HDFC Bank Complaints & Reviews

Respected sir
My name is ramadas, loan a/c no 48735151. From a madurai hdfc bank loan section a person call me. She asked to me whether you need a loan with 13.5 percent rate of interest, i accepted. Then she said that mr prabakaran would contacted me. On next day, mr prabakaran contacted me through a phone and he asked to me if anybody from madurai spoken to me about a loan. I explained him that they told me to get a loan with 13.5 percent rate of interest. They said that he could help me to get a loan with same interest. I accepted to get a loan with 13.5 % interest and also i accepted to repay the loan within 3 yrs. They also accepted and he got a signature from me in all documents. On 23.6.17, in my canarabank account loan sanction amount was credited. On 24.6.17, i called to a hdfc banks complaint section and told that a process fee was taken very highly in my loan amount. He or she asked to me whether executive explained or not. I replied him, didn't said about this to me. Then i asked detail about the rate of interest. After that, he said that a rate of interest is 14.75% and the loan amount should be repay within 5 yrs. If he explained all this before i couldn't accept to get this loan. So i request, as you said before, you should give me a loan with 13.5% interest and in a 3 yrs repay plan otherwise i request you to cancel this loan
Thank you
By ramadas msc, mphil, bed, ml.,

I am not a hdfc bank account holder. Wrong loans shows in my cibil report date:25/06/2017
Dear sir/madam,

I have found wrong loan details in my cibil. My control number is : 82, 36, 78, 968. Name :murugaiyan mariappan. Pan no : ajbpm1458l. Wrong details of loan are as follows :

Member name :hdfc bank
Account type : housing loan
Account number :[protected]
Ownership :joint
Account details
Credit limit -
Rate of interest -
Sanctioned amount :41, 22, 000
Repayment tenure - 180 month
Current balance 40, 53, 687
Emi amount - 40, 833
Cash limit -
Payment frequency monthly
Amount overdue
Actual payment amount -

Date opened/disbursed :[protected] date of last payment :[protected]
Date reported and certified[protected]
Payment start date[protected]
Payment end date[protected]
Payment history (Up to 36 months)
Dd-mm-yyyy dd-mm-yyyy
Kindly request you to please clear this wrong loan information from my cibil asap, i have face lots of problems to get loans. You can contact me on email: [protected]@gmail.com and mob : [protected]
Thanking you

Hello,
I have applied for loan with reference no. 48702912. And all the documents and verification has been done. Just now i got to know from care number that it's been rejected by the bank. Can anyone let me know what's the actual reason to decline it. If you don't want to give then why anyone from your bank has collected my documents, taken my time for verification despite i was in office still i came for verification but what's the outcome for it aa its been rejected and it hurts a lot also i'm not getting for address verification really, i have my account in hdfc bank since january 2013.
But as per these scenarios now i come to know that it doesn't matter you are in need or not or you have account in hdfc.
Let me know if anything can be done or it's just as it is.

Thanks
Vikas singh
[protected]

Hi,

I'm abhimanyu chaudhary, 2 year ago, i opened a salary account in hdfc with zero balance. And after 1year i resigned. Now they levied inr -4993.41rs from my account without any intimation. While at a/c opening time they said to me if three consecutive salaries not fall into a/c. My a/c services will be block now there is more than 10 months to non credition of salary in my a/c then why my a/c services not blocked /disable & service charge imposed unauthorised manner. I want no more relation with this bank in future in any manners.

When i queried them through mail, they are not giving proper response and they reply the mail with the content copy & paste from hdfc website. I mailed them 6 times but not replying with proper answer. All the times i got a same message (That to copied from hdfc website) from the customer service people. When i went in person they are asking me contact through mail. But while communicating in mail, there is no proper answer & also no proper response through phonebanking custmer care no.[protected]

But in they mail stated, the salary account will be converted to regular savings account without any intimation/notice. If so converted then we need to maintain minimum balance and since i was not intimated, i didn't maintain the minimum balance. Because i want to block this a/c due to resigination of my job as they (Bank staff) said to me if three consecutive salaries not fall into account my a/c services will be block automatically. Now what imposing charge by unauthorised manner they are trying to say that it was my blunder mistake to open account in their hdfc bank. So you will be bear.

If they intimated while converting, then i would have mainted the minimum balance or closed my account permanantly. They have systems and time to send around 10 emails/week regarding credit cards, loans, offers, mutual fund, etc. But i didn't ask/subscribe any email services like this except account statement why can't they send emails while converting along with or instead of these unwanted mails.

Finaly, it seems that they don't want to intimate the customers about such imp. Information (About their fraud tool) except their promo, offer, & such many more nonsense unwanted ads by hdfc hence so they can take money from our account as much they required and giving some improper reasons like amb charges etc. They want to earn money by cheating & using fraudulant manner & tools to lose their valuable customers.& so they also loose their credibility among people & banking market.
I'm also having account in 2 other bank, while comparing hdfc is a big cheater bank
Plz take action regard this... Thanking you
My account no:[protected] branch name : townhall ballia

श्रीमान जी मेरा, hdfc bank bharatpur rajasthan में बचत खाता ([protected]) है। जिसमे आए दिन ऑटो विभिन्न कटौतियां होती रहती है। जबकि वित्त मंत्रालय के अनुसार कटोटियों के लिए कई बार मना किया जा चुका है, फिर भी में उक्त अपने बचत खाते की कटौती से परेशान हूँ। जिसके सन्दर्भ में जानकारी के लिए बैक में भी गया लेकिन जवाब सन्तुष्टपूर्वक नही दिया गया, इसलिए आपसे निवेदन है कि इस मामले में उचित कार्यवाही करवाने की कृपा करें। साथ ही की गई कार्यवाही से मुझे अवगत करवाने की कृपा करें।

मैने ने 25th april 2014 को home suraksha plus की insurace policy ले रखी है, जिसमें नौकरी छूट जाने या स्वेच्छा से छोड़ देने पर hdfc ergo, 3 months की home loan की emi देगा।और भी बहुत सारी सुविधाएं हैं, जैसे मेडिकल claim, किसी प्रकार आपदा आने पर सुरक्षा etc.

मैंने आजतक claim file नहीं किया था, वैसे चाहता तो मेडिकल claim ले सकता था।

अब जाकर मैंने job loss claim file किया है। claim number: c[protected]है।जब insurance करा कर पैसे लेने थे तो कंपनी ने कोई document नहीं मांगी, ना ही शर्त बतायी, और अब जब हमने claim file किया तो उसे बहुत सारे documents चाहिए।

उसमें से भी अधिकतर हमने दे दिए जैसे salary slip, aadhar card, release letter, electricity bill, cheque etc. अब hdfc ergo हमसे last working institute का joining letter मांग रहा है।सच्चाई यही है कि bokaro pace के director mr. Ds rajpoot ने joining के प्रथम दिन ही agreement paper हमसे sign करवा कर रख लिया था, और बोले कि ये मुम्बई से kuldeep tyagi sir का sign होकर आयेगा तब आपको, आपकी प्रति मिल जायेगी।जब 3 months के बाद भी मुझे मेरी प्रति नही मिली, तब मैंने अपना विरोध भी व्यक्त किया था, फिर जिसके बाद ds rajpoot ने कुछ दिनों में मेरी प्रति मिल जाने का आश्वासन दिया था। उस meeting में vijay srivastava sir भी उपस्थित थे।पर फिर कभी भी मेरी प्रति मुझे नही दी गई।

यह बात बताने पर hdfc ergo ने मुझे दूसरा विकल्प दिया। उसने कहा कि हम mail करते हैं आपके hr departmentको । अगर उन्होंने जबाब दिया तो claim, accept हो जायेगा। अब पिछले फरवरी माह के मेल का जबाब अब तक नहीं दिया जा रहा है bokaro pace द्वारा। hdfc ergo की नियत भी स्पष्ट है, वह चाहता है किसी भी तरह claim ना देना पड़े। वह कोई भी कोशिश नहीं कर रहा है mail का जबाब प्राप्त करने का। बस एक mail डाल कर बैठ गया चुपचाप।

इधर bokaro pace से लेकर paceiitian, mumbai तक के कर्मचारी झूठ बोलकर मामले को रफादफा करने मे लगे हुए है। kuldeep tyagi sir भी मामले को टाल रहे हैं, ds rajpoot, reply ही नहीं कर रहें हैं।

सवाल यह है, जो insurance, मैंने लिया, क्या वह मेरे institute के मर्जी से reimburse होगा? दूसरी बात: अगर insurance समय पर काम ही नहीं आया, तो फिर उसका क्या फायदा, पैसे किस बात के लिए? अगर hdfc ergo को joining letter चाहिए था तो उसी वक्त क्यों नहीं मांग लिया, जब insurance, issue कर रहा था। ये insurance के नाम पर ठगी के अलावा कुछ नहीं है।

Hi,

I have get a new HDFC Life Time Free Credit Card. But out my surprise Rs. 570/- charged on my credit card account without any kind confirmation/intimation to me as Membership fees. Now I am struggling with HDFC Customer Care to get it deactivated for this unwilling membership fees reversal.
I need a help to get this membership deactivated and do a reversal of membership fees.

My Complain was:

Without my confirmation Membership fees Rs. 750 has been added in my card. Why this has been added?
I want immediate reversal of this fees.
As confirmed verbally, that this card has no associated hidden charges. Its absolutely Free. And now I am afraid of having some more hidden charges. So I want to surrender this card post reversal of this unknown hidden charges. Please let me know the process.

Customer Care Reply was:

Dear Mr. Mayur,

Thank you for writing to us.

This is with reference to your e-mail regarding your HDFC Bank International Credit Card.

We understand your query pertaining to membership fee in your card, we observe from our records that you are holding MONEY BACK credit card and your card will be first year free or life time free by opting the below given options,

Option 1 : First Year Free card will be offered if you do 3 retail transaction in 90 days from the card setup date.

Option 2 : Life Time Free Card will be offered if you register your credit card for any one of the below products within 90 days from the card set up date.
Smartpay one bill registration (or)
One Assist (or)
Add-on Card (or)
Credit Shield / Card Sure ( or)
PayZapp activation with one transaction (or)
General Insurance

In view of the above threshold the membership fee has ben levied. We seek your understanding in this regard.

Kindly note the query reference number for this e-mail: [protected]

==========================

They did not inform me previously about these terms and condition. I already told him that i will not use credit card regularly but they told me that you can use as per your requirement and it is life time free no hidden charges will add.

My bill due date is 4th July 2017. I will not pay these unusual charge.

Hbl global — p. F. Details required.
Dear sir/madam,
Name - sandeep bist,
Grade - g4,
Appoinment letter no.- hbl/ap/in/13484.
Issued date: 30.10.04.
I was the employee of hbl global pvt. Ltd since 30th oct. 2004. Now i need my pf no. So that i can transfer that pf amt.in my current pf account. Please send my all pf deatil on bist. [protected]@gmail.com or call me on [protected]. Please do the needful asap.
Thanks,

Regards,
Sandeep bist,
26-b, rani bagh,
Ambala cantt-133001.

I deposited 44, 000 rupees in my salary account and they have deducted 172.50 Rupees, teller didn't convey me that charges will be there for depositing the money could you please state the reason for deduction.
Didn't expect this thing from HDFC Bank
Also there is no reference number for the same.
Expecting positive response from you

email- [protected]@gmail.com @gmail.com

Hello,

I have made a bank transfer from PayZapp to my ICICI Bank on 21 June 2017 for 5000/-. But I entered one digit wrong

(instead of[protected] I entered[protected] and I got a message that transaction has been failed. But PayZapp team

said that the amount went to some other person even though the IFSC code and the Name doesn't match. So PayZapp just

checks Account number and does transfer???

My Account number and IFSC Code is[protected] & ICIC0001317.
The A/C I entered wrong is[protected] but its actual IFSC code is ICIC0000281.

PayZapp gave me these details on email communication.

Bank transaction Id[protected]
Bank Account Number[protected]
Bank IFSC Code-ICIC0001317

As per the attachment the transaction is failed as the Name and the IFSC code does not match correctly with the account

number. It is responsibility of PayZapp to reject the transaction and credit back the money to wallet. Please reply to

this particular scenario to me. Bank transaction ID is not a big deal to share but it is an error from PayZapp end. So,

please rectify the error and credit the money back to PayZapp wallet.

I tried calling PayZapp team many times but nobody is responding properly. They say that transaction is successful and

they cannot do anything. Even though I shared the failed screenshot they are not at all answering to that.

Please resolve my issue.

Regards,
Vinil

Respected sir
I got 6 lac personal loan from your bank yesterday. But your bank credited my account 5, 79, 251 only. I feel like it is too much of amount for loan processing.They didn't give details regarding such amount of processing fee and other like that. So I will be reluctant to get loan from your bank. Now I ask how to cancel a borrowed loan. Thank u by Ramadas
My phone no [protected]

I am too much frustrated with your process of credit card application, it's been over 8 weeks since i have applied for the credit card. But you guys are having some or the other issue every now and then. Today i received an email that "you already have a hdfc credit card issued on your name so your current application is put on hold." fraud alert!!!
Now, when i don't have any credit card (Any bank/subsidiary) issued on my name so far and i get this email from you, i have no other choice than moving to police for help. I want you guys to furnish me the credit card number which is issued on my name or i will move to court for the reason that you guys have issued a credit card on my identity to someone else without my information. This is serious now.
And even your employees have created my bank account with hdfc with wrong date of birth (They interchanged the month and the date). Pathetic!!

Hi, i have hdfc credit card which will expire on july 2017. I received so many calls from bank for renewal but i never confirm. I don't want to continue the card.
Already have another bank credit card.
Now i received hdfc credit renewal message.
"your hdfcbankcard has been renewed & converted, new card ending 3406 will reach you shortly. Pls change any debit instruction given to service providers on old card to new card."
I don't know how the hdfc credit department work. They issued or renewed old card with new one without my permission. Please let me know, how to stop receiving this.
Just simply say, i don't want the hdfc credit card.
Thanks,
Vibhash kumar singh.

Dear all

I have worked in hdfc bank from october-2011 to april - 2017.

I have give the resign from my job and till time complete 02 months for the same but till time i have not received my reliving certificate cum noc as well as i have worked in hdfc bank as 05 years 07 months and as per rules i have a preferred for taking gratuity for the same. Till time i have not received my noc as well as gratuity. Kindly do the needful as well as arrange the pf withdrawals for the same.

Emp code : adfc 46743
Name : malay shah
E mail : shah. [protected]@rocketmail.com / [protected]@gmail.com

I have taken a home loan from hdfc limited and they are charging the interest rate of 9.5% although existing rate is 8.5%, they are charging 5000+taxed to reduce the rate. What is the purpose of taking the floating rate option then if we have to pay the fees to reduce the interest rate. Request you to take it up with them. Even they are asking 500+taxes for list of document which none of the bank charge as i would like to transfer it to the different bank.

I am very much disturbed from the unfair behavior of hdfc
Branch shaik pet hyd branch this is the 3rd time i am frustrated with the service they are providing. I want to escalate this to higher authorities to take action against cashier & branch manager

Is this the policy of hdfc branch that they will not give more than 20000 rs to non-home branch customers. If this is the case i’ll prefer to dissolve my account from hdfc and carry on icici.

I have to withdraw 2 lakhs from my account and cashier told me to withdraw amount from my home branch gachibowli.
Cashier is giving low domination notes to other customers and when i asked they said they don’t have low domination notes.
I feel like they are harassing customers.

This is my salary account and i want to close this account please let me know the procedure.

Personal accident insurance policy for policy no52178814sarv suraksha policy policy no[protected]today i received a call from hdfc mr himanshu mittal, he conveyed that the agent is claiming amount from my policy and he has noc letter signed by me. I have never met any person from hdfc ergo or any agent and no letter has been signed by me. Its a fraud been done by mr v k bhardwaj. Mr himanshu mittal was on con call with me and mr v k bhardwaj and during the cal he clearly mentioned that my signature was done by him and he will claim the amount do whatever you want to do.

I have salary account with hdfc bank calangute goa. Few day ago i was received a massage from hdfc bank that your card no xxxx was deactivated & i got a call from hdfc bank that you can collect a new card from hdfc branch.
I told them that i am not able to come & collect so please courier my card but they not send me the same.
After two three day i take a leave from my office & went to hdfc bank calangute branch. & i ask for my new card but the their executives told me that he dont have my card. I showed him the massage & online my bank account that my old card was deactivated & my new card no also. But he is saying he dont have.
Still i have not recived my card.

My name is umesh nagori my customer id is 54884719.

Request you to please help me because i donot have money

I had applied for the profile of assistant manager in hdfc from a consultancy named monster which has send my resume to stepahead consultancy first then they charges me a fee of rs.2500 for registeration and 5699for doc verification.
Then they send my resume and docs to hdfc bank and one of their hr named mr. Himanshu from new delhi has been called me and told me about t&c
Then again one round of interview has been conducted that was telephonic
Then they charge rs.14500 for doc verification. Again i have receivded call from corporate office of hdfc mumbai for second round which i have cleared.. Then they told me that u have cleared all the telephonic round now there will face to face round on saturday.. But on the next day a call came and mr. Himashu told me to talk to account dept. That was mr. Anil.. He asked me to submit 25, 000 to open a account in hdfc so that all the amount which i have been submitted can be refunded because all the amnt are refundable.
Then any how i had managed and given to them.. Then on the next day mr. Anil asked to me to submit 11% tax acc. To rbi rule that was 16, 550.. Again i ahd submitted they told me everytime to give my douments but never given.. Then after this they asked me to submit 20, 000 as donation which i had also submitted.. Then they asked me to pay 22500 as a penalty charge because i have paid many amount late.. Because they told always asked me to submit at the moment and give me 1 or 2 hours to submit the amount.
Now i need your help.. To refund my amount

I had applied for the profile of assistant manager in hdfc from a consultancy named monster which has send my resume to stepahead consultancy first then they charges me a fee of rs.2500 for registeration and 5699for doc verification.
Then they send my resume and docs to hdfc bank and one of their hr named mr. Himanshu from new delhi has been called me and told me about t&c
Then again one round of interview has been conducted that was telephonic
Then they charge rs.14500 for doc verification. Again i have receivded call from corporate office of hdfc mumbai for second round which i have cleared.. Then they told me that u have cleared all the telephonic round now there will face to face round on saturday.. But on the next day a call came and mr. Himashu told me to talk to account dept. That was mr. Anil.. He asked me to submit 25, 000 to open a account in hdfc so that all the amount which i have been submitted can be refunded because all the amnt are refundable.
Then any how i had managed and given to them.. Then on the next day mr. Anil asked to me to submit 11% tax acc. To rbi rule that was 16, 550.. Again i ahd submitted they told me everytime to give my douments but never given.. Then after this they asked me to submit 20, 000 as donation which i had also submitted.. Then they asked me to pay 22500 as a penalty charge because i have paid many amount late.. Because they told always asked me to submit at the moment and give me 1 or 2 hours to submit the amount.
Now i need your help.. To refund my amount