Gic Housing Finance — non issue of provisional certificate for claiming rebate of income tax

Address:

390007

I am a customer of gic housing finance for the last 3 years and i have paid my dues regularly but only two instalment are pending. Now when i asked the manager of gic housing finance ltd. Vadodara for the provisional certificate for ay 2017-18 he is refused to issue the same. I cannot understand what is the connection between my pending dues and the certificate which they have to provide as the income tax department instruction and rule. Because of not issuing the same my office has deducted tds of rs. 45000/- from my salary.

Secondly the rbi is reducing the interest rate and has reduced it upto 8.25% but here in gic they are looting the customers by charging interest of 14% and still increasing.