HDFC Bank Complaints & Reviews

The Bank has held the fund of 1765.25 Rupees as Mi revenue hold through GEFU

Acc No: [protected]
IFSC: HDFC0000540
Branch: vashi sector 17 HDFC ANNEXE

The customer care & Bank employee neither give a clear answer.
In my account, the amount shows a negative value. Since my account is a salary account

I applied for a credit card online on the 1st of July 2022 with all income proofs, getting no response, on the 17th of July 2022 I went to the HDFC branch HDFC0001093, the branch executive told me to open a savings account in order to process the card quickly. They assured me that the card will be delivered within 7 days if I open an account. Hence I opened a savings account on the 17th itself and applied for a credit card. After a few days, they asked me to submit income and KYC documents again.

On the 20th of July 2022, I provided them with my last 3 months' salary slips along with the last 3 months' account details of my ICICI bank salary account.

After sending so many emails, and cooperating fully with banks' regulations and policies the application still shows pending. I am a software developer by profession and my current persuits deals with developing an iOS application for which I had to purchase an apple MacBook as early as possible.

Seeing such a lethargic and careless attitude of the bank I made up my mind to purchase the product without the discount offered by the bank on apple products, hence on the 8th of August 2022, I wrote an email to the Card department as well as the bank's Nodal officer to request a cancellation of my credit card application as an unused credit limit will impact my CIBIL score.

The only reply that I get is an automated email saying we will update you.
I have been waiting for more than 1 and a half months for any update and this has made me suffer mentally as well as financially as I am unable to make a decision about buying the product due to the unknown status of my card application. I feel this is a very nasty process that the bank follows to lure in the customers and then does not give any weightage to their requests or complaints.

According to Transunion CIBIL, my CIBILscore is 796 and I have an impeccable record of settling my dues on time. Do I deserve to wait for one and a half months to get an update on a credit card application?

I am deeply saddened by the services offered to me and do not wish to have any future association with HDFC as a customer.

Query reference number - 5312313

They have deducted more than Rs 9000 from my account for their so-called AMB and ACH Debit Return charges.

Before putting any money into it I visited their branch to confirm if there will be any deduction other than Rs 1400 that are showing as hold and he said no. So I put my money into it and then their drama starts. They start deducting with Debit return even though I do not have any open EMI with them and suddenly they make my full ac empty by charging AMB charges without any prior information or even a text.

After deduction when I contacted my nearby branch they said these charges cannot be refunded and they are not aware of these charges as they do not show these charges in their system. Why the hell do you have branches if your employees do not know how things work?

If he said me earlier that there would be charges if I continued with us so I should have opened an account with another bank and closed ties with them.

They send me offers each and every day but they cannot send any info regarding this.

HDFC is a cheater and Fraud bank. Never ever do banking with them.

I am paid 10155INR in 13AUG by Paytm & one more time I paid 10155INR 13 Aug & 2031INR 13 Aug by Paytm. But HDFC decline & Amount also debit my account.Stil not received my refund.

Hello,
I have cancelled the railway ticket on 9th August, 2022 and the transaction has been initiated on 10th Aug, 2022 by IRCTC of amount Rs 1900 with TXN No:-[protected].The amount is showing refunded by IRCTC but not credited on my HDFC bank account till now. I connected with HDFC customer care but bad luck they have not helped.
The reference number by IRCTC for refunded amount is :-
rfnd_K3x6h6VIQQB9zq
I request to HDFC bank please credit my amount as soon as possible.
The screenshot is attached for the same.
Thank You.

Hey

I bought iPhone 13 on emi on 12th april 2022 through unicorn store online. I was suppose to receive a cashback of 5k after 120 days. It's been more than that but haven't received any cashback yet.

Charges deducted in march 21 hasn't been reversed although the RM accepted the mistake and told me she will reverse it.

I have applied for a personal loan and the agent told that the interest rate would be 10.25% since I am doing a balance transfer of my earlier loan from another bank. After getting the loan it was given with 10.5% and I got cheated by the agent or the bank. Before applying the loan I also told them that I will be paying partial payment and there should not be any charges. Then the agents told me that since the amount is greater than 10 Lakhs it comes under golden edge offer and there won't be any partial payment charges. But when I visited the bank to do a partial payment, came to know that there will be 4.72% partial payment charges on whatever the amount I am willing to pay. Again the agents or the bank have cheated the customer. I am very dissatisfied with this behaviour of cheating customers

HDFC Bank employees in the below address cheat innocent employees very much.

They had lot of expertise in convincing and sanctioning the loans with false promises and drink innocent's people's blood.

HDFC Bank Ltd.
LKB - CHENNAI
RETAIL LOAN SERVICE CENTRE, PT RAJAN SALAI, KK NAGAR

I was being cheated by a banker [P. Suresh and Charu P] in this bank branch, they looted my money of 70, 000 in the name of foreclosure charges.

worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers, worst bankers,

don't know how HDFC bank is entertaining these employees.

don't take any loan or any service from this bank branch.

Dear sir madam my PAN card number FQDPS7742K linked to my HDFC bank account is officially updated by income tax officer due to some reasons. currently added PAN card in my HDFC account is now belongs to my twin brother. So i want to update my New PAN card number FYOPS3078H in my HDFC bank account CID. Please update As soon as possible. I have proofs of official income tax email as well. You can verify my NEW PAN FYOPS3078H with income tax database.

Funds on Hold
Account Number: [protected]
As on Date: 17 Aug 2022
Amount Held By
HDFC Bank (for MiREVENUE HOLD THROUGH GEFU): ₹1, 088.74

I don't give permission to anyone why my account is debited from my account without my permission please refu d my amount in my account

I placed the cash redemption order of reward points in HDFC redeem portal, It has been more than a month and orders are still pending.Customer support is not reachable regarding this issue.
Order Number :
1) [protected]
2) [protected]
3) [protected]

I opened a new salary account in your Noida sector 44 branch hdfc bank on 21 july 2022 . After 7 days i went to the branch and submit KYC documents . They told me that you will now get your welcome KIT in one week. but till date i didn't received the welcome kit & KYC update.
Account No. - [protected].

Last 2 weeks i called in hdfc bank many times he told we will check and update but I didn't get any response from your representative. As a requested to you please let me know when i received my welcome kit in my home address.

Regards
Anurag Sharma

Hi team, my self Sagarbabu Eeda, Recently I have applied loan in HDFC bank and it was rejection stage cause is Its in RIC issue in 2017 but after that I have took 2 loans and track records also good, please remove the RIC issue or guide me how to resolve that issue, adding HDFC application number for the reference[protected]

Hi,
I tried withdrawing money from the HDFC ATM at Faridabad hariyana 121004 (ballabhgarh ATM[protected]. I did so with my BANK OF BORODA Debit Card. There was an power cut system off displayed closed on the screen when I tried withdrawing money " Processing Temporarily Suspended".I tried withdrawing around Rs1000 I did not collect any money. Could you please help me out...

[protected]
at. [protected]

There was a hold in my bank account. I attached a screenshot of my balance. When i open my account they said there's no maintenance balance or any hidden charges. Now you're band hold my 500 rupees. I need refund.

I'm a student. A year ago, I saw a add on social media that's about HDFC bank account doesn't need any maintenance balance. So i open a student account online and verify via online KYC. And even the man on KYC told me that HDFC bank account doesn't need any maintenance balance. And i received my atm card. I didn't make any transaction on this account but they charge ₹.300 monthly and now the balanceis ₹.1061. And today evening (15/08/2022) i accidentally received a amount of ₹.500 from some of my family member. And the bank deducted the 500 and now showing 561. I need my 500 refund. I'm in too serious financial situation. Now my money on hold rupees 1061.and my balance is 500. I need my 500 back.

I'm a student. A year ago, I saw a add on social media that's about HDFC bank account doesn't need any maintenance balance. So i open a student account online and verify via online KYC. And even the man on KYC told me that HDFC bank account doesn't need any maintenance balance. And i received my atm card. I didn't make any transaction on this account but they charge ₹.300 monthly and now the balanceis ₹.1061. And today evening (15/08/2022) i accidentally received a amount of ₹.500 from some of my family member. And the bank deducted the 500 and now showing 561. I need my 500 refund. I'm in too serious financial situation.

I had done transaction of 1290/- on 7th Aug 2022 at 13:33 IST and shop keeper had reverted same transaction within 5 minutes ... It about 8 days passed and still i have not received my amount back.

Even after multiple followups i have not received the refund.

Please look into this matter