Indian Overseas Bank Complaints & Reviews

Sir,
My Brother got Education loan from the IOB Serndamaram during the period[protected].He also paid the interest for that period.In budget 2009-10 our finance minister said about a interest waiver scheme for the moratorium period of the education loan (i.e 12 month after completion the course or 6 month after getting the job which ever is earlier). Under this scheme he said that the the student from weaker section (i.e whose family income is below 4 lakh per annum) can avail this facility. Sir we fall in this weaker section our family income is very low. We have approched the bank to get the detail of weiver policy but they said that they have not received any circular from Govt of India regarding this.

Pls help me.

Regards,
J Stephen

i withdrawl money 3000 Rs from HDFC bank atm at 26 -07 -10 at time 13.28 but money is not withdrawl from atm but my main account reduce 3000 Rs
MY AC NO [protected]
INDIAN OVERSEAS BANK
NAME- MOHD MUDASSIR ALI
HDFC BANK ATM NO - S1ACAQ10
BUT BODY CAN TAKEN ANY RESPONBILITY PLEASE HELP ON THIS MATTER


PLEASE CORRECT THIS ERRROR

I HAVE A SALARY ACCOUNT (33397)IN YOUR IOB BRANCH LOCATED IN AIR FORCE STATION AGRA FOR LAST 10 YEARS. BANK HAS REFUSED TO MAKE DRAFT FOR SCHOOL FEE THOUGH I APPROACHED BRANCH THREE TIMES BETWEEN 11 JUL 10 TO 17 JUL 10. BRANCH MANAGER STATED THAT DRAFT MAKING FORMS ARE NOT AVAILABLE IN BRANCH FOR ONE MONTH AND FURTHER HE DID NOT ASSURE ME TO PROVIDE SUCH SERVICE OF BRANCH.THIS ATTITUDE OF BRANCH STAFF AND BRANCH HEAD IS DISGUSTING TOWARDS CUSTOMER. I HOPE THAT YOU WILL BE LOOKING INTO THE MATTER SERIOUSLY TO SOLVE SUCH MINOR PROBLEMS WHICH CAUSE INCONVENIENCE TO CUSTOMERS.
FROM AB TIWARI MOBILE:[protected]

Good day sir,

Sub : Forgery at the Indian Overseas Bank ATM located at entrance of NIZAMUDDIN Railway station platform no.1 entrance …

Incident Date: 07 july 2010 at 22:00 hrs

Incident Details :

I Madan Mohan Gupta Resident of T-29 /K, Road no.20, Baljeet Nagar ,West patel nagar , New delhi had train at 2250 hrs going to Jhansi . i am NRE account holder of HSBC Bank a/c no.[protected]. I withdrew 10000 Rs from Indian overseas bank ATM located Nizamuddin railway station entrance .i found that in between the 500 Rs Notes one 100 ruppee note was inserted and when I counted I got amount only 9600 Rs.while receipt came with deduction of 10000 Rs from my account. I was in need of 20000 Rs .i withdrew again I found the same thing. I lost 800 Rs on withdrawl of 20000 Rs. There was no security guard was available at the ATM . At the ATM there is no customer care or contact number was written . Only one contact number was[protected] which is nearest Indian overseas bank branch contact number .i called up but due to night there was no response. Then I called up Police emergency number 100 with complaint reference number 00127. I have been told they have noted the complaint .
i had to catch my train so I just proceed to my destination..

My Concern :

My concern is that it is intentionally done by the bank officials which are filling up CASH to the ATM machines. Machine doesn’t scan notes . Machine only count number of notes available in the 500 Rs slot and 100 Rs slot …They got benefit of this. And person who is filling up the machine is putting 100 Rs note in between the 500 Rs note and whatever extra money remains he puts in his pocket ..this ATM is used by atleast 10000 passengers every day. That person is doing forgery of atleast 80000 Rs a day and getting richer.
On my complaint to police .police should reach the ATM at that time only and seal it till further investigation.. but they also did not bother to do it .that seems carelessness of Delhi police department .

I request to all of you officials to look into the matter and have proper investigation ..i found the currency new notes serial wise in that .I noted down the serial numbers of the notes which are given below for your reference to help you for further investigation and catch the guy who is doing such forgery.

SERIAL NO.S
1ST WITHDRAWL-

OGC 632240 - OGC[protected] NOTES OF 500 RS- TOTAL 9000 RS
8DE 287841 -8 DE[protected] NOTES OF 100 RS- TOTAL 500 RS
8DE 211992 -- 1 NOTE OF 100 RS –WHICH I FOUND IN BETWEEN THE 500 RS TOTAL I RECEIVED [protected] RS

2ND WITHDRAWL- 07.07.2010 at 21:53 ATM ID: IOBD9474
REF ID:[protected]

OGC 632218 - OGC[protected] NOTES OF 500 RS – TOTAL 9000 RS
8DE 287826- 8 DE 287830-- 5 NOTES OF 100 RS - TOTAL 500 RS
8DE211993-- 1 NOTE OF 100 RS – WHICH I FOUND IN BETWEEN THE 500 RS
TOTAL I RECEIVED[protected] RS

These two 100 Rs note with serial numbers 8DE211992 & 8DE211993 are issued to the person is the main culprit and that person should be punished as per Indian penal code ..i know it’s difficult to get my money back . but Some innocent people can be saved in future with such type of forgery.

Thanks and Best Regards

Madan Mohan Gupta
T-29/K, Road No.20 ,Baljeet Nagar
West Patel Nagar
New Delhi-110008
Mob: [protected],[protected]

SUB: Complaint/Request Regarding IOB Vidya Jothi Education Loan

Respected sir,
I am Manojkumar sivam.M from Karaikal. I joined to degree program in Bachelor of Computer applications. I applied for an education Loan in your online application facility of Vidya Jothi Education loan, I applied for it on June 12th, 2010 and you sent me an In Principle Sanction letter for my loan on June 25th (My Application No. 4502). I visited my nearest branch (IOB-Ambagarathur) for more than 15 times. On the 15th day manager Mr. Sakaravarthi says that “by the rule of BalaSubramani Committee (issued by Regional office, Nagapatinam on[protected] for your BCA course of yearly fees 77000 only 15000 was eligible for finance” and he shown me that order to me I go through that, in that order BCA was not included, he only suggest me on other degree course limit in that only 15000 per year providing. I asked manager sir that “I received letter from central office in that he approved my application for BCA then how they approve it?” he says that “I don’t know about that but you ask central office for fee structure for BCA if they gave me fee structure for BCA, I provide you education loan for your BCA degree”. So, please contact my branch manager Mr. Sakaravarthi and help me by providing education loan sir. Please help me sir.
Thanking you sir,

Yours faithfully,
M.Manojkumar sivam,
s/o T.Mathivanan Sivam,
32, Main road,
Nallathur,
Nedungadu (via),
Karaikal. 609 603
Mobile: [protected]

hi,
I am the resident of noida. i have my account in iob nithari branch.i have been accessing it for last 15 years.i needed to open a locker in the bank immediately.For this purpose i enquired with the bank worker.But instead of helping he showed ill mannerd behaviour and neglected our request.i have been running bank daily but no actions have been taken by him.please look at my request as soon as possible.

accnt no-SB- 11477

Dear sir/madam,
I am Praveen, am holding savings account with ICICI bank in Chennai (A/c no.[protected]. I transferred an amount of Rs.4000/= to my father's account which is in IOB (a/c no.15921) in Gudiyattam on 10th June 10 and the reference number for funds transfer was [protected]. Even after 3days he didn’t receive the amount in his account, On 13th when i contacted ICICI bank they informed me that the amount has been debited from account and even RBI has transferred the amount to beneficiary account and they gave the RBI's reference number[protected] for funds transfer also and told me to check with beneficiary bank. But when i contacted on 14th June 10 to the manager of IOB bank in gudiyattam he has not responded me properly and didn’t even check with that reference number also and told that the amount wont get transfer, so forget that amount. Please kindly help regarding this issue of funds transfer. Please help me.

Sir,

Today (14.06.2010) at around 1030 hours I visited your IOB Leigh bazaar branch located at New Bus stand, Salem to deposit money in IOB account No. 26247 standing open at Bigbazaar Street Branch, Coimbatore. As i do not know its code number, I did not write it in the pay in slip. When I tendered cash and the pay in slip to Mr. S. Gomathi Sankar, cashier, he refused to accept it and asked me write the code. When I asked him about the code of that branch, he even did not respond to me.

Then I approached another staff sitting just near the cashier. I could not name him, as his tag is not visible clearly. When I asked him to guide me to get the code number of that branch, he refused and replied in a high pitch - it is not his duty to tell code number to every one who attend the bank. I replied him and requested him to assist me he again refused.His attitude to a customer is not at all appreciable and he and the cashier are not the correct persons to attend customers.

Ofcoures, a lady officer, just behind him, when approached her assisted me in getting the code bumber.

I doubt that the corporate look of the bank (AC, marbels, modernised counters) will not serve any purpose unless the attitude of these type of staff are corerected.wont they think that their indifferent attitutude will spoil the image of the bank. How could IOB expect that cusotmers like me will visit again if I am illtreated like this. They should be sent for training to other banks like UBI, ICICI where a cusotmer is treated with most due care and respect.

yours faithfully

S. Rajendra Babu, No. 76, Seerangapalayam Road,Salem-7 Mobile [protected]
eMAIL - [protected]@yahoo.co.in

Respected Sir/Madam,
I'm Subramanian Account number:24613(IOB, Ulunderpet) Card number:[protected]. Yesterday (05:06:2010), by evening I was about to withdraw an amount of Rs.10, 000/- from KVB ATM, indira nagar, but I didn't receive any amount. Then I went to IOB ATM to withdraw the amount. I saw that Rs.10, 000 was deducted from my account balance. Then I had withdrawn Rs.5000/- only. My account balance originally was Rs.24,468/- . But now after withdrawing only Rs.5000/- I ve only Rs.9468/- only being left. Please kindly pay attention to this.
Thanking you

I Was Purchase T. nagar Saravana Stores on 17/02/2010, My Debit Card was Swiped 2 times but saravana Stores sales person says Card is Invalid, but amt is deducted in My A/c. So I can Asked next day Saravana stores Organisation(Manager) he Said it's not our problem, it is bank problem, So I Was Complaint IOB (Haddows Road - Nungambakkam Branch), Bank Side Says 1 Weak After Automaticaly Updated swiped amt to ur A/c, But Still I Was Not Received Particular amt In My A/c, Pls Take Necessary Steps!!!

Name : G. DEEPA
A/C NO : 6220 (IOB)
Amt Swiped : 345.25 (2 times)

Thanking You

indian overseas bank , sec-9 rohini has opened fake aacount on my address. using my addres for account opening without my knowledge is ofence , because i am the onwer of that place . and i have not requisted for acccount opening. so, plz close current ac:4448
named as gandhi roadways , whuch is ruuning at our premises . we r owner of that firm at that place.so, we want bank to close this account.
harmeet singh
[protected]

Money not credited to respective account
Sir/Madam,

I am Kingsly,I had transferred amount through Netbanking on 22-April-2010 from IOB bank to LIC account, till date (23-April-2010) the amount was not credit to the beneficiary account. The transaction was successfull at IOB end. I contact the repective IOB bank branch, they are giving irresponsible answers.This amount was transfrred in urgent basis , either amount credited to the respective destination account not return back to original account.

Please do favor as soon as possible.

IOB account number ::[protected](Aminjakarai Branch Code 005)
Transfered on : 22 April 2010
Tranferred amount : 4110.10
Transaction ID::[protected] ESE898808

Tranferred amount : 3399.00
Transaction ID::[protected] ESE901292

Indian Overseas Seas bank simply wasting the time of people in the name of Net Banking. They are having problem in adding a payee. I tried for 1 week still now i didn't get the pin number in Mobile Number or by Email for adding the payee. I cant able to delete the names in the Approve payee also. It is very much frustrating. I am calling this number[protected] for 3 days they didn't pick my call also.

"Chickens can't go back into eggs."

Dear sir,
I have a savings account in Indian overseas bank in Ramana nagar Branch, While opening the savings account they demanding me to buy a Insurance and they deduce amount from my account mandatory, But i said i am not interest on this , but they are deduce the policy amount from my account once per year,

This is not mandatory said by Reserve bank of India, but still they are doing like this, They have tho stop like this activities and shoud refund my deduced amount to my account,

Thanking you
R.Manikandan

I am lavanya,a customer of ICICI bank with account no[protected].I had done an IOB Bank ATM transaction on 17th march(amt-3300) .I got a message processing the transaction,and it was for very long time.After some time i got a message saying unable to process the transaction.I din't get the money and receipt also.After that, to check the balance i did another transaction for balance enquiry but it also showed unable to process the transaction.After that the ATM also was out of order..When i filed a complaint regarding this issue,I was informed that i had done my money transaction successfully.I lost my money ..It was not refunded.Please kindly help me regarding this issue.

Sir,
On 11 march i used PNB ATM card for withdrawing money from Indian Overseas Bank ATM of Sector 7 Madhya Marg, Chandigarh Branch. But its dispenser did not operate twice. I approched to the said branch in written request on 16 March 2010 but the amount Rs. 5000 has not been credited in my PNB account till date.
Pl. intervein to settle my issue at the earliest.
Purshotam Ohri.

Hello Sir,

We have submitted form for net banking on (02.03.2010) we are not able to activate net banking.On (25.03.10) we tried for net banking (it replies your account has been temporarily locked) this is the first time i tried to activate but it replies your maximum entry been completed pls try tomorrow my password is correct pls kindly do the needful.

In my experience i think internet banking of Indian Overseas bank is the worst internet banking in the world. I have many things to prove it

1. At first IOB Internet banking have low level security for their log in. the maximum no.of alphabets/digits/special character is allowed is 8 for user name and password.

2.There is no high security for transaction

3.Always the server will be slow and we cannot open the site when we have emergency

4.if the site opened, we cannot see some parts of the page.ie.sometimes it shows the side panel and no other parts. Sometimes it does not shows the "log out".

5.The Adding of customer accounts is not possible if the account no. contains any alphabets.For example we cannot add a "corporation bank" account no . because it starts with "CC"

I am consumer of IOB, Sastra university branch, Thanjavur, Tamilnadu. with account number [protected] and ATM card number [protected]. I perfomed a transaction of Rs 5000 on 17 February 2010 from Punjab national bank ATM, located at Lalbazar Branch. Trimulgherry, Secunderabad, Andhra Pradesh .Then i got a slip with transaction number 5515
with a message 'TRANSACTION DECLINED' but I DINT GET ANY MONEY.So i again made a transaction of Rs.5000.00 then i got Rs.5000 with transaction number 5516.But an additional transaction of Rs.5000 was also made by the ATM, which I have'nt performed.
I gave a complaint at IOB sastra university Thanjavur, Tamilnadu on 22 feb 2010. So the bank officials said to come after 12days.
Today is march 15th but i dint get my money back into my account.
So it is humble request to you to please give me recovery of Rs. 5, 000.00 which was extra debited from my account, as soon as possible.
I will be very Thankful to you

i was booking railway ticket on 5th march using IRCTC site.due to internet connection failure during money transaction around 7500 Rs. debited from indian oversease bank A/c No [protected].IRCTC return thay money to bank on 7th march.refund detailed is shown here.
Refund Details
Cancelled Date Refund Amount Refund Status Receipt Number Refund Date
05-MAR-2010 Rs 7443 Refunded IRCTC 1230.07032010 07-MAR-2010.
But that money was not credited in my A/C till today date.
i talked to bank official they told we do not know anything about it.please wait for some more time.