HSBC Gold Credit Card — N0n-receit of statement-charging late fee etc.,

I am having life time free HSBC Gold credit card No. [protected] with Rs. 50000/-credit limit. They have offered another lifetime free card with the same credit limit and also 2 add on free cards for family members. I have used the add on card during january 2008 and paid the entire amount prior to receipt of statement. I have received monthly statements for the period 14.2.08 to 13.3.08 with OB as Rs. 2246.45 and subsequent 2 statements charing late fee, finance charges etc., But I have not received the statement for the period 14.1.08 to 13.2.08 in which the CB was shown as RS. 2246.45. As I presume that HSBC might have charged annual fee+ser tax of 12.26% in the statement I have sent E Mail to the Asst. vice president Sri R Sankarnarayan, Card services, HSBC Chennai on 13.4.08 and reminded on 27.4.08 to send the information to my E Mail ID duly explaining the position in detail. So far I have not received any information.
I request the HSBC Cards services, Chennai officials to send the details immediately to take further action by me regarding payment as There is no use in sending further statements charging late fee etc charges without sending the information required.
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Sir I am samarendra das.Recently i had applied for a life time free HSBC gold credit card (VISA).They had told me that no fees will be charged.But today i got the card HSBC gold credit card (VISA) Credit limit Rs39000 /-. While going through the documents i saw that one ANNUAL FEE Rs 2000 /- is there. But as per their words no fees should be charged to me.

Can you tell me why they are charging.If so i ll not take the Card.

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