[Resolved]  Lic Bima Bachat — Cheque is not cleared

Address:

Buldhana, Maharashtra

Dear Sir / Madam,

I have issued a cheque of 1,00,000/-rs for LIC's BIMA BACHAT policy on dated 01/02/12 & sent it to Khamgaon from where i have taken this policy.

My cheque was from UNION BANK OF INDIA AUNDH Branch Pune WIDE CHEQUE NO 43124 ON DATED 01/02/12,same have been deposited by LIC in thier bank CENTRAL BANK OF INDIA branch KHAMGAON DIST BULDHANA & they (Central bank of inida,br khamgaon)have send this cheque for UBI clearence to AKOLA Central Bank branch,as UBI have not branch in this town.

It is almost 40 days & above passed & still cheque has not cleared from both the branch,as per RBI rule outstation cheque should be clear in max 15 working days time.

I have asked to my branch reason for non clearance of this cheque in 40 days time,they told me that it is not come to their bank for clearance.

When i was applied for this policy was requested for loan on this policy immediately after completion of entire procedure,now i am not getting loan due to above mess up of both the branches.

Need your valuable suggestion in this regard & also how claim my loss of interest of my 1,00,000/-rs& other financial loss because of this.

Also note that CENTRAL BANK emplyees are not giving proper reason & not behaving proffessonaly with LIC & my family members who was visiting every day for this cheque.

Awating your valuable reply on the same very soon.

Regards
Deepak Bhimjiyani.
Pune