[Resolved]  Reliance General Insurance — Reliance Insurance is cheating people

I have a MEDICLAIM policy from Reliance General.My wife had an ovarian cyst, which needed surgery during the second year. As per the exclusions, cysts are not covered during the first year. That is OK. But Reliance confirmed cysts are not admissible for claim during the second year! In fact they are permanently excluded: no matter whether they occur during the first year or the second or the third or hundredth!

My advice to my fellow countrymen: If you have money to burn, there are better ways of wasting money than buying Reliance General Insurance. This company has a perfect partner for a TPA: M/s Mediassist. Both excel each other in deception and immorality. Even after receiving my mail 10 days ago and acknowledging the receipt, they have not bothered to inform me whether the disease is admissible or not, despite umpteen reminders.

This TPA and Reliance General are in complicity and are partners in crime - crime against the trusting and sick customers.

Still some people fall prey to their sales pitch and low premia. I don't know how good other insurers are. I have strong doubts about the reliability of Mediclaim in a country like India with high degree of institutional immorality and regulatory incompetence and venality, But Reliance General is certainly the company which no right-thinking person should touch even with a barge pole.

I totally agree with Mr. Chitra. Actually I myself is also victim of Reliance Health Policy. Almost 8 months have passed but they are still sleeping on my Reimbursement Papers. Jagoo Reliance Health Policy People Jaago... aur Jaag kar kush kaam karo.