[Resolved]  ICICI Lombard Health Insurance — CLAIMS ARE NEVER SETTLED

I have taken a mediclaim policy for my mother in Jan 2007. Now my mother became ill and was hospitalized. When I went for the claim from ICICI Lombard mediclaim with all genuine reason. They have denied for the payment telling me that it is a pre existing sickness. But they have never disclosed about this type of tactics for non payment of claims before the insurance was taken. After receiving the insurance premium they have sent a very fat booklet with various clauses for non settlement of claims so that every one fits some where in the agreement and they will refuse the mediclaim. The same has happenned with me as well. This is regarding the claim submitted for Policy No: 4034/CHC/0324/7031/00/000 ON 20/02/09.
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Aug 13, 2020
Complaint marked as Resolved 
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We met with the exact same case today. Had our case rejected for 'pre-existing condition of diabetes'. ICICI Lombard is cheating hardworking Indian citizens. Hard to believe that a name such as ICICI indulges in such low looting behaviour. I vow to exercise all the effort I can to bring justice to my family and also to make sure they think twice about cheating people like this in the future.

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