Gic Housing Finance — They are charging high interest rate and 2 penalty on balancing amount

I am Businessman (sunil sharma) GIC also cheated to me . gic is charging interest rate on my housing loan at rs.12.75%. as per RBI Rule 5% have decreased . but gic is not following rule of rbi they have told me we are not follow rbi rule . now i have decided to shift another bank they are charging penality on balancing amount by 2%. my loan no. in gic is MH[protected] i have taken loan in yaer 2014. gic virar west shree sidhi manora BLDG MY EMAIL ID: sharma.[protected]@yahoo.com [protected]@gmail.com