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Hongkong & Shanghai Banking Corporation [HSBC]

[Resolved]  HSBC Credit Card — Harassment and lowering of credit limit without any prior intimation

hi,

HSBC reduced my CC limit from over 1 lac to 36,000 without any intimation at all. This led me to face a lot of embarrassment and mental agony when I presented the card while buying something and the card was not honored because HSBC had reduced my limit. They also keep calling upto 30 times a day from 1st of every month till my due date of 12th. This is pure harassment and I would like to take legal recourse to this. Please advice.

Regards
Sudarshan Jayaram
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Aug 14, 2020
Complaint marked as Resolved 
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AF
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Dear sir,

My account no & Gold card no is [protected] of HSBC bank

Bank has issued me a gold card with Rs.0/- annual fees to me & Credit of rs 50, 000/- to me, But now i am getting the bill of pending charges Bill as below
Opening Balance : 4452.66
Late payment charges : 400.00
service tax @ 10.30% : 41.20
Final charges for this statement : 144.93
Total purchase outstanding : 5053.71

And now i am asked to pay rs 834.12 & my card is been suspended till the payment

I would like to inform that when bank has issued me no charges Gold card why they charges me rs 4452.00 & late fees400.00

I request to charge me as Rs 0/- has charges & credit limit of Rs 50000/- as commited.


Thanks
Jamshed Choudhary
[protected]
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