[Resolved]  ICICI Bank — Credit card

Issue still pending from last 2 years...

This is regarding my credit card no. 4477 xxxx xxxx 2007 bank icici new delhi, my credit card limit was rs. 20000/- and bank sent me a statement of rs. 34000/-they have charged me over my bill limit and as per cibil i have to pay only rs. 2500/- . For the recovery of excess payment they called me many time even thought i am ready to pay the amount as per cibil, but they threaten me to pay the excess amount, i am mentally harassed by them, bank people call me more than 10 time every day.

I want to settel the due payment as per the cibil only.

Regards
Vijay sharma
Delhi
[protected]@yahoo.com
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Aug 13, 2020
Complaint marked as Resolved 
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All time they made same statment nothing will happen, when we send the mail they change the comittment.

ICICI Vbv — Termination of icicivbp services.

Ref: Cust. ID: 599912

Dear Sir ,

I am presently availing the ICICIVBP services on my credit cards to pay the electricity bills.
Due to my transfer to Jalgaon I will not be available at Thane and it is not possible to continue the said services to pay hte electricity bill.
I am forced to use other molde of payment and hence I request you to disscontinue the services hence forth. I am ready to pay any amount outstanding till today.
Thanking you for the services rendered to me by now.

Yours faithfully

Paratkar S.S.
Cust. ID : 599912
Mobile No: [protected]
[protected]
how can you deduct money from my ccount without my information ?

ICICI Credit Card Gold Card — Non-responsiveness towards the matter and improper behaviour of Recovery People

Hi, I was holding a card of ICICI which had bill of 25 k. I couldn't pay it off as I lost my job. I kept calling them informing the same and saying that I will pay it off as soon as it is possible and asked to block the card. They said that they wouldn't be able to block the card. COnsidering it valid I thought of paying it off as soon a sit is possible. In the meanwhile they sent their recovery person who took 1500 once and 5000 once. He did not give me any receipt but he made me talk to ICICI customer care. I believed as I received a message on my cell stating the same.

I asked the recovery person to convert the amount into installments which was 50000 by that time. Even then I wanted to pay the amount by converting that into installments. He refused and said we can't do that and he went. After a week a month I received a call from Credit Card dept. asking me to conver the amount in installmetns and I was ok with it. I was happy to do that and converted that amount into 5500 of monthly installments for 12 months. My first amount was due in October and I was told by the representative that I they would call me up in october and confirm how I want to pay the amount (by going to bank or by an agent). I never received any call from them. In mid october, a guy named Ravinder called me asked if I could make the payemtn. I said yeah , why not wait until 31st october and I would pay the cheque as soon as my salary comes. Her called me after a day or two and said "ok".

I was ok and happy the wayt things were going. But after a day I started getting calls from a guy Arvind I guess. He started behaving rudely and abused. He said we are from recover and can do what we want. I yelled at him and said when I am dealing with aguy named ravinder about the same then why he is calling me up. He said I don't know any Ravinder. I talked to ravinder and ravinder say he doesn't know about this guy. He said that he would take care of it. However I started getting calls during odd hours and threatening me in different manners.

I admit that I had to change my number just because of that. Now, I understand why people become defaulters... How a bank is unable to understand the authenticity of its customer on the basis of payments, calls and commitments.

Please suggest/help/advise.
Dear Sir,
I regrat to inform you that inspite of my repeated request over phone to your customer care service as well as through email for my ststement of credit card no fruitfull result yet been yield. I
once again request you kindly send a copy of the aforesaid statement either through email or by post.
My credit card No.[protected]. Hope that your good gesture will serve my legitamate demand.

Ratna Dasgupta,
Arabindanagar, p.o.-Nandannagar
Kolkata-700083
Cell No. [protected]

ICICI Bank Ltd — Cheated by CHOR ICICI Bank Ltd.

I am filing a Case in court against ICICI bank for below cheating tactics.

1) Cheated with higher fee for internal BT. ICICI Bank Credit officer -Harish Khandelwal ([protected]) and ICICI agent Rajesh Virmani ([protected], [protected]) promised me 0.5% fee, but chore icici bank charged 1.2%. Which is more than double the amount promised.
I visited the ICICI Bank Alwar Branch on 6th and 7th Nov and met Harish and Rajesh together. They said that the extra charges get imposed by mistake and promised that I will get my extra charges refunded by ICICI Bank. Rajesh promised me that he is working to get it refunded else he will pay from his pocket. But I want to know that when I will get my many back. Its almost three months there is no response from CHOR ICICI bank. (It seems they are using chore scheme to cheat old customers.)

2) Old loan accounts were not closed even after new account were opened and charged interest in both the account for full loan amount. New account opened on 31st July09 and old accounts closed in mid of Oct09. ECS are due in new account from Aug09. ECS deducted for old account till Oct09..

3) ICICI Bank withdrawn EMI for old account instead of new account from my saving account through ECS and Imposed bounce charges, late fee and interest charges in my both loan accounts and saving account.

4) There are few documents used for financing the new loan without my signature. I have verified them some one else did my signature. Which is illegal and Froude.

5) I was willing to transfer my loan accounts to SBI Bank with rate of interest 8% in the month of June but at the same time ICICI agent Rajesh Virmani informed me about internal BT low interest rate conversion scheme with total charges of 0.5% the interest rate decreased to 9.25%. I was agree to avoid precloser charges of 2%. But it was never happened in my case. I loosed my three month in struggling with ICICI bank and paying more interest and other bull charges. Now i don't have any more trust on ICICI CHORE Bank, i want to BT in SBI bank. I can't pay double fee to icici bank for internal BT and then BT to SBI.

6) I am also struggling to deal with mental harassment call from icici bank call center and Recovery agents for no mistake from my side. I have 20 years of clean track record in all of my bank accounts. But icici bank spoiled my track record.

I am not going to pay a single paisa to icici bank till i get all my issues resolved and all my refunds. I am not going to bear any loss due to your mistakes and cheatings.

Thanks,
Suresh Sankhala

ICICI Limited / Tax Saving Bonds — Maturity Not Received till 8 Yrs

I had purchased 2 no's ICICI tax saving bonds on 11th April 2002 for Rs.5,000/- each and the maturity date for this was 27/03/2005 @ 9%. But till date i have not received any maturity amount. Inspite of many letter to their HO and reminders on phone call there is no response from the company's side. In the year 2006 when i tookup the matter to their Head office i had received interest of Rs.900/- for the period of one year but again there is no response at all for the actual maturity amount. Now they are saying that they have sent a DD of 10814/- on 18th Oct 2008 to my address at hamirpur (H.P) But in this letter the place mentioned Hamirpur is of M.P not of H.P. I had already shown all my bank statements and a/c but there is no response from their side.
I am a retired Dy. dir education board of H.P and being a female it is very difficult for me to go after or follow the same.
I request you to kindly get me the maturity amount with interest. I will be highly thankfull to you for the same.

Thanks & Regards,
Mridula Mehta,
C/O R.P Katna
Ram Niwas, Ward No - 1, Hira nager,
Hamirpur (H.P) - 177001
[protected]
sdfsdfsdf sdfsdfsadfsdf sdfa sasdf sdf
As i have already sent the request to stop my payment of mseb electricity bill through visa credit card. i have already cancell my credit card in the month of october 2009. i request that please not to pay electricity bill of rs 1250 due on 28/11/2009.
thanks.
r gurbani
My cell phone number has been changed to [protected] and accordingly request you to make necessary change in your record..My credit card number is [protected] having validity up to 10/13. I have made this request over phone but is yet to be complied with.

ICICI Bank, Ranchi. — Not getting Settlement Letter.

D/sir,
Against credit card no [protected], I took a loan of Rs Rs 49000/- and started giving installments ( 24 installments were reqd each of Rs 2327.54/- ) on regular basis starting from 30.05.06. From June 2007, the agent started not giving the receipts ( he told that receipt book is exhausted and new one is not available ) though the premiums were deposited in the bank. On giving cheque of Rs 2327.50/- for last installment in March 2008, the concerned agent, told me to deposit Rs 1597.98/- instead of Rs 2327.54/-. On enquiring, he told that he had talked with the concerned person and seen the records and now only Rs 1597.98/- are balance. The agent returned my cheque of Rs 2327.54/- and I gave him new cheque for Rs 1597.98/-, which was deposited in the bank.
Inspite of my regular follow up, till now I have not received any settlement letter, which should have been sent by the bank automatically to me. Lately I have been receiving calls from bank that I have to pay balance premium with interest amount.
The bank agent ( Mr. Mukesh Sinha ) and the bank ( M'm Zeba ) are not cooperating and are giving one excuse after other and causing harassment to me.
I request this to be settled at the earliest.
Regards,
Vijay Kumar.
Cell No[protected].
Ranchi, Jharkhand.
17.11.2009
Dear Sir,

I am father of Mr. Parikshat Kapoor, holder of ICICI Bank credit card No. [protected] and cust ID: 6743328. Mr. Parikshat Kapoor is under treatment for Schizophrenia, a serious mental illness, for the last more than one year. At present he is admitted in a nursing home namely Santulan, F - 60, Bali Nager, New Delhi - 110015 for treatment. By chance I am in receipt of credit card statement dated September, 12, 2009. Though my son is an adult yet I want to pay his debt so that he may not face any problem in future after his recovery. I would be grateful if you settle the balance payment in such a way that it should not include any penalty, late fee and interest incurred on the balance at any time in the past. And this payment should be the amount only against which he made purchases. Moreover, I would like to pay this settled amount in easy installments.

Thanks and waiting for a favourable reply.

Truly yours,

G. C. Kapur,
Sir,
You have sent my statement in old discarded ID [protected]@yahoo.com,
Please send it in new ID-- chaturvedi.[protected]@yahoo.in
Credit Card No.[protected]
Thanks
I am holding cardno. [protected] & [protected]. earlier also i have requested to sent me my purchase and interst on above mentioned cards as i want to surender the cards and want to make payment as earlier as possible but till date i have not received any reply from the bank side instead getting calls for making minimum due but i want settlement as early as possible. Pl do the needful so that i make the payment. Pl reply to my query as early as possible.
As per as ref APP[protected] issued by icici bank ltd SD Tower PLOT-7 Community centre Rohini
SEc-8 New Delhi.My Credit card -[protected] '- out standing balance was settled in Rs15000/-
I issued three cheques Rs5000/ (each) ch.567651 to 567653- ch.567651 and 567652 has been cleared
from my a/c but ch/567653 has not come to my a/c I informed to Mr.Gaurav Rajput and told him
about my prblem. If they sent ch.567653 to my a/c for clearnce then I could found zero balance statement
from icici bank ltd I request to you please solve my promlem as earlier
thank you

ICICI Bank — wrong not closed and taken the money

Hi,

I closed my account with ICICI bank 4+ years before, a/c[protected] providing the letter to respective branch. But recently one of my friend who registered this account as payee long back have recently transfered 10 k by mistake. So i enquired the ICICI custmer care and shocked to hear that still the account is not closed and having -17k debit balance ( bank telling i am suppose to pay this ) and they are not properly giving any reponse on the amount which my friend wrongly tranfered.
After visting the branch personally also nothing turned around, they are either informing us to call. If we are calling customer care they are asking to send a email if we send a email they are telling us to visit the branch. So i am helpless and expecting for possible resolution on the issues.

Regards,
Sakthi

ICICI Bank Machinaty Loans — MISBEHAVIOUR OF ICICI BANK EMPLOYEE

Dear Sir,

It is reqvested to you that i have taken two machinary loans from Icici bank.These loans are fully paid by us.We given LIC Policies and some blank securities cheques against these loans.when i gone to bank Icici bank employee Amit Maheshwri Icici bank Mall road amritsar Mibehaved when i ask when should i receive my securities back.This is not the Right way to talk with a lady by the bank employee.I am mentally hurt by this act.I need some serious action taken for this regard so in future noone misbehave with a lady like this,
regards
harsohin kaur
[protected]
Whatever this customer tells is true. Because no other bank deals with customers cheaper than this.
good morning sir,
my name is kasireddi eswara rao. i have a two wheeler loan in u r bank through sbi of emi and i did not get proper statement till this day, i did not receive any data of statement sheet starting onward, i did not receive no information at all.i am living in kakinada of east godavari in andhra pradesh.
i told somany times to give loan statement of two wheeler my a/c no: LTKKN [protected] but no proper response at all. i went kakinada main branch of icici personal banking for asking statement of loan a/c LTKKN [protected], but they told with me for statement have to rajahmundry branch . i want immediately statement of my loan a/c of two wheeler, other wise i have to approch consumer court. please give me reply, as early as possible . give information of total payments, with detailed.
i have get information to one due of october, 09 only this information not enough for me . i will pay due if you send of your concern memer to my address .
thanking you .
fro m last 4 to 5 months we are not receiving the bank statement.why?my cc no.[protected]

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