[Resolved] Mediclaim Insurance — less amount of mediclaim received | |
respected sir, I am Arjina Bibi (Master Policy No.- [protected]) one of the coustomer of your product mediclaim insurence now facing a great problem due to the negligency of proper service.According to the company policy I submited all my details document of insurence against my claim and I also got back the certificate of mediclaim insurence insured sum of Rs. 15000/-.But I am sorry to say that in practical I received only Rs 6500/-.So now, I am in distress and disstisfied for the service provided to me. So I have some queries in the following;- 1) certificate of mediclaim insurence insured me sum of Rs. 15000/- but they paid only Rs. 6500/-only.Why did I receive less amount aganist my claim? 2) What is present status of my policy? 3) how much money is really approved by the company aganist my claim? 4) Is it your company policy is that insured big amount to the customer but paid less than the proposed amount? here is the details of my certificate of mediclaim insurence:- reliance general insurence co. ltd. rest of east region. master policy no.-- [protected] name of the prosper: kotalipara development society. add. of the prosper: arabindapally. barasat, kol-700124. date of proposal & declaration: 01/07/2008. branch: nabapally. period of insurence: from 00.00am on 01/07/2008 to mid night on 30/06/2009. I will be hihgly oblised if you kindly look after my problem and give me a proper solution for the public entertainment. thanking you. arjina bibi barasat. kol-700124. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 3 Comments | |
Comments
Sir,
You have the right to renew with the same Insurers with the previously accepted conditions
Only thing you must do so without a ny lapse of even a day i.e.
if policy coved you all from 01/01/2008 till 31/12/2008
your another separate policy must be renewed on or before 31/12/2008
If the Insurers fail to do so, approach Hon. Dist. Consumer Redressal Forum
You have the right to renew with the same Insurers with the previously accepted conditions
Only thing you must do so without a ny lapse of even a day i.e.
if policy coved you all from 01/01/2008 till 31/12/2008
your another separate policy must be renewed on or before 31/12/2008
If the Insurers fail to do so, approach Hon. Dist. Consumer Redressal Forum
Mediclaim Insurance — careless towards customers
STAR HEALTH INSURANCE HAVING THEIR REGD. OFFICE IN TAMILNADU / THEIR DELHI STAFF AT EXCHANGE STORE , DELHI HAVE NO COURTESY, SERVICES, RESPONSIBILITIES, ATTEQUITTE SDECENCY, SENSE OF HUMOR ETC.ETC. HAS THE GOVT. OF INDIA NO CLUTHCES OVER THE FOREIGN COMPANIES OPERATING IN INDIA ON THEIR OWN WISH AND WILL... IS SOMEONE THERE TO FEEL THE DIGNITY OF THE INDIANS NOW ESTABLISHING THEIR REPUTES WORLDWIDE.
Mediclaim Insurance — renewal of corporate policy
dear sir, i was working in an mnc till july . my family, mother, father and myself were covered under corporate medical policy thru fhpl for rs. 1.0 l each, family floater, in april my mother was diagnosed with a critical illness and required immediate hospitalization . the bill was 1.2 l which the co. prompthy reimbursed . then the policy was also renewed thru corporate pressure in june 08 . since the problem is big i exausted the new limit of 3.0 l till july 08 . now the treatment is still on but i have exausted the limits .the treatment is long and i may require say another 10 l further in this year only and a similar amount next year as well . i have lost my job and do not have a source of income now .
my agent told me i cannot buy a new policy as it will not cover the existing illness . both i and my father are uncovered as i used the full floater on my mother .
lastly since it was a corporate policy the company says it will not renew the policy next year even if i pay the premiun as i have left the job .
please help me, is it my right to get the policy renewed next year atleast .
please help !!!