I received a personal loan in 2016 from HDFC Bank. The details of my loan are as follows:
Personal loan agreement number: 40468762
Name of the account holder: Angalaeswari M
Loan Amount: Rs. 3, 00, 000/-
I was unable to repay my personal loan EMI on time due to my financial problem. So my personal loan account became NPA status.
In January 2020, HDFC Bank filed a lawsuit against my personal loan under the NI Act.
In August 2020, I repaid my personal loan without any arrears.
In this connection, the HDFC Bank had issued a No Objection Certificate (Account Closure letter) vide letter no. 40468762/1955/BOD/280820/C/001 Dated: 28-AUG-2020.
After fully repaid, HDFC Bank agreed to withdraw the lawsuit filed under the NI Act against my personal loan.
Although the loan was repaid in full, HDFC Bank did not withdraw my case. The case is still pending in court for more than six months and the court has issued a warrant against me. Further, there was no proper response from the HDFC Bank Arakkonam Branch.
And also I have made so many petitions in this regard, but there was no response from the legal team.
This is completely unreasonable and gender biased. I am completely depressed because of this harassment.
I request your good self to kindly look into the matter.
HDFC Bank customer support has been notified about the posted complaint.
Kindly provide solution of above complaint.