[Resolved]  LG make Washing Machine — harassment/overcharging of EMI

I purchased a new Washing Machine make LG from the dealer of LG products from M/s Kay Sons, Delhi Road, Sonipat in December'2007. I made a payment of Rs. 3000/- cash and remaining amount of Rs. 9, 000/- I got the product financed from M/s Bajaj Finance, the person of which Co. was available with the LG dealer. I submitted 9 (Nine) post dated cheques being EMI for balance payment. Next month i.e.in January'2008, first cheque was honoured by the financier in my bank, but next month the financier urged me to pay cash for that particulars month, because of some reasons, they could not present the cheque in the bank. However, I resisted it with the reasons, that if I have given them, why these people are hesitating to present the cheques in the bank, where as I was having sufficient amount in my a/c. Till date, also I have sufficient funds in my a/c in the bank. Any way that month i.e. in Jan'2008, I gave them Rs. 1001/- cash and obtained the Cash Rt.. But subsequently next month, they again phoned at my residence and asked us to pay cash again, because as per their statement they were unable to present the cheque in the bank without assigning any reason. I strongly opposed, but frequently, they have been making calls to my residence. Since I am an employee of Defence and working in Ordinance Depot, Shakur Basti, Delhi and due to harrasment made by the financier i.e. M/s Bajaj Finance, we are frustrated very much and now if in future they people are not presenting the cheques in my banker and also if they would again harass us and insist us to pay cash, I will be forced to lodge an FIR against them and also file a suit in Distt. Consumer Forum, Sonipat and subsequently, if any adverse action is taken against Bajaj Finance Co. I will not withdraw my complaint in any case.

Thanks
RS Juneja
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