[Resolved]  HSBC Premium Credit Card — Undue charges asked by the HSBC.

I had maintained premium credit card No.[protected] in the name of Rajiv Bhatnagar and generate some 985 redeem points. perior to this I was a very good payment maker, but in the last billing I was adament to make the payment to the bank, where they have charged the late payment chages where I have no fault.
In April'09 there was a out standing of Rs.0.18 paisa for which no bill was sent to me even till date I never received the hard copy of the bill and I always make the payment on the basis of SMS only. So in april might be because of ignorance I had issued the cheque lesser by 0.18 paisa, which was again generated because of latepayment charges and service tax thereon. after that bank had charged the compound late payment charges and insited me to make the minimum charges of Rs.200/, but why ?
The bank had charged late payment charges 2 to 3 times but never send the hard copy of the bill on my mailing address : N-2,IInd floor, Kalkaji, New Delhi-110019.
Since the bank has stopped me to use that card without making the socalled payment and continueing harrassing me from their Mumbai talycaller for the outstanding payment.Now my request is to the concern authorities to please revive my card with levying any chages on that and reimburse the earlier paid late payment charges charged by them without providing the hard copy of the statement.
Hoping for the justice.

Rajiv Bhatnagar([protected])