Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear mr. Modi,

As stated account number[protected] in name of mr. A k modi, reflecting in cibil reports as charges / overdue in account. We wish to confirm that given account number already closed in system on[protected]. Hence no overdue / charges against the mentioned account number.

We confirm to cibil that stated account is already closed, request to check and remove from cibil report of our hni customer – mr. A k modi as it has direct impact on cibil score.

Regards,

Praveen joshi

Deputy branch manager

Jodhpur sardarpura branch.

Icici bank

I have availed housing loan rs.8, 00, 000/- form indian bank, villainur branch, puducherry, i am to state that, my monthly instalment is every month credited, but show the over due rs.50342/-. Now i have applied education loan from sbi. My cibil score is over due hence, i requested update from august, 2016.

Member i. D no. Bs00110233, indian bank, housing loan rs.8, 00, 000/-


Please communicate to correct my account as soon as possible.

P. Patchaippan,
Puducherry.

Sir i have a two weeler loan from indusind bank i closed that loan account in the month october 2017 but it is not update yet so request you to pls update the same and i have anather problem when i check my cibil my total loan account is only 4 but it shows 14 account that is incorrect my pan no is fopps9574r name mahip singh for any further information mail me on [protected]@gmail.com

My name is varun kumar. My transunion cibil cin is u72300mh2000plc128359. I requested the cibil department on 04.08.2017 (Dispute id given by cibil was cds[protected]) that there are two loans in my cibil report which do not belong to me at all but the cibil, after three months lodging my complaint regarding this, they informed me that these loans are related to me.
Because of these two loans my cibil score is too poor and many banks and credit institution rejected my loan and credit card applications. Each time, they told me about the reason of rejection is low cibil score. Initially, i was not aware about these loans and my each application got rejected. Finally i paid rs. 500 for the cibil report and got to know about these default loans. Both the loans are from sarva haryana gramin bank, branch - kondal. One of the loan belongs to mr. Vikram singh s/o kartar singh, (A/c - 7668pc[protected] vpo - kondal, tehsil - hathin, district - palwal, state - haryana and second one is mr. Har kishan s/o dasrath, (A/c - 7668pc[protected] vpo - kondal, tehsil - hathin, district - palwal, state - haryana. Type of loan is showing as loan against bank deposit. Loan a/c 7668pc00051477 is shown twice in my cibil report, one of which showing ownership as individual and second one is showing ownership as guarantor. I have all these information because i was working in sarva haryana gramin bank. The bank has a policy to put defaulter loans into the employee's cibil report intentionally so that they can not take loan from other financial institution. Now i have resigned from the bank and i want my cibil report clean and clear from these loans. Though sarva haryana gramin bank is doing wrong thing, i did not support them. I requested the cibil with enough proof but they do nothing and on 3.11.2017, they reported that these loans belong to me. Now i have nothing left. I faced too many problems. I had urgent money requirement but due to this, i could not get credit facility. Please help me.

My name is sudhakar g and i'm having proprietorship business. I wanted to extend my home loan because i wanted to buy another land and sell it so that i can clear all my credits. So, i went to my current home loan bank (Union bank) for the extension of the loan. They checked my cibil score in cibil.com and rejected to give the loan. They said my cibil score is 660 in cibil.com.

I went home and checked the cibil score in 'experian' and 'paisabazar.com' and in both the report it is showing my cibil score as 771 (Fair).

I inquired the same with the bank and bank people said, they check the score only in cibil.com. Can you please confirm why cibil score is different in cibil.com and 'experian'?

As far as i know, both 'cibil.com' and 'experian' are rbi licensed credit information company (Cic). Then why there are two different scores from both the company. Because of this, i cannot take a loan.

What should i do now to avail the loan? Which is the correct credit score experian or cibil?

I am g manikanta s/o m ganesh. My pan no blnpg1898m. I paid 550 rs on date 03/11/2017 time 08:21 for get my cibil score for applying personal loan. But i didn't get my cibil score due to online problem. My mail id is [protected]@gmail.com please send my gmail. Please send me cibil score very emergency. I want to apply personal loan that why i paid 550 rs for get cibil score but i can't get.

Sbi bank bhiwani haryana show loan against pension account number. But i have not taken loan inform bank manager they did not help any type. Pse look into the matter and help me.
My adhar number and pan card are also shown loan but in my passbook no any entry made. All is clear and ok but when i applied for loan these difficulties are shown against my pan and adhar number.

I had applied for the citi bank credit card. And it was rejected on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected]. Member id:bf02151002 date[protected] was attached to letter. As per the report, my credit scoring was 765 and scoring factors included the following - 1. Presence of severe delinquency in the past 6 months.
However, i do not have any penalties and masde all my payments before due date. To my knowledge, i have not been a party to the above defaults and would like to get these defaults cleared at the earliest it will impact my future requests for cards/ loans. Hence, i would request the cibil team to cross check the details and provide more details to resolve the issues at the earliest

I find that the cibil report copy attached alongwith the communication of rejection of credit card by once of bank is false and not accurate. Lot of accounts closed long back is still showing as not closed and overdue which reflects my credibility of credit worthiness and spoils individual prospects. I strongly raise objection regarding this matter. I understand cibl/transunion is an organisation which is there to help an individual and not create problems.
I request the concerned authorities to rectify the anomalies in cibil data. If i am given a chance i can share the details so that it might help the organisation to enhance the image.

My loan account is closed on 30 th august. The report was submitted on 31st august. The details of my loan account number 26663358 hdfc bank. Till date cibil showing overdue in my report. Even after 45 days general time for for updates is considered. Doesn't it show negligence of cibil showing overdue for the account even after 45 days of submission of the bank report. I am unable to get loan because of this is it not harrasement for lady like me from cibil.

My pan card no adhpa7646j i had cleared my credit card payment but it is still showing pending please clear my dues. And my date of birth is 23.05.1980 and mobile no is [protected]. I had already clearded in the year 2008, but it is still showing pending due to this iam not able to proceeed with any loans and credit cards. And i many time complain to the icici credit card department of visakhapatnam his name is veerindeer and his contact no is [protected] so i didnt got any proper report from him iam following him from last two months.

Dear sir,
I was closed my loan at 23/01/2010 from sbi but my cibil was not updated in your system and my score goes down. The details of my closed loan are as under
Type of loan - car loan
Loan account no. [protected]
Name of the borrower - priyank jain
Pan no. Afipj9324h
Date of birth[protected]
Add. N-19 st. No -2 tavern shahdara delhi -110032

Dear sir,
My name is naru srinivasa reddy, i am upload my details and paid rs.550.00 for cibil annual report. But i am not getting cebil report. My e-mail id is [protected]@gmail.com, pan no:bbtps6245q and date of birth is 08.06.1972. My uploaded mobile no is [protected]. I request your kind self please send my cibil report to my e-mail id.

Dear sir this complaint of indusind bank ltd and its officers that since last 44 days i requsting to indusind bank for my lod and forecloser letter of my lap loan which is on the name of me sarika bhandari (Individual name) but till date they are not providing me y lod and forecloser letter. Therefore i am intimete you about this matter please take action against indusind bank ltd.
Also i am sending a copy of this full conversation.br...

Respected sir,

I am raju ranjan, taken personal loan from hsbc loang back. Recently i applied one loan in sbi. Banker (Credit officer) required some clarification from hsbc.
When credit officer checked my cibil found one pl loan writeoff,
Which is already paid. I provide all the documents as per need. And one card payment already done by me as per demands. All the documents of scan copy attaching the mail. You can check my cibil, after above mentioned pl loan. Lot of personal loan & cards i am useing & still running. My cibil score is also very high all all loan & cc. So sir, i would like to request you please erase the both acount from my cibil for feature point of view. Hoping my officer will take correct action against my cibil ac. Please do the needful asap. Loan my pl - loan ac. No[protected], pan card no - aeypr8154e, father name nakul chandra das

Recently i have applied for my car loan and till date i don't have any loans and my loan got rejected that i already having loan and amount is due. And i already confirmed with the credit services and it was wrongly mapped from cibil team.
With dispute id : cds[protected].
No response even after raising a dispute. We people are suffering for your fake reports. Please do needful and clear the issue.

Loan number: 30546251
Hdfc
Personal loan

I have closed this loan, still this is displayed as active in cibil report. Due to this, i'm unable to apply for any other loan.

I have pre-closed this loan but still shows as active. I have pre-closed this loan but still shows as active. I have pre-closed this loan but still shows as active. I have pre-closed this loan but still shows as active.

Wrong account number added in my cibil report by that credit score got very low and am not getting any loans from banks. Dispute raised in cibil site but not responding.

Cibil dispute id cds[protected]

Wrong account # sbm[protected]

I have checked this account # belongs to another person and the bank manager aslo ready to confirm this. But cibil team not responding with exact requirement to clear this and am suffering alot with financial problems. Cibil team trying to spoil my life.

Please some one help me to clear this fake report and increase my cibil score

I am trying to get details of accounts showing in my cibil report but not belong to me, cibil report showing "not disclosed" in report. Online portal not responding properly.

Please provide account details of joint accounts
Account -
Ownership - joint
Opened[protected]
Current balance: 265622
Overdue: 265622
Type: business loan-priority sector - agriculture

My cibil ecn number is - [protected]

Name - hari narain verma
Dob[protected]
Uid[protected]

Hi team,

This mail is regarding a issue in credit report pulled by state bank of india with ref number #: 17112610

I have applied for home loan with state bank of india with my mother "meena devi" as co borrower with pan card number "cjnpd9783p"

Credit report for my mother shows a auto loan (Dated[protected] running on her name, but this is not the case.

We have applied her pan card last year only and after that we have not applied any loan on her name.

I want you rectify this error as this is affecting my loan approval process. Bank will only disburse loan when this credit report is correct.

I want to highlight few points in credit report:

Crif report does not show any issue but cibil showing an auto loan.

I want you to take quick action in this regard.