Dewan Housing Finance Corporation [DHFL] Complaints & Reviews

Hi
I too confirm that DHFL is offering very poor service and i have faced lot of problems while getting loan. i got the loan after 1 year during the year i have submitted N no of times the bank statement and payslips.
ultimately they have charged 50, 000 towards cheque issue. this was my bad experience at Himayat Nagar branch particularly Nagender is the sales executive he is an and he tried to mitigate and tear the papers 2 times for the bribe. if anyone wants evidence for reciept of money by nagender i will produced the recorded conversation.

dear sir,

Befour 1 month i am going to Your indore branch Every day for Docoument List but your branch Employye are not support me. they are giving me excuse every time.indore branch is very poor in services. all empolyee in seating at indore office only foket work.i fed up with DHFL Please help me anyone.

very poor in service
very poor in approach towards customer
increase of interest rate
taking much time to sanction loan
dont visit to any branch of dhfl bank anywhere in india.

I also applied the Home loan on dated 9th june-2009. At the end I have got loan from DHFL vyasya bank, Pune Near FC road branch. I also observed very poor service from them... Also at the time of loan agreement i.e. on 2nd sept-2009 interest rate told that 9.75%. However at the disbursement of loan amount they increase the loan amount 10.25 floating... it's really bad..

Thanks everybody for sharing this information .., I was planning to apply for home loan from DHFL but now i wont .

cheatting customers, very bad approch and behavier to the customers by the manager, not reducing the interest rate the other bank reduces.dont go for dhfl home loan .better than that is to suicide...

its true this bank is cheating poor people. every bank has decreased their rate of interest but i m still paying 11.5%. they told me to pay 3% and after that they will provide me 10%interest rate. now how is it floting

I have submitted all the necessary documents to DHFL representative three months before because I have to complete my renovation before my marriage which is held on OCT-21-2010. Finally my loan has been sanctioned one month before as per Vellore BM statement; I was following up with them for my cheque, during this period they had visit my property. But today[protected], I called to BM regarding my loan status, instead of positive news; I got news from BM that “Sorry we are unable to process your loan”
I have given DD to DHFL, I have given my blank cheques, I have given all my property original documents to them.
Reason which I heard that, the property is interior (80 % of places interior in India), I accepted this is your company policy. They would have told me that before applying my loan otherwise would have told me after ten days. Simply they have declined my request after several efforts. It’s not mean that again I request you to approve my loan.

please guide me... m appearing for home loan in DHFL i allready paid 26, 000 towards loan sanction,
they tought 10.25% interest rate...please advise that- applying in DHFL issafe or not

I took a plot loan on June 2011 for 15 lakhs - 10 yrs tenure with 11% as interest rate. They sanctioned the amount by fixing EMI as Rs. 21203. The very next month (July 2011) they increased interest rate to 11.25 % and again next month as 11.75% and based on that they increased my number of installments from 120 months to 129 months without any intimation. Since then they have not decreased the interest rate, it remains same as 11.75 till now. With this decision I have to pay 9 installments * 21203 = 1.9 Lakhs extra. I feel this is like perfect cheating where they canvas customers with competitive interest rate and once become customer they shoot up the percentage in very next months. They give explanation as usual like RPLR, Lending rate, RBI etc. Even though my loan is floating, how can they increase the interest drastically in their own way? is there any regulations against such marketing tactics of NH Banks?
how is our banking regulatory system allow such well-planned marketing tactics? Please do something, not just for me but against such unethical business they do and to avoid any more victims Thanks!!

Still DHFL charges 11.25% rate of insterest on home load. such a finance company.

already home loan rate of interest low as compare DHFL..

i suggest you dont go with DHFL home load.

I totally agree to you. They raised the interest rate three times in a year following the other banks. But when other banks have announced and indeed reduced their rates, DHFL is maintaining status quo. They talk excuses when contacted. It is a private financial institution and have no transparency in the system of rate fluctuations / Calculations.

at present housing loan interest rate?(0-20 years)

Even I am facing the same problem. My tragedy is that after reducing the rate of interest by RBI and other private and nationalizes banks DHFL increased the rate of interest just after two months form the date of loan sanctioned. Pretty poor reason they gave for increasing the rate of interest "EMI paid by you is not sufficient for the repayment of loan taken by you" this mean after two months of sanctioning the loan DHFL comes to know that EMI which am paying is not sufficient for the repay the loan amount. This is very funny I have the written proof of this statement from DHFL.

DHFL has been in Housing Industry for the last 25 years, mainly focussion on the needs of the Lower Middle income group. It had financed millions of houses even in the very remote areas. In my experience they are charging reasonable interest and not charging any hidden charges

i am also facing same problem with dhfl.interest rate should cut accordigly.as all otherbanks reduced their interest rate accordingly.

i am also facing same problem with dhfl.interest rate should cut accordigly.as all otherbanks reduced their interest rate accordingly.but dhfl till charging 13.75% int.

Me to facing the same problem with DHFL. Though they reduced from 13.5 to 12.75.
We should contact the RBI odumbus officials to press further.

Me facing the same issue... How can we register complaint against them???

hhhhhhh

I am pradeep kumar and also facing the same problem with DHFL interest rate should cut accordingly.as all others bank reduced their interest rate accordingly.

I am facing the same issue

I have face such problem 2 times due irresponsible DHFL official.
Also after this kind of things only customer have to suffer the employee and the upper management does not take any action to help us.
So overall experience is, they just cheat you to not to migrate your loan from DHFL to other bank by the fake promise and then customer has to just suffer financially and mentally.

I had took loan from DHFL At RATE OF 12% INTEREST NOW INTEREST RATE IS 8.85. I Visited Head Branch For Reductions In Interest Rate But they said in last 1 Year My cheque was bounced 3 time that's why your record is not good and they are not reduce my interest rate

Hello,

I was quite happy with DHFL, except enforced Life insurance I have to take initially.

But recently I noticed ROI is reduced to 8.85% ( as per my loan type), but I am paying loan against higher ROI.

Since I have opted for Flexible Loan Type, it should be 8.85%.

Have sent email on [protected]@dhfl.com today, will wait for reply.

Regards
Shagoon

DHFL are absolutely ripping their loyal customer's. My Home loan ROI has increased thrice from 9.85% to 10.72% which equals a personal loan interest rate. I tried emailing [protected]@dhfl.com and DHFL Response and the response they gave was very lame which seemed to be copy & paste from their templates. They didn't give any option to lower the current interest rate even my EMI has been increased without any prior notification.

I have given several chances to DHFL but now I've decided to transfer my loan to Banks offering lower interest rate. Thanks DHFL for such a horrible experience!!

Hi Team,
Even I have a same concern, service and all are good but as am I a women salaried person who opted the home getting charged with 10.7 % ROI.
Kindly help me in reducing t rate of interest as per RBI rule.

Thanks,
Ramya Parthasarathy.
[protected]@gmail.com

Hi Team,
Just now i got to know my ROI is 11.47% not 10.70% which i thought of before. Not sure why it has been increased in latest time without my knowledge. its really disappointing which is more than the personal loan.
Please confirm me so we can try out in some other banks for lesser interest.

For your information,
Loan Application No:01167838.
Contact No : +91- [protected].

Thanks,
Ramya Parthasarathy.

ROI became 12.32

WHAT THE HELL

These scammers need to be taught a lesson.

I will be filing a case in consumer forum

I took Housing Loan from DHFL in Floating Method @9.85% in Nov 2016. But as per recent changes, ROI has been decreased sevreal times. Other banks had reduced their ROI and offering Loans at around 7.50% or 8 % (max). But DHFL is still charging us higher ROI. On asking DHFL Officials, they are responding that the scheme has been kept on hold . I have been calling them continuosly since Dec'2018 but they are repeting the same answer. This is a clear case of cheating.
When they want to increase the ROI, they do immediately. but when asked for lower ROI, they give give reference to RBI guidelines. Now the RBI has reduced its ROI several times, why DHFL is not responding and giving effects to its consumer.
Is there no one to do the reality check.

finance — Preclosure Amount is high than Future EMI's Amount

We have availed loan and paid our EMI's regularly for 28 Months and decided to Preclosure.

The Future EMI's are 10985*7=76895.00

But they have collected at the Foreclosure

Principle -- 74250.00
Preclosure(4%) 2970.00
Interest 640.00

Total - 77860.00

They have collected more amount while preclosure than Future EMI amount

Pre closure Amount- 77860.00
Future EMI's Total -- 76895.00

The difference amount is 965.00

Can i claim this amount

Home Loan — Highest Rate of interest across all banks

I am an existing customer of ICICI bank Home loan, Avail a loan in 2006 at a 8.75% Floating Rate. In 2 years my rate is revised no of time but only twice i was informed about rate hike and change of rate. recently received a letter stating my new rate effective Nov'08 will be 13.25% due to market change.I raised a complain with the Bank Officials and asked for a detailed explaination in writing about such a high rate only with ICICI bank. Market has changed so all bank should be effected but i checked with couple of banks ( Bank of baroda, UTI, Axis, HDFC) and found the max these banks offered was 11%, then why ICICI with such a huge difference. I did not get a valid reasoning from the bank official as they said those details are confidential.

I wonder does ICICI runs on a seperate market and economy changes. Now after raising no of complains they offering me to pay a Swicth Fee to reduce my rate of interest. So Indirectly they want to charge the customer to reduce the rate. More shocking was that they offering much beeter rate to their new applicants who wants to avail the loan now. Then why not same to the existing customer, why penalize the old customer.

I would never recommend any one to ICICI bank. I wanna take this matter to Court but wonder will it make any difference. How do i fight the same?

Please help

My frind has taken housing loan with DHFL. Their service is good. Totally i disagree with your comments. My friend has taken two loan with DHFL, if service is not good how he has availed 2nd loan.

Home Loan — Please send scheme of repayment

Dear sir

please send any scheme of loan payment, because loan are since 1982 and las t paid installment of 1996


so please send details are any schem


vinit

DHFL is a financial institution. They are not a bank.. DO NOT GO FOR DHFL. i availed a loan from DHFL which was a variable one. Since july they increased the rate 3 times... from 11.5 to 12.75%. No notifications nothing.. and now they are saying it is upto market conditions.. they are increasing immediately for any minor regulation from rbi and NHB.. but for bringing down the interest rate.. they say they cannot do.

Repayment of Housing Loan charging more rate of interest — Repayment of loan

Dear sir.
Please refer may gmail of dated 28th November/2008 regarding charging of more rate of interest wef Oct/2008 where as all other banks has lowered the rate of interest due decrease in reserve bank interest rate. No proper rfeply is getting from your customer care service telephone no 28307777 now i am fed up with your bank services. Your services are of worst nature.and I want to deposit the entire home loan outstanding as on date plese suggest me what should i do and to which officer and branch should i contact for getting the procedure thereof.

Dont take any loan from DHFL as they are the worst and not providing the loan in time, there processing fees are very high comparing to other bank. They is lots of hidden cost which they will disclose after sanctioning the loan. There Rate of interset is also very high so plzz dont go loan from DHFL bank

no good service.

I too agree. They have a poor service. they increase the rate without noticification. Don't go for DHFL ever.

Dear Friends

Its is not so... One of my Friend had taken a loan this week only... The officials had first had informed all the docs required and they had processed them and had given sanction within two days only with a ROI of only 10.50% only, whereas I had confirmed the same from other banks and NBFC's DHFL is giving less ROI than others...

DHFL is a financial institution. They are not a bank.. DO NOT GO FOR DHFL. i availed a loan from DHFL which was a variable one. Since july they increased the rate 3 times... from 11.5 to 12.75%. No notifications nothing.. and now they are saying it is upto market conditions.. they are increasing immediately for any minor regulation from rbi and NHB.. but for bringing down the interest rate.. they say they cannot do.DHFL is never see cusmor face.DHFL Not cut rate still. Plse RBI see custmore compliant and take action againts DHFL.

Its tooooooooooooooooooooooooooooooooo worst bank in india. Its increasing rate of interests like anything. I nevver seen in any bank like this. Every bank decreased rate of interests but its not at all decreasing rate of interests. i dont know this bank rules and regulations. I think there should be RBI rules and all for every banks. We need to fight against this bank and put a legal case on it otherwise this bank wont change.

Home Loan — DUPING-NON TRANSPARENCY

I was sanctioned a Housing Loan of Rs 20.4 Lacs @ 7.75% by HDFC Chandigarh- Loan account[protected] in the year 2005.EMI started w.e.f Jan'07. Even after repaying around 5.0 Lacs, outstanding still stands at 18.9 Lacs and number of instalments more than 240.

It appears the banker is no better than yesteryears shahukars, one can not repay the loan at least in one's life time.

I had taken a loan from DHFL Branch Pune Bibwevadi Loan Code 00005704 on Sept 2008 at the 11.25% floating rate of interest. Within two months there is increase in the rate of interest Where as RBI reduced. I got a letter saying that " WE OBSERVERED THAT THE EMI BEING PAID BY YOU AT PRESENT IS NOT SUFFIICENT TO REPAY THE LOAN AMOUNT WITHIN THE SANCUTIONED TENOR. UNDER THE CIRCUMTANCES WE HAVE NO ALTERNATIVE BUT TO INCREASE THE EMI"
Not an even single reason is valid and justifying the increase in the rate of interest.
This is simply disgusting and funny that after two months you people come to know that my EMI is not sufficient to replay the loan amount.
I sent three to four mails to Branch manager and "[protected]@dhfl.com" also but no reply from him they have Mail id [protected]@dhfl.com which give ZERO response including branch manager.
Now am thinking to switch the loan from DHFL to some other bank but the penalty which is charged by DHFL is 5 % when I took the loan at time it was 3 % now they increased that also to 5 % as per information given by Accountant of DHFL. As per my knowledge is concerned this is the higher than any other bank for transferring the loan

Recently, DHFL had deal with IDBI Home Finance. I have taken housing loan from IDIBI Home Finance. Reading all these comments I am really worried and thinking what to do?

I belive you should Not for Home Loan at all you should Directly pay the money and purchase Home Thats the Best Deal..

i am totally agree... same problem i am facing.. they have increased the interest rate two times in 6 months but as now all the banks has reduced the home loan interest DHFL is not doing the same. Each & every time they made an excuse of market & company policy issue... I wouldn't preffer this bank in future... that is my biggest mistake.. another problem with their system... they dont have any online facility to pay EMI or to check the loan status or any other account accessebility..

<b>I agree, It sucks. Never ever go to DHFL Vysya.</b>

I totally agree.they take long time to sanction the loan.Once they sanction they start to suck to your blood .they take longer time to reduce the rate.but at the time of increasing they are very prompt.they will charge penalty once you go for prepayment.that means they will suck your blood with straw as long as you are their customer.

If you have no reason to commit suicide, take a home loan from DHFL- the friendly home people.They cheat you at every turn and soon you look to yourself a helpless fool.When they come with the offer letter, it is roses, roses all the way:competitive rate of interest, no hidden charges, no prepayment penalty.transparency and what not. Once the deal is struck and you sign a few loose sheets, things take a U turn.They don't mean what they say and they don't say what they mean. Suddenly the interest rate goes skyward never to come down, prepayment becomes a suicidal affair :penalty charges, surcharges, hidden charges and pestering calls, make you mad if you still manage to remain sane. You might ask for a statement of account. The friendly people will never respond to your request. You might contact them over phone. The friendly people will blame it all on PLR/BPLR conundrum.You might wonder why even drastic cuts in them doesn't attract their attention.That proves that you are a fool.You might think that the friendly people are keeping their rates in the clouds to help recover their bad debts.Now it is clear that you are mad.The present rate is only 14.25%. At every rise in interest, the EMI is increased and it is kept a secret until a substantial sum becomes dues. Then begins a flurry of phone calls demanding immediate payment with penalty charge of only 24% monthly, plus additional interest, the rate of which is always a mystery.You might want to foreclose or to switchover.That is thought crime and it is because you are mad. Penalty, Surcharge and a whole lot of monsters rush in with the friendly people. You might think of legal remedy.Not easy.That is to be filed only in Bombay as per the loose sheets. The trap is very well set. While you languish not knowing what to do, you have the great pleasure of being advised by Mr.S.Wadhwan if he finds time to give lessons on loan management through the media, free of cost. Wolves appear in sheepscoat and devils cite scriptures for you. It is rumoured that regulatory mechanisms are there up the sleeves with the govt. Not sure. If at all such luxuries are there, it is quite unlikely that they will ever become operative in this beautiful country. And if they do by mistake, by then the friendly people will have made your home your tomb: at no extra cost.

yes, i agree that the services of DHFL is very poor, as i have given post dated cheques to DHFL executive but she didn't wrote the payee name on the cheque and the accounts dept of DHFl also forget to write their own company name as payee, and since last two month first they deposit cheque without payee name and when it get dishonoured from bank they write payee name and agian re deposit it, and the big joke is that for their mistake they sent me intimation letter for cheque return and ask me for a penalty of 18%, and what about the cheuqe return charges which my bank deducts from my account...

it's a real joke of DHFL i suggest to all my friends dont take any loans from DHFL am also planning to switch it from other bank

DHFL is the worst home loan provider ... All banks are charging 8-8.5 % but DHFL is still stuck at 14% . Guys are harrasing ...

Should I go for DHFL home loan

i am totally agree... same problem i am facing.. they have increased the interest rate two times in 6 months but as now all the banks has reduced the home loan interest DHFL is not doing the same. Each & every time they made an excuse of market & company policy issue... I wouldn't preffer this bank in future... that is my biggest mistake.. another problem with their system... they dont have any online facility to pay EMI or to check the loan status or any other account accessebility

same problem i am facing DHFL is the worst home loan provider ... All banks are charging 8-8.5 % but DHFL is still stuck at 13.50% . Guys are harrasing ...

No, I DisAgree . DHFL is Indias' second largest housing finance company DHFL Gives Home loans to lot of Middle & lower income groups allover india with lowest interest rate. They give good service to all customers.They follow the rules & regulations of RBI & NHB current ROI for New loan stating from 8.75%, No pre payment charges for up to 20% in a financial year, Free accidental cover for all borrowers, The above complaint given persons are requested to contact the concern branch manager to solve your problems

Its one of worst financial institution i have ever seen..private lenders are far better than this socalled financial institution.. they are very quick in hiking the interest rate but they never decrease the interest rate according to the market... i am not sure...their employees r enough trained to handle the customers..i never got the professional response from those guys... finally i can say..dont believe in these robbers... go to nationalized banks even though they take much longer time to process the loan. waiting.. patiently for 4 months is far better than suffering for the next 15/20 years.

I do not know what is the role of RBI. Sitting mum. They don't control the Pvt Housing Finance Firms. Because, they (RBI) are also Indians only, taking bribe is easy way out, than finding fault with the firm. i was duped by the agent, maybe it is our fault too not checking properly.

DHFL — without notice put emi

sir i am a jamil ahmed loan a/c no00000259.dhfl put my emi without notice and not a singal date.my contact no is [protected].

Dont take any loan from DHFL as they are the worst and not providing the loan in time, there processing fees are very high comparing to other bank. They is lots of hidden cost which they will disclose after sanctioning the loan. There Rate of interset is also very high so plzz dont go loan from DHFL bank - plz help me
bank branch - rs puram coimbatore - if take me out of this
Marketing people rajesh

dear all i had a plan to take home loan. can u suggest me which bank can i go with.?

Friends really thanks for your valuable suggesion, recently we see ads in televison promoting DHFL home loan please we need to stop all these nonsense from DHFL, let save our friends from taking loan from harrasing finacial institutions

please solve my case i am verry poor man . kindly request me?
my self om parkash a/c no:1728 baldev nagar gali no:14 gurgaon (haryana)122001
my phone no :[protected]
mobile no :[protected] mai apka pura bacaya rashi kisi se ley kar dena chahata
huu kirpa karke mera byaje kam karey mai byaje deney mie asamarth hoo meri kamai
bhi gujarey layake hai kirpa mera biyaje maff kiya jaye. mai apka abhari rhooga.
om parkash

DHFL is the worst i have ever experienced a bank.Their tag lines do not suit what they do.I have approached them on Sep 2008 and till now i do not get any kind of response either for yes or No.
Please do not go for DHFL..

My Net Salary in Hand is 22, 800/- my Date of Birth[protected] I would like to know how much maximum House Loan I can get From Your Company.

Thank God, I saved from DHFL just at the beginning itself. The customer care person who has yet to get the loan santioned, avoiding mu calls and telling me call you within next 15 minutes which never happened even after two days. I wll avoid DHFL now. Thanks friends

I completely agree with you my friend. They took two month to process my loan...always saying the cheque is ready... no one available to bring it from HO..or training is on in HO so it is held u and such reasins.. finally before disbursment..they put in additional conditions ...saying Manager was on leave so they were not aware of the conditions... Thay also demanded interest from me for the period when the cheques was issued...but was never handed over to me...I have cancelled my application and hope they refund my amount soon

Dear All,

I have taken A Home Loan from DHFL, They are cheated people, so before going for home loan, take all the details, then go for loan.

Mo-[protected].

yes i Agree, I have applied for mortgage loan of my flat at badllapur, Three month the dhfl person is telling me that your loan will sanction with in 7 working days, But after 3 month is have seen the status that beyond kalyan no sanction of loan,

DHFL has taken professinal fees of rs, 5000 at a time of filling the form, when I have seen that beyond kalyan no sanction of loan, so i have rejected the loan, but yet I have not received the professional fees amount, i amt getting messaage from Ganesh Dewkole & Sandeep Gupta the Chitter person of DFHL

I Request to all the person who are going to DHFL for housing loan, not to go for DHFL .

One your Business Executive in Thrissur Branch came to home and harrass the existing customer due to one pending installment. After that he harrass through the my mobile phone. Kindly stop this and take another methods for repayment. I paid all dues. I donot his name but he is accompanied by Palakkad Branch staff Manoj.

Hi All, ... Believe me friends there are lot of charges... like legal, valuation fees, Processing fee (1% of loan amt) which is very high, etc... the total cost of all the exps. for getting the loan of Rs.23 Lacs goes to Rs50, 000... It was beyond my tollerance level... i dont think any bank in the market will be charging so much for the loan... pathetic... their interest rate is very high either.. do not go for it...

please hamari statement hmey mail karey ki hamney apka kitna paisa dena baki hai.
ham apka paisa deney key leyey tyyar hai kirpa muje mere email add:[protected]@gmail.com
par bhejey my ph.no.[protected]
pm parkash
413/26 baldev nagar gali no-14 gurgaon(H.R)
Loan A/c no. n00001728

I want to take a home loan from DHFL, what is the genuine condition..

Dear friends. Dhfl has offered me open plot-loan in Hyderabad. pl tell your openion on their service in this regard. Shall we trust this finance company? Can i proceed? The interest rate is 11.5%. So far the agent also not called me for any followup.

Yes, my Humble request to all potential loan takers PLEASE NEVER TAKE laon from DHFL, they are unprofessional, unethical, rude, cheater, lier, bearocratic and all the bad words which you can imagine.the worse part they dont entertin any complaint from existing customers. they do not have any customer care unit. you need to beg to lier sales executived each time.

dear sir,
i am not agree of dhfl services because i have sent mail on dhfl mail id many time but still nothing response from dhfl so please cheak my requirments.
thanks

Thanks everybody for sharing this information .., I was planning to apply for home loan from DHFL but now i wont .

dear sir
dhfl rajkot branch is not a ans any another case .
that the bm from lalit archarya is not respons me loan amount also is 300000
he was stupid man. in humens are. branch is frod document expect in further men so that it retun, bank statement, kyc and custumer tahn after the loan default in your company.plz req accpect your will be nature.i remember to accpect y or no that you means. my loan time is[protected].staff name is hitesh pandya

Thanks everyone for the information. I was just about to go for DHFL housing finance services. Ofcourse i was doing the followup with the agent rather he doing it to me. But still i thought he was busy, but now i understand real reason. The companies those who dont value their customers shud never be valued in the Market. Appreciate everyone on the blog for sharing their experiances and saving the people like me from cluches of DHFL.

Thanks again to all.

i too agree.DHFL Charged me more three thousand for processing fees. but loan not santioned not yet for two years. ONE OF THE VERY WORST BANK IN INDIA. DONT GO FOR DHFL HOME LOANS. ANY LOAN FROM DHFL.

Never go with D H F L. in my case, they have taken Rs. 5150.00 as processing fee at the time of application in March-2010 and then they take aprx 1 month to wait for increase in ROI and delay my loan approval process by reason of not enough doc and some thing missing in doc etc etc.. and in April-2010, after so many phone calls to make the process fast they cleared cheque of Rs. Rs. 5150.00 before giving me status of loan! when I again call regardign the same, they told me your ITR is not enough to give you sufficient loan!!!

On first meeting they were agreed to give me loan amount I want!

then his credit person call me that I will do some thing and after 2 hours I have receive SMS that your loan has been approved. but their branch manager called to me come at their branch and collect sectioned letter. when I went their I was shocked that they were asking me Rs. 19, 000.00 as "Balance" as processing Fee!!!

they have never told me in starting about this payment!!! Manager told me that you have to give me cheque of Rs. 19000.00 as your total processing fee is Rs. 24000.00!!!

And this not enoght

they sectioned my loan at Rate Of Interest 10.50% with reason that you are self-employeed professional!!! At first meeting they told me ROI at 8.25 floatin for salaried and self-employed same!!!

No I dont agree with you that the service of DHFL is very bad. I personally had a good experience with the DHFL sales manager Mr. Shirish Tilwankar in Pune. My home loan was sanctioned in only two days. I had submitted application on the 28th January 2010 and I got the sanction letter on 31st January.and my first disbursment was done on 8th February. But the only problem I had with the staff is that they dont communicate with the customer on the issues like Date of the Cheque deposition, Pre- EMI amount, Rest period, etc.

I vote for all the bad comments about DHFL. I am customer of DHFL since 2007 :-(.
I had taken a home loan of 15Lakhs, Since then I am unhappy :-(
If I think of DHFL, it reminds me all the charges they have put when sanctioning the loan. Really a long list of charges.
They increased the interest rate from 10.5% to 12.75% without any intimation. Now I am trying to repay the loan and still they are charging 7% of the loan amount :-(.
It’s a total rip-off. My parents and I lost happiness by choosing DHFL.

Lesson learnt: Think wisely before you act.

DHFL is a good company . Initially it has the good reputation as it is funding to the lower middle class people but by axienty the succeders of Late mahesh k wadhawan running the company in such a way that people feel harrshing

DHFL is really worest home loan provider.

Really its worst financial company.

DHFL is the worst Home Loan Financial Institution I ever seen. They do no have even minimum etiquette. They charge very high interest rates compare with any other Banks or Financial Institutions. They attract people at the initial stage of Home Loan Process, once the person signed on the agreement, they will show their reality.

I request people whoever going for Housing Loan, just do not go blindly. Please check with all your well known people and think twice before you go ahead for Home Loan.

I advise please do not take any risks with DHFL...

Home Loan — payment not started

Loan NO:HLBNG1004021;Office of india bulls,Koramangla,bangalore
Details:My name is muralikrishnan.V.I had applied for this loan more than three months back.The agent Mr.manish was very prompt in his first(and last)visit to take ny application(this application was messed up subsequently and i gave a second application recently(after the loan santioning).For first two months no response form manish.After i pursued himfor several times(he does not respond easily in his mobile)he made me to sign lots of papers in koramangla offce and i gave ten blanc signed cheques.All agreements and original cas paid receipts(from my side to builder) were given.Firsat demand note by builder is pending for the past one month.No action taken.Last minute iwas asked to arrange tripartrite agreement( for which Rs.300 cash collected by manish and not accounted for),which i had to get from builder after paying Rs.300 again to builder.This agreenent is yet to be collected by manish.If i go to koramangla office i am forced to wait for more than hour in the reception and afgter that the contact person(madamme jayanti) comes and even she is not able to give proper answes to why the dispersement is not taking place.Whom shoul i contact for giving a writen complaint.If this is the case before loan sanctioning then what will be my fate after.Excess deduction etc are bound to happen.
The worst part is manish is so careless about followups that we are just groping in the dark with pressures building up from builder day by day.
Some body please act fast and see our loan is released.
The sardonic fact remains that i am yet to receive the loan sanction letter but i was given a loan number by M.Yayanthi.
God save me form this mess.I will be much grateful if my papers are returned to me so tyhat i can approach a more respectful and reliable fincing company like HDFC.

Dear DHFL I took loan from your CBD Belapur branch total 8 lacs and plus as per manidtuary by you ICICI prud insurance policy, Icici debit the 28, 000/ RS by ESC but DHFL still charging intrest on that, I dont know what RBI norms you are following that,

DHFL HAS MADE MY DREAM COME TRUE
I SALUTE TO THEIR CO OPERATION AND HELPING NATURE
IT IS US AND OUR ATTITUDE AND OUR PATIENCE BECAUSE WE REQUIRE LOAN AND BECAUSE OF SOME TECHNICAL CONFUSSION ON ABSENCE OF SOME PAPER IT GETS DELAYED AND THE BLAME IS PUT ON DHFL EMPLOYEES
I AM REALY GRATEFUL AND WILL SUGGEST ALL TO GO FOR DHFL HOME LOAN
MAHESH M VEDAK

IDBI Bank — Took all the Charges after 6 months they say Loan will not be scanned

I too face the same problem with IDBI,I approached them in month of August,then they came for verification,then valuation report done by giving Rs.2000 to the valuator & same amount to advocate & even gave an cheque of around Rs 3000 which they have already encashed.Now after 6 months they say your loan will not be sanctioned due to some legal reasons,which only they know.
Anyhow I want to take legal action against them,let me know what to do.
We are been fooled by such an well known organization in India.

Regards,
Nizamuddin.V

hi, Im planning to take a loan from DHFL, after reading these comments im worried.the problem is that my building doesnt have an OC, so that is the only bank which will give me loan, please suggest more banks which will give me loan without OC.

Hi my name is sanjay am in chennai only. i want 2lks loan for recontructing my fathers house.but in DHFL employees are telling 2 lks will not been sactioned only min amt of 5 lks only sactioned at the rate of int 10.25..please guide me whether i take loan from DHFL r not please guide me guys...

Sir
I am also a customer of DHFL i came to know that this finance company cheating people becoz of my experience according to RBI rule u can calcuate emi on any consumer products, but this company calcuates emi on home, as a durable product. According RBI these finance cos.should calculate installments . so JAGO GRAHAK JAGO. there is difference in between EMI & INSTALLMENT .i already cheated by these co. but u people don't cheat by them.

Hi
Such a Nice Post.If any of Student looking for Loan for their studies then he/she can easily get from http://www.paydayloansnocreditcheck.co.uk/

i shriniwas madhi apply for loan in dec2010 thy section my loan on jan 30th i done partpayment agrement with saler i submited all the orignal document after that they take 2 months for gvng me check and till now they have not gvn the chek at last i know frm them tht u r loan will not psble bcz of some legal technical plb i lose my 13lakh rupees even they have take money in commision bases they r staff of dhfl bank even thy take franking money frm me and not done franking plz dnt go do dhfl bank its a such a big cheatre bank and staff both bcz of them i loss my 13 lacs

I do agree for all the paragraph above, since I too suffer from all these issue till date,

DHFL HOME LOAN

Sorry to bother you but, I am force to do this mail, Please go thru the mails below you will understand why i am frustrated.
Secondly when I got the sanction letter in that it is clear mention the interest rate approved is 14.5% and then I saw the statement today it is showing 15% sanction and 15.5% as on today we really have no intimation on this, secondly when we were signing the letter that also our telephone no. where wrong we made immediate correction till date that is not done I see the same in the statement, and for the reversal of the double processing fees in my account it is a case for more than 3 month we are calling and everytime Mr. Dhiraj Naik says don’t worry it will be done, nothing has happen so far
Deepak Sharma, [protected]@gmail.com, cell: [protected].

A medium class family member dont take loan from dhfl it is a gulab jam with diabeties

Thank you guys for giving this valuable information.If I won't see these messages today, I would have gone to that bank for home loan.I decided to take from another bank after looking your painful comments.

I too agree on the Postings above.

DHFL has been a worst institution as they do not intimate the customer on the increases in the rates of Interest. Their Staff has no idea about their own processess in getting an loan processed.
There was an error in My CIBIL report which is due to some erroneous entries. In such cases, personal interview with the credit manager has to be done so that the credit manager can put his comments on the isssue regarding the CIBIL report by which the higher authorities who approve the loan in hierarchy can have the facts before them. But these sales executives have no idea on this and they put my file in the normal process because of which my file was rejected. All the time the sales executive used to tell that your loan is approved and has to come from head office.When i came to know from some other contacts that my file was rejected i had my loan approved by communicating directly with the Head Office. the Whole Process of my loan approval took 2 months because of the Goo[censored]p by the sales Executive. Plus the interest rate charged for me was 0.5% higher than their prevailing rate and i was asked to pay a pre-emi. whereas in all my documentation, i was able to prove to them that the CIBIL report entry was an error.

Basically they need to educate their sales executive who is the contact point between customer and the institution. They need to have a Customer care unit or atleast an online loan account view status. All other institutions has this.

If you have planned to go with DHFL be prepared to get false committments, unwanted harrassments, sales executive not attending your calls and also be prepared to pay higher interests andvery high processing fees.

DHFL is the worst home loan provider i ever met...

i hv taken home loan from them 3 yrs back i.e 12% floating...withing 6 months they incresed by .25 after 1yr it was 12.5 n currently they r charging 15.25%. m even not able to pay off the installment. pls advice me. what is the processure for other bank loan now... kindly advice

Hi,
Can anyone post the recent feedback/experience on DHFL..?? This thread seems to be older and i just needed to know how the guys are reacting now to the customers.

Hi,
Can anyone update this thread with the latest feedbacks..?

Hi

If you want to know what is cheating and harrasment just approach DHFL for a home loan. I dont know why the government is not adding this limited in the list of scams. This kind of history sheeters should to book.Let us educate the general public against this fraudulant company.

I purchased a flat in boisar & took home loan from DHFL at interest 8.75% for 3 years fix term But Within One year it increased to 10.50% thats why plse dont take loan from DHFl.They doesnt follow their rules & regulations

Dear All
Any one can help me how to switch DHFL to another bank(they have increased the interest rate two times in 6 months from 11.5 to 12.75%. No notifications nothing..) its worst loan provider in india

The ordeal of many scape goats will only come to an end if this company is black listed but this is not going to happen in our country as long as we have corrupt politicians. We have to be careful ourselves to stay away from these kind of leeches.

T.Tamizhselvam

I Birendra Prasad Dabral R/o 150/15 Chattarpur Ext. New Delhi-74, applied for a home loan and it was sanctioned in the month of January 2011, (Application No.00673510, File NO.[protected] from Delhi RPU: Kirpal Plaza, 4A/1 Avobe Axis Bank Branch, Tilak Nagar, New Delhi-18, but due to some unavoidable reasons it was not disbursed. the dealing person Mr. Gaurav Yadav also charged extra money from me. My question is that since this long period company has not returned my balance fees and papers (including blank cheuqes) till date.

BIRENDRA PRASAD DABRAL
E-150/15 CHATTARPUR EXT.
Ph.[protected], [protected]

email: [protected]@rediffmail.com

Yes, i agree that the services of DHFL are very stupid. recently i applied for home loan and submitted check as service charge of loan .After my 4 month potions there saying that rejected the loan application without any reason. And the had taken my check amount

dear all
remedies are as under
1 file a case in consumer court
2 file another case in MRTP commission
3 File one more case in Competition Commission of India
4 file a complaint with national housing bank
after above 4 complaints see the result in just 3 months with company bending on kneels for a compromise.100 % solution to all the grievances
sk

DHFL loan is very unreliable and do not recommend to opt for the same. The service is also very poor. My loan was sanctioned but at last moment they revert back for no reason. It would be wise to look for other banks.

Never go for DHFL home/commercial loan. I had a very bad experience with them. It took them 5 months to take decision of the loan sanction and suddenly they backed out and cancelled the loan. I already paid the processing fees as well.

Very bad experience with DHFL.

DHFL Home Loan — Disbursing the loan amount without information

Hi,

I have requested DHFL to evaluate the construction level and release the loan amount. in that i requested them to inform me before releasing the loan amount.

But they released without any information and i got worst response from the Bank when i contacted branch manager.

I need loan to purchase plot, please any one suggest me..

Yes I also have very bad experience. I tken home loan from DHFL and after that drastically they increased the interest rate. Now it is reduce, but they are not imposing me the reduced rate, even after my request. Very bad experience with DHFL.

I too agree that DHFL is most worst bank in service and ROI. They said that the ROI will vary according to RBI regulations but for the last two years RBI slashed down the ROI many times but DHFL never decreased and they Increased ROI from 10.75 to 14.50%. I too advice the people not to go for house loan with DHFL

i took loan frm dhfl tly for 9 lakhs...and they took service charge of rs110, 000 and an insurance of rs 50000 ...frm icici..theyr doing fatherless job ...friends pls dont take loan frm such a financing co

Can you suggest me to transfer my DHFL home loan to another bank.

what is transfer procedure.

Dhfl Home Loan — home loan

very Very bad finance company , cheater, they eating my login amount , they bound me to 2 extra insurance while disbursing, if i take loan from their company , but not tell before, rate of interest is high.. very bad approch and behavier to the customers by the manager

Very very very poor horible service provided by DHFL. I took a home loan from DHFL and they harass a lot during sanctioning the loan charging processing fees much more than any other bank and many more hidden things like 2 insurance one is savings and another is savings insurance in loan which we come to know after sanctioning the loan. so i am not take loan from them, , they dont return my money also...

i agree very to the power infinitive bad loan provider, they also eating my money but not give service ...

Dear All

thanks for given valuable suggestion, i am Maddy, and I already taken loan from DHFL - 2 month before ...i want to transfer Loan from this bank to any nationalise bank ...
so please suggest :
1) Is DHFL applied any charges for this?
2) Is DHFL create any problem for exit ?

Very poor Services and for prepayment need approval from Head Office, if we go for HO approval what they will do, it is our decision for Prepayment. we need to visit your branch office many times for prepayment. what is this? ridiculous

I HAVE TAKEN HOUSING LOAN FROM DHFL. ALTHOUGH THEY CHARGED EXTRA RATE OF INTEREST IN COMPARISON TO OTHER BANKS BUT THEIR SERVICES IS VERY POOR. THEY NEVER REPLY E-MAILS OF THE CUSTOMER. HDFL NOIDA RELEASED DEMAND DRAFT OF RS. ONE LAC ON 28/02/2013 IN THE NAME OF GAURSONS PROMOTERS PVT. LTD. BUT THEY DID NOT HAND OVER THE SAME TO ME INSPITE OF MY VARIOUS PERSONAL VISITS AT THEIR OFFICE AND THEY SEND THE DD THROUGH THEIR REPRESENTATIVE MR. GARAUV IN THE OFFICE OF BUILDER ON 09/03/2013 AND DELIVERRED THE SAID DD WITHOUT OBTAINING PAKKA RECEIPT.

WHEN I CONTACTED IN THE OFFICE OF BUILDER TO OBTAIN PAKKA RECEIPT OF RS.ONE LAC, THEY CONFIRMED THAT THE SAID AMOUNT IS OUTSTANDING AND THERE WAS NO DD DEPOSITED. I SENT VARIOUS E-MAILS AND PERSONALLY VISITED IN THE OFFICE OF DHFL BUT VERBALLY ASKED THAT THEY HAVE DEPOSITED THE SAID DD IN THE OFFICE OF BUILDER. AFTER A NUMBER OF VISITS AND E-MAILS TO DHFL THEY PROVIDE ME ACKNOWLEDGEMENT RECEIPT OF BUILDER DATED 09/03/2013 AFTER CONSUMING TWO AND HALF MONTHS. WHEN WE PROVIDE PHOTO COPY OF THE ACKNOWLEDGEMENT LETTER TO THE BUILDER, THEY INFORMED THAT THE SAID DD HAS BEEN MISPLACED AND THEY PROVIDE ME UNDERTAKING FOR ISSUE OF DUPLICATE DD OF RS. ONE LAC.

I HAD DEPOSITED THE SAID UNDERTAKING OF BUILDER IN THE OFFICE OF DHFL ON 30/04/2013 AND VISITED A NUMBER OF TIMES IN THE OFFICE OF DHFL AND REMINDED ON TELEPHONES & SENT VARAIOUS E-MAILS TO THE OFFICIALS & HELP DESK OF DHFL BUT TILL DATE I HAVE NOT RECEIVED ANY SOLUTION.

DUE TO MISTAKE ON THE PART OF DHFL I AM PENALISED TWICELY ON THE ONE HAND HDFL HAS CHARGED INTEREST ON THE SAID AMOUNT W.E.F. 28/02/2013 AND ON THE OTHER HAND BUILDER HAS IMPOSED PENALTY DUE TO DELAY IN DEPOSITING OF RS. ONE LAC.

IT APPEARS THAT THERE IS NO RESPONSIBLE OFFICER IN DHFL AND THEIR HELP DESK IS ALSO USE LESS BECAUSE THEY ARE NOT BOTHERED THE E-MAILS OF THEIR CLIENT AND THEY DO NOT PROVIDE ANY HELP OR SOLUTION OF THEIR PROBLEMS.


P.K. GUPTA
A-120/A, SECTOR 27, NOIDA
MOBILE NO.[protected]
LOAN ACCOUNT 244.

I am taking a Site loan from DHFL, kindly let me know after how many months you can switch your Home loan to other bank??

Very very very very fu----- g services. Lot of hidden changes. Poor support and service. Typical govt. company working style.

i totally agree with u.i have taken homeloan frm dhfl pune. after sanctioning the lone &amp; doing all procedure they let me knoe that the loan is for 30 yrs &amp; not for 20.That was my big mistake.

yes really DHFL is cheating company

iam also cheated by dhfl

req to govt pls constrantion on dhfl, and avoid cheating customors, dont take loan from dhfl

Very very very poor service provided by DHFL am also one of the customer of DHFL and during sanctioning the loan they harress a lot me and processing fees is much more than any other bank. After sanctioning the loan within a month they increase the Rate of interest. It is shockable i want to transfer my loan. please suggest me

DHFL comparatively fixed more interest

always asking more processing fees >10%

Agents also not working good manar, they people aslo alawys asking percentage of processing fees

Their communication also not good

thin documents safety also not good

Better we wl apply other good banks

Really worried person

babu

We have taken a loan for buying new home, from DHFL at that time rate of interest was 9.25 %, today we are paying at the rate 14.50%, they have increased the rates suddenly but while reducing the interest they are saying it will take a time, take another loan from us etc.etc.
I urges to the RBI Officials to please look after this matter you must have hold and control over private banks.
Rather i will tell everyone that DO NOT TAKE HOME LOAN FROM DHFL.

DHFL — Cheating (5% for fore closer)

DHFL told 2% fore closer charges when i took loan. Now when i asked for the statement with forecloser charges they asked me to pay 5% (which is 50000/- for 9, 12, 000 loan amount).

Please think before going for DHFL

Shankar

We must make publicity about the activity of DHFL.

This looter is charging 5% for my foreclosing charges.

How we can teach him a lesson?

Shankar
[protected]

hello to all o[censored]... i have read your complaints and feeling your pain i can just suggest if you all are feels that this organisation cheats you.the only solution which i could suggest is that kindly move your loan a/c from there, with any reputated home finance company, bank etc except icici home loans.now you all are thinking that who am i ...i am officer in one of the reputated govt home finance company.you all can all me on [protected] or mail me at [protected]@yahoo.co.in

I had foreclosed housing loan from DHFL & paid 5 %. I had raised complaint with there operation manager. Is ther any way in which i can get refund of 2 %.

I have read all your complains...and according to me i must suggest you all that they may be proscueited under section 420/406 [I.P.C].
if you want to take some legal action against the looter then call me or contact me on my number an my e-mail address..

myself: G.S.MISHRA [ADVOCATE]
mobile no.: [protected]
e-mail address: gauri.[protected]@gmail.com

we have taken loan from DHFL Rs. 2, 30, 000/- on Sep 2003 at the time loan the interest was 9.25% (shocking) today it has reached up to 18%, they have increased the rates suddenly but while reducing the interest they are saying it will take a time, take another loan from us etc. At the time of loan we asked them that if we want 2 repay the part of loan is there any facilities ? they said yes u can and the intereset will be accordingly for the balance amount. Now (on 21 Oct 2009) we want to pay the part of the loan 1 lakh, they refused to take saying that "there is no provision like this if we receive this amount we will have take interest of @ 2% .

If we all of get together against this company we surely find some soloution
rajesh : [protected], chennai

Respected sir

pl give me Home lon of Rs 7.0 lacs only

pl give me information immediatly


Thanking you

vijaykumar choughule

Sir...

my name muneer moolayilakht...

from karala india...


i want home loan in DHFL

Dear freinds, this is not complaint, but truth
presently some private housing finanace companies in market obiveosly they got permission from central government, and have restriction to fallow central government norms and rules [DHFL, GIC etc].
central govt body has decided perticular RPLR to every housing loan provider banks, which may be govt nationalized, private or non banking private housing loan provider, RPLR or PLR means retail prime leading rate this is fixed which is around 11% to 12 %for nationalized bank[LIC, SBI, ANDHRA BANK ETC], 13%to 14% for private bank[ICICI, AXIS, HDFC etc} and 15% to 16% for [DHFL, GIC], which means loan provider bank or pvt comp. cant go above this range.
now due to market race and competition, they[means bank and pvt company] first give attractive interest rate to customer like 7.95%, 8%, 9%, 9.25% etc, but after 3 months or 6 months they renew their interest rate at present it is 1 to 2 % less than their PLR,
and also closeing or due ammount pay is different
so my advice to go towards nationalized bank for housing loan, i know to get loan from these banks is hectic and more paper work needs, but its not 100% strict, to give loan each bank gives positive and negative points in ur income, job, practice shop, income returns, education, deposite, assets, dependable persons, childs ., property etc and give points to each, i[censored] got above 50% point u will get loan.
it is easy to do one time process inspite to life long hectic headache, so go towards nationliazed bank for home loan.
Tukaram

hi i do agree to all above complaint, and thanks to all of them, before i would apply for an lone in dhfl there are maney people who don't know from where to have a lone, and becouse of it
they get in trouble special thanks to Mr. Tukaram who has savely guide to us about home lone.

Need to Apply for Home Loan — Please advice for Home Loan

Hi All...

I want to take Home Loan for my Flat.But I was quite confuse by the complaints reported by you peoples for almost all Loan providers . I was thinking for Kotak Bank , But unfortunately this bank is on hit list here....

Can any one please give me suggestion for home loan.Which bank should i prefer...

Thanks in advance.

Thanks,
Uday Mahajan

DHFL — processing fee

i had applied fr home loan in dhfl malleshwarambranch they collected rs 8000 for processing and promised the loan within a week but after week they said your loan has not approved i asked fr they amount they said they will send through cheque but i have not recieved till date

Dont apply home loan in dhfl
i have applied home loan in dhfl. i gave all the papers they need and paid the processing fees too.before getting all my document they contacting regularly.then two weeks later they dont inform whether my loan as been sanctioned or not.i called him but they dont pick my call.if they pick the call, says that iam travelling or iam in meeting call you later.main aim of the DHFL company is receive the processing fee after that they wont contact you.so please dont apply home loan in dhfl.apply only reputed bank its good and safe to our property too.

DHFL is highly irresponsible organization, i have ever came across

Maneger in DHFL keep promising the same thing and has no shame of repeating the same line for 20th time. If you really want to waste your time and money then DHFL is best place to apply.

Its interesting... a bit worried also ...

To all your surprises I have got good service from DHFL, I have taken loand at the rate of 8.25% and it will be fixed for first three years... about the service also ..it is quite good so far. .. I have taken the loan before 3 months...

DHFL — NON RECEIPT OF FD RECEIPT

DHFL IS A WORST AND IN EFFICENT COMPANY. IT TAKES ALMOST 2 MONTHS TO GET FIXED DEPOSIT RECEIPT. BEAWARE

I have recently availed a loan from DHFL.So far i have not come across any such acomplaints as posted above by some ill-intentioned guys. Authenticity of such complaints seems doubtful.

i have applied for loan in DHFL, the sanctioned my loan with out much less paper work
than i thought..good service..

I have closed my loan a/c with DHFL as per their demand letter now they are refusing to release my property papers and demading Rs 3.00 lac more on the sanctioned loan of 1.5 lacs saying that the property value is higher

Shamendra ( Noida)

as per my best knowledge the rate of interest is always based on PLR, so it is impossible to charge high rate of interest, further all the terms and conditions are in written in agreement. and the service provided by the company is depends upon the marketing representatives, sales managers, how seriously they follow up the cases.sometimes the loan file is discarded becoz the applicant didn't fulfill the parameters of DHFL. In this condition the company should not be blamed.
by --- Gopal Krishan Atreya
email at--- atreya.[protected]@gmail.com

parveen kumar at sec 26 branch chandigarh takes bribe according to loan amount and helps in getting you loan sanction. contact him i[censored] want to get your loan approved

Parveen kumar is credit officer

parveen kumar nay mere say bhi 5 lakh kay loan kay 25000/- rupay liyay. mere loan paas kar diya.

dhfl is a fake bank dont go with them. they didnt know how to talk customer. when we are taking laon everyone is good & talking politely with us. but when all procedure is complete then they treated worst. In thane, Gokhale raod branch is very worst. there is one lady sejal. is very dumb. n she doesnt know how to talk. ...

please anyone can tell how to transfer the loan on another bank.

This people are very disgusting... please dont take loan from dhfl. i am reaalyy sufferring from this bank.

Yes Don't ever apply through DHFL, they are very fraud people. this is lateast incidence happened with with the same branch.
Not even Praveen their are lot more people. Gaurav, Dinesh.

Gurdeep Singh

DHFL is looting people. Initially they sanctioned loan at the rate of 9%. After 2years they increased to 12, 5% and in the 3rd year to 13.5% which is atleast 3% than any other public sector bank and god only knows how much they increase more. Real blood suckers. I advise everyone not to go anywhere near this bank unless u want to suffer.

Can anyone suggest any alternative for me.

Thanks

Srinivas
Hyd

It is over three months now, but I have not yet received the FD receipt which I applied in Nov. 2010. I have not got a single response from their side. PLEASE DO NOT WASTE YOUR HARD EARNED MONEY IN THIS COMPANY.

my loan account no.181 i have not received IT certifcate of last two year for claiming Interest from my taxable income.

Yes perfactly true,
I am also a victim of dhfl

Respresentative of DHFL assured loan amount of 85% and asked me to make an agreement with builder and made the sale deed as per their guedelines only, but finally after taking one month the loan is sanctioned less than 75% at that time I was unable to pay the balance amount to builder or there was not time to take loan from other branch because of your representatives false assurance I lost the flat. I am filing case against this committment and I am also losing the amount paid to the builder because of some modification done because of your assurance. I want to know what action you will take against this false assurance and time waisting. If they dont have power they should not commit first they have to send the file and then only they have to tell the eligibility. Please let me know what action you have taken. I have already rasied the complaint in concerned department regarding this injustice.

DHFL Is Cheating Bank.Don't take loan from DHFL. They Charge Insurance is Very High as well as Processing fees also too high. Pls don't take loan . I am from Erode. I am very sufferd due to DHFL.My Contact No [protected]

This is one of the worst finance company in India. They never bothered about the customers problems. Am the customer of DHFL from the last three years they never informed me when my rate of interest is hiking and EMI details. At present they are charging me 14.5% rate of interest which is comparatively very high.

Its my advice to all new customers pls dont apply home loan in DHFL .

i have received letter from DHFL to deposit the revised cheques as the ROI is revised. i have deposited the revised cheques. i am surprise to see both the cheques my old cheque in the month of august and my revised cheque in the month of august has been presented in the bank and one of the cheque get return due to DHFL mistakes. this is the blunder mistake did by DHFL. i should get the apology letter or i'll go to the consumer forum to book complaint against the DHFL.

it very true that this company do not value the peoples time and confidence. never deal with DHFL for any loans as the employess are fit not nothing.

That people working at DHFL are wanting bribe and unnecessarily delaying the process of sanctioning loans.
why dont companys do a check on these kind of issues.

beware from dhfc (not hdfc) for loan, as he is not transparent.

I have gone through all comments and I feel that one must read all the papers before signing a doucment, consult an advocate, when the terms are not clear.

I had taken a vechile loan from Indusint bank, and my sister has taken from cholamandalam, since no nationalised bank could give us a vechile loan. But I feel with private banks, we are more comfortable with documentation, quick processing etc.

before taking any loan we know what is the processing fee for loan, we know the interest, wheather fixed or floating. We do it knowingly, we get the loan hazzle free and blame them when there is a hike in interest rate. Both the loans are closed now and there was no change in terms and condition. Now I am planning to take a home loan and this time also I shall approach private bank and I wanted to go with DHFL. Since I have read all the comments i will be very careful while signing papers.

It is not fair to come into a conclusion that a company is bad just because of few bad people and these bad people will now be with someother housing finance companies. DHFL should make an enqiury and do the needful

Regards

Nithya Susan Mathew
Cochin

DHFL — legal

dhfl people say legal person give repoort in brach but file rejected in bangalore office after the 3 months

DHFL — DHFL is charging me 3% of total outstanding amount as a penalty to close this account

I have taken a home loan in 2009, due to more rate of interest charging by DHFL, I have approached by other bank & got approved, now DHFL is charging me 3% of total outstanding amount as a penalty to close this account. This is over loaded me about 60000/- please support.

Please don't apply loan in DHFL. I applied for loan amt of 17 lac but they sanctioned 15 lac. After somedays they reduced the loan amt to 13 lacs and hiked the intrest rate to 12.5%. I was not in postion to cancel the property becoz they have take all the processing fee and also i paid 50% amt to vendor. If i cancel i wil be in loss from both end. Please suggest me to transfer my loan to some other bank with less intrest rate. My email id [protected]@yahoo.com

I am going to take home loan at dhfl . Can u pls suggest that bank is good or share ur reviews.. pls ans.. very immediately

Thanks for all these information. Mr. Tukaram Has been given good information that DHFL is not a bank as most o[censored]s under impression that it is a bank.
Also he has been shared good information about RPLR, on which our rate of interest is depend. Thanks for these information.
One of my friends had taken loan from DHFL, initially he got it at minimum rate of interest but within few months. DHFL had increased it at very high.
My suggestion is nationalized banks are best like state bank of India but if you face problems while getting loan from nationalize bank then HDFC is best.

from

JAYRANI PRAKASH
D/O Mr. JAYAPRAKASH
HOUSE NO- 6/37 "VAISHNAVAM"
ILLAT ROAD, AROOR.POST
ALLEPPY, PIN-688534

TO

THE DEWAN HOUSING FINANCE CORPORATION LTD
IST FLOOR K M M BUILDING
PALARIVATTOM, COCHIN- 682025

CHANGE OF ADDRESS
SIR,

It is now intematted that Iam now staying with my family in a new house purchased under
your Housing Loan Account No[protected] from 1st may 2011 inwords. You are therefore
requested to send all the correspondence letters to that above said address hence forth to avoid
any missing/delay of letters. Please confirm receipts.



Aroor Yours faithfully
24/5/11
Jayarani Prakash

Very very very poor service provided by DHFL. Am also facing the same problem. I also took a home loan from DHFL and they harass a lot during sanctioning the loan processing fees is much more than any other bank. And after sanctioning the loan they increase rate of interest within 2 months. So shocking and horrible.

DHFL IS GIVE VERY POOR SERVICE, I AM ALSO FACING SAME PROBLEM, THEY INCREASE INTEREST WITH OUT INFORMATION, NO GIVE ANY LATTER

Ya,

I am also facing the same problem like u people.My int. rate was increased from 11.25 to 12.5 without any intimation.
I suggest that we should transfer our loan from this bank to some other nationalised bank like SBI for lower interst rates.