[Resolved]  South Indian Bank Rohini — Loans

I have taken over the home loan on my house from south indian bank rohini branchin 2008, jan. With the floting rate of interest. Now the rbi reduced the
Rates of interest accordingly i request the bank to reduce the rate of interest
As per the guide lines of rbi., the bank reduce the rates but charge 2% penelty and +service charge +documentation charges ie 51000/-
On the amount due which is wrong and illegale kindly direct the bank authorities to refund this amount