HDFC Bank Complaints & Reviews

I have a salary account with hdfc bank. I have started with sip inUNICE[censored]sing auto-pay(ACH) option. But i didn't have sufficient balance in sip date so i have been charged ach debit return charges of Rs 590, Rs 649 and Rs 649 in a row, between 4th March 2022 and 10th March 2022. Not sure why this much amount is deducted from my account, for a single transaction.

I have called customer care and they told me that this amount is deducted because of payment bounce.

I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalise so harshly for not having balance.

Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to hdfc bank for sure, but i will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient you will be charged. Nothing was there.

Please please help me resolve this and return my money.

I have a savings account & credit card. This is regarding the credit card Overlimit Charge, You have charged Rs.550 over the limit +99 GST. I have complained telephonically on[protected] and customer care assured me that the charges will be reimbursed to your account in 3/4 days but still not status. This is a request you to do it as soon as possible.
Name - Rabindra Kumar Prusty
Credit card- No. xxxxxxxxxxxx2343. Further, Saving account you are charging 177 (02 times) for cash transactions 3rd party. The reality is I was there for a cash deposit then how can u charge such an amount. kindly solve this otherwise I am going to lodge a complaint in consumer court..

HDFC bank provided me an offer as a thank you gesture for a transaction made using HDFC net banking. That offer is the spykar products from a website called 360inex.com. I purchased a men's watch worth Rs.470 on March 5 2022 and didn't got any details regarding my order from 360inex.com. I made this purchase because HDFC promoted this offer and shopping site. So I requesting HDFC Bank to look at my issue and moreover it's not only my issue. I've seen number of complaints on 360inex.com and now I'm raising complaint on HDFC so that atleast you can look into it.
Please solve the issue at the earliest.

Dear Sir,

I am shocked as rs 10, 000 had been deducted on 14/03/2022 from. My hdfc bank salary account in the tag of NWD and
as may account is an salary account i am hdfc salary account from 6 years,
salary account no such chargers are applicable for any type of transaction
so what the hell is this kind of behavior.
I taught that this bank is really good in terms with customer
but they just proved me right that banks are ment to deduct customers money in different ways bt tagging them.
I am so disappointed with it my account holder name is Sreekanth Kurakula and my Account number is [protected]
and my mobile number is [protected] as soon as possible plzz see through it and do the needful

Hi Team,

Below is my account information and today you guys have deducted or held down Rs 593.30 rupees amount with you.

Please let me know why it is on hold. If the window is wrong then share with me the mail id where I can put this mail. It happened last December also.

Let me know what this actually is. When i will get the return amount back, Can someone please this time reply to me

Funds on Hold
Account Number: [protected]
As on Date: 05 March 2022
Amount Held By
HDFC Bank (for MiREVENUE HOLD THROUGH GEFU): ₹489.31

As i have suffered much more from HDFC bank and getting frustrated from bad and cheap services from HDFC. One of the rude customer care. Hence i am closing all my existing account like below and also removing all details:

Salary Account
Family Account
PayZapp
LoanAssist.

And also need to cancel my fixed deposit from HDFC too.

Please cancel my fixed deposits and credit amount into my account asap.

I had a home loan with HDFC Loan account Number[protected] for Rs 38 Lacs, This account was closed much ahead of its tenure in August 2015 itself. I had also collected my property documents mortgaged with HDFC after repayment of total loan including all interest and other charges. However in my CIBIL report it is still showing an outstanding of over Rs 4 lacs even after 7 years of loan closure. Cibil says we have not received closure update and HDFC portal shows zero balance as outstanding and loan is closed.

A transaction made from my debit card in POS with birth infertility centre for wrong amount of Rs.90000.00. The transaction had been voided by the merchant instantly on the same day, i.e. 05/03/2022. And the organisation since contacted with HDFC bank Chandannagar branch continuously via email and telephone, but my money is yet to be refunded to my account as on 14.03.2022 even after 10 days, where TAT is T+3 maximum as per RBI. Kindly see the issue and resolve before I resort to complaint to Consumer court or Ombudsman. Details of void sale is attached herewith vide TID: 28066458 and Invoice: 000068

I was using HDFC credit card and the card expired . There was a new card sent but i was not in the current communication address. I have only my mobile no linked to the bank . How to change the communication address and get my new card.

Hello Team,

I am old customer of HDFC BANK and there was one Relationship manager was assigned for me she was so supportive but she lft the job now the two relationship manager is there Rajeswari yadav and Nikhil but both are not responding to call and both are irrresponsible specially the Rajeswari yadav

So please do the needful on priority basis

Thanks in advance

Regards
Mukund Jirapure

My name is Sheshu and receiving at least 2 calls per day from HDFC Personal loan department. I informed them many times that I don't need loan and add my number to DND list.

Also I registered myself in DND in HDFC site but still getting the calls. Kindly help me to remove my phone number from HDFC telemarketing list. I don't need any telemarketing calls from any department of HDFC.

Hi Team,

I am peetala Chandra Sekhar customer in your bank with account no [protected].
i had blocked debitcard and netbanking and upi transctions due to misuse of my saving account, as the problem sorted out i raised request at bank to unblock netbanking and upi and for new debitcard. I got new debitcard and it is working and netbanking it is unblocked and able to transact. But am not able to send money via upi transaction such as phone pe, paytm, payzaap etc. Since my upi is not unblocked am not able to make transactions. I visited nearest bank to unblock but they asked me to contact customer care.
So kindly request you to sort out my problem as soon as possible.

Thanks and Regards,
Peetala Chandra Sekhar

Best Review
+2
Hi,
Amount 27.54and 29.50 has got deducted from the current account and salary account respectively with the description NWD DEC CHG (ATM Withdrawal charges) even though my account was opened as salary account and was said there will be no sur charges for any no of withdrawals from ATM other than HDFC.
There were no intimation regarding the policy change if any also. This is very bad and unprofessionalism as a reputed worldwide bank shouldn't be doing this.

Hello I'm a ex employee of HDFC BANK SLI PART, Golaghat branch assam
Employee code: 242544
Not get my fnf settlement and my last month insensitive, last day of working was 02/02/2022

Dear team,
Hdfc bank has put on hold an ammount of Rs.3529.21 by mi revenue hold through gefu for no reason or may be misleading. I have already emailed them for this issue bit haven't get any response from them.
I request you to take initiative steps for refund my amount.
A/c type: salary zero a/c, times point, no limits.
Branch : hdfc bank, fort Mumbai
Ifsc: HDFC000060
So kindly requesting you for refund the amount ASAP. Take an initiative look into this issue.
Thanks & Regards,
Viddhi

I have applied for credit card in hdfc bank. I have also submitted my documents. It goes for verification.
After 5 days it shows declined.
Still my information all are correct
And have good cibil score.
Then why they reject my application.

My Name is Ramesh Dasireddy, Mobile Number [protected], email id : [protected]@gmail.com. iam using HDFC Credit card since last 2 years. Presently I am not receiving mobile OTP or Email OTP for my online transaction.

My name is Arun Brijlal Yadav and i am using HDFC bank services since when i started working. I was having salary account with HDFC from last 10 Years now. Also, I am having HDFC credit card and two wheeler loan everything was going smooth all the payment on time. But due to pandemic i lost my job and was not able to make payment of my credit card. One day a girl came to my place her name was Dimple Gaurat and her number is [protected] and she is HDFC bank employee. On Sunday 08.00 AM in the morning and she spoke with my MOM asking that connect a call with me but my mom was not able to do so because she is not educated and she don't know how to use phone then she started shouting on my mother and she disclosed everything that i used HDFC credit card and amount that i used everything she went in depression because she was not aware about all these. Dimple Gaurat was very aggressive and she disclosed everything with my neighbour as well now tell. My customer ID is 42999133 for your reference please check my record and credit history with HDFC prior to pandemic .

I need to deactivate auto debit facility for the policy 21276155.

Res.Sir/Mam,
I had bought My Bike in 2003 through Centurion Bank Loan, Pune Office and have cleared all the amount as per the EMI committed. Now, I require a N.O.C in my name as soon as possible mentioning the clearance of all dues.
Expecting for your kind consideration & quick response

Regn No. - MH13 Z1888; Chasis No.03A65C00793Engine No.03A65M00798; Mfg.Dt : 08/2003
Thanks & Regards
Akshay Jhaveri, Solapur (MS), Mob : [protected]