Credit Information Bureau India [CIBIL] Complaints & Reviews

On applying for a personnel loan, I was told by mnc bank that my name figure in CIBIL and there is a default of an amount in my name. In this reference there a few questions:-

1. Why the consumer is not informed of the listing in CIBIL
2. How can it be assumed that the banks or credit card companies reporting the default are right in making their claims when there are numerous cases of incorrect debits by credit card companies which they reverse using "settlement".
3. In case any listing is found in the CIBIL why it is not revealed to the individual, in my case the bank is not revealing the detail of the credit card against which the amount is shown as pending.

Kindly take necessary action in this regard.

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com

still resolved and if it is cleared under CIBIL pls confirm

I have registered myself. Please advice the next steps.

Personal Loan in Citifinancial — To inform the irrespective approach of Collection!

Sir / Madam,
We have a PL in ur Coimbatore branch which is in Lakshmi Mills, Coimbatore. I unable to pay the due on due date. So the collection in charge was went and meet to me. I have given proper reason and i willing to fore-close my loan. But he was told to me he don’t mind the fore-close and my critical position. He told he will be meeting to me with in two day and You must arrange the due amount to pay. Or otherwise he will be given more disturbance and mental tortures. Finally i have get two days only for fore-close the loan from the collection in charge.
Then i have prepare myself to fore-close the loan. Then to inform the message to collection in charge. But he told to me u must pay today only.
And he behave very uncivilized person like Rowdy. He talk to me in Tamil " Poda ........., Wada.........." This conversation is going on the conference call

"Among Collection Team Leader Mr. Arul, Collection in charge Mr. Moobarak Bucket I and me."

The above conversation was given to me a enormous mental tortures.

So Pls considered my information on the approach of collection and to rectify the issue on your esteemed concern

Pls to avoid our bad feed back to your esteemed concern

I hope u r realized my position and my mental disturbance.
Thanks for your cooperation

Karnarajan

citi finance — wheather my name is in cibil

i took a loan from citi finance and was making payments.i was informed by the mentioned co.that i had to pay three e.m.i .whereas i was to pay two e.m.i according to me, so i produced the deliberated receipt i paid allready.after that i couldnot believe them and told the agent of citi finance to hand me the clearence cirtificate and to take the two e.m.i.after that the agent hav'nt showed yet neither citifinance contacted me.now i amafraid if the co put my name in cibil

h.d.f.c housing — remove my name - cibil

AFTER REPAYING MY DUES MY NAME IN CIBIL LIST STILL THERE I HAVE SENT ALL BANK DETAILS, CLEAR CHAQE STATMENT TO H.D.F.C BUT THEY IG NORE ME I CANT GET ANY FURTHERE LONE BESIDES CIBIL, S N.O.C IT IS VERY SAD FOR ME

Hdfc ICICI citi Hsbc Sbi — not granting housing loans

respected sir, i would like to divert your attention towards Mumbra which is a small town in Thane. this area is just facing harsh social bycott from these multi national banks.Although am a ship design engineer paid Rs25000 asIT last year I have been refused to grant a Housing loan for 05 years. In an emergency I have arranged five personnal loans & bought a home.In a democratic Republic this kind of open descrimination towards an area should not be acceptable.

I recived personal loan from hdfc bank on dated 29/09/2004 loan a/c no. 847271 Rs 83000. I deposite full payment acording to bank on dated 04/04/2008. Then bank give me "0" balance statement and "NO DUES CERTIFICATE" on dated 15/04/2008. But my name show in cibil .So Pl. you remove my name in cibil.

I have applied for a car loan from HDFC bank, which has been rejected. Kindly give the details why it has been rejected as soon as possible.
Regards

Umesh Kumar Sharma

i have done my full cradit card payment according to my bank customer care officer said to standard charterd bank after that i went aborad but when i came back i find my name in cibil defaulter list what can now i do to resolve this problem bank totally cheated me plz help

I have applied for a car loan form ICICI but later i received the feedback that i am holding some outstanding in Cibil records for my loan, I want to clear that i have never applied for any sort of loan earlier so how can i bear any outstanding.I would like to request you that please clear my Name form this fake records of yours...

Thanking you,

Ankur Singh

I have applied for a credit card form abnamro but later i received the feedback that i am holding some outstanding in Cibil records, I want to clear that i have never applied for any sort of loan or cards earlier so how can i bear any outstanding.I would like to request you that please clear my Name form this fake records.

These stupid banks have to be punished harshly as their attitude is openly against of Indian constitution.Thier buisness has to be permanantly shut down.

My name is listed in CIBIL as negative behaviour as was told to me by a bank when I applied for a loan. It was a shock to me.

I was never informed of this by CIBIL before they included my name in such a category.

This is surely unwarranted. I request that this be immediately corrected. Otherwise I will be constrained to initiate legal proceedings against CIBIL.

My credit record any where has been impeccable. How is it that my name finds mention in this way.

I received two loand from LIC housing finance and have paid regularly monthly instalment without any failure.

I had a credit card from ICICI bank for which I had later made settlement as per the discount given by the bank. I had also received another credit card after that. Even then when I am trying to take a personal loan my name appears in the cibil defaulters list whereas I have never defaulted any payment.
Request you to remove my name from the cibil list

I am not at all satisfied with the outstanding that is being shown in CIBIL CONSUMER CREDIT INFORMATION REPORT.On the contrary i have never used my credit card against any payment.It seems more of a punishment for the offence that i have never done.please specify the BANK NAME, THE AMOUNT, WHY AM I SUPPOSE TO PAY AND AGAINST WHAT...?Kindly give me proper guidence as to how i can solve this issue and proceed with my loan procedure.AS I BELONG TO A MIDDLE CLASS FAMILY AND BADLY IN NEED OF A HOME LOAN.PLEASE REVERT BACK AS SOON AS POSSIBLE.

SBI Credit Card — Please remove my name from Cibil

My Name is Dheyueegan P my date of Birth is 25/05/1973, when i applied a Loan my Banker infomed me that My name in CIBIL showing will full defaulter for SBI credit card. I have already stelled my account on 28.11.2007 (Receipt No: 9634775). So please remove my name from CIBEL. Because of this i cannot avail any facilities from banks.

Thanks,

Dheyueegan P
Mobile: +91 [protected]

Home Loan/Personal Loan — Wrongly named put in Cibil

Hello Sir,

My name is Nitesh S Maske. Presently working with Cognizant Technology Solutions.

Recently i applied for personal loan for Rs. 250000 from Barclays Bank. HDFC, Citibank but the application was rejected i wasn't aware what happening. When i insisted the DSA agencies to tell the reason why the application is getting rejected everywhere they said your named appeared in Cibil defaulters List.

I never been a defaulters the day i opened my both account with ICICI[protected] and Union Bank of India. I owned a personal loan of 150000 were the emi monthly is Rs. 4784/- which never been bounced and it is almost 12 months now paying the emi.

Still why the loan application is getting rejected everywhere.

Kindly suggest the proper reason for the same so that the necessary action will be taken from my and banks site.

I m ready to submit a letter from ICICI and Union Bank of india branch stating that i m never been a defualters.

Becuase in this month i m planning bur the house in mumbai were i required home loans. Kindly help me to come out from rubble and chaos situation.

Regards,
Nitesh S M

My Date of Birth is 12/01/1972. I applied Car Loan thru SBI, Personal Banking Branch, Parliament Street, New Delhi, [ thru SBI, Tilak Nagar Branch] on 24/Jan/2009 for loan amount of Rs. 2, 70, 000.
On Feb/06, I have been told thru SBI Tilak Nagar that my request for car loan is withhold because of your name is showing as defaulter in CIBIL. Upon asking further details on this, officials from SBI Tilak Nagar Branch are not available to do so.
Kindly advise me how I am defaulter with CIBIL. Upon receipt of such information from CIBIL, I can take up my car loan request with SBI.
As I need to settle this issue quickly, I request officials to treat my complaint on high priority. Warm Regards, Rajesh Grover

I have applyed for a personal loan with ABN Amro Bank. Earlier i had an ABN Credit card with No: [protected]. I had not renew this credit card. I am not using this credit card for the past 1 year 2 months. However it is shown in your records as if i am using this credit card still. Kindly remove my name concening credit card no [protected]. Only after the removable of my name from your list will enable ABN loan processing department can proceed future. Please do the needful.

thnking you,
your trully,
R.Srinagesh

I had a credit card from Standard Chartered bank. Since I was in US, I could not receive my credit card bills on time. I made the complete bill payment after 3months. The bank also issued me a No Dues Letter. However, my name figures in the CIBIL defaulters list.
Please let me know how can I get my name removed from the CIBIL list. I am not able to apply for any credit card or personal loans due to this.
Regards,
Anoop

I applied for HDFC credit card and i was using this card for 1 year.Since due to wrong billing of my statement.I holded the amount.Due to which there was card services got suspended.Now i cleared all the outstanding amounts but still my name is apperaing in CIBIL.
I was also told that if we clear all the outstanding amounts the name is removed.But still nothing happened.
It is really annoying suitation that the customer is treated in this way.
Please help us.

I have personal loan in icici and fullerton but loan not sanctioned bcos of my name in cibil

Hi

I have cleared my SBI Credit card with settlement of full amount, but still it is appearing in cibil. so please can you remove my name from list... they confirmed me as 0 balance but home can be as cheating.

Dear Sirs,

I have been a victim of CIBIL and banker highhandedness but decided not to take this lying down. here is what i did to improve my cibil records. the CIBIL is not a public enterprise yet behaves as one. some one needs to bring them down and file a PIL against them

As a background I had a dispute of a transaction with a bank credit card. this continued for 8 years and they finally closed the account since they were unable to answer my letters (they had not delivered the credit card to me and yet charged me for using it). upon closing the account, they malafiedly updated my cibil records to show this as written off overdue amount.

All my loan and new card applications started to be declined and then I realized what had happened. I could not afford these credit issues so I decided to settle with the credit card bank (despite them having closed the account) and under protest so as to clear my name in CIBIL. I asked them for a settlement proposal. they asked me to pay 30k towards the alleged 1.5 lacs (including interest that had accrued).

1. After I settled my dues with the credit card company, I pursed them for two months both on the phone, email and written letters every few days to update my CIBIL records. They finally stopped answering my calls and still did neither zeroize the account nro udpated CIBIL. infact I restarted receving credit card statements again with interest and service charged accruing once again

2. I lodged an FIR agains the bank and the guy who had proposed the settlement stating cheating fraud etc. and not delivering what they promised in their own proposal despite my depositing the cash.

3. I lodged a complaint with RBI

4. I lodged a complaint with RBI ombudsman - www.bankingombudsman.rbi.org.in and followed up repeatedly for about 2 months . finally this settlement made around nov 08 showed strains and BO rbi invited me for a meeting with the bankers in March 2009 after 3-5 months of this issue.

5. the bankers stated in the meeting that typically they mention Written OFF as the cibil status on all settled accounts, the RBI OB almost slammed the banker and said this was wrong and they need to mention that the account has been settled and also remove my name from all defaulter lists such as MCNF . they are also to provide a zeroized statement withen 1 month of the meeting

beware that the peons at the RBI BO are in deep pockets with teh bankers and they will dissuade you from attending the meeting stating that your cibil report is as it should be after settlement "written off". donot accept that and meet the secretary and the cheif of BO and state your issue.

you WILL be avenged as BO might levy penalties as well against the bankers

TAGS: HSBC, credit card, CIBIL, RBI banking ombudsman, defaulter, written off, settlement

CIBIL Complaints - remove my name from cibil



I recived TWO Wheeler loan from CBOP bank loan a/c no. 2026QY9352561 Rs 83000. I deposite full payment acording to bank on dated February`09. Then bank give me "0" balance statement, NOC & "NO DUES CERTIFICATE" on dated April`09. But my name show in cibil .So Pl. you remove my name in cibil.

i would like to know my CIBIL status, because when i applied for a personal loan it got rejected stating my name is appearing in CIBIL which was surprising to me. i had an account with HSBC Credit card the account number : [protected] the balance outstanding was INR 20, 151 according to computer generated letter from the debt management dated 31st March 2006 since i couldnt clear the dues due to hardship situation going in my family, however as soon as things were fine on 05th May 2006 i did a FULL AND FINAL SETTLEMENT of the account i got a recepit No. 1156125 and 1156124 for the same as well as the copy of FULL AND FINAL SETTLEMENT, with a sigunature of Gautam Shah ( Assistant Manager- Debt Management, Card Products Divison).

I have a humble request to check my status in CIBIL and if its showing negative please remove it since i did made the settlement 3 yrs back.

I have applied for home loan but it has been rejected due my name is reflecting in CIBIL, due to my two wheeler loan which has been closed on 21/04/2009 with preclosure letter as a proof . So please help me to remove my name from CIBIL .

My name is Sameer Chimurkar my date of birth is 17/10/1982 my name is appearimg in CIBIL

i want home loan ...pls remove my name from CIBIL ASAP

I have a credit card of barclays bank issued approx one year back.I paid the due amount rs 4500 on 7 april while due date was 9 april09.being new card i didnt know the drop boxes however i managed to get any way.The bank imposed late fees, I tried to contact customre care but no. given remained out of order for around one month, I also e mailed [protected]@barclaycard.in but my problem wasnt resolved and they kept on increasing the charge day by day.Now i have come to know that they have put may name in CIBIL.i wish to know how could i resolve the problem.my credit card no is [protected]

R.S.Mohan

I went to HSBC Credit card Department in Noida Sec-18 on 2nd of May.
I met Mr. Mohinder Chauhan, i gave him all the relevant documents subjected to the blocked credit card.
He assured me that the amount will be waived of with a week and asked me to come back on Monday for Day one Statement of credit card.
I again visited the branch on Monday i.e 4th of May but Mr. Mohinder started saying i`ll have to pay atleast Rs. 1500/- to get all the things cleared.
I told him again that the card which was couriered to me by the bank was blocked from the moment it reached me and showed him the documents.
He said i should have destroyed the card that is why i have to pay the amount.Till now i`ve been running to get the thing cleared about my credit card.

I am Nitin Sharma and my Date of Birth is 10.11.1980, I apologise for not making the payments on time for SBI Credit card in 2006, now i realise that become a defaulter is self a very bad for you as well as for huminity, I want to settle the entire amount from SBI, kindly let me know what fromalities are required for the same to remove the defaulters name, which is benificial for future Loan facilities from Banks.

Regards
Nitin Sharma
S/o Sh. Jagat Prakash Sharma
III-B, 3, Flat Number 06,
Near Holy CHild Crossing Nehru Nagar
Ghaziabad

I was used SBI Credit card in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980

I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]

regards
nitin

bank had put my name in the cibil so what is the process to remove my name in to the cibil

HSBC — blocked credit card showing Payment 6200

I received a blocked credit card from the Bank and the same was reported to the CC.
I never received a statement from the bank and one day i receive a call from the CC that a amount of Rs. 6000 is pending on my card.
The card was never used and the CCE aggreed to the same but said i have to pay Rs. 500 so that the account can be settled.I paid the amount and have the receipt.
Now i applied for a PL and got information that an amount of Rs. 6000 is pending against my name for the same credit card.
I contacted the CC(HSBC) and told them my problem.I got 6 Telephone nos. of collection department which no one picked.I again called back to the CC team and talked to the manager named Meenakshi, i was surprised to know that she can`t make a call from her office as it was not allowed to them and straight away said she is not the right person to be contacted for the problem.
Now i`m again sitting helpless trying all the collection department nos. in hope of tht someone will pick the call.
My HSBC card No. is [protected]
Name : V Santosh Kumar
Contact no . [protected]

This kind of service is not expected from a prestigious bank.

Home Loan — wrong updation on CIBIL for home loan

Hi

I have applied for a Personal Loan in HDFC bank and in a verification call from HDFC back, they told me that my name is in CIBIL for a home loan default. But I have never applied nor taken any home loan. Request you to please clarifiy this so that the request can be processed. Thanks in anticipation.

My name is :- Amit Sharma

DOB :- 10th April 1980

PAN No is :- BINPS5644G

SBI Credit Card — want to remove my name from Cibil

Dear Sir,

GREETINGS!!


I was used SBI Credit card number [protected] in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980



I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]



regards

nitin

III-B, 3, Flat Number o6,

Near Holy Child Crossing,

Nehru Nagar

Ghazaibad, 201001

SBI — Want to remove name from CIBIL

Dear Sir

GREETINGS!!


Extreme thanks for your kind guidance and excellent support in the past, with your reference i have settle my case with SBI and me and my entire family is thankful for you for whole life.


Payment details are here as under.


Book Number 309577

Receipt No. 13893159

Agency Name. FBC-1835


As discussed with Concerned official on Phone they are supposed to remove my name from CIBIL. Payment is already Debited from my Bank of Rajasthan Account.


Hence you are requested to please Please remove my Name from CIBIL.

Always hope for the best services from your side.


Regards


Nitin Sharma

[protected]
--- On Wed, 27/5/09, nitin sharma <[protected]@yahoo.co.in> wrote:


From: nitin sharma <[protected]@yahoo.co.in>
Subject: Kindly do needful for me
To: "SBI" <head.[protected]@ge.com>
Date: Wednesday, 27 May, 2009, 2:41 PM


Dear Sir,



GREETINGS!!







I was used SBI Credit card number [protected] in 2006, in which my outstanding amont is around 15000, I apologise for not make payments at that point of time leads to result in my name is become Black listed and all Banks stops there services to me. My date of birth is 10.11.1980



Name: Nitin Sharma

Fathers Name Sh. Jagat Prakash Sharma

Date of Birth 10.11.1980

Pan Number BCQPS4697J

Residence Address, III B, 3 Flat Number 06, Near Holy CHild Crossing, Nehru Nagar, Ghaziabad 201001

Office Address, Jawahar Lal Nehru National Youth Centre, Ambedkar road, Ghaziabad 201001

at that time i think i dont have VOTER ID CARD AND PASSPORT.

can you please forward me the details how much outstanding amount i have for wich bank SBI and which Branch??





I want to make payments of that credit card and i want to settle down this case and resolved with an immeed effect. please make me a call at [protected]







regards



nitin



III-B, 3, Flat Number o6,



Near Holy Child Crossing,



Nehru Nagar

Ghazaibad, 201001



[protected][protected][protected][protected]
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HSBC is a LOOTER

Few days back i have applied for a Education Loan from a private finalcial institution, during the verification they told me that my request has been rejected.Afterwords i had a discussion with the concerned person of this financial institution, he told me that my name is present in CIBIL due to some bad credit related issue.I have a personal loan of 36 months period in Axis bank, already i have paied 20 EMIs without any dispute.Otherwise i dont have any other debts, i am getting stunned after hearing the news that i am a defaulter, it was unknown to me before today.

I did some study regarding CIBIL, form where i got the info that only financial institutions have got the access to this database.General Publics dont have the access to this restricted area.I want to know why.I must have the right to know what was my fault or is some one cheated me.

What to do now please suggest me...

HDFC Credit Card — paid all dues of credit cards but even my name in cibil defaulter list

hdfc bank credit card no-[protected]
first receipt no-2910609 amt rs.4000/ paid at riddi siddhi enterprises mp nagar bhopal on 11/03/06
second reciept no[protected] amt rs.1135/ paid hdfc credit crds mp nagar on2/05/08

CIBIL Complaints - remove my name from cibil
View all CIBIL complaints
CIBIL
FROM VIVEK ANSURKAR

respected sir,

I am very poor person.
I appling home loan. & bank telling me your name in cibil.
can you give me detail for my account
Please remove my name in cibil.
Can you send me details

vivek n ansurkar

Customer Name in CIBIL Defaulter List inspite of having settled all dues.

I have applied for a home loan recently.

I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.

Also clear my personal loan account from my side. So please help me & coporate. Pls remove my name from cibil list

vnansurkar
[protected]

I have applied a housing loan from IDBI and the loan is rejected by bank due to cibil status.I would like to know my cibil status and how I can maintain my status clear from the cibil list.if possible please suggest me in detail.

Sub: Requesting to delete my Profile from defaulter list in CBIL or update the status about my Payment. Because of I have been settle amount to your (Barclay PLC) bank. Here I am sending the attach copy of settlement latter and CC this email to CIBIL.

Respected Sir/ Madam,

I the under signed person Abhishek S. Mate, was holding the Barclay credit card (card no [protected]).But due to some misunderstanding between me and the Barclay bank, I caught in defaulter in CBIL records. But I have been settle my amount to the bank on dated 06/01/2009
I am writing this letter requesting you to please informed about our settlement to CIBIL.

Please do the corrective action & reply as soon as possible to avoid any wrong consideration about my Profile in present as well as future.
My Personal details are Bellow:-

Name:- Abhishek S. Mate.
Permanent address- Same as above
Temporary Address:- Bldg No-66, B-Wing, Flat no-503, Dhananjay Co-op Housing Society. Behind Muncipal School, Tilaknagar, Mumbai-400089
Phone- (o) [protected]
Barclay card num- [protected].

Regards, Abhishek S. Mate.

Hi,
I have applied for a Personnal loan from HDFC bank, which has been rejected. Kindly give the details why it has been rejected as soon as possible.

Regards
Anjan kumar B N V

I do not have any default of payments at present. Once Ihave by oversight not paid money to GE countrywide. Afterwords i found out and called GE people to collect the money and they have colleced
and settled the accounts. But in CIBIL the same is appearing for more than six months. Will you
help us inremoving my name from CIBIL. I am ready to show the settlement letter. Kindly reply back.

Regards
R.Vijayalakshmi

HI
I want to get a home loan.But uncertain about my cibil.Plesae let me know that.

I have a credit card of HSBC bank. The credit card was dropped in the ATM, because of some problem in ATM and I complained for the same in the bank. They said that I will receive a new card, on top of the new card I can make the payment. I visited the bank more than 6 times, they said that, they send a new card in courier, but i haven't received it. The Rs. 1500 is the usage amount in the card. I said that i will make the payment, but they said that i can't make the payment until I receive a new card. This was happened in Mar 2006, after that i went to abroad. In Jan 2009 I applied for the Personal loan, then i came to know that my name was listed in the CIBIL. I called to the HSBC customer service and explained the things happened with me, but they said that, they don't want listen any thing from me and if I want to remove my name from CIBIL, i have to make the payment of Rs. 14000/- including interest charges for the last years. Finally I decided, i don't want any bad history on my name, so I paid the Rs. 14000/- for Rs. 1500/-. Still my name was not removed from CIBIL. Please help me to remove my name from CIBIL. The bank did the mistake and i got the punishment and also please help me, is there any way to fight with the bank for the same.

I have closed my ICICI Bank credit card in 2005 November, but when i applied for Car loan i came to know from TATA Finanace that My name is in CIBIL Negative list. I have a copies of A/c closure.
If any one please suggest me how to remove the name of CEBIL Nagative list.

Dear Sir,

I am Ashutosh Dhyani want to draw your notice that somewhere one and half year back a case of credit card fraud of Barclays Bank was in existence in my name.
Some one else done it on my name with my id but card deliverd on other address and got missused by some one.
After getting call from Banks's side i came to know about this fraud and registered a complaint in their customer care.

Bank has done the investigation & Mr. puran singh was the investigation officer and at end Bank find no guilty of mine and Reversed all the charges related to card from my side what they have imposed on me.
I asked about it in banks customer care center and find that i don't have any dues about card any more. After this incidence i forget it and could not maintain any record of MAIL or your letter of NO DUES.

But after one and half year i went for purchasing a car with financing & got rejected & found that my name is in Defaulter list CIBIL.
Why????? could you plesae let me know that how can they do this?

I am really a responsible citizen and working also in reputed financial institution with a good cultured background family, it was very shocking to me that i am a defaulter as bank has listed me in that list.
I belive you will rectify your data and will remove my name from that site so that i can make any financial transaction freely.

After 2 months mailling communication, bank is agreed that i don't have any liability but still they are not agree to remove my name from CIBIL.
Kindly help me in this matter so that this aligation can be removed from me.

If You want any clearity from my side i am open for that being fair in this matter as you have previously done already. My details are as follows...Ashutosh Dhyani S/o Sh. Radhey Shyam Dhyani R/o H. No-355/B, Bhagat Singh colony, Ballabgarh, Faridabad-121004, Haryana. Mobile no is [protected].my consumer voice id is -5926


I expect positive result from your side ASAP.

Thanks & Regards


Ashutosh Dhyani
Branch Manager
Bajaj Allianz Life Insurance co. Ltd
Mobile No-[protected]

I have closed my credit card payment but still my name is in cibil pls help me to clear my name in cibil.

Vignesh

Personal — name shown in CIBIl even after closing PLs and Loan card amounts

Hello,

My name is krishna prasad. DOB : 13/05/1973. I am working in a reputed company and I have been doing my paymenst to all credit cards deligintly. Recently I applied for a mortgage loan and I was been told by the bank that due to Outstanding on my credit card payments I will not be eligible for loan.

this is really disgusting as we people try all possible methods to close the loans which we would have taken from banks and when the banks get the cibil report , those would be Out dated ones and we are targetted saying , your name is in cibil .

For eg: I ha da loan card for amount 1,46, 410/- from ICICI Bank which i have closed by Online transfer as I have an ICICI Banlk account . This was done in the month of Feb 2009. but this is still shown up as outstanding amount in CIBIL. if this sort of data management is been done by CIBIL, then I dont think anyone would be interested in going in for any loansfrom any banks.

People would look loans only when they are badly in need for a loan , that too when they have immovable property in their name.

please do make sure this sort of data management is either corrected or please do make sure that my name is removed or the entries which are incorrect are removed.

Thanks .

regards,
krishna prasad

Dear Krishna,

We're sorry to hear about your experience. Please write to us with your contact details and credit card number at [protected]@icicibank.com. We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.

wrong updation on CIBIL for home loan

Hi

I have applied for a Personal Loan in ING Visya bank and in a verification call from back, they told me that my name is in CIBIL for a credit card default. But I had only one ABN AMRO credtit card with me that time which got closed in 2006 without any dues which bank people confirmed. Request you to please clarifiy this so that the request can be processed. Thanks in anticipation.

Note: I have seen many complaints about CIBIL regarding producing wrong information to the banks. Please help us.

Four months befor I have loan with ICICI bank and the Loan No. is UVCOC[protected] But it is already closed and I received the NoDuesCertificate regarding with this Loan and the No. is A-22-O-156 dated August 22, 2009. So please remove my name from CIBIL

this sytem will abolished as when no body will not ask for loan and probaly all are in cibil

regards

somnath roy

DAY WILL COME

i have a car loan chek my cibil

I had applied Personal Loan from Citi Financial, but they rejected my application stating that "POOR CIBIL".
Earlier I had personal loans from ICICI as well as HDFC, which I had already paid in time.
The full and final amount of ICICI Credit card was also paid by me with a better settlement with ICICI authorites.
Now, how can my name be removed from cibil so that I can get further PL or Home Loan.
I would like to mention that I am an Govt. employee. My PAN Card No. is AAQPA3338K.
Thanks.

hi,

I have made an settlement with icicibank and citibank for my lost credit cards and got NOC for Full and Final settlement.
Please let me know, is there any option to remove my credit record from cibil

my name is harish t k i had clear my loan payment and i hav also NOC in case my name in cibil . i apply for loan for barcleys bank can you check and tell me

i would like to know my CIBIL status, because when i applied for a home loan it got rejected stating my name is appearing in CIBIL which was surprising to me. i had an account withSBI Credit card balance outstanding was INR 48000 according to computer generated letter from the debt management dated 31st March 2006 since i couldnt clear the dues due to hardship situation going in my family, however as soon as things were fine on OCT 09 did a FULL AND FINAL SETTLEMENT of the account. I want to remove my name in CIBIL list.. please i request you to give solution.. if any pending i will clear in future.. want can i do..

T/W LOAN — LOAN PASSED BUT NOT RCVD TWO WHEELER

SIR,I BOOKED TWO WHEELER BIKE HIRO HONDA PASSION PRO DATE OF 11/1/2010,LOAN PASSED 28/01/2010 BUT TILL DATE 10/02/2010 BIKE NOT RCVD.(LOAN NO.[protected]

HSBC Bank Credit Card — Submitted my name in CIBIL for card that was already paid & no dues on me

Respected Sir,
I am suman kumar jha,I got a credit card no--[protected] from hsbc bank noida and without specifying any details about health insurance they conform my health Insurance scheme. in the mean time they ask me for a monthly payment scheme to their guys at my home. I paid six thousand in five month ½ year later they called me for f &f , after a long discussion I ready to pay again 11 thousand in two shots , But still they have Submitted my name in CIBIL for card that was already paid & no dues on me. You have to remove my name from CIBIL list .But They have cheated me. I made call to helpline several times but i didn't get proper information from them. So kindly accept my request and remove my name from cibil & give me NOC.
Pls look into my case and help me. Otherwise I will take a legal action against the bank to get back my NOC. Plz help me in getting my name removed from cibil and penalizing HSBC bank for mental discomfort
Sir, I have full faith and respect in justice

I am waiting for u r reply.


Thanking u sir,
Yours faithfully

Citibank — payment made but still showing in CIBIL

Hi there,

I Ashwini S Bali have already paid the amount in full to citibank for the personal loan ther provided in the year 2005 . i had been to thier Eserve branch in Andheri(E), mahakali branch and paid the amount as informed by this bank however it is still showing in the CIBIL report and is affecting my credit report .For your reference the loan account number is 03LTAAN44156680.
Kindly look into the matter.

Thanks and regards
Ashwini S Bali

Hi there,

I DEEPAK KUMAR AMOS have already paid the amount in full to citibank for the personal loan they provided in the year 2005 .I have paid the amount as informed by this bank and have received the final statement showing complete payment of the loan account. However on applying a new loan from S.B.I. I was informed that my loan a/c of citi bank is showing dues against me . Therefore they won't provide me loan. It is affecting my credit report .For your reference the loan account number is CEU[protected] and my customer ID [protected]
Kindly look into the matter.

Thanks and regards

credit card loan account — NOC LETTER

MY LOAN ACCOUNT NO IS [protected] MY LOAN AMMOUNT IS CLEARED. MY Ref No.ICSO1HYD/122009/FWO. PLESE SEND ME MY NOC LETTER.MY PHONE NO IS [protected].

ICICI Bank Credit Card — My name appearing in CIBIL eventhough I had made a payment of the same.

Respected Sir / Madam,

I am having a credit card of ICICI Bank Ltd which no is [protected]. I was having a dues of 22121.09/- and I had made the payment of the same on 06th March 2010. They had given me 0 balance statement of my credit card and I want to apply for Personal loan. I came to know that my name is appearing on CIBIL and bank is not giving me the loan. Bank suggest me to take a NOC from ICICI bank and also tell them to remove your name from CIBIL. I had given the request of the same to ICICI bank but they have not given me NOC till date and also my name is still appearing in CIBIL.

Please take a note of the same and make some strong steps against ICICI Bank as they people are doing mis selling and also they are not supporting the customers.

Please revert me back on my mail ID.

Thanks and Regards,
Bhavik Panwala
Surat.

CUSTOMER NAME IN CIBIL DEFAULTER LIST INSPITE OF HAVING SETTLE DUES
Dear sir,
I Parul Bansal bring to your kind notice that i have settled my all 4 credit cards with following details

BANK NAME CREDIT CARD NO. SETTLEMENT AMOUNT SETTLED DATE

ABN.AMRO[protected] Rs 45000 18/04/2009
CITI Bank [protected] Rs 19200 14/11/2009
HDFC [protected] Rs 29900 18/11/2009
HSBC [protected] Rs 13800 10/10/2009

I have applied for the home loan in SBI Home Loan Jaipur my control number is[protected] but still Two of the report of HSBC and HDFCBank is showing in CIBIL and because of that my home loan is not consider.Both banks provide wrong information to cibil now after long email exchange and telecom i have received apologe email from HSBC Bank. I also want to inform you that I have written mail to HDFC bank regarding my credit card settlement clarification but they were not answering me now what action has to be taken i am attaching all mails to you,

pls guide for further action.Pls find attached herewith my HDFC Bank mails.
I am attaching HSBC Apologe mail to you

But now bank are saying it will take days to update record in CIBIL its really a long period my home loan is stuck becuse of the wrong information given by the bank to CIBIL

I Seek justice to get my names removed from the defaulter list with immediate effect i am ready to give all the proof and settlement letter.
looking forward to a suitable action at the earliest from your side

Regards,
Parul Bansal
Pan No - AIIPB9108N
Address - G2 Mahalaxmi apartment mahadev nagar scheme no 8 vaishali jaipur 302021
D.O.B - 11/12/1977
MOBILE NO-[protected]
email [protected]@rediffmail.com

MY HSBC APOLOGE MAIL PLS LOOK INTO
Dear Mr. Bansal,

We refer to your email dated 06 March 2010 addressed to Ms. Sathya
Srinivasan, Nodal Officer HSBC, India, regarding the card account.

Referring to your query with regard to the CIBIL update related details,
we apologize for any inconvenience caused to you in this regard. We
confirm to have made arrangements for the updation of your CIBIL record
to POST WRITE OFF SETTLED. This will be updated along with out monthly
submission data.

We trust above suffice the requirement.

Should you require any further clarifications, please write to us at
[protected]@hsbc.co.in

Assuring you of our best services,

Yours sincerely,
from: JAIPUR-2
To: Grievance.[protected]@hdfcbank.com
Sent: Monday, March 0HDFC Bank Credit Cards Support ; 8, 2010 1:18 PM
Subject: Fw: RE:'HBL=[protected]' loan problem


THERE IS NO RESPONSE FROM YOUR SIDE NOW I AM SENDING COMPLAINT AGAINST YOU TO RBI OFFICE
from: JAIPUR-2
To: HDFC Bank Credit Cards Support ; Grievance.[protected]@hdfcbank.com
Cc: HDFC Bank Credit Cards Support
Sent: Friday, March 05, 2010 4:28 PM
Subject: Fw: RE:'HBL=[protected]' loan problem

WAITING FROM YOUR RESPONSE...
REGARDS,
PARUL BANSAL
From: JAIPUR-2
To: HDFC Bank Credit Cards Support ; Grievance.[protected]@hdfcbank.com
Cc: HDFC Bank Credit Cards Support
Sent: Thursday, March 04, 2010 5:22 PM
Subject: Re: RE:'HBL=[protected]' loan problem

Thanks for your prompt response.

If you are assuring for the best services. my experience was not good with
you.
Here I would like to inform you, that it was your person who approached me &
forced me to take the credit card. Once the card was made no paper & bill
were dispatched on time, as a result there were late payment and late fees charged.

Now the data appearing in the CIBIL, reflects what you report. I would like you check all the
payments made before the period, which were on time and the amount paid was
much more than the actual amounts. Even than all the settlements have been
done and there is no payment pending.

After all the settlements done your person that promised to give me a NOC,
which till date I have not received and on top of this the information being
passed to the CIBIL is absolutely incorrect and which is affecting my home
loan approval.You are asking me to make a payment of Rs 17636/- so that you can give me a no outstanding confirmation, which was already promised to me if I made the payment for the settlement and I have already done so.
I think that you people do not stand by your own words. Here I would like to inform you that I had taken a personal loan from your bank of Rs 3 lakhs (agreement No. 11016260, ) whare you can check for the payement details which were all done timely.

Hence I request you to kindly look into the details and check and update the
data being send to the CIBIL.

Regards,
Parul Bansal
Pan No - AIIPB9108N
Address - G2 Mahalaxmi apartment mahadev nagar scheme no 8 vaishali jaipur 302021
D.O.B - 11/12/1977
MOBILE NO-[protected]
email [protected]@rediffmail.com
From: HDFC Bank Credit Cards Support
To: JAIPUR-2
Sent: Wednesday, March 03, 2010 4:56 PM
Subject: RE:'HBL=[protected]' loan problem


Dear Mrs. Bansal,

This is further to your e-mail dated 27.02.2010 and subsequent conversation with our Bank officer regarding your HDFC Bank credit card account.

We observe from our records that, an amicable settlement was proposed towards your card account during November'09 for an amount of Rs.29900.00 payable towards the card dues. We acknowledge receipt of your payment towards the same. Owing to the fact that the Bank has incurred a financial loss due to the above settlement, we were constrained to share your details in the shared database. We request you to effect payment towards the waived balance of Rs.17636.00 to enable us update your details in shared database and provide the no outstanding confirmation.

With regard to your specific query on the card account details appearing in the Shared database, it is acknowledged in your Card Usage Guide that, as per the extant of business the bank is authorised to disclose from time to time any information relating to Credit Card(s), to any credit bureau (Existing and Future) without any notice to the customer. The Credit Bureau India Ltd.(CIBIL) is an initiative of the Government of India and Reserve Bank of India to improve the functionality and stability of the financial system. All Banks and financial institutions participating in this initiative are required to share customer data with CIBIL.

Mrs. Bansal, please feel free to contact us at[protected] or write to us at customerservices.[protected]@hdfcbank.com for any further clarification / assistance in this regard.

In line with our focus and commitment to Customer Service, we trust we have addressed your grievance in a fair and equitable manner and the issue has been resolved to your satisfaction. In accordance with regulatory guidelines, we are required to mention that you may approach the Banking Ombudsman (appointed by the Reserve Bank of India), in the event you are not satisfied with our handling of your complaint. Should you wish to exercise this option, please log on to our website "www.hdfcbank.com" for details of the Banking Ombudsman Scheme - 2006, for further information on how to escalate complaints to the Banking Ombudsman.

Assuring you of our best attention always.

Regards,


Rajeswari Jayasekar
Senior Manager - Service Quality
Credit cards

Dear Bhavik,

We apologise for the inconvenience caused.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

Hi,

I have cleared all my dues of My Citibank Credit card & i have cleared TWO Wheeler loan long back atleast more then 5month. Now i have applied for loan but my loan is not getting pass so can u please remove my name from the Cibil.

Right now i have only one Credit of ICICI bank and payment of that card is done much before the due date.

Please help me and remove my name from Cibil. as all my dues are cleared.

Thanks in advance

please check my name in cibil.com

Credit Card — settlement done name still appearing

I have done settelment of my Credit cards but my name is still appearing in Cibil
How should I clear my name from this

My name is listed in CIBIL due to irregular payments of my creditcard dues. However, i have cleared all the dues long back (ie... 8 months before). But unfortunately, my name it still appearing in the CIBIL Bad conduct records. Now, iam not able to apply for any loans. So, kindly let me know the way to remove my name from CIBIL bad conduct list...

my loan a/c no. LADEL[protected] I Setilement car loan setilemant amt. 192200/- deposited 29/03/2010. So Plz. Remove my name in cibil.

My name is shown in CIBIL default list, how to remove my name from CIBIL list, Please advice.
Thanks,
Dipu Narayanan

I rcvd record from CIBIL in which Rs. 3230 is showing outstaning amount which I already made paymnet agst that I got confirmnation from HDFC Bank where bank is saying they will clear my negative record my CIBIL but even though CIBIL Is not clear my record so that I can't get any loan.

Please tell me suggestion that how can I clear my negative record from CIBIL.

Thx.

Shashikant Tadage

Mr. Rajesh Sharma — Remove my name from cibil

Dear Sir/Madam,

This is for you kind information I am already applied for one Home Loan But the loan is not processed due to to my name is added in CIBIL.
After I paid total outstanding of my credidcard and attaching no dues letter with this mail.
Kindly requested to please read the No Dues letter and remove my name from CIBIL and try to processed my home loan at the earliest.

I am expecting your valuable reply.

Name- Rajesh Sharma.
Control No [protected]
Member ID - BB03181025

Hi,

I have enclosed all the credit card balance who has collected as via Agencies and the same was recorded in cibil report. I got credit card from icici bank at 2003 that limit as 13, 000 only and have paid more than 25000 to that bank and that bank was auto debited from my account as 8752 without my knowledged and reviewed cibil report they are mentioned as 75, 491 current balance in that card. ICICI banks are , they are cheating everyone. I suggest RBI to close the ICICI bank from india. And, not only this, so many banks credit card & personal loan are not updating regularly in the cibil report. Cibil service is maitaining old report which was forwarded from bank & financial sectors. I advised to Cibil service to collect up-to-date inputs from respective bank & financial services. If this happen in future, no one get loan any bank. And soon, every one to died based on the .irrespective report from CIBIL.

Note:- Dear CIBIL,

Please collect proper information to respective banks & financial services. They are fooling not only customer, you too. Make necessary action from your end. If you are missing to do this, definitely you are fooling from bank & financial services.



AFFECTED CUSTOMER...

HDFC Bank — Just for late payment recorded my name in CIBIL

My name is Aarti Dubey from Mumbai,
I have applied for a home loan recently. I have received information that my name is listed in the Defaulter List of CIBIL but I have only a credit card of HDFC Bank and I have never default in making payment to them .Some times I have made bit late payment due to busy scheduled but from last 6 month I am making payment before due date and I am still using that card without any problem.
seek justice to get my names removed from the defaulter list with an immediate effect and send me revert as soon as possible so that my loan can process .

Please help so that my Home loan can start.

Looking forward to a suitable action at the earliest form your end.

My email ID: dubey.[protected]@gmail.com
Mobile # [protected]

inspite of clearing my prevoius car loan my name is appering in CIBIL. and bank also issued the NOC.
kindly suggest how can i remove my name from CIBIL.

i have clear my loane in 2006 but my name is still showing in CIBIL. kindly advice how can remove the my name from CIBIL. bank is also provided the NOC for that loan

Hi,

I am Arun, '

I am holding ICICI Credit card and my name reflects in cibil list, Pls confirm how to clear my name from the cibil List, I am ready to pay the full settlement . Pls guide.

Hi team,

My card no:[protected] expiry date 05/08 (VISA) .I have paid all the payments regularly with out any late fee.While applying for this card i was told it is life free card.Last month i got a call from customer care they said i need to make some payment up on inquiry they said it is financial charges on the card.Last week i have applied for car loan they said my name is in CIBIL report due to non-payment in HSBC card.I have never made any late payment or cheque bounce with respect to HSBC credit card and also other cards.So kindly close my card and reverse the financial charges and also remove my name from defaulters list.

Regards
Palanisamy
Contact No:[protected]

ABNAMRO — CIBIL UPDATION PENDING

[protected],
STATUS NOT UPDATED YET
IN MARCH'2010 IT WAS COMMITTED.
.
WHAT IS E MAIL ADDRESS OF ABNAMRO CREDIT CARD COMPLAINT
MY ALL MAILS ARE UNDELIVERED /
R K JAIN
[protected]

Respected Sir.
I am pravinchandra D Sulakhe had HSBC CREDIT nos [protected] and secondary cards in name of my brother vijaykumar D Sulakhe and his cards nos [protected] and i had closed the account in year 2004 with all dues.
Right now i had apply for loan in STATE BANK OF INDIA at MYSORE branch, the manager of SBI asking that there is remarks on your PAN CARDS as RIGHT OFF and only after removal of that remarks, you will get the loan facility, so please guide me what to do to removal of that marks.
if any charger is to pay i am ready to pay.
My PAN CARD no AMEP S 9246-G and my E Mail ID is [protected]@gmail.com
Sir, please do the needful in this matter.

with regards

pravinchandra

Sir

I hope that Bank will help me to solve my problems.

with regards

pravinchandra

ICICIBANK CREDIT CARD — After paying all my outstanding still they are bank is asking me to pay more to remove my name from CIBIL

Dear Sir,
I Basavaraj, sincerely request you to assist me to resolve my issue with ICICI Bank credit card. These people have cheated me several times, they had imposed several hidden charges, when I asked to revert, they kept on telling that will be reverted in next month statement. When I realized they are not going to revert I stopped the payment till I get resolved with my issue. The Bank instead of resolving my issue kept on imposing penalty. I contacted their customer care several times, but I couldn't get any help. In one of their mail they said to contact bank regional manager over mail. I even sent the mail, but the person only replied once.

When they sent me a mail telling my name will be registered in CIBIL if I don't pay 15000(round about) by 8 Sept 2010. To get rid of it I even paid the all money, which was just 5000(round about) when I requested to resolve my issue.

Even after paying the extra amount of 10,000, they are not ready to remove my name from CIBIL. When I contacted the bank by email. I got the reply asking me to pay 33,003.00 more to remove my name from CIBIL.

I request you to help me to get my money back and remove my name from CIBIL.

I have all communication mails with me as evidence.

thanks & regards
Basavaraj.

Dear Basavaraj,

We are sorry to hear about your experience and assure you that we'll look into it. We'll require your contact details in order to get in touch with you and resolve the issue. Please send us the same at [protected]@icicibank.com and we'll get back to you. Kindly refer "813382" in the subject line.

Regards,
ICICI Bank Customer Service Team.

Dear Sir,

I am not gettting any response, this is how I am struggling to get in touch with ICICI Bank Customer Services representativies.

Kindly let me know when can I expect a response

Hi Sir,

I applied for a credit card in HDFC, they rejected saying that my name is in CIBEL. But i've not used any loan before. How can i get the details from the CIBEL. How can i remove my name from CIBEL? please advise.

Thanks,

Santosh
santhosh.[protected]@gmail.com
[protected]

Hi,

I have applied for a home loan recently.

I have received information from the bank regarding defaulting in credit cards of HDFC Bank. My name is listed in the Defaulter List of CIBIL.
I have Also cleared Credit Card account from my side. I have received NOC Letter from HDFC bank to me. So please help me & corporate. Please remove my name from cibil list. My Card No is [protected].My Pan card number is AJWPR5348H. Please do it as soon as possible.

Thanks & Regards
Vipin Singh Rawat
[protected]

remove my name from cibil

I recived TWO WHEELER LOAN from hdfc bank ltd.Customer Name-SURESH CHANDRA BEHERA loan a/c no. 1822090.Then bank give me "0" balance statement and "NO OBJECTION CERTIFICATE" on dated 30/04/2009. But my name show in cibil .So Pl. you remove my name in cibil.

Thanks & Regards
Suresh Chandra Behera
M-[protected]

one of my cousin recived TWO Wheeler loan from HDFC bank for communication address he puted my addres My name is N.RAMALINGAM DATE OF BIRTH[protected]
after he setteld full amount. That loan a/c no. 10370746 Rs 37600/-. he deposite full payment acording to bank on dated[protected] Then bank gave us "0" balance statement, NOC & "NO DUES CERTIFICATE" on dated 05th June - 2009. But my name show in cibil .So Pl. you remove my name in cibil.

hi, i applied for lic credit card last month, but they reject my application due to cibil problem, can i know about the cibil. my date of birth is - 15th july, 1982.
plz help and mail me at- [protected]@hotmail.co.in

Hi,

How to remove name from CIBIL ?

How can anybody ever patronise ICICI Bank after reading such sorrowful experiences of credit card customers. I do not think they bought the credit cards to suffer such calamity in the end.

I am sailing in the same boat as far as the fraudulent attitude of the company. It uses third-class dubious methods to conduct business. My credit card no. is [protected]. I settled full and final payment in February 2006 vide cash and I have the cash memo as well as all the correspondence with ICICI bank.

However, even today I continue to get outstanding bill statements in my e-mail junk folder. I have been ignoring all the fraudulent bills that I am not supposed to pay. I know I have been reported to CIBIL. God knows how much ICICI wants to squeeze out of me. Imagine the number of customers that ICICI must be cheating in a similar fashion and you understand their business strategy. It stinks!!

I feel cheating institutions such as these could be hand-in-glove in supporting each other to the disadvantage of poor customers. I strongly recommend avoiding ICICI services altogether for peace of mind. Buyer Beware!

Hello Friend,

Check out the below websites, how to remove my name from CIBIL or how to get highier CIBIL score for your Loans; Its just amazing; It works

www.hyiperzone.com

www.weightiloss.com

HDFC Credit Card — PAYMENT DONE BUT NOT REFLECTING IN THEIR SYSTEM (FOR NOC)

Hi,

(My HDFC CREDIT CARD NO. [protected])

This is to inform you that HDFC credit cards division is harassing me
unnecessary on phone . I settled all my payments without getting any official
statement from the bank rs 2250.00 (HDFC chq no 806189) and rs 476.52 (HDFC chq no 806188)
when I called to hdfc cust. care there is appering the amt in system. but same time I called in credit card billing dept they told me our system not refleting amount . and they told me witout reflecting this amt in our system we could not take request for NOC.
they are asking about incashment certificate from hdfc saving account but i called saving account dept they told me we can not provide this certifcate we can provide only bank statment. please solve this case and tell me how can i get a NOC we have paid all amount afer that.............

I need urgent Credit card NOC........

pls do needful

Thanks and Regards

Kailas Marathe

ICICI Bank — remove from my CIBIL report

Dear Sir,
I Rajeev Kumar Singhal S/O Shri Gyanendra Nath was deposited all the balance dues on dated-25.02.2011.
My Bike Registration No. is “UP14AA8678 (Model-TVS Star City FL Red-2005)”
Please update my CIBIL report (member no. HF63161015 and control no.[protected] and issue me NOC ASAP.
Because I am waiting for housing loan approval from LIC (File No.612629)

Regards,
Rajeev Kumar Singhal,
S/O Shri Ghyanendra Nath
PAN – AYUPS6364D
MO:+91-[protected]

I think in the coming days no one will be able to take loan as ever person name will be in CIBIL. An individual who is not on fault but still their name is appering. It seems that, if you got a call from any of the bank that an amount is outstanding against your credit card, you do not have any right to what amount is this, how it is got outstanding. You just go to near by bank and deposit the amount. otherwise CIBIL will add you as defaulter. I don't know, the bank who are analysing on the basis of CIBIL status, why dont they take their own decision. Its some thing allowing only those CAR on roads which is not having a single scratch, if there is a single scrach it means you are not having good driving record and will not be allow to drive.

ONLY GOD CAN HELP US FROM SUCH TYPE OF RULES.


VIKAS
[protected]

Hi Rajeev,

We are sorry to hear about your experience.We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

[protected] is the control report of CIBIL. there were 2 loan is outstanding which is not belong to me. Citi Financial Consumer Pvt Ltd. has put my name by mistake in CIBIL. After long communication Citi Financial has accept his mistake and mail me very soon CIBIL has remove my name. But after 2 years still my name is display there. Citi Financial has harassed me very much. Please suggest me how to solve this major problem which is created by Citi Financial. PLEASE help me.

Hi,

We are sorry to hear about your experience. We have made a note of your mobile number. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team

Dear Sir,

My name is Lalit kumar S/O Sh. Ram Kumar, Resi. Off, H.no 15a Badli Village delhi. D.O.B. 02nd Nov. 1981, Pan No. is ACJPY4516G .

I did not get any loan in my whole life from any bank and anywhere recently i apply
for personel loan from HDFC Bank and they told me your loan decline due to prevoius loan pending amt of rs.40000 and they provide me a Cantrol No.[protected] but i did't get any type of loan, .

i want to know abt loan given me company or bank name which given me a any type of loan and kindly suggest me the address of any deppt. where an i omplaint against this fake loan complaint

Kindly chk this matter what the hell is this

Lalit kumar
[protected]
[protected]
New Delhi

Dear Sir,


We are finding one cibil data disputed of Amirul Haque. His actual date of birth 03.04.1975 but in the cibil report date of birth 22.06.1962. Kindly look into the matter and confirm at the earliest possible. Details of the person:


1. Name of the person : Amirul Haque
2. Name of the father : Atiar Rahaman
3. Address of the person: Vill. Uttar Chandpur, Makhalgacha, Hasnabad, Dist. North 24 Parganas, West Bengal-743433
4. PAN Card No. : ADUPH4774M
5. Adhaar Card No. :[protected]
6. Voter Id No. : CXW0624668
7. Date of issue : 03.01.2015
8. Date of birth : 03.04.1975


Regards.


Senior Manager
United Bank of India
Basirhat Branch
E-mail: [protected]@unitedbankco.in

Wrongly Mentioned Loan Against My Name
R/ Sir,
I have never obtained any loan till today but my name is listed in CIBIL report. I came to know this fact when I contacted Bank Of India, Station Road Branch, Hajipur, Bihar. my name is wrongly shown in the CIBIL report.It is therefore requested that my name may kindly be deleted from the the list of CIBIL report
Complainant.

N.K. Pandey
Operating Brach, E.C. Railway,
Hajipur, Bihar

i am rajendra shivaji [censored]ole

dear sir
i am rajendra [censored]ole . my a/c in bank of maharashtra .& my a/c no is [protected]
i give the only 12 cheque of my bank of maharashtra a/c for my mothers hdfc home loan a/c no.[protected]. but civil records shows i am co applicant of this loan actually my father co applicant of this loan . so i want to remove my name in civil records of co applicant because my personal loan reject this reason.

We can become a union and fight against unethical harracement of cibil. When i asked about my particulars of cibil account, no body /bank is able to provide the information but simply saying your credit rating is poor with cibil. So i have to buy it from cibil by paying Rs 450 along with a long procedure. That means cibil is purely doing blackmailing unethical buisiness.

With out sharing my own information with me which cibil collected by spying, how can it be dislosed to banks. That means cibil is selling my secreats to banks which is like brokaraging.

So finally i am defining CIBIL as a brokeraging ageny which sells individuals financial secrets unethiclly to others.

G.S.Rao
Hyderabad
[protected]

Dear Everyone,

I agree with the above points. Everything associated with CIBIL is in a mess - be it cleansing of Financial System, Customer Care at CIBIL and also the algorithm that goes into the Creation of the Score. For example, a person taken a loan in 1992 will appear in the report because bank reported the information in 2010 or 2011 since CIBIL came into existence at that time. This account will go into the calculation of the Score even though as per Credit Information Act, they are not supposed to consider credit history later than 7 years. I have tried many a times to explain this to CIBIL and for the hundredth time, I have heard that "CIBIL has no authority to modify/ verify information", they just receive the dump and without Quality check, they generate the score. I tried even to contact RBI Banking Ombudsman - Mrs Kalpana Khevde, but she says CIBIL does not come under them. Whom does it come under? CIBIL also does not come under RTI, so who gave it the authority to access credit information. If its RBI, then RBI must sort this out. Else, we are heading for a big economic downfall.

Hi Ashok,

looking at your senario there is no suprise as banks are known for not updating CIBIL correctly. Being an expert on CIBIL i have seen many people suffer due to this. Since you have all the relevant documents your case can be sorted out quickly. If you would like to get more advice on this you can contact me on [protected]/[protected] or email me at [protected]@debtdoctorindia.com.

Regards,
Timothy

Dear Ashok,

We are the customer service team at ICICI Bank. Write to us at [protected]@icicibank.com with your contact details. We will contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Hello Sir/Madam,

My name is Aishwarya theres an issue regarding my father's cibil score, in 2004 my father had taken personal loan of 20, 000/- from Bajaj Finance in Sangli. He paid 3/4th of 20, 000/- and near about 5, 000 were remaining to pay. But in 2005 Sangli suffered from Tsunami heavy flood and people had lots of loss, so looking at peoples losses on requesting Bajaj Finance they let us not pay the remaining amount, so we thought the personal loan is closed then but now when I see the cibil score it shows that u have to pay 1, 11, 000/- whereas, on requesting it was meant not to be paid and since, 2005 the Bajaj Finance is been shut and all other finances got separated by different names like Bajaj Finserv, Bajaj Alliance, etc and these people don't even have old records with them.
Please help is on what has to be done.

Hi,

We have made a note of your mobile number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

Why should a person suffer for a mistake which he has not committed. Why should a person invest time and money for these issues, when he has not done any mistake. why such a system should exist. Why a bank can not help me in getting this corrected, ultimately they would have earned money if this would not be there.

Hi,

You can get in touch with Rectify Credit. I am sure they will help you.

Thanks,
Akshata

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Want to remove my name from CIBIL
Hi Sir’s,

Name : senthilkumaresan.G
Loan# :LTVLM[protected]
Bank : ICICI 2 wheeler loan
Vehicle# : PY 01 AP9921 (HERO HONDA SUPER SPLENDOR)
Pan# : AYIPR3027L
Address : 3/80C, 3/219, MARI AMMAN Kovil street, KOLIYANUR, Villupuram

I had taken two wheeler loan at ICICI, and I made all payment,
But unfortunately my last EMI was bounced, but I haven’t received any intimation from your end
I thought my loan was closed.
Now I have applied loan with some other bank, but the same was rejected by CIBIL due to unpaid loan with ICICI
So I have checked with your customer care and they have confirmed that Rs.9635%is paid
I have made cash payment immediately at your pondicheery branch .( Receipt copy enclosed)
And requested to them provide NOC and send request to remove my name from CIBIL
But they have confirmed that NOC will take 15 days and CIBIL process will take 1 month.
I’m in need to have loan, hence requesting to dispatch NOC immediately and send request to CIBIL to remove my name.

Hence requesting to do the needful on top severity.

Thanks in Advance.

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

hi,

You can get in touch with Rectify Credit. I am sure they will help you.
www.rectifycredit.com is their website.


Thanks,
Ankita

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Yeah he is right. Even the same thing has happened to me also. Now i am writing this comment when looking to get a CIBIL Report. Actually i have been applied for a personal loan in HDFC, but they rejected just becoz of that wrong CIBIL report. In that report they have mentioned like Credit card repayment issue.The beauty is firtst of all i didnt apply for any credit cards, then how can i purchase goods by using it??? Not only credit card even i didnt apply for any loans before. This is the first time i am trying for a personal loan.

Hi,

We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon to resolve the matter.Kindly refer "1817972" in the subject line.

Regards,
ICICI Bank Customer Service Team.

Dear Girish,

With regards to your disputed details with CIBIL report ; i would suggest you that rather than waiting for 25-30 days ; Kindly put a mail to [protected]@icicibank.com and ask for the Control no. of the cibil report drawn for you during your credit appraisal.

Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.

You will get the correct information accordingly.

You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com

" Apology donot mean that I am wrong and you are right...It means that I value the relationship more than my EGO. ''

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Dear Ankush,

With regards to your disputed details with CIBIL report ; i would suggest you that Kindly put a mail to
dgm.[protected]@sbi.co.in and ask for the Control no. of the cibil report drawn for you during your credit appraisal ; where the default was seen and which has resulted the rejection of your loan application.

Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.

You will get the correct information accordingly.

You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

ICICI Credit Card — No dues but dues shown by bank

I wrote repeatedly to them that wrongly a transaction has been placed by bank to my credit card account & no dues are there to my account but they are sitting dumb to my complaint & continously making demand calls although i am not liable for that transaction

Regards,
Ram Kr.

ICICI BANK LTD CREDIT CARD — O/s Shown in CIBIL after getting NOC

Dear Sir/Madam,

With reference to the above subject matter, myself Nitin Shinde would like to lodge my complaint against ICICI Bank Limited, Credit card division due to my name wrongly shown in CIBIL information with the due amount, which had already been settled/paid by undersigned.

I have already collect the No dues certificate copies of my credit cards, and the payment of the same has made by cash.

I am giving written letter to ICICI bank, to arrange to withdraw my name from CIBIL, but they are not co-operate me.
Due to my name showing in CIBIL information record (as per the Bank rules), my commercial transactions are getting difficulties in general way.

Despite of repeated communication with the ICICI bank , Indore branch (Malav Parisar, A.b.Road,Indore), there is no satisfactory replied from their sides.

You are requested to please help to remove my name & undue outstanding of credit cards from the record of CIBIL, so that my commercial transaction being work smoothly.

If any query, please call me @[protected] or write back on [protected]@yahoo.com

Thanking you,
Faithfully yours,

Nitin Shinde
196-BS4, Scheme no.78,
Aranya Nagar, Indore.M.P.
Contact no.[protected]

Dear Nitin,

We apologise for the inconvenience caused.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

ICICI Bank Credit Card — Wrongly posted outstanding in CIBIL

My name is Kundan Sondhra, I had ICICI Bank Gold Credit card. The card has now been deactivated from ICICI bank.
Everything was working fine untill one time I by mistake made Rs. 2/=(Rupees Two only) lesser payment in my total outstanding amount.
After that my card got deactivated and nobody will believe that this outstanding amount is showing in my CIBIL record.
I only got this information after I applied for car loan. Why is CIBIL not accessible to concerned people? Why is it only for financial institutions? & why is the customer having no rights over CIBIL although it has got all the powers to destroy a persons financial image?

Dear Kundan,

We regret the inconvenience faced by you.

Please email us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 310381). We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.

Hi,

We are sorry to hear about your experience.We have made a note of your account number & loan account number. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

sdfg

uugjhgklhlkjh;k

i had already close my lone in HDFC but till date my name is in cibil report .i had already close my lone on 22/10/09 of my lone acount number 90023353 towards receipt no 19241453 agency name INHOUSE agent ID card Number 22468.

TO
THE MANAGER
CIBIL DEPTARTEMENT


WITH DUE RESPECT I BEG TO SAY THAT I HAV CAME TO KNOW FROM MY CIBIL REPORT THROUGH S.B.I. IN WHICH YOU HAVE SHOWN TWO AUTO LOAN IN MY(SHEKHAR) A/C NO.[protected] WITH RS.6000 APROX OVER DUE
BUT I AM PLS. TO INFORM YOU THAT I HAVE CLEAR ABOVE LOAN A/C [protected] ON 30/10/2006
I AM ALSO ENCLOSING THE DOCUMENTRY PROOF LIKE
1:-BANK STATEMENT
2:- NOC FROM S.B.I
YOU ARE REQUESTED TO CORRECT MY CIBIL REPORT AS EAELY AS POSSIBLE
MY DETAILES AS FOLLOWS
NAME:-SHEKHAR
DOB:-30/06/1973
PAN NO:-AZZPS3668J
ADD.- BANKHANA NEEM KI MATHIYA BAREILLY
S/O:-KAILESH CHANDEA SAXENA
THANKS AND REGARDS
SHEKHAR


Treat yourself at a restaurant, spa, resort and much more with Rediff Deal ho jaye!

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Hi All,

From past 2 half years am using HDFC credit card.last year apirl i was out of station i was unable to make the payment.because of this things my name is apparing in CIBLI defaulter list..till now i am paying correctly before due date..and twice i appiled loan but it got rejected because of this report..seriously am feeling very bad.please let me know how to remove my name in CIBLI defalutler list.

My cusotmer ID ; 23950169.

My emial id
[protected]@yahoo.co.on
contact no [protected]

Awaiting for your reply.
Prathibha

TO,
THE MANAGER CIBIL DEPERTMENT

SIR,
WITH RESPECT, I HAVE CAME TO KNOW THAT MY CIBIL REPORT OF H.D.F.C BANK TWO WHELLAR LOAN HAS BEEN SHOWN SETTLED.BUT I HAVE NO SETTLED PAID ALL THE DUE MADE BY BANK, MY LOAN A/C NO-731518.BANK RECIPT NO[protected], DEPOSITE RS 20411(TWENTY THOUSEND FOUR HUNDRED ELEVEN)

plz not show settled.

mob-[protected].

plz clear my cibil report.

sir, i do't have got any reply.

I rohit chugh financed a personal loan a/c no.2706442 from citi finencial. i settled my account on 23rd sep 2005. settelment letter and cash receipt, but still my name is shown in cibil till the date. Pls check the dtls from your end and revert me back as early as possible.

Regards
Rohit Chugh
[protected]

i am santosh vitukade i have taken personal loan from icici bank laon a/c no LIPUN[protected]. I sattled my laon 10/01/2009 sattlemant latter no COLL/STPL/PUN/1208/1022 and cash receipt but still my name shown in cibil tiil date .plz check detail & romove my name .plz do this needful.

REGARDS
SANTOSH VITUKADE
[protected]@yahoo.com

Hi ICICI

I have sent letter about my credit card numbers[protected] & [protected],

i was linked auto payment from my cards for ICICI Lombard account and i have cancelled my insurance with in 3 months DUE TO TRANSFER FROM STATE TO STATE but my cancellation was not done by ICICI bank, that insurance was made my credit card to be blocked,

& payment wash not returned back to my CC accounts from ICICI insurance company.

Now i am in trouble to pay 18000/- for my credit card,

Humble request to ICICI bank to clear my issue and return my credit card as is.

-Thanks
Suresh
email id is - [protected]@gmail.com & [protected]@rediffmail.com

if i paid full amount & bank is saying he will issue "NO DUES CERTIFICATE" to me. In how many days my name will be remove from CIBIL.

Dear sir/madam,

This is Bipin Bhosale from Mumbai, I have taken education loan from IDBI bank and mistakenly I was not able to pay interest on time. But I have paid off that loan and have taken "NO DUE CERTIFICATE" from the bank. Now I have applied for personal loan in HDFC bank, but they have rejected my loan application saying my name is reflecting in CIBIL record.

Please help me to remove my name from CIBIL or to improve Credit score.

Thanks in advance.

FOR YOUR REQUIRED QUICK AFFORDABLE LOAN, EMAIL [protected]@yahoo.com

Hello, I am Cathrin Adams, currently living in New jersey city, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in June 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $105, 000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral, no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Calvin Scott. He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: ([protected]@yahoo.com) Or http://calvinfinancialloanhome.bravesites.com/loan-applications

================================================================================...⇄

Recently I have applied for a Personal loan from HDFC Bank and came to know about my score that mention 540 on my name which is visible on CIBIL.I would like to let you know that there is no such outstanding amount on my name.
Name;Diwaker raju
DOB[protected]
Contact No [protected]
Pan no ANOPK3282B
Address 558 7th floor Cpwd quatreas
HSR Layout Type 41 sector 1 Near Foodays Hotel
Bangalore 560034


And i requested to CIBIL for my report and i payed 450 online, given my details through courier twice and there was no response Request no 715837

Request you to please make all the necessary corrections and remove my name from CIBIL

CIBIL data is really questionable. Banks send Credit information regularly but unfortunately CIBIL adds new loans but does not delete the loans closed by the customers. The problem comes when we approach a bank for loan and come to know about those loans which were never availed.

I have applied for Housing Loan for the first time in my life from HDFC and came to know that there are already 3 Housing Loans in my name. I asked them for details so that i can take up the matter. Response is also very poor from CIBIL. The govt./regulators must ensure data quality of CIBIL immediately otherwise the Loan seekers will be tortured in the name of CIBIL by Banks.

D. Ravi Kumar
email: [protected]@gmail.com

Dear Mr. Gupta,

In this connection i would suggest you to speak to your credit grantor [ Deutche Bank ] for the correct updation of your loan account details with CIBIL authorities.You may write to Manoj Naik on head.[protected]@db.com. Subsequently CIBIL will update your credit records accordingly.

You should note that CIBIL is a neutral service provider and the reports are purely based on data reported by its members [ Bank, Financial Institutions ]. The decision to approve or decline an application is entirely on the Banks discretion.

You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.

Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com