HSBC Credit Card — Credit card bill received although the card has been expired one year back

Hi,
I had taken an HSBC credit credit card on Dec 2006 and that was expired on Dec 2008. At that period I was informed that there is no sercice charge in my credit card account. I used the card for 2 years and I made all the payment on time. Now after one year they send a credit card bill to my address of amount 2206. After that I discuss this with the customer care executive of HSBC and he is saying this is the service charge,not justified at all, this is a fraud by HSBC bank, they are fraud.

Please look into this.........

Regards,
Sanjit Biswas