Credit Information Bureau India [CIBIL] Complaints & Reviews

Dear sir,
I Mr. Sunil kumar malhotra just wanted to know the records of my loans and wanted to take out my name frm the defaulters list and in which which bank my name is there in defaulters list (private or government). My address is 10921- manakpura, karolbagh new delhi -05. My pan card number is Arnpk-5768P and my date of birth is 12-10-56. Do respond. I will pay the amount assigned. My phone number is [protected], [protected]....

am Amit Kumar Gupta. My Pan Card No. AAGPG1447D, Which shows
my name Amit Kumar Gupta Father's Name -Virendera Prakash Gupta,
D.O.B. 28.11.1973, I am a customer of Bank of Baroda Sec-18, Noida,
They contacted Cibil and inquired the detailed information report about
me.
They have send the report of Amit Kumar Gupta Arun Kumar Gupta whose
D.O.B- 14= .11.1977, and they are showing the same PAN...

Sir

I had sent a letter by registered post & & via email to CIBIL on dated 28.4.2011 for correction of my cibil reports. but i have not receieved any respone & cibi report till date.

So, i request you to please send my cibil report after correction.

My request number is 584717 by [protected]@cibil.com & 584641 by [protected]@cibil.com

Thanks with regards,

Upendra...

Recently i applied for Home loan at ICICI bank. They came back with CIBIL Report which says i have taken Gold loan of Rs. 2 Lacs and some outstanding payment in Credit card. First of all i have not taken any Loan and there is no outstanding payment in my Credit card. I was also shocked to see that the Credit card which is mentioned in CIBIL Report does not belong to me. When i ask CIBIL about this they mentioned me to go their website and...

I have applied for a car loan in state bank of india personal banking branch but they have rejected the application due to CIBIL Report as it was showing wrong details about my credit information as my pan no. is showing wrong in that and also there is showing some balance in overdue a/c which does not actually exist for that i have shown the related documents but bank said that we will not sanction the loan due to CIBIL Report and i am...

I gave complaint to CIBIL around 1 year back and they said it is updated. But, still the CIBIL report shows that there is one pending loan which is not updated properly.

[protected][protected][protected][protected][protected][protected][protected]-
Hello,

As per below mail, I have mailed saying that my CANARA BANK loan is closed long back...

I have used ICICI CREDIT CARD ACCOUNT NO. [protected]. I have taken loan from icici on this card. i have cleared the entire loan amount on 20/11/2006 as full and final settlement. I have obtained the payment receipt & NOC from the ICICI BANK. But in my CIBIL CREDIT INFORMATION IT WAS SHOWING " NOT CLEARED".

Ihave taken personal loan from ICICI BANK LTD. the Loan account NO. is LPHYD[protected]. I have cleared...

dear sir
you have classified me as a defaulter for pmry loan but i have never availed the same, because of defoulter i am unable to take car loan through hdfc bank.my control no is[protected].and my personal data is as follows:-
ajay kumar
s/o sri deonandan pd
station road
near r/s post office
...

Recently I have applied for a car loan from SBI and came to know about outstanding amount of 23,410 INR on my name which is visible on CIBIL.
I would like to let you know that there is no such outstanding amount on my name and other details like Name; DOB and Contact number mentioned on the CIBIL are wrong. Request you to please make all the necessary corrections and remove my name from CIBIL.
My Details are:
Name:...

Dear Sir,
About three months back out of curiosity I checked my credit rating with CIBIL by paying the necessary fees. But I got shock of my life when I received the report. I found out that an outstanding loan amount is written against my name which I have settled a year back with Deutsche Bank.
Despite sending all the evidence and an assurance that things will be sorted out in 30 days time, nothing has happened so far. I have...

I have no any loan or credit used of any bank but clrearance from cibil not cleared my name....

Dear Sir,

I had applied for my CIBIL record on 8th September 2010, after paying the fees of Rs.142. It's been over 6 months I am waiting for my CIBIL record. MY numerous calls to their office has gone on deaf ears. MY CIBIL registration ID is : [protected] & transaction id is Transaction ID : 10441155.

Would appreciate if you could help me how I can receive my CIBIL record, because it is really unfortunate...

Dear Sir,
I have applied for SBI IVRCL Credit Card, the same got declained due to certain pending charges on my earlier cards.
I have only one card i.e HDFC credit card and my repayment is on dot. Also my loans are on dot.

I have checked my CIBIL report, on which I found that there are lots of credit cards shown where in I doesnot hold any of them except the one mentioned above.

I do remember that...

I have approached SBI for Home Loan Take Over and now the CIBIL report is showing 783 score. This means I do not have regular payment history. Where as the loans which are listed in the list are closed much before the due dates as part of pre-closures. Still I do have this sort of report.

Can this be addressed immidiately so that I can get away from that bad credit history.

I have all the supporting documents...

R/ Sir,
I have been given to understand by Bank Of Maharashtra, where my wife and myself had applied for a
housing loan that there are two loans amounting to Rs.3,60,000 each outstanding against my name
1) Property Loan of Rs. 3,60,000 which was reported on 31/12/2010.
2) Personal Loan of Rs. 3,60,000 which was reported on 30/9/2010.
I wish to state categorically that I have not taken any of the...

From;Nirmal Kumar Pandey,

Pan no.ADFPP4074R

[protected]@yahoo.com

Sub;Understand that loans not availed by me personally,are reflecting in my CIBIL Report-reg.

Had applied for a housing loan,and was informed by the Bank that there are as many as 12 Automobile loans shown as outstanding in my name.

The fact is there is only loan for my car,with Kotak Mahindra,hence...

Dear Browsers,

Iam Vishal from Bangalore.I have used 3 credit cards about 4 years back.I called all 03 credit card banks and closed the cards through settlement after I received a written No-Dues Certificate from them.However I want to apply for a home loan and it got rejected.I applied for CIBIL report and got it.My name is listed on it.
How will I get my name out of CIBIL defaulters list?
Please help me on this...

Dear Sir,
I am Deepak Bahal S/o Late Shri P.K Bahal resident of C-1/801 Neel Padam Kunj Vaishali Ghaziabad ,U.P. .I am having office at Bahal Stores 289, Fly Over Market Defence Colony New Delhi. My PAN no. is AAAPB2766J . I had applied for a loan from P.N.B. which they rrefused after getting report from CIBIL. On seeing the report I was shocked that my credits have been clubed with one Mr. Deepak Behal S/o Shri Dev Raj Behal whose...

R/ Sir,
I have never obtained any housing loan till today but my name is listed in CIBIL report. I came to know this fact when I contacted corporation Bank for receiving Car loan. my name is wrongly shown in the CIBIL report.It is therefore requested that my name may kindly deleted from the the list of CIBIL report
Complainant
Gurdarshan singh
16/537, Shastry Colony Sirsa (HARYANA)
Ph. No. [protected]...

I am writing here hoping that the problem on how banks function with respect to CIBIL and how genuine customers face hardships because of this half baked system in India finds voice.

If you google for CIBIL related problems faced by consumers you will understand the depth of problems faced by helpless individual consumers against this half baked system. I will highlight some of them and hope you will be able to give helpless...