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Credit Information Bureau India [CIBIL] Complaints & Reviews

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Updated: Jun 28, 2025
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Credit Information Bureau India [CIBIL] reviews & complaints page 57

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A
astikraj
from Pune, Maharashtra
Jul 9, 2011
Resolved
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Address: Pune, Maharashtra

i give the only 12 cheque of my bank of maharashtra a/c for my mothers hdfc home loan. but civil records shows i am co applicant of this loan actually my father co applicant of this loan . so i want to remove my name in civil records of co applicant because my personal loan reject this reason.
Aug 13, 2020
Complaint marked as Resolved 
i am rajendra shivaji [censored]ole
dear sir
i am rajendra [censored]ole . my a/c in bank of maharashtra .& my a/c no is [protected]
i give the only 12 cheque of my bank of maharashtra a/c for my mothers hdfc home loan a/c no.[protected]. but civil records shows i am co applicant of this loan actually my father co applicant of this loan . so i want to remove my name in civil records of co applicant because my personal loan reject this reason.
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    A
    arora.param
    from Panaji, Goa
    Jun 30, 2011
    Resolved
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    Resolved

    It is Unconstitutional & Case of Defamation

    Address: Mumbai City, Maharashtra

    CIBIL is a non constituotional, non regularised service & a tool for Financial Institutions to harrash, play with the economical condition of citizens. Leading to personal humiliation.

    Financial Institution through their un-organised & non-accountable marketing styles have put their customer in blind, leading to years of bad credit rating.

    ICICI Bank tops the list with their Credit Card & Personal...
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    A
    ashok pangare
    from Mumbai, Maharashtra
    Jun 29, 2011
    Resolved
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    Address: Pune, Maharashtra

    Dear Sir,
    My name is Ashok Dattatraya Pangare and my pan no.is ATBPP1227A.i had took loan from ICICI Bank and due to some financial problem some of my emi cheques had got bounced but after some days i have settled the amount with the bank and bank has provided me the settlement letter as well as NOc also.

    now as i have submitted my docs for Personal loan i got the information that still my name is defaulter list.pls treat the matter on top priority and remove my name from the defaulter list.
    Aug 13, 2020
    Complaint marked as Resolved 
    Hi Ashok,

    looking at your senario there is no suprise as banks are known for not updating CIBIL correctly. Being an expert on CIBIL i have seen many people suffer due to this. Since you have all the relevant documents your case can be sorted out quickly. If you would like to get more advice on this you can contact me on [protected]/[protected] or email me at [protected]@debtdoctorindia.com.

    Regards,
    Timothy
    Dear Ashok,

    We are the customer service team at ICICI Bank. Write to us at [protected]@icicibank.com with your contact details. We will contact you and work to address your issue at the earliest.

    Regards,
    ICICI Bank Customer Service Team.
    Dear client,

    Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

    We providing assistance on behalf of the client to get CIBIL report.

    Please not we neither working on behalf of CIBIL nor any other government department.
    We are Independent financial advisors.

    Our serivices includes
    Assisting for applying CIBIL reports
    Helping for CIBIL report correctoion
    Assisting getting loans from nationalised or private banks or NBFCs
    Representing CIBIL issues and other matters to client's bank
    Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
    Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
    or more information please visit at https://www.cibil.com

    NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

    We are not providing any free services but advising professionally and result oriented.

    Office:

    VERITAS THE TEAM
    914, Sahajanand Shopping Centre
    Opp. Swaminarayan Temple
    Shahibaug Ahmedabad 380004

    Ph:[protected]
    Fax :[protected]
    SMS: [protected]
    Mail : veritastheteam.[protected]@gmail.com
    Facebook:http://www.facebook.com/profile.php?id=[protected]
    Hello Sir/Madam,

    My name is Aishwarya theres an issue regarding my father's cibil score, in 2004 my father had taken personal loan of 20, 000/- from Bajaj Finance in Sangli. He paid 3/4th of 20, 000/- and near about 5, 000 were remaining to pay. But in 2005 Sangli suffered from Tsunami heavy flood and people had lots of loss, so looking at peoples losses on requesting Bajaj Finance they let us not pay the remaining amount, so we thought the personal loan is closed then but now when I see the cibil score it shows that u have to pay 1, 11, 000/- whereas, on requesting it was meant not to be paid and since, 2005 the Bajaj Finance is been shut and all other finances got separated by different names like Bajaj Finserv, Bajaj Alliance, etc and these people don't even have old records with them.
    Please help is on what has to be done.
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      H
      HemantDhawanjewar
      from Mumbai, Maharashtra
      Jun 28, 2011
      Resolved
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      Address: Mumbai Suburban, Maharashtra

      Myself Hemant Dhawanjewar,i had applied for personnel loan in icici bank.But Bank rejected my loan due to my name in CIBIL.So that i purchase cibil report for varification.But in my report there is nothing overdue,All my accounts are clear.Then again i approched to bank for same. But bank told that you had applied for credit card showing fake document thats why your name came in cibil.they are not sharing that bank details .And in CIBIL office is also not sharing the details.so how i can remove my name from that report.Bank and cibil office both are not helping me.pls suggest and help me.
      Hemant Dhawanjewar
      B-402 OM SAI Darshan
      sec-34 kamote Navi mumbai
      mobile-[protected]
      Aug 13, 2020
      Complaint marked as Resolved 
      Hi,

      We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

      Regards,
      ICICI Bank Customer Service Team.
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        P
        prave2nkr
        from Mumbai, Maharashtra
        Jun 17, 2011
        Resolved
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        Resolved

        I have applied a car loan from HDFC. They are holding my application as my CIBIL record is showing 2 Personal loans and eight credit cards. The fact is that I have only one credit card and I have never applied for loan in past. I am ready to give declaration from my side but they are neither giving the loan nor rejecting the application.
        Aug 13, 2020
        Complaint marked as Resolved 
        Why should a person suffer for a mistake which he has not committed. Why should a person invest time and money for these issues, when he has not done any mistake. why such a system should exist. Why a bank can not help me in getting this corrected, ultimately they would have earned money if this would not be there.
        Hi,

        You can get in touch with Rectify Credit. I am sure they will help you.

        Thanks,
        Akshata
        Dear client,

        Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

        We providing assistance on behalf of the client to get CIBIL report.

        Please not we neither working on behalf of CIBIL nor any other government department.
        We are Independent financial advisors.

        Our serivices includes
        Assisting for applying CIBIL reports
        Helping for CIBIL report correctoion
        Assisting getting loans from nationalised or private banks or NBFCs
        Representing CIBIL issues and other matters to client's bank
        Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
        Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
        or more information please visit at https://www.cibil.com

        NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

        We are not providing any free services but advising professionally and result oriented.

        Office:

        VERITAS THE TEAM
        914, Sahajanand Shopping Centre
        Opp. Swaminarayan Temple
        Shahibaug Ahmedabad 380004

        Ph:[protected]
        Fax :[protected]
        SMS: [protected]
        Mail : veritastheteam.[protected]@gmail.com
        Facebook:http://www.facebook.com/profile.php?id=[protected]
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          S
          Sunil malhortra
          from Delhi, Delhi
          Jun 16, 2011
          Resolved
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          Resolved

          Address: East Delhi, Delhi

          Dear sir,
          I Mr. Sunil kumar malhotra just wanted to know the records of my loans and wanted to take out my name frm the defaulters list and in which which bank my name is there in defaulters list (private or government). My address is 10921- manakpura, karolbagh new delhi -05. My pan card number is Arnpk-5768P and my date of birth is 12-10-56. Do respond. I will pay the amount assigned. My phone number is [protected], [protected]. Thankyou. Do respond.
          Aug 13, 2020
          Complaint marked as Resolved 
          Want to remove my name from CIBIL
          Hi Sir’s,

          Name : senthilkumaresan.G
          Loan# :LTVLM[protected]
          Bank : ICICI 2 wheeler loan
          Vehicle# : PY 01 AP9921 (HERO HONDA SUPER SPLENDOR)
          Pan# : AYIPR3027L
          Address : 3/80C, 3/219, MARI AMMAN Kovil street, KOLIYANUR, Villupuram

          I had taken two wheeler loan at ICICI, and I made all payment,
          But unfortunately my last EMI was bounced, but I haven’t received any intimation from your end
          I thought my loan was closed.
          Now I have applied loan with some other bank, but the same was rejected by CIBIL due to unpaid loan with ICICI
          So I have checked with your customer care and they have confirmed that Rs.9635%is paid
          I have made cash payment immediately at your pondicheery branch .( Receipt copy enclosed)
          And requested to them provide NOC and send request to remove my name from CIBIL
          But they have confirmed that NOC will take 15 days and CIBIL process will take 1 month.
          I’m in need to have loan, hence requesting to dispatch NOC immediately and send request to CIBIL to remove my name.

          Hence requesting to do the needful on top severity.

          Thanks in Advance.
          Dear client,

          Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

          We providing assistance on behalf of the client to get CIBIL report.

          Please not we neither working on behalf of CIBIL nor any other government department.
          We are Independent financial advisors.

          Our serivices includes
          Assisting for applying CIBIL reports
          Helping for CIBIL report correctoion
          Assisting getting loans from nationalised or private banks or NBFCs
          Representing CIBIL issues and other matters to client's bank
          Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
          Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
          or more information please visit at https://www.cibil.com

          NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

          We are not providing any free services but advising professionally and result oriented.

          Office:

          VERITAS THE TEAM
          914, Sahajanand Shopping Centre
          Opp. Swaminarayan Temple
          Shahibaug Ahmedabad 380004

          Ph:[protected]
          Fax :[protected]
          SMS: [protected]
          Mail : veritastheteam.[protected]@gmail.com
          Facebook:http://www.facebook.com/profile.php?id=[protected]
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            A
            AMITKUMARGUPTA
            from Noida, Uttar Pradesh
            Jun 11, 2011
            Resolved
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            Resolved

            Address: Gautam Buddha Nagar, Uttar Pradesh

            am Amit Kumar Gupta. My Pan Card No. AAGPG1447D, Which shows
            my name Amit Kumar Gupta Father's Name -Virendera Prakash Gupta,
            D.O.B. 28.11.1973, I am a customer of Bank of Baroda Sec-18, Noida,
            They contacted Cibil and inquired the detailed information report about
            me.
            They have send the report of Amit Kumar Gupta Arun Kumar Gupta whose
            D.O.B- 14= .11.1977, and they are showing the same PAN No. AAGPG1447D
            please tell me how is it possible that the one pan card stand by two
            names and two date of birth.Cibil report send to the Bank of Baroda. It
            has everything wrong.showing wrong details name, D.o.Birth, Tel Nos,
            and address over=
            due balances credit card details..I had written many mails to
            [protected]@cibil.com. On 17.8.10 they (cibil) wrote a mail saying that
            necessary corrections have been done. now we apply a homeloan from hdfc
            but same previous wrong details are once again send by cibil to them,
            hdfc refused our homeloan . We once again wrote a letter on 5/5/11 to
            them but no reply came from them. what should I do.
            +1 photos
            Aug 13, 2020
            Complaint marked as Resolved 
            hi,

            You can get in touch with Rectify Credit. I am sure they will help you.
            www.rectifycredit.com is their website.


            Thanks,
            Ankita
            Dear client,

            Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

            We providing assistance on behalf of the client to get CIBIL report.

            Please not we neither working on behalf of CIBIL nor any other government department.
            We are Independent financial advisors.

            Our serivices includes
            Assisting for applying CIBIL reports
            Helping for CIBIL report correctoion
            Assisting getting loans from nationalised or private banks or NBFCs
            Representing CIBIL issues and other matters to client's bank
            Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
            Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
            or more information please visit at https://www.cibil.com

            NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

            We are not providing any free services but advising professionally and result oriented.

            Office:

            VERITAS THE TEAM
            914, Sahajanand Shopping Centre
            Opp. Swaminarayan Temple
            Shahibaug Ahmedabad 380004

            Ph:[protected]
            Fax :[protected]
            SMS: [protected]
            Mail : veritastheteam.[protected]@gmail.com
            Facebook:http://www.facebook.com/profile.php?id=[protected]
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              U
              upendra1973
              from New Delhi, Delhi
              Jun 8, 2011
              Resolved
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              Address: Ghaziabad, Uttar Pradesh

              Sir

              I had sent a letter by registered post & & via email to CIBIL on dated 28.4.2011 for correction of my cibil reports. but i have not receieved any respone & cibi report till date.

              So, i request you to please send my cibil report after correction.

              My request number is 584717 by [protected]@cibil.com & 584641 by [protected]@cibil.com

              Thanks with regards,

              Upendra Tomer
              [protected]
              +1 photos
              Aug 13, 2020
              Complaint marked as Resolved 
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                G
                girish doddamani
                from Bengaluru, Karnataka
                Jun 1, 2011
                Resolved
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                Address: Bangalore, Karnataka

                Recently i applied for Home loan at ICICI bank. They came back with CIBIL Report which says i have taken Gold loan of Rs. 2 Lacs and some outstanding payment in Credit card. First of all i have not taken any Loan and there is no outstanding payment in my Credit card. I was also shocked to see that the Credit card which is mentioned in CIBIL Report does not belong to me. When i ask CIBIL about this they mentioned me to go their website and complain in On-Line Dispute, when i did this now they are asking me to give details of the report (which is given by them) else i should purchase CIBIL Report. CIBIL person also mentioned it will take 25-30 days time to give feedback

                Now i want to ask why i should buy this report without my fault, Why i should wait for this false report, Who will pay for my emotional trauma & why RBI has given authority to CIBIL which has no credentials.
                Aug 13, 2020
                Complaint marked as Resolved 
                Yeah he is right. Even the same thing has happened to me also. Now i am writing this comment when looking to get a CIBIL Report. Actually i have been applied for a personal loan in HDFC, but they rejected just becoz of that wrong CIBIL report. In that report they have mentioned like Credit card repayment issue.The beauty is firtst of all i didnt apply for any credit cards, then how can i purchase goods by using it??? Not only credit card even i didnt apply for any loans before. This is the first time i am trying for a personal loan.
                Hi,

                We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon to resolve the matter.Kindly refer "1817972" in the subject line.

                Regards,
                ICICI Bank Customer Service Team.
                Dear Girish,

                With regards to your disputed details with CIBIL report ; i would suggest you that rather than waiting for 25-30 days ; Kindly put a mail to [protected]@icicibank.com and ask for the Control no. of the cibil report drawn for you during your credit appraisal.

                Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.

                You will get the correct information accordingly.

                You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

                Warm Regards
                Kumar Rajneesh
                Head
                INDIAN CONSULTANT GROUP
                A Leading Finance, Legal & IT Consultancy Firm
                [ Specialisation in Banking Disputes and Grievances ]
                Visit us : www.indianconsultantgroup.com

                " Apology donot mean that I am wrong and you are right...It means that I value the relationship more than my EGO. ''
                Dear client,

                Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                We providing assistance on behalf of the client to get CIBIL report.

                Please not we neither working on behalf of CIBIL nor any other government department.
                We are Independent financial advisors.

                Our serivices includes
                Assisting for applying CIBIL reports
                Helping for CIBIL report correctoion
                Assisting getting loans from nationalised or private banks or NBFCs
                Representing CIBIL issues and other matters to client's bank
                Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
                or more information please visit at https://www.cibil.com

                NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                We are not providing any free services but advising professionally and result oriented.

                Office:

                VERITAS THE TEAM
                914, Sahajanand Shopping Centre
                Opp. Swaminarayan Temple
                Shahibaug Ahmedabad 380004

                Ph:[protected]
                Fax :[protected]
                SMS: [protected]
                Mail : veritastheteam.[protected]@gmail.com
                Facebook:http://www.facebook.com/profile.php?id=[protected]
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                  A
                  ankushneotia
                  from Mumbai, Maharashtra
                  May 26, 2011
                  Resolved
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                  Address: Patna, Bihar

                  I have applied for a car loan in state bank of india personal banking branch but they have rejected the application due to CIBIL Report as it was showing wrong details about my credit information as my pan no. is showing wrong in that and also there is showing some balance in overdue a/c which does not actually exist for that i have shown the related documents but bank said that we will not sanction the loan due to CIBIL Report and i am not able top get it due a single paper which is not in my hand. so please look up the matter. for future
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Dear Ankush,

                  With regards to your disputed details with CIBIL report ; i would suggest you that Kindly put a mail to
                  dgm.[protected]@sbi.co.in and ask for the Control no. of the cibil report drawn for you during your credit appraisal ; where the default was seen and which has resulted the rejection of your loan application.

                  Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.

                  You will get the correct information accordingly.

                  You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

                  Warm Regards
                  Kumar Rajneesh
                  Head
                  INDIAN CONSULTANT GROUP
                  A Leading Finance, Legal & IT Consultancy Firm
                  [ Specialisation in Banking Disputes and Grievances ]
                  Visit us : www.indianconsultantgroup.com
                  Dear client,

                  Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                  We providing assistance on behalf of the client to get CIBIL report.

                  Please not we neither working on behalf of CIBIL nor any other government department.
                  We are Independent financial advisors.

                  Our serivices includes
                  Assisting for applying CIBIL reports
                  Helping for CIBIL report correctoion
                  Assisting getting loans from nationalised or private banks or NBFCs
                  Representing CIBIL issues and other matters to client's bank
                  Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                  Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
                  or more information please visit at https://www.cibil.com

                  NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                  We are not providing any free services but advising professionally and result oriented.

                  Office:

                  VERITAS THE TEAM
                  914, Sahajanand Shopping Centre
                  Opp. Swaminarayan Temple
                  Shahibaug Ahmedabad 380004

                  Ph:[protected]
                  Fax :[protected]
                  SMS: [protected]
                  Mail : veritastheteam.[protected]@gmail.com
                  Facebook:http://www.facebook.com/profile.php?id=[protected]
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                    V
                    vramana.a
                    from Bengaluru, Karnataka
                    May 24, 2011
                    Resolved
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                    Resolved

                    CIBIL is not updated my credit status properly

                    Address: Bangalore, Karnataka

                    I gave complaint to CIBIL around 1 year back and they said it is updated. But, still the CIBIL report shows that there is one pending loan which is not updated properly.

                    [protected][protected][protected][protected][protected][protected][protected]-
                    Hello,

                    As per below mail, I have mailed saying that my CANARA BANK loan is closed long back...
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                    sudheerramakrishnamisala
                    from Kolkata, West Bengal
                    May 12, 2011
                    Resolved
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                    Resolved

                    NO DUES CERTIFICATE - CLEAR TITLE

                    Address: Hyderabad, Andhra Pradesh

                    I have used ICICI CREDIT CARD ACCOUNT NO. [protected]. I have taken loan from icici on this card. i have cleared the entire loan amount on 20/11/2006 as full and final settlement. I have obtained the payment receipt & NOC from the ICICI BANK. But in my CIBIL CREDIT INFORMATION IT WAS SHOWING " NOT CLEARED".

                    Ihave taken personal loan from ICICI BANK LTD. the Loan account NO. is LPHYD[protected]. I have cleared...
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                    utsav kumar
                    from Srinagar, Jammu and Kashmir
                    Apr 30, 2011
                    Resolved
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                    Resolved

                    Address: Gaya, Bihar

                    dear sir
                    you have classified me as a defaulter for pmry loan but i have never availed the same, because of defoulter i am unable to take car loan through hdfc bank.my control no is[protected].and my personal data is as follows:-
                    ajay kumar
                    s/o sri deonandan pd
                    station road
                    near r/s post office
                    kotwali,gaya-823001

                    kindly look into the matter and do the needful.

                    thanks
                    ajay kumar
                    [protected]@systopic.com
                    [protected]
                    +1 photos
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    FOR YOUR REQUIRED QUICK AFFORDABLE LOAN, EMAIL [protected]@yahoo.com

                    Hello, I am Cathrin Adams, currently living in New jersey city, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in June 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $105, 000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral, no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Calvin Scott. He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: ([protected]@yahoo.com) Or http://calvinfinancialloanhome.bravesites.com/loan-applications

                    ================================================================================...
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                      R
                      Rajsharma1982
                      from Mumbai, Maharashtra
                      Apr 16, 2011
                      Resolved
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                      Address: South Delhi, Delhi

                      Recently I have applied for a car loan from SBI and came to know about outstanding amount of 23,410 INR on my name which is visible on CIBIL.
                      I would like to let you know that there is no such outstanding amount on my name and other details like Name; DOB and Contact number mentioned on the CIBIL are wrong. Request you to please make all the necessary corrections and remove my name from CIBIL.
                      My Details are:
                      Name: Rajneesh Sharma
                      Address: G-203, Nanak Pura, South Moti Bagh, New Delhi 110021
                      PAN Number: BGIPS8999D
                      Contact Number: +91-[protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Recently I have applied for a Personal loan from HDFC Bank and came to know about my score that mention 540 on my name which is visible on CIBIL.I would like to let you know that there is no such outstanding amount on my name.
                      Name;Diwaker raju
                      DOB[protected]
                      Contact No [protected]
                      Pan no ANOPK3282B
                      Address 558 7th floor Cpwd quatreas
                      HSR Layout Type 41 sector 1 Near Foodays Hotel
                      Bangalore 560034


                      And i requested to CIBIL for my report and i payed 450 online, given my details through courier twice and there was no response Request no 715837

                      Request you to please make all the necessary corrections and remove my name from CIBIL
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                        A
                        Ananda Mohan Gupta
                        from Kolkata, West Bengal
                        Apr 6, 2011
                        Resolved
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                        Address: Mumbai City, Maharashtra

                        Dear Sir,
                        About three months back out of curiosity I checked my credit rating with CIBIL by paying the necessary fees. But I got shock of my life when I received the report. I found out that an outstanding loan amount is written against my name which I have settled a year back with Deutsche Bank.
                        Despite sending all the evidence and an assurance that things will be sorted out in 30 days time, nothing has happened so far. I have sent three reminders to CIBIL but to no avail.
                        I think we have got yet another inefficient and callous organisation like many other we have in our lovely country.
                        Regards
                        A.M.Gupta.
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        CIBIL data is really questionable. Banks send Credit information regularly but unfortunately CIBIL adds new loans but does not delete the loans closed by the customers. The problem comes when we approach a bank for loan and come to know about those loans which were never availed.

                        I have applied for Housing Loan for the first time in my life from HDFC and came to know that there are already 3 Housing Loans in my name. I asked them for details so that i can take up the matter. Response is also very poor from CIBIL. The govt./regulators must ensure data quality of CIBIL immediately otherwise the Loan seekers will be tortured in the name of CIBIL by Banks.

                        D. Ravi Kumar
                        email: [protected]@gmail.com
                        Dear Mr. Gupta,

                        In this connection i would suggest you to speak to your credit grantor [ Deutche Bank ] for the correct updation of your loan account details with CIBIL authorities.You may write to Manoj Naik on head.[protected]@db.com. Subsequently CIBIL will update your credit records accordingly.

                        You should note that CIBIL is a neutral service provider and the reports are purely based on data reported by its members [ Bank, Financial Institutions ]. The decision to approve or decline an application is entirely on the Banks discretion.

                        You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

                        Warm Regards
                        Kumar Rajneesh
                        Head
                        INDIAN CONSULTANT GROUP
                        A Leading Finance, Legal & IT Consultancy Firm
                        [ Specialisation in Banking Disputes and Grievances ]
                        Visit us : www.indianconsultantgroup.com
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                          T
                          thasan
                          from Mumbai, Maharashtra
                          Apr 5, 2011
                          Resolved
                          Report
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                          Resolved

                          Address: Lucknow, Uttar Pradesh

                          I have no any loan or credit used of any bank but clrearance from cibil not cleared my name.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Hi am satheesh
                          address:- 19/640
                          MC HOUSE
                          West Yakkara
                          Palakkad
                          Kerala
                          India

                          Sir,
                          Sub: removal of cibil report (Loan account no. LTPGT[protected] icici bank, Palakkad)

                          I have availed a two wheeler loan from ICICI palakkad branch on said above account number dated 1/1/2008 for Rs.42760. This two wheeler loan has been closed 21/1/2010.
                          My loan status is: installment overdue-0.00
                          pre-emi overdue-0.00
                          other overdue-0.00

                          But when i enquired it was found that there is a balance of some amount.
                          ICICI palakkad representatives told me they are not authorized to remove cibil report

                          You may kindly look into the matter and please remove the cibil balance.

                          Thanking you;
                          Your's sincerely
                          Satheesh kumar
                          Dear client,

                          Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                          We providing assistance on behalf of the client to get CIBIL report.

                          Please not we neither working on behalf of CIBIL nor any other government department.
                          We are Independent financial advisors.

                          Our serivices includes
                          Assisting for applying CIBIL reports
                          Helping for CIBIL report correctoion
                          Assisting getting loans from nationalised or private banks or NBFCs
                          Representing CIBIL issues and other matters to client's bank
                          Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                          Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
                          or more information please visit at https://www.cibil.com

                          NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                          We are not providing any free services but advising professionally and result oriented.

                          Office:

                          VERITAS THE TEAM
                          914, Sahajanand Shopping Centre
                          Opp. Swaminarayan Temple
                          Shahibaug Ahmedabad 380004

                          Ph:[protected]
                          Fax :[protected]
                          SMS: [protected]
                          Mail : veritastheteam.[protected]@gmail.com
                          Facebook:http://www.facebook.com/profile.php?id=[protected]
                          Hi,

                          Kindly let me know whether my name exists in the cibil list or no.

                          Some other information:-

                          Name : BHUPINDER SINGH
                          Father'sName:- Jasraj Singh
                          D.O.B:26/03/1979
                          Pan no.BGVPS1569J
                          Address: E/202, PARTH AVENU, SABARMATI, AHMEDABAD
                          Mobile:[protected]
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                            A
                            avijitmohapatra
                            from Mumbai, Maharashtra
                            Apr 4, 2011
                            Resolved
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                            Resolved

                            Address: Maharashtra

                            Dear Sir,

                            I had applied for my CIBIL record on 8th September 2010, after paying the fees of Rs.142. It's been over 6 months I am waiting for my CIBIL record. MY numerous calls to their office has gone on deaf ears. MY CIBIL registration ID is : [protected] & transaction id is Transaction ID : 10441155.

                            Would appreciate if you could help me how I can receive my CIBIL record, because it is really unfortunate for a govt. organization behave like this & harassing common people like us even after taking the money.

                            Regards
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            for any quries contact CIBIL customer care on[protected]

                            i have requested for my CIBIL report more than 5 times and i received them on time.

                            call them up and ask for a status.

                            thanks
                            Vj
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                              B
                              brksri
                              from Hyderabad, Telangana
                              Mar 29, 2011
                              Resolved
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                              Resolved

                              Address: Hyderabad, Andhra Pradesh

                              Dear Sir,
                              I have applied for SBI IVRCL Credit Card, the same got declained due to certain pending charges on my earlier cards.
                              I have only one card i.e HDFC credit card and my repayment is on dot. Also my loans are on dot.

                              I have checked my CIBIL report, on which I found that there are lots of credit cards shown where in I doesnot hold any of them except the one mentioned above.

                              I do remember that in 2000 SBI executive has sent a card to home delively stating it is free without my concent which I have rejected to accept. Then when contacted SBI they have instructed to break the card and put it in the drop box, which I have done at that point of time. Hoe can this be shown as written off?

                              Request to provide me all the details you have given in the CIBIL report. It is not fare to give wrong details of an Individual reflecting their crediatilbility.

                              Request your help in this regarsd at the earliest to take it up accordingly with the bank.

                              Regards/Ravi
                              [protected]@chola.murugappa.com
                              [protected]
                              Aug 13, 2020
                              Complaint marked as Resolved 

                              Credit Card — Wrong entry in CIBIL records

                              Hi,

                              Few days back i applied for two Credit Cards from two different banks but after few days they said due to certain matches found in CIBIL records they can not process my application forms. Now i dont know how my name got entered there as i have no dispute with any bank and the credit card i am using does not have any payment related issue eother infact i use to pay all dues before due date always so please let me know how can i get the details & reason of my records in CIBIL database.
                              Dear Ravi,

                              In this connection i would suggest you to put a mail to Divya Dhody - Vice President-Customer Services - SBI CARDS on [protected]@ge.com ; as it seems that though you had not accepted the card in 2000 which was told free by one of its agent /executive ; but probably that would not be an offer from the company.Hence the charges would have been levied into your card account; which was later on appeared as a WRITTEN OFF with your CIBIL records.

                              You should certainly ask Divya to reverse all the charges appearing into your said credit card account and make the proper updation about the same with CIBIL authorities.

                              CIBIL will certainly update their records based on the data shared by SBI CARDS.

                              I feel this is the only and the best way to come out of this mess in my openion.

                              You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

                              Warm Regards
                              Kumar Rajneesh
                              Head
                              INDIAN CONSULTANT GROUP
                              A Leading Finance, Legal & IT Consultancy Firm
                              [ Specialisation in Banking Disputes and Grievances ]
                              Visit us : www.indianconsultantgroup.com
                              Dear client,

                              Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                              We providing assistance on behalf of the client to get CIBIL report.

                              Please not we neither working on behalf of CIBIL nor any other government department.
                              We are Independent financial advisors.

                              Our serivices includes
                              Assisting for applying CIBIL reports
                              Helping for CIBIL report correctoion
                              Assisting getting loans from nationalised or private banks or NBFCs
                              Representing CIBIL issues and other matters to client's bank
                              Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                              Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
                              or more information please visit at https://www.cibil.com

                              NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                              We are not providing any free services but advising professionally and result oriented.

                              Office:

                              VERITAS THE TEAM
                              914, Sahajanand Shopping Centre
                              Opp. Swaminarayan Temple
                              Shahibaug Ahmedabad 380004

                              Ph:[protected]
                              Fax :[protected]
                              SMS: [protected]
                              Mail : veritastheteam.[protected]@gmail.com
                              Facebook:http://www.facebook.com/profile.php?id=[protected]
                              I am facing a harrassment from SBI Credit Cards and they have shared my name with CIBIL. Never in my life I had used SBI Credit Card and I am shocked to hear that my name is in CIBIL.

                              As I am processing my home loan from SBI (as I came to know from them) now it is kept on hold. This might cause losing a heavy loss to me since I have committed some initial payment to the builder and subsequently to take the posession of the property. Now that the loan is kept on hold, I am facing all kinds of tensions on this.

                              Since One week I have been writing emails to SBI requesting them to resolve the issue and also expressed my concerns, but nobody is bothered to respond. I even escalated the matter to Divya also, not once but three times now, but still there is no response from her as well. I approached CIBIL today and expressed the problem that I am facing hoping that atleasit they will help me.

                              I am shocked that even the escalation to Divya is not working and she is maintaining silence. Is it not her responsibility to take it on priority to solve my problem since I have sincerely expressed my problem.

                              This is the first time that I am experiencing this kind of behaviour and attitude from a company like SBI and that even responsible people are not responding to my mails and concerns. Absoutely brutal and unethical behaviour whatsoever.

                              Regards
                              Sanjay Kalambale
                              [protected]
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                                A
                                abjeshkatte
                                from Delhi, Delhi
                                Mar 25, 2011
                                Resolved
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                                Resolved

                                Address: Bangalore, Karnataka

                                I have approached SBI for Home Loan Take Over and now the CIBIL report is showing 783 score. This means I do not have regular payment history. Where as the loans which are listed in the list are closed much before the due dates as part of pre-closures. Still I do have this sort of report.

                                Can this be addressed immidiately so that I can get away from that bad credit history.

                                I have all the supporting documents to prove that I have cleared all the loans which are listed under my name.

                                Thanks & Regards,
                                Abjesh Katte
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                I have approached Fullerton Finance for Personnal Loan Take Over, May due is show on Nil, now the CIBIL report is showing Status Written off. This means I have not regular payment history.becuase company are paid this amt. Where as the loans which are listed in the list are closed much before the due dates as part of pre-closures. Still I do have this sort of report.

                                Can this be addressed immidiately so that I can get away from that bad credit history.

                                I have all the supporting documents to prove that I have cleared all the loans which are listed under my name.

                                Thanks & Regards,
                                Vijay Singh
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                                  V
                                  Vineet Vohra
                                  from Chandigarh, Chandigarh
                                  Mar 25, 2011
                                  Resolved
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                                  Resolved

                                  Address: West Delhi, Delhi

                                  R/ Sir,
                                  I have been given to understand by Bank Of Maharashtra, where my wife and myself had applied for a
                                  housing loan that there are two loans amounting to Rs.3,60,000 each outstanding against my name
                                  1) Property Loan of Rs. 3,60,000 which was reported on 31/12/2010.
                                  2) Personal Loan of Rs. 3,60,000 which was reported on 30/9/2010.
                                  I wish to state categorically that I have not taken any of the above two loans and these two loans entries
                                  should be deleted immediately from my name.
                                  I wish to add here that I have been financed an amount of Rs.3 lac from Family Credit Bank as Car Loan
                                  on 20/01/2009 and I am paying a monthly an installment amount of Rs.10,512 since 05/02/2009 and after the payment made by me for March 2011 on account of the above only 10 installments are outstanding against the above Car Loan.

                                  VINEET VOHRA
                                  B-368 MEERA BAGH,
                                  OUTER RING ROAD
                                  NEW DELHI-110063
                                  PAN NO:- AAAPV2545F
                                  PHONE NUMBER :- [protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  R/ Sir,
                                  I have never obtained any loan till today but my name is listed in CIBIL report. I came to know this fact when I contacted Bank Of Maharashtra for receiving Housing loan. my name is wrongly shown in the CIBIL report.It is therefore requested that my name may kindly be deleted from the the list of CIBIL report
                                  Complainant.

                                  VINEET VOHRA
                                  B-368 MEERA BAGH
                                  OUTER RING ROAD
                                  NEW DELHI-110063
                                  sir,
                                  i have closed HSBC credit card and paid longtimeback, but cibil report says there is an over due to HSBC, i have registered complaint vide refe no.496933, i got cibil report from cibil by paying DD to them, i was very surprised to see the report, i came to know that cibil report wrongly mentioned HSBC credit card no No, for that i have already courier details of HSBC credit card statements, paid receipt, settlement letter and Zero Balance statements etc.

                                  kindly help me out from this problem,

                                  C DURAIRAJ
                                  41 RANGAPPA STREET,
                                  AYNAVARAM,
                                  CHENAAI -600 023
                                  [protected]
                                  Dear sir,
                                  I have send various mails but cibil does not give any reply.

                                  I beg to say that my father want to finance a car through SBI. But due to some formalities it has been stopped which is the written off by some bank which my father don, t know. SBI bank says that Mr Rahisuddin used to credit card and not made payment of 1200 Rupees.But my father (Mr. Rahisuddin) never used any credit card. so why this written off.

                                  Please give the detail of this written off whose controlled no.44625, 13960. Pan Card No.=BPFTS94480 And also give the detail of the bank asap.

                                  Your sincerely,

                                  Asjad s/o Mr. Rahisuddin
                                  Dear Mr.Vohra,

                                  With regards to your dispute ; i would suggest you to take the control no. of the said CIBIL report drawn by Bank of Maharashtra ; which shows the default loan details and mark a mail to [protected]@cibil.com for these defaulted loan details.

                                  Once you get the details ; you will have to approach the concern banker - who has shared these loan account details to CIBIL authorities as your accounts.

                                  In case of wrong information [ as stated by you ] the concern bank will immediately inform CIBIL authorities to remove the said data from your credit report.

                                  But you must note that this is not an easy task ; you have to make a regular followup for this.

                                  You may feel free to write me on [protected]@indianconsultantgroup.com if require any more assistance.

                                  Warm Regards
                                  Kumar Rajneesh
                                  Head
                                  INDIAN CONSULTANT GROUP
                                  A Leading Finance, Legal & IT Consultancy Firm
                                  [ Specialisation in Banking Disputes and Grievances ]
                                  Visit us : www.indianconsultantgroup.com
                                  Dear client,

                                  Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

                                  We providing assistance on behalf of the client to get CIBIL report.

                                  Please not we neither working on behalf of CIBIL nor any other government department.
                                  We are Independent financial advisors.

                                  Our serivices includes
                                  Assisting for applying CIBIL reports
                                  Helping for CIBIL report correctoion
                                  Assisting getting loans from nationalised or private banks or NBFCs
                                  Representing CIBIL issues and other matters to client's bank
                                  Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                                  Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
                                  or more information please visit at https://www.cibil.com

                                  NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                                  We are not providing any free services but advising professionally and result oriented.

                                  Office:

                                  VERITAS THE TEAM
                                  914, Sahajanand Shopping Centre
                                  Opp. Swaminarayan Temple
                                  Shahibaug Ahmedabad 380004

                                  Ph:[protected]
                                  Fax :[protected]
                                  SMS: [protected]
                                  Mail : veritastheteam.[protected]@gmail.com
                                  Facebook:http://www.facebook.com/profile.php?id=[protected]
                                  dear sir,

                                  Ihave informed by one of the Banker that consumer loan was o/s to the amount of Rs 33, 000/-from th eyear 2005.So far Ihave not recived any notice o any of the Banker.To my knowledge there no dues to any of the Banker.But my name is appearing in the Default list .Kindly furnish the details to settle the issue. Kindly oblige

                                  A.Rajasekaran
                                  No 1, 1 st Main Road United india colony
                                  A-14 front line Apt,
                                  Kodambakkam
                                  Chennai-600024

                                  wrong shown of housing loan

                                  my cibil report dt26.06.2014 shown two housing loan on same date 11.12.2007, i have taken only one housing loan on 11.12.2007.kindly do the needful.
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