[Resolved]  HSBC - Credit Card — late payment charges

Sir,

Ref: my credit card no. [protected]

Your statement period for month of sep 2009 to oct 2009 shows balance outstanding of Rs. 0.23 only.
After getting the statement I was surprised to know that you have charged an amount of Rs.400 plus service tax as late payment charge. The balance outstanding was 23 paisa only and while paying the amount, I have rounded off the payment amount ignoring 23 paisa.

Hence, late payment charges doesn't apply. And i will not pay any amount. If at all you insist for the same, I will not continue this credit card facility. Your immediate action in this regard is required.

Regards,
Ishwar Bhat
mobile: [protected]