Life Insurance Corporation of India [LIC]

[Resolved] LIC Housing Finance Ltd — EMI cheques not presented repeatedly

skhemeshra

from Mumbai, Maharashtra

Address:

Pune, Maharashtra

I have availed housing loan for Rs 45,00,000.00 as 28.09.2010. Have submitted post dated cheques of 10th Every month for EMI of 40,973.00. These needs to be presented every month. First cheque presented post lots of followup on 3-Dec,10. Again the Dec,EMI cheque i am finding not presented and their executive have collected a new cheque for Rs 40,973/- collected again on 31st Dec'10 stating that their cheuque is misplaced. To my surprise the same is also not represented yet. Again the January EMI is due from today .

Worst is on calling branch numbers no body responds and if lucky enough calls gets picked there will be no one to answer your queries.

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Aug 13, 2020

Complaint marked as Resolved

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Comments

PADMAPRABHA.K.NAIR

Home Loan — EMI Cheque not presented

I have two Home loan account with ICICI Noida. Iam outof station and therefore I sent my Post Dated cheques to your vediocon tower address few months bank. But since feb 2009 onwards your cheque not presented . Please confirm the status .You have to present the cheque not ECS Cheque issued in account no [protected] of PNB, Cannaught place, Home loan account with your noida branch. Acct.No LBNOD[protected]& 1368597. I have sufficient balance in my account kindly deposit your cheque with out further delay. Iam out of town. If any problem please give me a mail

Sankaramoorthy

from Chennai, Tamil Nadu

Housing Loan — Not depositing the cheque

I have tried to contact Canara bank, Trinity circle, Housing loan Hub branch, Bangalore through the contact nos. 25599559,25599559, 25320311 and 25320312 to lodge a complaint on not presenting the predated cheques for collection in time resulting in extra interest burden.. It took about half an hour to get the contact of relevant official. No body was cared to attend the phone for about half an hour.
It was a sorry state of affair in this era of fast communication.
Please ensure that the customer call is attended in time without allowing the phone ringing till it gets disconnected.