[Resolved]  Shaha Finlease And Scb — SHAHA Finlease Illegally threatening and asking to pay money

Address:

Karnataka

1. I got this Credit card ([protected]) from Standard Charted Bank in May 2004 and had been paying on time.
2. In Feb’2005 I left India and migrated to USA.
3. Before leaving India I paid all my balances in Full. I made purchases of Rs. 62,682/- and made payments of Rs. 66,037.94/-, card was with me all the time (I have proof of my bank a/c statement of outgoing payment to SCB)
4. Before leaving India I called couple of times to SCB office and send the e-Mails to close the account as the balances were paid fully (Have the e-mail proof)
5. SCB never closed my account and in fact issued additional cards to same account without my knowledge. As I was in US never got the account statements. SCB kept on adding purchases (even never used my card), maintenance fees, late fee, charges etc. and accumulating balances on my different cards.
6. When I contacted SCB officials (on e-mail) to revert back those illegal charges and close my account, they keep demanding me the balance amount without acknowledging the payment I already made to them. Every time I communicates to SCB executives on mail and convince them of paying in full and final that executive gets changed and another one comes into picture starting the same story.
7. Since August 2007 there has been no communications from SCB, and I considered it as closed case (as I had been providing all payment receipts and reasons of closing account from time to time)
8. In June 2012 (as I was in Germany) my wife got this threatening call from Ashwini Mhatre, the so called Additional Magistrate, Mumbai court and giving the Dire consequences of husband (me) getting arrested at airport and will be send to jail?
9. From Germany I called to this Ashwini Mhatre and she told me the same and that I did a fraud with SCB and have overdue of SCB bank payment?
10. In June 2012 got this Notice from SHAHA FINLEASE demanding a payment of Rs.7,82,277.84/?? (Don’t know who is this SHAHA FINLEASE and how they came into picture, but learnt from this forum that SHAHA is recovery agent for SCB) 11. My Lawyer immediately replied to that Notice, but never got any receipt/acknowledgement from SHAHA FINLEASE or SCB
12. There had also been tens of phone calls daily from Rowdy/Goondas of SHAHA FINLEASE of dire consequences, if not paid immediately.
13. Again in Oct’2012 SHAHA FINLEASE sending another notice and asking for Rs.8,53,571.85/-?
14. My lawyer again send 2 notices of dropping those illegal payment demands to SHAHA FINLEASE as well SCB but to-date never got any receipt/acknowledgement from SHAHA FINLEASE or SCB?
15. As they have put my name as defaulter in CIBIL (I came to know after getting CIBIL credit report), I am not able to get any loan
16. SHAHA also threatened for further spoiling my CIBIL report if I don't adhere to their demands.
I am a simple Law abiding Aam Aadami and never been into any trouble. In fact I paid my housing loan before time in 2005
What I am worried of is:
a. That they know my house address, my contact number... hoping that there is no trouble given to my family when I am not around.
b. I need to apply for some housing/car loan in near future but because of this Issue I will not be able to get one.

I am surprise how someone like SHAHA FINLEASE who has no legal rights to do that can spoil my name with their Illegal actions and practices? Kindly help and suggest me how to come out clean from this mess and get my name clean from CIBIL.

Thanks in advance and Good day
Anupam