Credit Information Bureau India [CIBIL] Complaints & Reviews

I have received the cibil report from (Credit information bureau (India)
Limited) in which my name, account, cibil score and another detils are incorrect or wrong, because i have not use these account in past and present which are showing in my cibil account. So please do check and correction in my cibil account and send me fresh cibil account detais.
Please find the details:- pan no. Bmbps6572d. My name pawan singh. Please help us to resolve the issue on priority and revert on [protected]@gmail.com

Dear team,
My parents had applied for loan in 2004 in home loan segment in the bame of mahesh soni and rama devi soni
Where we had a loan account number [protected] in sbbj bank. Their name is coming in defauler list of sbbj bank where when we confirmed they told they didnt raised any request to make this loan account in defaulter list. All principal and interest was fully paid by us on 30 march 2017. No pendency or settlement was done by us but still their cibil status is showing defaulter. Noc from bank was given of full amount received where no settlement word was used. Kindly check and revert on priority basis. Pls do needful support and remove defaulter word from cibil.

Cibil... Who has given it the authority to decide credit score on basis of bank reports only i don't know. When my loan is settled bank should make the account as zero but they don't do this and put write off mark in cibil. The purpose is to extract more money from me and clear my cibil entry. Same case is with credit card also. Cibil is not cross checking bank and helping customers like me. It is working for banks only. I don't know maybe getting commission from bank for that. I still recommend to abolish the cibil and save customers from harassment and injustice.

Hi team,

In the cibil report other person' loan details showing, which is very negative hence i am not able to take the loan.
Please help me on urgent basis

Below are mentioned wrong details into my cibil account

Name ; afsar khan / ikram khan
Control number : [protected] (Please remove this from my account – i did not take this loan)
Voter id : uir0982611

Below are my correct details

Name : afsar khan s/o jalal khan
Uid : 13/a sundar nagar ashoka garden tiranga chouraha, bhopal
Uid :[protected]
Contact number [protected] / [protected]

It is partially working for banks not for customers. Always spoil the credit score of customers. If any loan is closed by settlement the bank doesn't foreclosure making process reluctantly do it cibil access the bank reports only and not doing the fact finding. Credit card settlement is the same like loans. Customers credit score is spoiled by banks putting wrong entries like write off. The banks always want to extract extra money from customers putting poor credit score and not closing settlement in cibil.

Dear team,
This is regarding sbi credit card.
I had a sbi credit card ending with 6309 which i was take in dec-16 and also a personal accidental policy given me of rs 483 annual by royal sundram. The fee for cc was rs 500 + service tax.

Issue was that my personal detail was wrong like name, address so i given a request to customer care to change it on 30th dec (Sr[protected] and also said that i will not provide any further document because i have already given the same at the time of credit card application to your executive. I said that if you can’t change my name and address please cancel the credit card. After this sbi customer care representative took mu request and give me sr number which is[protected]. Yet i have not activate the credit card as pin number not generated by me. Sbi customer care representative promised me that the late fee will not be included in your next statement. I said that i will pay the amount of rs 1057 (499+st+483) of first statement after the me request resolution.

But further my statement with my old detail and including late fee and service tax. And credit card also no cancelled till date. I have also given further request as below sr…

11th mar16 — sr[protected] cancellation for pa and credit card which resolved on resolved on 31st mar-17 as per i got sms (Sender id sbicrd)
11th mar16 — sr[protected] reversal of rs 500 of card fee and cancellation the card
25th mar16 —[protected] cancellation for pa which resolved on resolved on 31st mar-17

But still i am getting the statement of rs 4090, please tell me why pay this amount while i have not used a single rs of your credit card and i not generate pit also.

Because of sbis mistake i am not able to take persona loan as my cibil is so poor just because of sbis team.

I request you please cancel the all amount and give me noc.

My personal detail is as under…

Name - mohammad arif shekh
Sbi credit card number (Last 4 digit) - 6309
Date of birth[protected]
Contact number – [protected] / [protected]
Pan no : egwps5169c

Thanks & regards,
Mohammad arif shekh

Hi,

I have taken a agricultural loan from syndicate bank and as did not repay the loan amount so i have been listed in cibil, now i have cleared all the due amount and closed the loan account as well in jan 2016. However my cibil is less and loans being rejecting.

Kindly help me in this regard. If need any details please let me know.

Thanks in advance
Santhosh.
Santhosh. [protected]@gmail.com

I(ashok gehlot) am state govt. Employee. I had appliction for education loan for my son. As per cibil report( consumer id no.Dno 1120885) i am a gaurnter of any unknown person since year 2001. But i know i never given any gaurntee of any person for any loan. I ask to my bank for the name or bank name for which cibil report is showing loan and gaurantee, but my bank also unknown about it. Than how can this entry is showing in my account. Please clear this entry from my cibil report. Pl. Mail me on devraj.[protected]@gmail.Com /mobil no [protected]

Dear sir,

Cosumer: ramesh dhondu lanjekar
Memer id: bn01130386
Control no.1, 68, 45, 99, 461

Cibil report :11/08/17 below amount has been showing in
Written off/settled status
Opended 23/08/2004
Last pay 31/07/2007
Closed 31/07/2007
Sanctioned 75, 000/-
Current balance nil
Attached no dues certificate ofciti bank.

Please remove from cbil report

On 11/08/2017 i received an sms that 2.00 eur was spent on my credit card 5546xxxxxxxx3465 at inter magazines 75 at 12.33am,

Then on 11/08/2017 received 2nd sms that 757.20 eur was spent on my credit card 5546xxxxxxxx3465 at abritel? - homeaway? At 01.21am,

Then on 11/08/2017 received 3rd sms that 380.00 eur was spent on my credit card 5546xxxxxxxx3465 at abritel? - homeaway? At 01.21am,

. But i had not authorized any such transaction.

I had not authorized any such transaction nor did i receive any smm or email to authorize such transaction. I have reported this issue to the citi customer care department and have blocked the card. (Complaint no. 8694, at 8.25am - 11-08/2017)

Can you please investigate and look into this and hold the payment for the above said transaction.

My credit card rejected by citi bank because of wrong records in cibil report ---(Presence of a high number of enquiries
Presence of a tradeline 91+ days delinquent 13 or more months
ago).

CitiBank also shared CIBIL report pdf to me in that wrong information is given.

Even My cibil score is 775 then also my application rejected.
Each and evry

But no such thing is there i have paid all emi on time with clean record.

CIBIL Team please do something.

In the view of my cibil credit informationt some other individual loan (Other person) are under my credit information.
My cibil control no. [protected]

Other loan a/c pg/0059/a/12/00000/1, magma bank
Name mahesh kumar h no. 594, village khol, tech distt rewari 123401 (Attach certificate)

Pls remove the above said detail in my cibil credit score

We further furnish, hereunder, the details of the closed accounts along with the dates of closure, and photocopies of statements of the loan accounts & “the receipt of discharging debt of memorandum of title deeds” for doing the needful at the earliest, as the continuance of such obsolete record affects our reputation in credit history.
Account no. With union bank of india limit/amount sanctioned (Rs.in lakhs) date of closure
[protected] 30.00 21.09.2016
[protected] 70.00 21.09.2016
[protected] 32.98 may 2014
[protected] 35.03 07.08.2015
[protected] 198.01 06.06.2016
[protected] 350.00 21.09.2016
[protected] 50.00 21.09.2016
[protected] 50.00 21.09.2016
[protected] 290.00 21.09.2016
[protected] 60.00 21.09.2016
We, therefore, request you good selves to accord priority in this regard and inform us that the needful is done at the earliest. Thanking you sir,

I had applied for the citi bank credit card. My application has been rejected vide on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected], reference number 0000000000020170622937977.
As per their report my score is 676 but i am checking my cibil score to log in my cibil my score shows 739.
Report stated that "too few satisfactory bankcard accounts
No presence of a revolving tradeline
Presence of severe delinquency in the past 6 months". I am wondering how my cibil report shows such negative comments when i have been paying my dues before due date and there is no single time late payment, no payment defaults or overdue or any negative activities. I would like to request cibil institute to look in to the matter and do clear those negative comments asap and also to be rectified for further reports. Kindly do the needful.

Sir,
I mrs arati mallik would like inform you that i had availed a personal loan bearing account no. [protected] from sbi secretariat branch, bhubaneswar.
(Branch mail id: sbi.[protected]@sbi.co.in). Earlier the loan was irregular but i have paid the loan with entire interest on 06.03.2017 and no - due certificate obtained in this regard is enclosed for your perusal.
Despite full payment made by me, the credit information report is is showing a negative remark i. E amount in aucca.
Please help me and arrange for amending the status in cibli and oblige me.

With regards.
Arati mallik

They collect credit card number from all lenders and it is visible on report.

Report once pulled can be viewed by cibil by way of tools. They are not pcidss complaint and they maintain credit card numbers.

Report pulled which can be accessed by many, has credt card number. There is no guanrantee that the number is secure and will not be misused.

They have kept the match logic very loose because of which reports of two or more people get mixed. This is to sell more and more reports.

They do not have past data submitted by lenders and when dispute is raised they solve the case themselves without any data.

Their senior employee has said that management takes bribe for solving dispute on reports.

Commercial report pertaining to companies is completely split into many parts. They call company to check which loan belongs to them which defeats the purpose of the report.

There is recruitment done by un ethical practices. They modify employee records in terms of education and experience.

They have speak up policy and when employee raises concern they make their life miserable. They spy into their personal lifes. They give bad feedback when someone askes for feedback.

Finally they sack employees for no reason and ensure that they don't get jobs by lying about their conduct.

Dear sir/mam,

I have raised the dispute in my cibil account with dispute id cds[protected], i want to say that due to some error there is showing 2 others address captioned below which are not belongs to me and also there is showing driving licence no which is wrong and this is not mine and may be due to this licence no. (658821) & wrong address my cibil score goes down. Wrong address as below :

1.
Address2
Hno:26 st. No.10 joginder nagar, near j. P. Studio, haib ludhiana punjab - 141001
Category
Residence address
Residence code
-
Date reported
[protected]
Address3
H-135 3rd floor gali no-11 ludhiana ludhiana punjab - 141001
Category
Residence address
Residence code
-
Date reported
[protected]

And also say that in my axis bank credit card dispute there is some miscommunication gap, but no i have cleared the all payments you can check from bank.

In my consumer loan dispute which is from home credit, i was paid all amount in 2014 to company collection executive and got the payment receipt with all due clear, if you say i will send you scan copy also, when i see in my cibil in 2015 that till yet my home credit account not cleared then i went to there office but there is closed and till date i am unable to find the company peoples.

Also in cibil report there is 2 same loan showing in multiple times, which are cleared and pay all emi's on time, so please remove from report

Aside that i have anothers loan which are going regularly without any bousning, so i request to you kindly help me for improving my score, due to this i am facing lots of problems.

Dear sir,
DOB is 05.01.1984
Mob no is [protected]

I had applied for a housing loan and come to know that my cibil score is low a personal loan showing in my name which was wrong.

I here by confirm that I had not taken any such type of loan ever in my life.

Need your urgent support to close or delete from my record. Its most urgent.

Name- Akhilesh kumar
PAN no is BDMPK8771L
E mail ID is [protected]@gmail.com

Enquiry control no:[protected].
A/c type;loan against shares & securities policy no:08806954. Sanctioned amount :rs.144000/- current holding - rs.153483
Over due — rs.9483/-
I have surrender the above policy no:08806954 on 26 th june2015 to m/s icici bank ltd, las dept, secunderabad. I have surrender the policy in kothapet branch, hyderabad and the amount of rs.151781.60 paise is reflected in a/c current a/c[protected] of icici bank, lbnagar, branch, hyderabad. And this a/c was closed on 30th november 2015.
When the total amount is paid where is the matter of over due of amount. Kindly help me in this issue to take up the further step.
Regards,
P. Vijaykumar, [protected], email:[protected]@gmail.com
.