Credit Information Bureau India [CIBIL] Complaints & Reviews

Hello sir,

I have availed home loan from ICICI bank and now i want to go for Balance transfer(i.e takeover) with SBI.
But yesterday i got one Credit report from SBI stating that my homeloan application is pending because of some outstanding with one one of the credit card company. Amnt is Rs 17, 846 of dated[protected]
whereas i availed home loan from ICICI bank in May 2006 and no problem of this sort had happned.br...

Recently I had applied for home loan which was rejected by on of the PSU bank on a/c of some credit card default showing in my name. Interestingly Bankers name, account detail and other relevant details are not appearing in the CBIL report from which I could understand which bank has put my name in defaulter list. Since I had clear all my dues against all the credit cards and taken confirmation over phone from their call centre (as per the...

Here is the copy of mail I have already sent to CIBIL...your comments pls:

Dear Sir/Madam The below referenced details indicate my transactions with the credit cards. I would like to inform you that based on this feedback my personal loan application has been declined by some banks viz.IDBI, ICICI and AXIS. This is really funny as well as ridiculous. As you are aware, the mechanism by which the money is recovered in personal...

I have applied for a home loan recently.

I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.

Except Amex, all the banks have provided wrong information to the CIBIL. Now after long email exchange and telecom I have received emails from all the above mentioned...

I need my CIBIL credit report..
My DOB is 24/04/1978.. Pls let me know whether i need to pay any service charge for this, if so where should i pay.. Its very urgent for me pls help me...

Need my CIBIL report to verify my credit history...

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL...

sbi card was paid by me in 2000. if you want the facts then tell me your email id so i can scan all the documents and forward to you that your members are wrong. Otherwise I will suitfile aginst you and sbi in jaipur highcourt that your are breaker of my fundamental right and your member is breaker the treaty between us. and it will comes under official secerates.so please cooperate me. mycontrol no is 38, 20, 41, 975 so please dont take...

Dear Sir/Madam,

I was surprised to hear from the Banks that my name is listed in the Defaulter List of CIBIL.
In the CIBIL report, its showing about two wheeler loan which was taken in December 2006 and discontinued the repayment from December 2007.
But I never taken/applied any two wheelers in that period, more over I not even stayed in the address which is mentioned in the CIBIL report.

Because...

Dear / Respected Sir,
i was having used vehicle loan (BMW 3 series) from ICICI bank some years back, but after some months I was not able to pay EMI on time so I surrendered the vehicle to the same. i have made all the settlements with ICICI bank and i am having all the ful & final settlement letters from them. there are no issues from my side. It was in 2006 last and in 2008 when i applied for a vehicle loan with HDFC for a maruthi...

Res. sir

I am very grateful of you, I feel very relax when I find your complaint against CIBIL.
I am going same kind of problem, I apply for takeover loan from sbi which I borrowed from icici, now sbi asking me that you already borrow a car loan from icici and that is overdue, so till you dont make that payments to icici we [sbi] may not give you loan, on the second hand in my home loan i dont have a single rupee outstanding....

my status in CIBIL is
Account type: PERSONAL LOAN
Account Status: WRITTEN OFF
Amount Overdue: 19, 720
Reported by: CITIBANK
Account Information: 02LCBVAN3567169
Date Reported:[protected]

But I havent any overdue of rs 19720 on[protected]
please help me what sould i do?...

Pls give me the status of my cibil report my birth date is 6th jan 1983...

Dear Sir
I had cleared all my pending bills for my SBI creadit card no. [protected] on date 17-09-09 with my SBI recipt no. 12406446, book no. 250108 and also the bank has issued me a no dues report to me. but the CIBIL is still showing DUES PENDING at my end. please look into the matter as i have applied for a loan and this is creating a problem in clearing the same....

Dear Sir,
Some days ago I came to know that my name is in the list of CIBIL. As a result I will not get any further loan from any financial institutions and/or from any Bank.

Kindly let me know since when, how and why my name has been listed in the CIBIL records.

So that, I can know my fault because till now I do not know what is my fault and how it has been happen.

Again requesting you...

Dear Sir/Madam,
Thank you very much to give us your support for our stand.

Firstly I want to give u my information, I am Manubhai V Mehta, living in Mumbai, age of 65, For your kind information I m appointed as a joint Secretary in All Maharashtra Human Rights Welfare Association in Mumbai, i have taken this matter because of illegal activities and business of CIBIL, because CIBIL says that they are waiting for Certificate...

Dear Sir:

I have recently applied for a loan in CITI Bank they have come back to me stating that CIBIL report says i have an outstanding personal loan of 65000 against my name but i have no clue about this amount and from which bank. The below details does not make any sense to me.

Details provided by CITI Bank:

Loan Amount :: 100000
Start Date :: 31-DEC-2005
Current Balance :: 65303...

hello
we r fighting with cibil, for their illegal activities, i[censored] want to join us contact me my email id is [protected]@hotmail.com

please gothruogh my one of the corrospondus with cibil
Dear Sir,
I acknowledge your mail dt.22/09/2008.I am failed to understand that why do you kick me like football. On one hand you say that Your Members supply data of Credit Information to you and you circulate to...

Sir,
My name is santosh kumar, my pan card no. is AJMPK4772G My adress-santosh kumar dixit, bajrang vihar, kursi road, gaurabagh, lucknow, 226026. My mobile no. is [protected], [protected]. I'm applying education loan for my son in Punjab National Bank, Kapoorthala, Lucknow. The are given me a control no. "[protected] ". After sometime the bank give us
your cibil statement it shows that i am wilful defaulter. But...

I would like to raise serious concern on a gross misrepresentation of facts in CIBIL's consumer credit information report. I am facing unnecessary hassles and trauma despite having a clean record of repaying all my loans and credit cards bills. One of CIBIL's members has provided wrong information, and CIBIL is floating it without verifying facts.

CIBIL record shows a written off amount of Rs. 4746 (reported[protected]...