[Resolved]  PNB — Subsidy of education loan

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Subsidy of education loan
To
The Respected Sir/Mam
I am manoj sharma s/o krishan sharma from panipat.Actually i have take a education loan on rs 260000 right now i am not to be able to pay my loan bcz my salary is not be justified and my father not have a good financial position plz do me a favour about my loan

thanx and regard
manoj sharma
[protected]
sharma.[protected]@gmail.com

yes its really happpening in PUNJAB NATIONAL BANK'S case they are not listening anything regarding this full interest subsidy scheme.

i am facing the same problem with PNB RETAIL CREDIT BRANCH GURGAON

Regards
Pankaj Yadav
[protected]

Subject : Full Subsidy of Education Loan Interest

To
The Respected Sir/Mam
I am Nakul Kumar s/o Pitamber Singh from Nanutta, District- Saharanpur ( U.P. ). Actually i have take a education loan on Rs. 2, 75, 000/-, right now i am not to be able to pay my loan because my salary is not be justified and my father not have a good financial position please do me a favour about my Education loan.

Thanks & Regards,
Nakul kumar
[protected]

please complaint to head office with rbi take response from home where is loan you take.

Pension not received from last two month.

account no [protected] branch PNB nanpara (U.P)

Respected Team,

I did not receive any help regarding my concern from anyone, hence reaching out to you, please help me.

Details :

Name- Varsha Raturi
Bank Name- PNB
Branch- L.J Road Rishikesh
Loan- 4 Lac
Taken- 2015
For Course- Btech

Dropping you this email after so much regrets that why i am part of PNB. I took education loan on 2015 (Account No.- [protected]) and my father runs small shop, we do not have even annual income of 2 lac.

But bank did not inform us regarding subsidy scheme which is our right if our annual income is below 4 lac. I get to know about this last month only and when i contacted bank they said, there is no susbsidy scheme. When i contacted manager he said yes there is scheme and you will get it, then i came to know that Bank manager is about to transfer and he made my fool thinkingg that its not my matter as i am getting transferred.

I Contacted PO- NS Negi (PNB L.J road Rishikesh Branch) he was very unsupportive and was like ki "hum to sarkari admi h", he said koi subsidy nhi ati, i said manager has told me you should get subsidy as you falls in all eligibility criteria, he said ki "jo krna h krlo, ab kuch nhi ho skta". I said its not my fault, you should inform me, i will do your complaint from Zonal head and Dwarka office, he said "apke jaise kitne complaint krte hn, kuc nhi hota, apna time mt waste kro". Earlier he was not even aware of what subsidy scheme is actually is.

I raised complaint on PNB portal as well but close it without any action- ( [protected], [protected]).

Its not our fault, bank should have informed me about subsidy. Now they are closing complaint saying Income certificate is not mentioned. Tax return is already there. Whatever they asked me is there, they did not inform me about subsidy, and they did not ask for Income certificate then how i would have provided that. They did not follow the process of subsidy as they did not inform me and now they are saying, Income certificate is not present. This is my complaint, if they have not asked me about certificate how they expect it should be there.

I need subsidy, any how, its my right and want you to take hard action on PO- N S Negi and Bank PNB. PO N.S Negi talked very misbehavely and said "tum btaogi hme ky krna h", us time m ni ta, jo dusra PO rha hoga use btana chy ta, m ky kru ab", m sari complaint yahi bolkr close krunga ki Income certificate nhi h". These are his words.

If you are gov employee then you should be serving gov. Dont consider aam admi like trash.

Gov give us facilty but these gov employees harass us.

Please respond at earliest.


Thanks,
Varsha Raturi
[protected] [protected]