[Resolved]  Credit Information Bureau India [CIBIL] — wrong cibil report about a pending loan

Address:	Hoshangabad, Madhya Pradesh, 484001
Website:	www.cibil.com

This is in regards to subject matter, recently i had applied for pl from hdfc bank, i have been associated with hdfc since last 18 yrs. I have always maintained good credit history but this time when i applied, i was told that my cibil credit score is 655 and there is a default against me for non payment of loan which is appended below.

And this was news to me as taking a loan of rs. 01 lacs and defaulting and tht too from a gramin bank. I investigated the matter and visited gramin bank and found out that this laon is not taken by me but isin the name of some deepak sharma (My name is also deepak sharma) his fathers name is different then mine and no pan card is mentioned, his address is different.

Now coming to you how can you put this is my name?
How did you arrieved to this conclusion? Or is it that business of your that you creat this confusion and than for rectifying the same you ask for money.

Before i take up this matter on social media please respond and correct your misdoing.

My cellphone no is [protected]

Cmpgb
Business loan – priority sector – others
[protected]
Individual
Account details

Payment status
Credit limit
-
Sanctioned amount
1, 00, 000
Current balance
56, 562
Cash limit
-
Amount overdue
5, 663
Rate of interest
11.50
Repayment tenure
60
Emi amount
-
Payment frequency
Monthly
Actual payment amount
690
Date opened / disbursed
-
Date closed
-
Date of last payment
22/02/2013
Date reported and certified
21/01/2016
Value of collateral
60, 000
Type of collateral
Property
Suit - filed / willful default
-
Written-off status
-
Written-off amount (Total)
-
Written-off amount (Principal)
-
Settlement amount