Freechutil — fraud transaction on credit card

Address:680655

Yesterday at about 1.07 pm i received a sms. “ your credit card has been blocked”. For help pl call +[protected].
Since this was quite an unexpected, i wanted to find out the details. So i called this no. And there was quick response. He said, my credit card is blocked and to activate the same card you need to give us some card information. His conversation was quite convincing.
Nitially i had a doubt. So i asked him, who r u. And where r u calling from? His reply was so convincing, he said, he was calling from my sbi credit card head quarters at thiruvanathapuram, he said his nam and his job identity card no and al credit card. He said my card is to be retired for reactivation and he aske for tomy card details as we r generally asked byehen we try to call the toll free no. Then, he asked me to check my mobile for an sms. I saw the sms then he asked me to tell him the otp. He said it is required to register my credit card for activation. Then after a while, when i asked him more details about him and why was gopher asking al these details etc. He retreated the it required to registration and for nothing else. So since i was talking to him, it looked like the otptime hdad lapsed. So he he send another sms n in the same way, he asked me to tell him athe otp which was sent to me in the second sms. Here also i asked him certain questions to check the authenticity of this activity and apparently it looked as if the otp time had lapsed. So he again asked me to check sms and asked me to read out the otp number.in the mean time when i read the sms once again, i saw instead of regnant no 9989, it was written rs. 9989.00. When i asked him why is it so.. He tried to convince me that it not rs. It is registration no. And once again he asked me to read out the fresh otp no. Or else, my card will not be activated. This time also i was talking to him and told him that i really doubt there is something fishy and alland i stopped the conversation and i din’t tell him the otp from the last sms.

I disconnected my mobile. And i was thinking of what to do. Then i received a sms “ rs. 9, 989.00 was spent on your sbi cardending with xxxx at freechutilon 10/01/20. Know more on the app:https://sbicard.com/mobile-app. in the mean time, i also had received a transaction alert message from sbi. Where it was mentioned that there appears to be a transaction for inr 9, 989.006, where it was mentioned that if you find this transaction suspecious pl call xxxxxxxxx or their tool free no.[protected]. So immediately i called sbi’s toll free no and explained everything to the. And asked them to spot this payment and also to block my credit card and issue another new one.

I strongly feel that this kind of fraud transactions can not be accepted.. Btw, another point i missed out is, when i called him to find out the details, he had asked me to download an app “quick access with team viewer which i did.

Another point, it was my keen interest to find out as much details about this, that i searched the internet a few hours back. Where i typed a key word “freechutil” which was mentioned in the last sms to me. From the search results i have reached uptill now. And as per the informations this activity has taken place in and around mumbai.

Certainly i would like a thorough investigation and the culprits given exembkery punishment always o ensure that this transacted amount if become effective, please i want my money back into my account.
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Jan 13, 2020
Updated by GCMaliakal
Immediate attention of all concerned, please find herewith screen shots of the SMS I had reveived. Look at he style and the wordings . All look similar to the msgs I used to receive from SBI Card. I strongly believe, there is something the fishy. Now ianve received a few more messages from SBI Card. Now how can I make out the message is from the original source or from a fake source. Can anyone answer me, pl?

Jan 14, 2020
Updated by GCMaliakal
Hello, I had registered my complaint on January 12, 2020 and I had also updated the details with some of the messages I had received on 12 January, 2020. I wonder what’s happening to my complaint . I mean any investigation /any actio is being taken and if so by whom and what is the procedures that are followed.
Btw, I see two messages posted from the SBI Cards . I don’t Understand what interest they have to apologise.
Another point I want to stress here is, you know as a usual practice, we find “tol free no’s for contacting the helplines of certain p
Organisations. And when we make a call to that helpline no. You will hear a series of conversation starting from welcoming you n thanking you for calling to that no. This will be followed by a number of questions Flor which you have to press a digit to continue the conversation further. And thinking that the
Is golfer no is of the true and original organisation we follow their instructions and give various details.
Now. I want to ask a question to the public internationally / nationally, . My question, can, someone else generate / make some app that can work exactly like this. Personally I feel it is possible and if so, how can we safe guard ourselves from such fraud incidents? I think this is a very serious mater for consideration. And in such a case. Any amount of OTP / multi level security verification will not e effective. I would request the concerned authorities processing my complaint to please look into all aspects of possible fraud transactions and take necessary actions to eliminate such incidents in future.
Jan 14, 2020
Updated by GCMaliakal
Sorry to say that the date of registration of my complaint is 11; January 2020 and not 12 January 2020.
Jan 15, 2020
Updated by GCMaliakal
Here is a fresh updates on my complaint . I had initially lodged a complaint about a fraud transaction of Rs 9, 989.00 from my account to FREECHUTIL on 10 January 2020. But today when I checked up my account statement of my SBI Credit Card, I find that there are two entries of fraud transaction of Rs.9, 989.00 each on 10 January 2020. Thus totalling Rs. 9, 989.00x 2= 19, 978.00. I am really shocked I request the concerned officials responsible to investigate my complaint to take necessary action immediately, reverse the total amount into my account and punish all those behind this act.

Jan 15, 2020
Updated by GCMaliakal
I would request the concerned departments to take necessary actions to refund the amount to my account. Thank you.
Jan 17, 2020
Updated by GCMaliakal
I’ really don’t understand as to why SBI Credit card keep posting the apology message. Does this speak of any involvement in this fraud transfer? Do I have a reason to doubt? May I request the public to respond?

Another point I want to mention here is that I have also approached and requested the Cyber Cell of of the police department.
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