Credit Information Bureau India [CIBIL] Complaints & Reviews

Cibil Dept made wrong entries in my cibil report and made me a defaulter. When I requested for my cibil report I found 2 gold loans which are active since 6 months & which made me a defaulter, but I never taken gold loans, this mistake has confirmed by particular bank & cibil team also. But because of their wrong entry I'm not getting any loans from last 6 months . Now I'm in financial problems . How can I get the loan with this fake cibil report. Cibil team removed 2 loans but score is unchanged

TO DATE: 02/02/2017

CREDIT INFORMATION BUREAU (INDIA) LTD.
NARIMON POINT, MUMBAI.

SUB: Re: Control No.[protected] Dtd: 16.10.2015 – Dispute Resolution for PAN No APVPK6371E

Dear Sir,

With reference to the above control no.[protected] I would like to inform you that some data entered in your records is absolutely wrong and not at all matches with my profile. Some account already closed still showing in CIBIL report, please help me to get my score corrected so that I can avail loan form banks
Name ATUL HARIMOHAN KICHLU PAN CARD APVPK6371E DOB [protected]
S. No Account name Date opened No Type Credit limit Today status
1 Phoenix arc 31/10/2007 B1C1370796 Credit card 15000 All cleared, no OS
2 SBI card 12/07/2005 [protected] Credit card 120930 No confirmation received even after repeated communication
3 ICICI bank 19/05/2009 LLMUM[protected] Personal loan 140000 No os as on today
4 DCB 09/09/2014 ****763 Secure Credit card 13500 Account closed
5 DCB 08/09/2014 ****736 Secure Credit card 13500 Account closed
6 DCB 01/09/2014 ****745 Secure Credit card 13500 Account closed
7 DCB 08/09/2014 ****754 Secure Credit card 13500 Account closed
8 ICICI bank 29/09/2008 NHMUM[protected] Home Loan 4249000 Account closed
9 Axis Bank 15/03/2008 [protected] Over Draft Account closed
10 HDFC 13/10/2007 [protected] Housing loan 2239000 Account closed
11 Axis Bank 01/09/2007 *******460 Credit card 25000 Account closed
12 HDFC 22/07/2006 10478557 Personal loan 233000 Account closed
13 CITI Bank 27/05/2006 03LTBZAL4465635 Personal loan 200000 Account closed
14 ICICI bank 17/03/2006 ******4004 Credit card 110918 Account closed
15 CITI Bank 27/02/2006 ******6004 Credit card 200000 Account closed
16 ICICI bank 17/03/2006 ******8003 Credit card 98175 Account closed
17 HDFC 03/12/2005 2057331 Auto Loan 324000 Account closed
18 GE Countrywide 13/11/2005 MMI[protected] Auto Loan 179564 Account closed
19 MCW 13/11/2005 MMI[protected] Auto Loan 179564 Account closed
20 HDFC 23/08/2005 *****2946 Credit card 147093 Account closed
21 HDFC 16/07/2005 1628852 Personal loan 212000 Account closed
22 HDFC 29/04/2004 849177 Personal loan 75000 Account closed
23 HSBC 17/09/2004 ******2403 Credit card 206592 No confirmation received even after repeated communication
24 GE Countrywide 29/04/2004 MMI[protected] Auto Loan 388000 Account closed
25 Axis Bank 27/04/2004 [protected] Over Draft 136000 NO such over draft account with me
26 HDFC 24/11/2003 *****1445 Credit card 73066 No such Credit Card I used
27 Axis Bank 24/03/2003 [protected] Personal loan 65000 Account closed
28 CITI CORP Finance 29/11/2005 6732740 Personal loan 70000 Account closed
29 HSBC 05/04/2005 [protected] Home Loan 935000 Account closed
30 CITI Bank 17/03/2005 03L58ZAL4070363 Personal loan 200000 Account closed
31 GE Countrywide 30/10/2003 AIA[protected] Auto Loan 115000 Account closed
32 GE Countrywide 26/09/2003 RGI[protected] Consumer Loan 4520 Account closed

Name – ATUL HARIMOHAN KICHLU
Address – C-602, Queens Town, Opp. Chinchwad Railway Station, Chinchwad – Pune 411033, Maharashtra
Mobile No [protected]
Email [protected]@darapharma.in, [protected]@gmail.com

Dear Concerns,
I have applied a loan in ICICI bank and came to no that one auto loan of Rs.2.8 lace is reflecting in my cibil it is non verified by me and I have not given any gurantee.
I request you to please check and remove from my record.

Applicant.Shriram Sohanlal Khosya
Pan no.AEAPK8368M
Mob no.[protected]-[protected]
Control no.[protected]

Regards
Shriram Sohanlal Khosya
Sd-3, Ambuja Nagar-362715
Tal-Kodinar(Gujrat)

I had a education loan with corporation bank which has been completed and for which noc letter and no dues o/s letter has also been received by me. But still in my cibil records a due of 5000/- approx. Seems to be unpaid in the same matter and it has been more than 1 year, i have been facing same problem & rejected for loan. Pl check and clear the wrong information in your records.

Name:mohan raj h b
Pan no:babpb8195b

Hi,

I have got the report with full of inaccuracies

1. CIBIL report shows that i have been using the HDFC Credit card since 2011 (which is true) but the payment history doesn't show anything so if payment history is not calculated then the score wont increase.

2. I took the last report on 9th January 2017 and the score was 620 but now in this report its 618 whereas i have not made any late payment nor inquiry or cheque bounce but still score decreased, i dont really understand why its decreased. I can say this is just because of wrong calculations of the score.

Same has been explained to your representative on 20th February 2017 and she acknowledge all the inaccuracies and given the below mentioned Grievance ID.

Please resolve this issue as soon as possible, as its been 5 months now and i am still fighting to get some response from CIBIL, Is this how an organization works who keeps the important data of every person in India?

Online Grievance ID : 41577930
Email ID: [protected]@gmail.com
Contact No: [protected]

I will be really thankful if this problem resolves ASAP, as i have never made any late payment or cheque bounce so far still my score is very less all because of wrong calculations which are happened at CIBIL.

Thanks,
Shivaram

Name:Maruboyina Bhaskar
Email:divya.[protected]@gmail.com
I had paid 550/- to get my cibil report but login credentials are not sent to my email id. I request you to redirect to CIBIL authorities so that I can avail my subscription to view my cibil report.I kindly request you to resolve my problem as soon as possible without getting my money wasted.I keep trust in you and will be waiting for ur reply.

T. Sathish kumar,
No:112/84, angammal colony, adhi sakthipuram,
Salem, tamilnadu;
Pin code-636009;

Pan no:dkxps8717l

Respected sir\ madam;
I am sathish kumar from tamil nadu my dob is 15.05.1979, i have applied for housing loan in sbi.in my cibil it shows a lots of loans that i listed below but still this date i did not get any loan for me, so i need the clarification for this immediately

And also my personal detail and address also showing wrongly. And email ids showing is also wrong (Two ids wrong one is right)

Name and dob mentioned under personal info variations is also wrong (Name :kumar sathish, dob: 15.05.1976)

Moreover i don't have passport but the cibil report shows passport number.

Loan details which are wrongly captured as below.

(1) opening date 22.12.2006 sanction amt-670, 000/- closing balance - 214, 249.

(2) opening date 04.07.2014 sanction amt-50, 00, 000/-closing balance-nil

My email id - [protected]@gmail.com

Hi,

My name is Shivaram K and living in Bangalore.

My complain is, I have purchased TransUnion CIBIL report on 13th Feb 2017 by paying Rs.550 from my Credit Card but I have not got the report and I have called the Customer Care of CIBIL but they are saying that I have not made any
payment but my credit card bank is saying that payment is already claimed from the CIBIL.

I have sent a mail to CIBIL ([protected]@cibil.com) for the clarifications but so far I have not received any response from them.

I wanted the report very urgently so I have tried again to take the report hence I have paid again by different credit card twice but the result is same.

I have paid trice but not received the service from them the nor the response for what had happened.

Please resolve this issue ASAP or else i will go to RBI or Cyber crime dept.

Note: For every silly complain they will give 15-30 days of working days and i am fed-up of that.

Thanks,
Shivaram
[protected]

I have applied for citibank credit card in january and it got rejected saying my cibil score is low and they sent the cibil report.in that report my cibil is 629.
But i personally applied for cibil report by paying 500 and i got the report from cibil.in my report is shows 733.
Why this mismatch. I never defaulted on any loan.
Why the score is mismatched between personally enquired cibil report score and the citibank sent cibil report score

Thanks,
Phanindra

As above subject below mentioned phone number are not working
Registered corporate office
Transunion cibil limited
(Formerly: credit information bureau (India) limited)
One indiabulls centre, tower 2a, 19th floor,
Senapati bapat marg, lower parel,
Mumbai - 400013
Tel : +[protected]

Then how to reach all customer and how intract with cibil...

I had a two wheeler loan with capital first limited which has been xompleted and for which noc letter and no dues o/s letter has also been received by me. But still in my cibil records a loan t of 43000/- approx seems to be unpaid in the same matter and it has been more tha 1 year i have been facing same problem & rejected for loan. Pl check and clear the wrong information in your records and no loan in my name is o/s my last loan was in dec 2016 in which last emi was paid and noc has been received for the same.

Still the previous loan still seems o/s on the records and when u go for a loan they simply reject saying u havent paid loan since long so sorry. While i dont relate to that even after paying up the loan it shows o/s

I applied for a loan in the bank and a report was issued to me by the CIBIL in which it was showed that a loan is already pending against me and overdue is there. Whereas in my knowledge i have never taken any such loan. The bank has rejected my present loan which i need for my personal necessity. this issue may kindly be resolved as soon as possible .

RAJVEER KAUR
Member ID : HF63161209
Ph: [protected]
[protected]

R.palanisamy,
No:14(A), site no-3,
Kathiravan nagar podanur,
Coimbatore tamil nadu;
Pin code-641023;

Pan no:BJNPP2848A

Respected Sir\ Madam;
I am palanisamy from Tamil nadu my dob is 15.02.1957, I have applied for housing loan in lic housing finances ltd.In my CIBIL it shows a lots of loan that I listed below but still this date I did not get any loan for me, so I need the clarification for this immediately
(1)Opening date 27.01.2016 sanction amt-67, 000/- closing balance-56, 063

(2)Opening date 16.09.2015 sanction amt-2, 82, 000/-closing balance-2, 75, 637

My email id - [protected]@gmail.com

I have generated CIBIL Report and my name and birth date was wrong.
The report contains 18 accounts. OUT OF 18, The 13 account are not related to me. How can a responsible company "CIBIL" do like this because currently all the financial institutions are referring CIBIL report and its a critical information for everyone.

Recently I applied an application to SBI and they told me that, your CIBIL score is less. When I generate CIBIL report myself, found out that name itself is wrong, the birth date is also wrong. In report my PAN and Pasport number is correct, without cross checking the main database, how CIBIL did this. Can RBI take action on this because this may happen with many people?

For such high critical topic I raise dispute, and unfortunately the worst think is there is no replay from CIBIL.

Regards, Prashant Kale

Hi

My credit score is just 570 and it still shows some outstanding amount there. Please check again whether you have received my settlement reports from ICICI Bank or not. There were two settlements ..Loan and Credit card. Please look into this case. I am not been able to apply for credit card or any loan. There should be no outstanding now. Please solve my problem.

Regards

My los application is 1629006er1684656
my control no. Is[protected]
bureau one reference no 1838063
date of report is[protected]:51:18 pm

my name is sangitaben solanki pan no. Bvdps4550g
instead of my report showing my elders sisters report
pan no.Bvdps4558q.
Please resolve same as soon as possible mobile no.[protected]
email [protected]@live.Com

1 mahine pahle.cholamandlam ki sizzing company sharma associates ne meri truck ko seized kar lia
Jabki company ke employs ne hi bola aap ki 2 kisht baaki he aap gaadi chalu kijie jisse aamdani ho
Company ke chittorgarh branch ke employ mr parmanand ji ko baar baar kah raha hu bataae kitna payment jamaa karaau to gaadi chhut jaaegi
Wo bolte he abhi samay nahi he mere pass
Ab me kya karu
Kripya bataae

Hi Team,

I had applied for loan. But I got a call from bank stating my credit score is going low day by day.
I need to raise concern for control no: 16587861. I'm paying minimum due on my credit cards due to personal family issues, but still it is showing Rs 8810 as due. Could you please rectify this so that I can avail loan.
My email - [protected]@gmail.com

Thanks,
Jagadeesh

सर/मेडम
में सलीमभाएँ मेने ऑनलाइन CIBIL रिपोर्ट का पेमेंट तारीख़: 28/12/2016 को ₹550/- मेरे बैंक ऐकाउंट सेऑन लाइन टर्न्सफ़र किये हे .पर अभी तक मू जे रिपोर्ट का न तो मेल मिलाहे ना तो हार्ड कोपि मिली हे.मने कस्टमर केर में फ़ोन किया था तो उन्होंने कहा के ७ दिन में आजाएगा फ़ीरभी आज तक मज़े मिला नहीं तो प्लीज़ आप मेरी हेल्प करे. ओर मेने वापस कस्टमर कर में फ़ोन करके अर्ज़ी लिख वॉ ए हे जिसका न. मेरे पास हे
नाम:Salimbhai H Agavan
Pan NO:AFTPA24394R
DOB:24/06/1973

Dear Sir/Madam,
Banks give information to CIBIL, They never cross verify details.If name gets match they put it in same name.My name is Rajesh, recently some default loan has been put it in my name which has taken by some one else.I have given the dispute but with out cross verifying the details they have closed the dispute.Still my issue is not sorted out.

My Reference is : rajesh.[protected]@gmail.com