at sk.[protected]@indiatimes.com