[Resolved]  Lichfl — No Response to Follow up

I have a Home loan (A/c No.[protected], Appl. No. 502892) with LICHFL since November 2009.

Due to some unavoidable circumstances, there was not sufficient balance in my bank account at the time the ECS was presented by you. i.e. on February 17th and it was returned by my bank. In fact, few minutes after that my account was credited with more than sufficient balance but it was too late.

I have been trying to reach these guys on every phone number on the internet but in vain.All the phone numbers are not reachable and all the email ids are invalid and get undelivered.

I finally spoke with Mr. Deshpande in recovery department this monday and he suggested that i send a cheque of Rs. 41000 (EMI of 20283 for 2 months and interest for non payment) so that the March ECS does not go bounced. He assured me that this is the best way and will re-instate the ECS from April 2011.

I have sent him a cheque (No. 364273) of RBS, Pune via First Flight courier on Tuesday, (March 8th) with AWB No. G14832343 which shows that it got delivered to him on 9th afternoon at 2 PM.

Since then i have been trying to reach him on[protected] and[protected] continuously but unable to reach him.

I am afraid about the cheque that i have sent and thinking of stopping the cheque tomorrow. Kindly advice.
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Aug 13, 2020
Complaint marked as Resolved 
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Some Dos:
1.Talk to person to whom u had sent Chq & confirm if they have recd the same

2. Send letter to LICHFL on addresses available on letters or documents or sanction letters u have received, to confirm the receipt of such chq. Also send email on available email ids and keep all the records with you. Tell them if they do not confirm within 7 days of receipt of the intimation it would be presumed to be lost or misplaced and would be referred for stop payment and filing complaint for such misplaced chq.

3. If LICHFL or its recovery agent gets in touch with you pay him via DD or Chq in favour of LICHFL and get the valid recipt.

Rajesh B
Debt Consultant
[protected]@rediffmail.com
www.debtandcare.com
Hi Rajesh,

Thanks for your suggestions. But below are the issues
1. The person whom i sent the cheque is not responding to my calls.

2. All emails that i have sent to all the email ids available online are getting undelivered. It seems their host name server has changed and the same has not been updated.

3. I shall do this immediately.

Regards,

Anirvan

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