Credit Information Bureau India [CIBIL] Complaints & Reviews

Address: Kolkata, West Bengal, 700061

Website: icicibank.com

I used two credit card of icici bank in the year[protected] in which i purchased one mobile. But amt deposited in other credit card no. After being defaulter icici bank without my information and consent debited rs.22000.
After that two loans availed one for car loan from hdfc bank in the year 2009 and one personal loan for ac from capital in 2015. But not faced any problem reg cibil rating.

Now i have applied home loan from lic housing finance and my application is pending due to bad cibil rating.
My pan card no is aghpd8306k and my icici bank a/c no[protected].

I need to get rectified my cibil rating asap. Pls help.

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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Address: Vellore, Tamil Nadu

In the cibil report other person' loan details showing, which is very negative hence i am not able to take the loan.

Below are mentioned wrong details into my cibil account
Sbi
Account type :business loan – priority sector
Account type : small business
Account number :[protected]

Name: sangeetha a z
Date of birth[protected]
Gender - female

This is correct details:
Name: sangeetha a
Date of birth :[protected]
Gender - female

Please help me on urgent basis, kindly update the correct details in my account.

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Aug 31, 2017

Updated by Sangeetha Aruldoss Please help me on urgent basis, kindly update the correct details in my account.

Aug 31, 2017

Updated by Sangeetha Aruldoss n the cibil report other person' loan details showing, which is very negative hence i am not able to take the loan.

Below are mentioned wrong details into my cibil account
SBI
Account Type :Business Loan – Priority Sector
Account Type : Small Business
Account Number :[protected]

Name: SANGEETHA A Z
DATE OF BIRTH[protected]
GENDER -Female

This is Correct Details:
Name: SANGEETHA A
DATE OF BIRTH :[protected]
GENDER -Female

Please help me on urgent basis, kindly update the correct details in my account.

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Address: 201005

Dear sir

These are the following problems:

1. My loan in hdfc (Personal loan) having emi rs.16873/- is closed on 01.08.2016 but still showing the balance amount rs. 740938 in my cibil while the loan is totally closed.
2. False home loan having displayed balance rs. 151829/- in my cibil. This loan is falsly attached with my property by the canfin homes ltd., noida while i have never taken this loan. This is serious fraud case.
3.in one case, outstanding in my name rs. 1806/- is displayed in cibil but it is not cleared to whom it belongs. I have never taken overdraft. Please give me the bank details ralted to this.

Please see all these points seriously. My control no. 1, 75, 90, 85, 572 dated 29.08.2017. Pan no. Arips7492k, name: sunil kumar sharma

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Aug 31, 2017

Updated by S K Sharma med n/a

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Address: Bhandara, Maharashtra, 441904

Dear team, i gajendra r. Nimje holds a credit card offered by sbi few years back. Later i requested for closure of same and till that time there were no dues against me.
However the card is not closed by bank. Also meanwhile i have been charged for annual charges on which penalty were lieved which accumulated for a sum of around 5000. Lately this comes to notice when i check my cibil. The same is taken with sbi card for rectification.
Now the bank has confirmed that they have zeroised the outstanding and rectification in cibil.
So request you kindly confirm the same is been done at your end.
My pan no. Is aixpn6361q.
Mobile : [protected]
Email : [protected]@gmail.com

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Address: 411009

Website: [email protected]

Dear sir,

This is my 2 complaint and my dispute id is cds[protected] please this is my humble request to you all please resolve on top most priority because of i am a handicap not possible to run any where so please help.

For this cibil issue my loan was rejected so please help.

Regards,
Ravinder eligeti.
[protected]

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Sep 02, 2017

Updated by Ravinder Eligeti Dear Team,

Below copy Mail received from your side on my dispute id status & find the attached screenshot, request you that please don't provide the status on my complaint no resolve it on top most priority.

My Name Ravindra Eligeti
My dispute id is cds[protected]
My Pan No - aampe9580b

Regards,
Ravinder Eligeti

Dear Mr ELIGETI RAVINDRA G,

We refer to the dispute raised on your CIBIL report dated 28/08/2017. Your Dispute ID is CDS[protected].

Please find the current status of your pending dispute(s):

Section Account/Enquiry details Status of Dispute
Account MANBA - 53512 FreeMarker template error: The following has evaluated to null or missing: ==> accounts.reason [in template "dispute-interim-response.ftl" at line 28, column 58] Tip: If the failing expression is known to be legally null/missing, either specify a default value with myOptionalVar!myDefault, or use when-presentwhen-missing. (These only cover the last step of the expression; to cover the whole expression, use parenthessis: (myOptionVar.foo)!myDefault, (myOptionVar.foo)?? The failing instruction (FTL stack trace):[protected] ==> ${accounts.reason} [in template "dispute-interim-response.ftl" at line 28, column 56] #nested [in template "default_layout.ftl" in macro "myLayout" at line 13, column 1] @layout.myLayout "Email Templates" [in template "dispute-interim-response.ftl" at line 2, column 1][protected] Java stack trace (for programmers):[protected] freemarker.core.InvalidReferenceException: [... Exception message was already printed; see it above ...] at freemarker.core.InvalidReferenceException.getInstance(InvalidReferenceException...⇄ at freemarker.core.EvalUtil.coerceModelToString(EvalUtil.java:382) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.IteratorBlock$Context.runLoop(IteratorBlock.java:193) at freemarker.core.Environment.visitIteratorBlock(Environment.java:509) at freemarker.core.IteratorBlock.accept(IteratorBlock.java:103) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.IteratorBlock$Context.runLoop(IteratorBlock.java:193) at freemarker.core.Environment.visitIteratorBlock(Environment.java:509) at freemarker.core.IteratorBlock.accept(IteratorBlock.java:103) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.visit(Environment.java:487) at freemarker.core.BodyInstruction.accept(BodyInstruction.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Macro$Context.runMacro(Macro.java:209) at freemarker.core.Environment.visit(Environment.java:694) at freemarker.core.UnifiedCall.accept(UnifiedCall.java:116) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.cibil.crs.service.report.service.ReportService.generateFMReport(ReportServic...⇄ at com.cibil.crs.service.report.service.ReportService.generate(ReportService.java:1...⇄ at sun.reflect.GeneratedMethodAccessor100.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.jav...⇄ at java.lang.reflect.Method.invoke(Method.java:606) at com.sun.jersey.spi.container.JavaMethodInvokerFactory$1.invoke(JavaMethodInvoker...⇄ at com.sun.jersey.server.impl.model.method.dispatch.AbstractResourceMethodDispatchP...⇄ at com.sun.jersey.server.impl.model.method.dispatch.ResourceJavaMethodDispatcher.di...⇄ at com.sun.jersey.server.impl.uri.rules.HttpMethodRule.accept(HttpMethodRule.java:3...⇄ at com.sun.jersey.server.impl.uri.rules.RightHandPathRule.accept(RightHandPathRule...⇄ at com.sun.jersey.server.impl.uri.rules.ResourceClassRule.accept(ResourceClassRule...⇄ at com.sun.jersey.server.impl.uri.rules.RightHandPathRule.accept(RightHandPathRule...⇄ at com.sun.jersey.server.impl.uri.rules.RootResourceClassesRule.accept(RootResource...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl._handleRequest(WebAppl...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl._handleRequest(WebAppl...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl.handleRequest(WebAppli...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl.handleRequest(WebAppli...⇄ at com.sun.jersey.spi.container.servlet.WebComponent.service(WebComponent.java:409) at com.sun.jersey.spi.container.servlet.ServletContainer.service(ServletContainer.j...⇄ at com.sun.jersey.spi.container.servlet.ServletContainer.service(ServletContainer.j...⇄ at javax.servlet.http.HttpServlet.service(HttpServlet.java:731) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain...⇄ at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:52) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain...⇄ at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:208) at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:181) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain...⇄ at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:165) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain...⇄ at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:2...⇄ at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:1...⇄ at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.jav...⇄ at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:169) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:103) at org.apache.catalina.valves.AccessLogValve.invoke(AccessLogValve.java:956) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:116...⇄ at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:442) at org.apache.coyote.http11.AbstractHttp11Processor.process(AbstractHttp11Processor...⇄ at org.apache.coyote.AbstractProtocol$AbstractConnectionHandler.process(AbstractPro...⇄ at org.apache.tomcat.util.net.JIoEndpoint$SocketProcessor.run(JIoEndpoint.java:316) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1145) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:615) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:6...⇄ at java.lang.Thread.run(Thread.java:745)

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R

Ravinder Eligeti

from Morjim, Goa

Sep 2, 2017

Dear Team,

Below copy Mail received from your side on my dispute id status & find the attached screenshot, request you that please don't provide the status on my complaint no resolve it on top most priority.

My Name Ravindra Eligeti
My dispute id is cds[protected]
My Pan No - aampe9580b

Regards,
Ravinder Eligeti

Dear Mr ELIGETI RAVINDRA G,

We refer to the dispute raised on your CIBIL report dated 28/08/2017. Your Dispute ID is CDS[protected].

Please find the current status of your pending dispute(s):

Section Account/Enquiry details Status of Dispute
Account MANBA - 53512 FreeMarker template error: The following has evaluated to null or missing: ==> accounts.reason [in template "dispute-interim-response.ftl" at line 28, column 58] Tip: If the failing expression is known to be legally null/missing, either specify a default value with myOptionalVar!myDefault, or use when-presentwhen-missing. (These only cover the last step of the expression; to cover the whole expression, use parenthessis: (myOptionVar.foo)!myDefault, (myOptionVar.foo)?? The failing instruction (FTL stack trace):[protected] ==> ${accounts.reason} [in template "dispute-interim-response.ftl" at line 28, column 56] #nested [in template "default_layout.ftl" in macro "myLayout" at line 13, column 1] @layout.myLayout "Email Templates" [in template "dispute-interim-response.ftl" at line 2, column 1][protected] Java stack trace (for programmers):[protected] freemarker.core.InvalidReferenceException: [... Exception message was already printed; see it above ...] at freemarker.core.InvalidReferenceException.getInstance(InvalidReferenceException....⇄ at freemarker.core.EvalUtil.coerceModelToString(EvalUtil.java:382) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.IteratorBlock$Context.runLoop(IteratorBlock.java:193) at freemarker.core.Environment.visitIteratorBlock(Environment.java:509) at freemarker.core.IteratorBlock.accept(IteratorBlock.java:103) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.IteratorBlock$Context.runLoop(IteratorBlock.java:193) at freemarker.core.Environment.visitIteratorBlock(Environment.java:509) at freemarker.core.IteratorBlock.accept(IteratorBlock.java:103) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.visit(Environment.java:487) at freemarker.core.BodyInstruction.accept(BodyInstruction.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Macro$Context.runMacro(Macro.java:209) at freemarker.core.Environment.visit(Environment.java:694) at freemarker.core.UnifiedCall.accept(UnifiedCall.java:116) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.cibil.crs.service.report.service.ReportService.generateFMReport(ReportServic...⇄ at com.cibil.crs.service.report.service.ReportService.generate(ReportService.java:1...⇄ at sun.reflect.GeneratedMethodAccessor100.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.jav...⇄ at java.lang.reflect.Method.invoke(Method.java:606) at com.sun.jersey.spi.container.JavaMethodInvokerFactory$1.invoke(JavaMethodInvoker...⇄ at com.sun.jersey.server.impl.model.method.dispatch.AbstractResourceMethodDispatchP...⇄ at com.sun.jersey.server.impl.model.method.dispatch.ResourceJavaMethodDispatcher.di...⇄ at com.sun.jersey.server.impl.uri.rules.HttpMethodRule.accept(HttpMethodRule.java:3...⇄ at com.sun.jersey.server.impl.uri.rules.RightHandPathRule.accept(RightHandPathRule....⇄ at com.sun.jersey.server.impl.uri.rules.ResourceClassRule.accept(ResourceClassRule....⇄ at com.sun.jersey.server.impl.uri.rules.RightHandPathRule.accept(RightHandPathRule....⇄ at com.sun.jersey.server.impl.uri.rules.RootResourceClassesRule.accept(RootResource...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl._handleRequest(WebAppl...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl._handleRequest(WebAppl...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl.handleRequest(WebAppli...⇄ at com.sun.jersey.server.impl.application.WebApplicationImpl.handleRequest(WebAppli...⇄ at com.sun.jersey.spi.container.servlet.WebComponent.service(WebComponent.java:409) at com.sun.jersey.spi.container.servlet.ServletContainer.service(ServletContainer.j...⇄ at com.sun.jersey.spi.container.servlet.ServletContainer.service(ServletContainer.j...⇄ at javax.servlet.http.HttpServlet.service(HttpServlet.java:731) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain....⇄ at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:52) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain....⇄ at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:208) at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:181) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain....⇄ at net.bull.javamelody.MonitoringFilter.doFilter(MonitoringFilter.java:165) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilt...⇄ at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain....⇄ at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:2...⇄ at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:1...⇄ at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.jav...⇄ at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:169) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:103) at org.apache.catalina.valves.AccessLogValve.invoke(AccessLogValve.java:956) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:116...⇄ at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:442) at org.apache.coyote.http11.AbstractHttp11Processor.process(AbstractHttp11Processor...⇄ at org.apache.coyote.AbstractProtocol$AbstractConnectionHandler.process(AbstractPro...⇄ at org.apache.tomcat.util.net.JIoEndpoint$SocketProcessor.run(JIoEndpoint.java:316) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1145) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:615) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:6...⇄ at java.lang.Thread.run(Thread.java:745)

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P

pinku panyali

from Basti, Uttar Pradesh

Sep 5, 2017

Sir
I have submitted My All the information and paid Rs 550/- for my credit Report On 29 Aug 2017. Sir My PAN No is DGEPK3272D And Name Is PANKAJ KUMAR Please Sent My Credit Report As soon As possible

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Address: Udham Singh Nagar, Uttarakhand

I had first contacted cibil was on 6th june, since then i have just been struggling to get my cibil updated. There is some overdue amount showing up which i really should be 0, this wrong information fed by cibil is not letting me take any loans. I had escalated this issue at cibil (On-line grievance id gr[protected] but no response, i only got an auto generated email.

I had raised a dispute (Dispute id is cds[protected]) also, but that also they closed without resolving.

Kindly help me in getting my cibil updated asap.

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Sep 04, 2017

Updated by [email protected] I had done the 2nd level escalation also at CIBIL, for which they replied saying Credit Institution is saying that the amount is overdue and the information showing up in report is correct but how can i convince the CIBIL that whatever information is being given by bank is not correct . I have all the proofs also with me.

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S

Sampath Dandu

from Karimnagar, Telangana

Sep 5, 2017

Dear Team, I had paid my emi through Cheques on every month but the company has not updated my credit details to yours.. I am already got my noc from that company.

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Address: Pune, Maharashtra, 411009

Website: [email protected]

Dear sir,
My name is ravindra gopal eligeti and my pan no. Is aampe9580b. I had took loan from axis bank and due to some medical problem some of my emi cheques had got bounced but after some days i have settled the amount with the bank and finance has provided me the settlement letter as well as noc also.

Now as i have submitted my docs for home loan i got the information that still my name is defaulter list. Please treat the matter on top priority and remove my name from the defaulter list.

Regards,
Ravindra eligeti
[protected]

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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Address: Mumbai City, Maharashtra, 400607

Website: www.transcibil.com

My name is deepak khandagale my pan number is akppk6543h. I came to know cibil is only collecting the reports from banks as submitted. It is not cross checking. After any settled loan or credit card banks are reluctant to close the same and make it zero. They are always showing status active in their reports. Which causes wrong entries in cibil score. Many people like me having capable of paying loan and good job profile because of the wrong entries posted by the bank are suffering. My request to the bank and cibil close the account immediately after foreclosure or settlement don't extract extra money for closure.

Aug 25, 2017

Complaint marked as Resolved

Not mailed me yet

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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Address: New Delhi, Delhi, 110030

Website: CIBIL score

I have received the cibil report from (Credit information bureau (India)
Limited) in which my name, account, cibil score and another detils are incorrect or wrong, because i have not use these account in past and present which are showing in my cibil account. So please do check and correction in my cibil account and send me fresh cibil account detais.
Please find the details:- pan no. Bmbps6572d. My name pawan singh. Please help us to resolve the issue on priority and revert on [protected]@gmail.com

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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singhpawan

from Gurgaon, Haryana

Sep 4, 2017

Please revert on priority

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Address: Bangalore, Karnataka, 311001

Website: www.cibil.com

Dear team,
My parents had applied for loan in 2004 in home loan segment in the bame of mahesh soni and rama devi soni
Where we had a loan account number [protected] in sbbj bank. Their name is coming in defauler list of sbbj bank where when we confirmed they told they didnt raised any request to make this loan account in defaulter list. All principal and interest was fully paid by us on 30 march 2017. No pendency or settlement was done by us but still their cibil status is showing defaulter. Noc from bank was given of full amount received where no settlement word was used. Kindly check and revert on priority basis. Pls do needful support and remove defaulter word from cibil.

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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Bhupender0077

from Banswara, Rajasthan

Aug 28, 2017

I have no loan in any bank/finance company & i have no gave of any type of gurarentee why show loan pending in my cibil ?????

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Hi i applied to citi bank credit card and they rejected it on 23 aug 2017 saying less credit score. I recieved my report which says in the scoringfactor
1. Too few satisfactory accounts
2. No presence of a revolving tradeline
3. Presence of severe delinquency in past 6 months.
The score is showing 676. Recently when i had checked 2 weeks back in credit mantri it was showing 718.
I have never missed a payment...

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Address: Mumbai City, Maharashtra, 400607

Website: Cibil

Cibil... Who has given it the authority to decide credit score on basis of bank reports only i don't know. When my loan is settled bank should make the account as zero but they don't do this and put write off mark in cibil. The purpose is to extract more money from me and clear my cibil entry. Same case is with credit card also. Cibil is not cross checking bank and helping customers like me. It is working for banks only. I don't know maybe getting commission from bank for that. I still recommend to abolish the cibil and save customers from harassment and injustice.

Oct 20, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear Deepak

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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Address: Bhopal, Madhya Pradesh, 462023

Hi team,

In the cibil report other person' loan details showing, which is very negative hence i am not able to take the loan.
Please help me on urgent basis

Below are mentioned wrong details into my cibil account

Name ; afsar khan / ikram khan
Control number : [protected] (Please remove this from my account – i did not take this loan)
Voter id : uir0982611

Below are my correct details

Name : afsar khan s/o jalal khan
Uid : 13/a sundar nagar ashoka garden tiranga chouraha, bhopal
Uid :[protected]
Contact number [protected] / [protected]

Oct 12, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Aug 22, 2017

Updated by Afsar rock Khan HI Team,

in the my CIBIL report other person' loan details are showing, which is very negative hence I am not able to take the loan.
please help me on urgent basis

Below are mentioned wrong details into my CIBIL account

Name ; AFsar Khan / Ikram Khan
Control number : [protected] ( please remove this from my account – I did not take this loan )
Voter id : UIR0982611

below are my correct details

Name : Afsar Khan s/o Jalal Khan
UID : 13/a sundar nagar ashoka garden tiranga chouraha, bhopal
UID :[protected]
Contact Number [protected] / [protected]

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear Afsar Khan,

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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R

Rgowri Sangar

from Salem, Tamil Nadu

Aug 25, 2017

Dear sir

with reference my CIBIL REPORT (CONTROL NO [protected]) three loans are showing as I am a guarantor for this loan. we are unable to apply for a loan.

kindly take immediate action against this complaint

Loan details are

1. 03134-[protected] --- Amount Rs. 3, 89,[protected]date of disbursed 11.04.2017

2. 05030-[protected] ---- Amount Rs 10, 00,[protected]date of disbursed 03.04.2017

3. 05102-[protected] ---- Amount Rs 60, 00,[protected]date of disbursed 13.04.2017

thanking you
gowrisankar R
[protected]

Reply

R

Rgowri Sangar

from Salem, Tamil Nadu

Aug 25, 2017

Dear sir

with reference, my CIBIL REPORT (CONTROL NO [protected]) some other persons loans are showing, as I am

a guarantor for this loan which is not availed by myself. we are unable to apply for a loan.

our ac in Coimbatore central bank, but loans are taken from Madhya Pradesh different branch of central bank

it is reflecting in MY CIBIL REPORT

kindly take immediate action against this complaint, to remove the wrong entry loan details

Loan details are

1. 03134-[protected] --- Amount Rs. 3, 89,[protected]dates of disbursed 11.04.2017

2. 05030-[protected] ---- Amount Rs 10, 00,[protected]dates of disbursed 03.04.2017

3. 05102-[protected] ---- Amount Rs 60, 00,[protected]dates of disbursed 13.04.2017

thanking you
gowrisankar R
[protected]

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Address: Mumbai City, Maharashtra, 400607

Website: Cibil

It is partially working for banks not for customers. Always spoil the credit score of customers. If any loan is closed by settlement the bank doesn't foreclosure making process reluctantly do it cibil access the bank reports only and not doing the fact finding. Credit card settlement is the same like loans. Customers credit score is spoiled by banks putting wrong entries like write off. The banks always want to extract extra money from customers putting poor credit score and not closing settlement in cibil.

Aug 25, 2017

Complaint marked as Resolved

Not mailed me yet

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear Deep2703,

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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Dear team,
This is regarding sbi credit card.
I had a sbi credit card ending with 6309 which i was take in dec-16 and also a personal accidental policy given me of rs 483 annual by royal sundram. The fee for cc was rs 500 + service tax.

Issue was that my personal detail was wrong like name, address so i given a request to customer care to change it on 30th dec (Sr[protected] and also said that i will not provide any further document because i have already given the same at the time of credit card application to your executive. I said that if you can’t change my name and address please cancel the credit card. After this sbi customer care representative took mu request and give me sr number which is[protected]. Yet i have not activate the credit card as pin number not generated by me. Sbi customer care representative promised me that the late fee will not be included in your next statement. I said that i will pay the amount of rs 1057 (499+st+483) of first statement after the me request resolution.

But further my statement with my old detail and including late fee and service tax. And credit card also no cancelled till date. I have also given further request as below sr…

11th mar16 — sr[protected] cancellation for pa and credit card which resolved on resolved on 31st mar-17 as per i got sms (Sender id sbicrd)
11th mar16 — sr[protected] reversal of rs 500 of card fee and cancellation the card
25th mar16 —[protected] cancellation for pa which resolved on resolved on 31st mar-17

But still i am getting the statement of rs 4090, please tell me why pay this amount while i have not used a single rs of your credit card and i not generate pit also.

Because of sbis mistake i am not able to take persona loan as my cibil is so poor just because of sbis team.

I request you please cancel the all amount and give me noc.

My personal detail is as under…

Name - mohammad arif shekh
Sbi credit card number (Last 4 digit) - 6309
Date of birth[protected]
Contact number – [protected] / [protected]
Pan no : egwps5169c

Thanks & regards,
Mohammad arif shekh

Oct 7, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear camohshe,

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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Address: Bangalore, Karnataka, 560070

Hi,

I have taken a agricultural loan from syndicate bank and as did not repay the loan amount so i have been listed in cibil, now i have cleared all the due amount and closed the loan account as well in jan 2016. However my cibil is less and loans being rejecting.

Kindly help me in this regard. If need any details please let me know.

Thanks in advance
Santhosh.
Santhosh. [protected]@gmail.com

Oct 12, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear santuvs05,

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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Address: Sirohi, Rajasthan, 307027

I(ashok gehlot) am state govt. Employee. I had appliction for education loan for my son. As per cibil report( consumer id no.Dno 1120885) i am a gaurnter of any unknown person since year 2001. But i know i never given any gaurntee of any person for any loan. I ask to my bank for the name or bank name for which cibil report is showing loan and gaurantee, but my bank also unknown about it. Than how can this entry is showing in my account. Please clear this entry from my cibil report. Pl. Mail me on devraj.[protected]@gmail.Com /mobil no [protected]

Oct 11, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Sep 01, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear chingehlot,

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute, CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

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Dear sir,

Cosumer: ramesh dhondu lanjekar
Memer id: bn01130386
Control no.1, 68, 45, 99, 461

Cibil report :11/08/17 below amount has been showing in
Written off/settled status
Opended 23/08/2004
Last pay 31/07/2007
Closed 31/07/2007
Sanctioned 75, 000/-
Current balance nil
Attached no dues certificate ofciti bank.

Please remove from cbil report

Sep 24, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Aug 18, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear Ramesh Lanjekar,

CIBIL cannot make any change directly to your Credit Report but we can help you raise the dispute with the credit institution. Only once the change is authorized and provided by them, your credit report can be updated. To report discrepancies in your credit report, fill the requisite information at CIBIL’s Dispute Resolution webpage: https://www.cibil.com/dispute/

Regards,
Team TransUnion CIBIL

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On 11/08/2017 i received an sms that 2.00 eur was spent on my credit card 5546xxxxxxxx3465 at inter magazines 75 at 12.33am,

Then on 11/08/2017 received 2nd sms that 757.20 eur was spent on my credit card 5546xxxxxxxx3465 at abritel? - homeaway? At 01.21am,

Then on 11/08/2017 received 3rd sms that 380.00 eur was spent on my credit card 5546xxxxxxxx3465 at abritel? - homeaway? At 01.21am,

. But i had not authorized any such transaction.

I had not authorized any such transaction nor did i receive any smm or email to authorize such transaction. I have reported this issue to the citi customer care department and have blocked the card. (Complaint no. 8694, at 8.25am - 11-08/2017)

Can you please investigate and look into this and hold the payment for the above said transaction.

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

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R

Rachit Lamba

from Noida, Uttar Pradesh

Aug 12, 2017

Same happened with My Citibank Credit card also

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S

sanskrita

from Bhubaneshwar, Odisha

Aug 16, 2017

Please cancelled the cibil report and return back an amount of Rs 1200 towards my account due to non receipt of the report

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Address: Thane, Maharashtra, 400605

Website: www.cibil.com

My credit card rejected by citi bank because of wrong records in cibil report ---(Presence of a high number of enquiries
Presence of a tradeline 91+ days delinquent 13 or more months
ago).

CitiBank also shared CIBIL report pdf to me in that wrong information is given.

Even My cibil score is 775 then also my application rejected.
Each and evry

But no such thing is there i have paid all emi on time with clean record.

CIBIL Team please do something.

Sep 19, 2017

Complaint marked as Resolved

Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint.

Verified Support

Aug 18, 2017

Credit Information Bureau India [CIBIL] Customer Care's response Dear San Shirke,

We regret the inconvenience caused to you. You can now raise an on-line dispute for any data inaccuracy reflecting in your report. Please fill and submit the dispute resolution form available at: https://www.cibil.com/dispute/

Once you have raised the dispute CIBIL’s Dispute Resolution Team will analyze and route the dispute to the respective Credit institutions for confirmation. Please remember that CIBIL cannot modify any information in the database without confirmation from the relevant Credit Institutions.

Regards,
Team TransUnion CIBIL

Credit Information Bureau India [CIBIL] Complaints & Reviews

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