I was looking for my CIBIL Score yesterday and found out an IDFC Bank personal loan which I never borrowed is affecting my score. I was shocked to find out that this personal loan is attached to Flipkart Pay Later. CIBIL score details says that I have not done a payment of Rs.1644 in the last two months (I have not used flipkart since July 2021).
I opted for FPL service in November 2019, I checked my Flipkart account, I have zero remaining payments. Spoke to IDFC Bank and they said to contact Flipkart for this issue.
I have a strong feeling of being scammed here by Flipkart. Selling personal loans in the name of FPL, without any consent of the consumer.
Please help me to resolve this issue ASAP. Attaching some screenshots for your reference.
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