HDFC Bank Complaints & Reviews

Credit Card — Disgraceful Employees

Past 3 weeks I am calling to know the status of my application, but so far they are still not able to track my record. Everytime i call them they says "our system are down, kindly call us later" its a pathetic customer service.

I WANT AN ASSISTANCE AND WOULD APPRECIATE IF I GET A CALL FROM BARCLAYS WITHIN NEXT 24 HRS.

HDFC Bank is the worst bank to start with. If a payment on credit card is delayed then interest charges and penalty charges are levied and that's what the procedure is with other bank's credit card that i use. HDFC sent my data to some collection agency and i receive at least 20 calls on my mobile and home land line threatening to make the payments. They are highly illiterate people, abuse on calls and threaten to send someone at my place.
I called HDFC requesting to stop these calls, i was informed that i will not get any more calls but they called me on sunday atleast 50 times. Highly disgraceful, a warning for everyone, do not take HDFC credit card, if you hold one, cancel it if you can.

Siddharth

HDFC is one of the bloody suckers bank. I hold a credit card on 2008 from Delhi and made payment as well from my hometown Kolkata. Now after 3 years all of a sudden these suckers wake up and threatening me and my parents, giving calls to the landline and mobile, that a sum of 58, 000 has been due and i have to pay that. I agree with Dipmala and Siddharth that please cancel HDFC credit cards as they could be life threatening element for the future as well. The executives are illiterate, and have no respect and they even abuse my neighbours and my family. Instead of saying Madam or Ma'am, this Kalpana is calling me as Mem Mem..and her hindi is like a village uneducated woman. Please stop abusing public's life. If God forbids same thing happens in their life then they will get to know the reality. God knows what will be the solution.

you are the lucky person on earth, if you got the credit card they would have squeezed every thing out of your salary and harassed you like any thing, yo are lucky man you got rejected, the real pain is for those who got the card

Hello,

I Applied HDFC Credit Card, my Application No is: [protected]E1, i want to know the the status of the application.

Please help me how to found the application status.

Regards,

G. Hemanth Kumar,
Software Engineer.

Hi,

I recieved a call from HDFC Customer rep informing that you have been one of the few special ppl who have been offered a platinum credict card. They told the offers their card as and asked the limit I have on other cards, I told I had 1.6 lakhs and the rep responded that i will be provided with a much higher limit than 1.6 lakhs. When asked the rep promised that i would get a minimum of 3 lakhs and she will make a note on the application form.

I received the card and was given 1.5 lakhs, when lodged a complaint with the HDFC Customer care department they told that i will get a call from someone regarding it...its been well over 2 weeks and when called the customer care they have told that they have tried reaching me and was not able to reach...

I have called the customer care again asking the status they told that it cannot be increased and if needed i could cancel the card by sending a written letter to HDFC cards.

Wasted time talking to the rep., submitting documents, lodging a complaint with them...poor service and wrong expectation by the bank.

Regards,
Sanjay
[protected]
[protected]@yahoo.com

Dated: 03.10.2010



Sub: Complaint Against HDFC Bank Credit Card Nuisance

Reference : HDFC BANK CREDIT CARD NO: [protected].


Dear Sir,


I regret to inform you and for your kind notice that I was holding and HDFC Bank Credit Card vide no: [protected]. In that card, my credit limit was Rs.2, 38, 000/- and after that Bank has revised and reduced the Credit Limit from Rs.2, 38, 000/- to Rs.1, 77, 000/-. I have used my Credit Limit and I have already paid Rs.2, 77, 371/- against my Card as per their statement dated 17.03.2010. I had no outstanding against my Card. Only some Interest Charges were Lying in my Card.

On that basis, I have requested to Bank to settle and convert my some Interest dues amount sympathetically in to fresh simple EMI after reversing all the Late fees, Extra Interest Charges and the unnecessary fees charged by the Bank Intentionally. Due to my tremendous financial problem, I was not in position to submit my children’s school fees and house rent also which already I had discussed this matter frequently to their customer care executive over phone & at least 14 to 15th times and sent 14th to 15th frequent reminder letters also.

If you see the Receipts & Payments A/c of my Card, from beginning to end then you can easily observe that, I have made already over and excess payment against my used amount through card. If you see my accounts I have already paid the excess amount which the money I have used through Card. If the bank waive my unjustified Interest and Late fees, then nothing outstanding will be pending against my card. Which amount I have used against my Credit Card, Out of that, I have made excess payment against my used amount.

Being a preferred customer for long time, I have changed my address, phone no etc honestly. As a result of which, their Recovery agency/goons have started to hassle me mentally and also my wife, not only that, they also used abusive and very rough language over phone and came to my office and insulted me in the front of everybody with very abusive and slang language and told me to make the payment immediately, otherwise they will attack me and my family with their team and told me that, they will thrash me in the front of my society and also told me that they will abolish me from my job. I am a very simple Private Company’s employee and simple middle class family. That incident happened for last 5 to 6 months. After completion of their mental and physical harassments, HDFC Bank has sent the Legal court notice to my address. I am a very simple and middle class family member and a very simple employee of a private company. Bank continuously pressurized me to take the credit card.

Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank .Please tell me, Is it a Reputed Bank ???

My Credit Limit was Rs.1, 77, 000/- and I have paid Rs.2, 77, 371/-. If my intention was bad then, why I will make the payment for Rs.2, 77, 371/-. Their Intention is how to raise the Interest amount and late fees unnecessary and pressurize to customer mentally. Trying to claim huge amount intentionally from customer, that is the practice of HDFC bank . Is it a Reputed Bank ???

Due the tremendous mental harassment to me and my family, My wife is not well and she also feels very insecurity. Please help me and my family from HDFC Bank’s Credit Card nuisance.

Thanks with Regards,

Manas Ray Chaudhury
Bhopal.

NB: Threatening Calls came from Phone no:[protected]. Mr. Manjit, Mr. Hitesh, and one Lady (Not told her name)

[protected]Mr. Sunil, Mr. Dubey [protected])

NB: In spite of repeated request, the HDFC Credit Card Division were not Co-operating with me. Their actual Intention is bad and how to harass the customer mentally and physically in public place.

dear sir,
as we have transfer 10, 000 in the platinum plus-credit card . in the bill it is given that Mrs.Niketa Goradia has spent Rs 1, 800 and Mr Dinesh Goradia has spent Rs 4, 996 than the sum of these ruppees that are spent is Rs6, 796 so wher the other amount is gone which is Rs3, 204. so please solve this problem as soon as you can.the credit card number is [protected]. transfer the ruppees to the credit card after the solution or sent a bill to this address-DAL BAZAR-PARIWAR LAXMI COMPLEX, 201, LASHKAR, GWALIOR.

car for sale, please lone clear, want forcloser

i had taken an used car loan from hdfc bank on 2010 and i want to close the same as i got transfered to delhi and i have asigned to mr manish singh to close the sais accoun but no body is going to close for the same at hdfc car loan division.

I really being disturb and now onwards i am not able to pay the emi for it .

Pls suggest in this regard

My AGGREEMENT NO IS 16519834

Naveen singh
LIG 1140 AWASH VIKASH 3
kALYANPUR KANPUR-208017
[protected].[protected]

What kind of charges were drawn dated on 05/05/11 & 19/09/11 & 03/11/11 & 06/02/11 total is 2135 Rs.
The above amount for credit card was deducted from my bank account.
Please reply me & credit that amount back in my HDFC bank account.
Otherwise I will sent the message with my account details to Reserve bank of India (RBI) as well as I will go to Grahak Suraksha Kendra.
reply me immidetely
My contact details : [protected]
my hdfc bank a/c no: [protected]

dear sir .i have a two wheeler loan from your esteemed bank.my loan account is 15287848 and dsa no.is 21292.i have taken bike from focuz biwheelers, panambilly nagar cochin 36.my bike no.is kl7 bl 5685.and my name is anilkumar.asper our agreement they told me that your each months instalment of rs1516.00 would be collected from my bank through ecs system.but this month one executive sudheesh from chennai .due to some technical reason your instalment can not be collected so make your payment by cash.i agreed but can give only by cheque .but they insisted me so badly they want ready cash other wise your name will go to cibil .any way i made pay payment.my questin is you told me my collection is by ecs.should i give ready cash in coming months?i approched my bank they replied me that they didint ive mandatory form.only then they will be able to enable ecs.i contacted the respective executive of hdfc in focuz his name is saleesh, he replied me that is none of our business, if you want you only do tha needful to enable ecs.as am out of station ican not do soon.you are already taken service charges from me to do all these thinkgs.i have no time to spend to enable ecs and attend your calls.i humbly request you that either u enable my ecs.or collect thru cheques.kindly do the needful anil ph[protected]

sir i buy a bike bajjaj discover from your hdfc finanance but ihave payment all istalment but i hahe not get my noc or clearance so plese give my clearance following address or email--------bike no-OR-05-V-2358, NAME -Laxmidhar Nayak, AT-Kantil;PO-Athgarh;DIST-Cuttack;ORISSA;PIN-754029 [protected]@gmail.com

when u give a rc book. starting my due since 2007 feb. my due period 2years and 10 months.

i need a bike on loan

g

sir i buy a bike hero honda super splender from your hdfc finanance but ihave payment all istalment but i hahe not get my noc or clearance so plese give my clearance following address or email--------bike no-GJ18-N-3228, NAME -PATEL GOPALBHAI RAMDAS, address- 19/2, ambica nagar society, mansa AT-PO-MANSA ;DIST-GANDHINAGAR, GUJARAT(382845) EMAIL- [protected]@yahoo.com

Hello,

I have apply two wheeler loan in HDFC for last 45 days.
My salary account is in HDFC bank, i submeet all document in HDFC bank loan executive.
My CTC 6 lp/a,
So pls in detail i have eligible or not?

yogesh patil
[protected]

Dear Sir/Madam,
I have purchased Two Wheeler in Aug2008.Total Amount is 16000.I hav epaid 62400 Hard cash.Remaining amount is finaciced by HDFC Bank.My EMI is 2600 for 24 months, sep -2010 completed my vehicle loan pls send loan clearnes details vehicle no AP 11 AE 4574.

please send d details my mail id [protected]@gmail.com

Mobile No:[protected]

Thanks and Regards
J.Srikanth reddy

Hello,
The HDFC bank 2 wheeler loan customer service executives are pathetic .

I have applied for 2 wheeler loans and from HDFC bank being an excisting customer bank given me the approval without any issues giving me a good finance scheme. But after 2 week also my loan process is still going on, from the day 1 I am following the HDFC customer executive guy from the loan department he doesn’t even have curtsey to call me back and give me the status .
For document collection also I have call the executive to meet me and collect the document

It seems that HDFC bank having lot many of customers in Queue so they are not taking much burden for new customers

Regards,
Kiran Mumbre
[protected]

Dear Sir,


constumer name: Rupesh Patil want to know the reason why the installment is not deducting from the account. We have gone to HDFC Andheri Branch but no Cooperate over their.

Warm Regards
Dakshata

dear, sir

SO MANY TWO WHEELERS CASES NOT PROPERLY VERIFIED BY YOUR AGENCY CREDIT ALLIANCES SERVICES PVT.LTD, BHUBANESWAR PLZ CHEACK ALL TWO WHEELERS LOAN S GIVEN AT-NAYAGARH (ORISSA) FROM-17/2/2011 HDFC BANK NOW IN RISK IN NAYAGARH ALL THE PROVE GIVEN BY MAIL AFTER 5 DAYS
REGARDS
BISWAJIT
NAYAGARH

MY NAME IS ABRAHAM TWO WHEELER LOAN A/C.NO.18149430
ECS NOT ELIGIBLE IN PUNJAB NATIONAL BANK
PLEASE DON' T PUT PENALITY IN FUTURE AS IAM PAYING IN DUES AMOUNT REGULARLY FOR THE PAST THREE MONTH I PROMISE THAT I WILL PAY MY FUTURE DUE ALSO REGULURLY WITHIN DUE DATE
THANKING YOU
CONCACT NUMBER : [protected]

Hi,

I brought passion in 2007 with HDFC finance (12 months period) in Chennai. Show room was Reliance Motar Pvt. Ltd (Near to Spencer).

Now it was shifted to some other location due to the Metro rail construction works...

Now the problem is I forgot to collect the RC book after the loan clearance now i dont know how to get my RC book.

I heard that once the loan was closed RC book will be delivered to respective show room.

I can only produce vehile no, engine no, and chasis no. dont have loan details.

Please let me know the procedure to collect the RC boom or write a mail to [protected]@gmail.com


Thanks in advance.

HDFC BANK TWO WHEELER LOAN EXICUTIVES COLLECTED ADDITIONAL MONEY FOR SHOW ROOM CHARGES, THIS IS UN OFFICIALLY, PLEASE ENQUIRY IT, ... THEY HAVE COLLECTED PROCESSING 2.75%, DOC CHARGES &ADDITIONAL RS.1100/
WITHOUT RECEIPT. ALL EXTRA AMOUNTS ARE INCRESE TO INTEREST RATE ARROUND 22%, SO PLEASE ACTION .
HDFC BANK LOAN DIVISION IN NELLORE, ANDHRAPRADESH EXICUTIVES ARE MURALI (CONTACT NO[protected])&
SALES MANAGER RAJESH([protected]).

I am Kapil Saraf, HDFC executive(Alpana) has provided me wrong information and due to this personal loan amount is delayed by 15 days. and
they have not disbursed amount til and EMI has been started.
Even when i called on executive number they have not picked up call and not proper response.

my request to consumer forum that the same cheating case should not happen and who will responsible for the this delayed.

Kapil Saraf
+91 [protected]

i applied for a personal loan in hdfc on septmber 1st from that day i am getting minimum 3 calls /per day ,finally agent came and collected the documents (salaryslip,id proof,address proof,bank statement),
then verification started .Verification over with in 2 days.On November 2 nd i got a message your loan is approved and status number also.up to till date they not credited my amount.I called the customer care 5 times,they told under processing,I applied for Rs75000 and i have a savings account in hdfc also.i dont know what this people is doing.May be i will get or not that is not an issue.if they are give on right time other wise reject it.My advice for all of you , if you are seriously need money with in 7 days, dont go for hdfc,with in 1 or 2 month only you required money then go for hdfc and with in that one month every day you will get minimum 2 calls/day.

This is AMAR GAJARE from Chennai working in HCL Technologies as SSE, Same thing now happening with me, the HDFC bank personal loan related persons which were in touch before are Sudha [protected] and Tamichelu [protected] from Chennai, the worst banking guys who just promisd to give loan in few days they took my all documents and verification also over but they never turned back.Actually I was in need of the personal loan

Dear Srijit Gopalan Nair

HDFC is not responsible, as if the cheque bounced then it is not a fault of HDFC

Think like this, assume if you are the receiver(1st person) in place of HDFC and HDFC(2nd person) is the giver in place of you.

If amount is not received to 1st person by the 2nd person then 2nd person is responsible for not making payment.

HDFC has issued a credit of 2 Lakh FD on basis of cheque and the cheque bounced for whatever reason may be in that case they simply cancel the FD that is by rule.

regards

HDFC — Reg: Cheque bounce

Dear Manager,

Please be informed that I've given 2 cheques towards HSBC credit card payment.
Cheque numbers: 531789 dated 31st May 2009 and 531790 dated 30th June 2009.
The cheque number 531790 dated 30th June 2009 got cleared first on 1st
June 2009. Why did this happen in the first instance?
And then cheque number 531789 dated 31st May 2009 got cleared and I
had insufficient funds in my account leading to a cheque bounce.
Eventually both the debited amount got credited to my account. I was also charged 350 rupees for a mistake done by HDFC. Now HSBC bank is forcing me to explain the situation. This was not
expected of HDFC.

Please help me with this issue. I keep sending them 2-3 mails daily to get a reply once in a week that they are looking into this.

Thanks and Regards
Bharani Kumar

HDFC SERVICE ITS VERY POOR BECOUSE I HAVE NO BOUCING ITS MY LOAN ACCOUNT


FROM

RAJEEV MALHOTRA

Dear Sir,

with due respect, I am Santosh V Shinde.i was working as CONTRACT SALES EXECUTIVE(CSE) in Baroda Branch ( 429 ) from 1st july 2006 to 8th March 2007. my employee code was 47918. This is my query that till yet i do not recieve my provident fund.i request my team manager ( Mr. Sunil Chudhary ) & Mr. Hansraj ( Sales Co-ordinator ) many times but they are not supporting me. I have Submitted to Pf from with my Account details for Mr. Hansraj. now i am requesting you to release my p.f as soon as Possible.

Name : Santosh V Shinde

Emplyee Code : 47918

Joining Date : 1st july 2006

Resign Date : 08th march 2007

Department :- Business Banking- Liabilities

Branch Name : HDFC BANK LTD.
6th floor, Midway Heights,
Nr. Panchmukhi Hanuman Temple,
Lokmanaya Tilak Road,
Raopura.

To,
Grievance Cell Officer,
Grievance Redressal Cell,
HDFC Bank Ltd.,
Old Bldg; "C" Wing 3rd floor,
26-A Narayan Properties,
Chandivali Farm Road,
Off Saki Vihar Road, Chandivali,
Andheri(East), Mumbai- 400 072.

Respected Sir/ Madam,

I am writing to let you know that I have a grievance relating the practices like fake signatures of bank customer frequently made by Mr. Azim Rehman in HDFC Bank Ltd. Chowk Lucknow U.P.

One of the employee of HDFC BAnk Chowk Lucknow has informed me that Azim Rehman ( Employee Code CA15629) is the expert in making the fake signature without fear or hesitation.
You better know that this is serious offence as per government rules, RBI directives and as well as banking KYC.
I trust you you'll let me know how the investigation is proceeding and what you'll arrange to hold a grievance hearing as soon as possible.

Kindly take the expert and prompt decisions in such term.

Thanks with regards

Yasmin Rizvi