HDFC Bank Complaints & Reviews

I HAVE TAKEN HOME LOAN IN HDFC LTD, VIJAYAWADA.MY LOAN ACCOUNT NUMBER[protected]. SANCTIONED AMOUNT RS:250000.00. THE FIST INSTALLMENT RS:100000.00 IS DISBURSED IN LAST YEAR. SINCE ONE YEAR, SO FAR I HAVE NOT RECEIVED REMAINING AMOUNT OF THE LOAN RS:150000.00. I WAS REGULARLY CONTACT IN YOUR BRANCH MANAGER. YOUR "HDFC" PERSONS OF VIJAYAWADA NOT RESPOND PROPERLY HENCE I COMPLAINED MY PROBLEM, TO YOU. KINDLY SOLVE PROBLEM IMMEDITELY
OTHER WISE I WAS SUFFERED SO MUCH. PLEASE REPLY THE MATTER TO THE FOLLOWING ADDRESS.
B.NAGARAJA RAO
FLAT NO-307
SRI KRISHNA RESIDENCY
VIDAYA NAGER COLONY
2 ND LINE,3RD STREET
TADIGADAPA-520007
VIJAYAWADA
KRISHNA DIST
ANDHRAPRADESH.

Dear Sir,

Request your help since we have been duped by an pvt insurance company HDFC Insurance of Rs.3.40lakhs, we had got an insurance done of my mother Smt.Suman Lata Chaturvedi in the year 2006 from HDFC insurance & agreed to pay a premium of Rs.99,000/- every year for a duration of 3 years, however when we went to the office of the insurance company we got to know that the money was already withdrawn a year back by an agent using forged signatures & forged documents, I am sure that officials of the company are also involved in the scam, since without their help it is not possible, request you to take an action against HDFC Insurance & people involved in the scam.

Regards,

Mohit Chaturvedi
[protected]
mohit.[protected]@hotmail.com

Respected Sir/Ma`am
My name is Naraindas Nathermal Tolani. I am an NRI and resident o[censored]nited Arab Emirates. I have a priority account with HDFC Bank with a customer id of 8277419. The branch manager of the Sector 11 , Rohini, New Delhi branch had sold me a policy No. 13198835, Plan : HDFC Savings Assurance plan. I have been cheated by the branch manager, Mr. amit Bansal(HDFC Employee), the consultant of HDFC , Mr. Krishna.
The term of the plan is 10 years and the premium is Rs. 500,000 per annum. I was promised that I will get Rs. 72 lakhs or more at maturity. This policy started on 14/10/2009 and I paid premium for 2 years. For the third year, when I visited the branch, one of the employees named Mr. Amit Bansal conveyed that this policy is wrong and there is no benefit, and HDFC could hardly sell this plan. He said I will try to convert it to Hdfc Gold Fund, but later he sent a consultant from HDFC bank, for this plan, at my residence. The consultant said that he cannot cancel the policy but can try to reduce the premium to Rs. 10,000 per annum to which I agreed. Till 1 week I dint get reply for the confirmation of the new premium of Rs. 10,000, hence I visited the branch again. There I was told by Mr. Amit Bansal that we cannot reduce the premium. Then after a few days, I got a call from Vishakhapatnam, that my policy was overdue and I should pay the premium. I explained on the phone that I had spoken to the consultant of this plan and with my branch employee regarding the reduction of the premium. After, listening to all this the lady on phone said that I can reduce the premium to Rs. 250,000 instantly. I gave the telephone nos of the branch manager, Mr. amit bansal, the consultant who visited my residence to the lady. I asked her to talk to these people as I am in talks with them for reduction of the premium. Then again I did not receive any reply from anyone. Then I visited the branch again, and discussed the matter with the branch manager again. The branch manager called his head manager in front of me, and spoke about the entire issue and got an approval to reduce the premium to Rs. 250,000. Then as a confirmation he took my signatures on a blank form and he collected a chq from me of Rs. 250,000 dated 23/11/2011.
After a few days I tried to check the status of my payment online, and to my surprise, I saw that my policy is lapsed. Then I called the consultant, he then said that your policy has lapsed and you have lost your Rs. 10 Lakhs (The previous premium paid for 2 years). He said that please collect your chq of Rs. 250,000 from me.
I don’t know what to do, whom to contact now. This is how an NRI is fooled by various bank employees. Please help me get my money back.
Yours Truly
Naraindas Nathermal Tolani
[protected]
[protected]

DEAR SIRMAM
i opening a new account in hdfc bank rudrapur branch submit the form date 27/12/2011 . but my account is not actived till now so i request plz actived my account and my complaint no is[protected]500






thanks and regards
Sarim khan
Mob:[protected]

The HDFC bank deduct Rs 110.30 from my account when i transferred Rs 5000 from my account to another bank in the same state. I just want to know on what basis you are deducting this when RBI site is mentioning that using NEFT only Rs 6 will be charged.I am attaching my bank details:

Lakshmi Lavanya Dakinedi, HDFC bank, Hitech Ciity, Hyderabad.
3RD PARTY CASH TXN INC ST & EC 221211 - 4 jan 2012

Please look into this matter and kindly do the needful.

To,
Concern person
Subject: Investment manipulation during Account opening
Dear Sir/Madam,
I, Kanchan Sharma wanted to complain about Deputy/Assistant Manager Ankush Verma.
We came to the Vishwas Nagar bank to open a saving account on my name and my sister’s Beena Sharma’s name. During the initially inquiry we were told to get classic status saving account we must invest one lakh each in HDFC life insurance...

my account number is [protected].i have lost my customer id.kindly send it to my email address.
Email:[protected]@gmail.com

I have taken a housing loan top up from hdfc limited, when i did pre closure they charged me 2% of charges. As per RBI there should not be any additional charges for housing loan related pre-closure, however they charged. So anyone please helped me to file the complaint to a responsible sector.

Thanks and regards
Raju Sadasivan Nair
[protected]@hotmail.com

I have not used my HDFC Credit card on[protected] at BLIZZARD ENT*ONL STORE US But 32,900 INR has been charged on my card towards BLIZZARD ENT*ONL STORE US on the[protected] to which I am not aware of. please help me in cancelling that transaction and debiting the amount back to my card.
I have already called to Customer care of HDFC bank but they have not responded sensibly on this, Please do the needulf for this.
Thanks,
Nilesh

Dear Sir/Mam,

Please be infromed that I hold a Salary Account in HDFC Bank Hemkunt Tower Nehru Place Branch.

My Account No is - [protected]
My ATM Card No is - [protected]
My Online complian No is - 285514 (Registered on 14 Oct 2011)

On 14 Oct 2011 I made a withdrawal of Rs. 1000/- from AXIS Bank ATM located at Main Dadri Road - Bhangel Noida.

After 2 minutes one more withdrawal of Rs. 10000/- took place from same ATM and amount was deducted from my account which I did not do.

I registered my online complain same time in HDFC Bank and later gave written complain as well followed by Police FIR upon asking of HDFC bank. When a gave all papers to HDFC bank in Hemkunt Tower Nehru Place branch, the branch manager asked me to gave a copy to AXIS bank as well so that they can ask AXIS bank for footage to catch hold of culprit.

But since then both banks and my account holding HDFC branch and its people are misguding me and not helping me at all.

Please advise me should I go legal against both the banks.

Regards,

Almam Shad
[protected]

According to my Complained, I got SMS transaction from HDFC on 26 and 27 Mar 2011 night and on Monday (ie 28 Mar 2011) I visited HDFC Branch and complained through customer care number . The complained number given by HDFC ie complained no[protected] and while launching complain i have inquired FIR but customer care executive told that no need for FIR currently and told to fill and drop charge dispute form.Same day i called up Blue Dart (waybill no [protected] ) Sakinaka Branch they told that card has been delivered and again i called up Blue dart and told them that the card has been delivered to unauthorized person and no correct identity proof they have deliverd the card .

Next day (ie 29 Mar 2011 ) I have filled up the charge Dispute form and droped at HDFC ATM drop Box Airoli Branch after 2 days HDFC called up and I explined all the things and Blue Dart also called me for card delivered address and details.

On 30 Mar 2011 Blue Dart Team Visited the Holcim Office where the card has been delivered and I informed to HOLCIM HR jismith and asked Security person who the guy but he was unable to recognize.The security person tlod that before courier guy came he got call that his courier will arrive and do call me (given number But unavailable) and he will collect the same .when the Blue dart guy came to office security person called up that unknown guy and asked him to collect the courier .

on 31 Mar 2011 HDFC executive called me to launch the complain against do not change the address for communication and mobile number but the executive aggreed on given the complained number [protected] as i have complained the unauthorized person have been changed the number (Not available) .

Next day ie 1 April 2011 i got call from HDFC hat they are following with Blue Dart and let me know the status.

on 4 or 5 April 2011 I got call from Blue and they are working on the mentioned complained and let me know the status ASAP.

last week i got call approx 18 April 2011 from HDFC stating that FIR should be launch and let us know but i have told that i am not responsible person to do FIR complaint regarding about HDFC .After that I did not got a call from HDFC of status of complained .



This is to stating that I have not recived the credit card and HDFC is working on the complained number which mentioned above.

Now they are calling for credit card payment kindly help in my justice

have mobile no [protected] for the last five years, I used to recieve alert on my this mobile no for the last three years. Few days back i recieve message that from now onwards you will not recieve message or alert on this mobile no But on [protected] regd 6 years back. i have not the mobile no [protected] for the last three years. so am facing much difficulty in recieving my alert/message on mobile no [protected]. may add have submitting application and also email when mobile no [protected] was cancelled/disconnected. Now request you Please arrange to get my mobile no [protected] regd so that i amy be able to recieve my messages of DR/CR. I have also a credit card for the last five years. so I could not make the payments in time for want of recieving alert/message on my mobile no [protected]. An earlt action will be appreciated being a very old custmor of your Bank.
Yudhvir oberoi
sb a/c no [protected]
Manwal Bagh. Shahpur kandi road.
pathankot. 145001

hello i have been charged rs 110.30 as 3RD PARTY CASH TXN INC ST & EC 101211 from your bank without any prioir notice and which was not deducted previosly. This is a unnecessary deductions so kindly reverse my amount back to my account otherwise i have to close my account because other banks don't charges these kind of taxes like yours....

I had applied for Home/Land purchase loan to purchase land in Coimbatore. Submitted all the required documents and processing fees of approx Rs11,500. HDFC initially said they will fund only 70% of the total land cost as it is a "Land Loan". Only for "Home Loan", they give 80% for the value more than 20Lakhs. Since I said, I cannot afford to proceed if I have only 70% and was about the cancel the Loan, they confirmed that they will give 80% of the cost. HDFC did confirm the date of cheque issue and we did fix the Registration date and called the Seller, purchased the registration papers for few Lakhs and taken a DD few thousands, Also paid the seller the remaining 20% of the cost. On the day of registration, HDFC says, they will give only 70%. Also the managers said "HDFC does not encourage and provide loan for Land purchase. Because I am an existing customer, they considered for the same". The Sales executives say something and promise something, the HDFC managers, technical assessor, credit assessor does something. Never go to HDFC Sales Executives or HDFC for Home Loan. Finally I had cancelled my loan, lost the processing fee. Due to all these HDFC issues, I was forced to think about ending my life. I had cried a lot. But realized that HDFC is a cheater. They do not consider customers at all. Around 2 full days been wasted at HDFC office and no use. Now I am praying god to get the 20% of the amount paid to the seller. This 20% amount is my one full year salary.

The HDFC managers questioned me "Why did you go to the HDFC Sales guy?". I did call Chennai HDFC Office and enquired about the Loan and they only directed me to the HDFC Sales guy. Then how come these managers are asking me this question? Why do they have HDFC Sales team then?

The HDFC managers told me that "HDFC does not encourage or provide loan for land purchase and since you are the existing customer, we considered your application". If this is the case, then why they do not tell me upfront when I submitted the document or when the lady from Credit assessment/approval team spoke to me? The lady only confirmed the amount. She did cross check with the Technical assessor before confirming it to me.

Never believe the words from HDFC Employees, officers,managers. Ask for written proof on whatever they tell you. They easily and quickly change their words.

Cheating is very common in HDFC. I am sure anyone approaching HDFC will have a some sad story to share.

Dear Sir,
As discussed with Anam (Request no [protected]) customer care representative, you have to pay only Rs500/- Processing fees and service tax on Rs500/-. But you have charged COC Processing fees Rs1000/- and Service tax on Rs1000/-. As discussed with representative after that I have took loan Rs50000/- and Rs 7082 extra pay on Rs50000/-.
Would request to you please reverse COC processing fees Rs500 and also service tax on Rs500/-. Earliest.
And if you are not reverse the COC Processing fees Rs 500/- and service tax than I will not pay any installment.

Card No-4617xxxxxxxx6608) HDFC Bank LTD

Regards,
Deepak Kr Gupta
Mo No [protected]

Dear Sir, my wife Sunita Singh and my self Dharamvir Singh had taken two HDFC SAP from Mr Vikas, the than RM at the HDFC Bank at Sector-11,Panchkula Haryana. The policy numbers are 1289471&12647271 respectively. The RM informed us while executing the policy that we both will get returns arround 15% at the time of maturity. He further said that the policies can be inter changed inbetween ,if, we were not happy about their returns to any other HDFC ife policy which is doing well. In between ,i,tried to find about the SAP Policy and its returns from HDFC Bank,HDFC Life and toll free number etc,but no one was either not parting with the information or was not aware about it. Iwas also told by RM that ,i, will only have to pay 4 to 5 premiums and the policy would continue. On 30 Dec 11, i some how came across a HSFC Life, Instructor, who informed me that ,i ,will just get about 6 to 7 % returns at maturity and ,i ,i will have to pay all 10 instalments. Sir, i am a retired Govt. Official and living only on my pension as source of income and we both would certainly not be able to pay our premium any further. At the best we can afford a out go of Rs 50,00/- each, which can be invested in HDFC Life guaranteed highest NAV scheme, as advised by the HDFC Life Chandigarh Branch Territory Manager. Please help me at the earliest possible. Regards ! Sunita Singh & Dharam Vir Singh.

I Tushar Umesh Kondawar , Nagpur Age 25 resigned from company "HDFC Standard Life Insurance Company Ltd as on 30th Nov'2010. My total tenure with company from 12th Jun 2008 to 30th Nov'2010 which was 2 years 5 months and 18 days. My employee code with Company 35079.

I have submitted my PF withdrawal form no. 19 along with Pension form no. 10C to HDFC Standard Life Insurance Company on 4th Apr'2011 in HDFC...

My account no is [protected] , K H ROAD - BANGALORE . I did third party transfer transcation through online. After that why deducted money from my account for
3RD PARTY CASH TXN INC ST & EC 051211 - RS 110.30
NEFT CHGS INCL ST & CESS 071211 - RS 5.00 on 17th of Dec 2011.
I did complaint through HDFC complaint form on 21st of Dec 2011,but I didn't get any response from them.

Hi

Yesterday ie on 29/12/11 got the SMS stating that my welcome kit got returned ,can you please clarify me that which welcome kit got returned with out delivery.

Thanks
Girija

Hi This is Gangadhara from Mangalore.

I had applied credit card (Application #[protected]SC) a long back ago and got a call 12th of Dec'11 for verification and said the card will be delivered within a week time, again I got for verification after one week and said card will be dispatch within 2 days . after 2 days also I dint get the card info or status of the card, and I called customer care on 21st of Dec'11...