HDFC Bank Complaints & Reviews

This is to inform you that i have shown there is a deduction of two times in my account on same day (07th sept 2020) for amb charges for july & august respectively. As you aware that due to covid-19 pandemic there is no source of income has been received by my company. Company has provided only 50% salary that is 13000 or 10000.in this amount i have to spend my house rent, electricity bill and all duly expenses. And you guys charges amb charges of rs. 928/- respectively. Kindly refund my amount.

Hope you hear soon.

I, atul raj, want to close my account as soon as possible. My account number is[protected]. I can not come to your branch office since i have left jodhpur in 2016. I opened a salary account in hdfc bank in 2015 which required no maintenance minimum balance (Or the account is opened with zero balance requirement). But letter you have converted my account to salary to saving without my permission.
So, kindly close my account
Every quarterly hdfc imposing me -600 charge on me which leads to my account in negative balance which is against rbi policyrbi/2014-15/308 dbr. Dir. Bc. No.47/13.03.00/2014-15 november 20, 2014 which said "it should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance". So, kindly requested to set my account balance to zero and close my account as soon as possible.

This is the worst experience i have been through in any of the banks so far.

I am customer with hdfc with last 1 years with holding a saving account, two wheeler loan and many services.
Last month i deposit money on my bank account but money is not credited to my account but is still on hold.
And bank is charging mantainance charge instead of crediting money to my account

The hdfc bank has put a hold on my funds of rupees 760.00 as mi revenue hold through gefu, account details is
Account holder name vishnu harjai
Ifsc code-hdfc0000044
Account type: salary account
The customer service is not able to give any info on this.
First of all it's hard to reach customer service because it takes a a lot of time and the ivr options are very difficult, i want my hold amount to be refunded as my account is zero balance salary account.

The hdfc bank has put a hold on my funds of rupees 760.00 as mi revenue hold through gefu, account details is
Account holder name vishnu harjai
Ifsc code-hdfc0000044
Mobile number-[protected]
Account type: salary account
The customer service is not able to give any info on this.
First of all it's hard to reach customer service because it takes a a lot of time and the ivr options are very difficult, i want my hold amount to be refunded as my account is zero balance salary account.

Without any kind of warning, hdfc bank deducted a very high amount of inr 354 + inr 708 on 07 sep 2020 from my savings account.
I never received any mail, call or notice for not maintaing the account balance even when my account balance was just inr 2000.
And this time when i had account balance of inr 6990 with recurring deposit of inr 12000 with just one month of maturity. Hdfc bank has deducted such a high amount without any warning.
Please help me. Please refund my hard-earned money.

When my account has been opening in bank. Bank member said that this is zero balane account. So, due to panademic my account balance might be below 1000 but it was not null.

Now bank charged non maintenance fees. But why bank charged, if account was of zero balance account?

It is totally fraud.
.
Give me explanation and regund my amount.
It is totally disgusting behavior.

Since from morning i have checked my account balance and i had rupees 1, 351 on my account, exactly by 08:07pm today i went to debit money from my account but it showed me i have got rupees 64.38, i need, and it's too urgent u have to get tablets to my grandma, since the bank has debited this account for asd charges, i really don't know what is this, i need my money bank and this is not a proper way to take my money just like that please consider this as an emergency and get my money back which is rupees 1, 351
Thank you

Sir,

In your side i had maintaining the loan for my bike and in the month of 08th june 2020 in the date nach mandate charge had been made for rs.118 but in the month of 07th september2020 twice the charge was made rs.118& rs.118 and we do the need the proper details of the nach charges for more than once kindly clear the details loan details enclosed for the details

Loan no:[protected]
Two wheeler loan
Vechile no: tn 67 bk 4306
Mobile no: [protected]

Regards

Vijay s

Sir please clear my hold amount
Account no-[protected]
Mobile no.-[protected]

Sir please slove the my hold amount..

I'm utterly disappointed by hdfc's services.
I just finished submitting 2 query forms and now i've been told that none of my queries will be taken further as they aren't sent by my registered email address. Apparently, in the present pandemic crisis, hdfc expects its customers to go to the branch for the smallest o[censored]pdates when it must online.
Our local city branch is closed due to recent covid positive cases there, now what should i do? The same thing happened with address change, i uploaded my valid self-attested id twice on the website but hdfc denies my request every time and i'm told to reach the bank branch.
As if it wasn't hard enough before to get in touch with the reps on call, now they don't even entertain queries like this anymore.
My account balance has gone below the minimum requirement due to mirevenue hold by the bank, when i haven't even used it in the last couple of months. And i can't get a hold of anyone at all!!
My account number is [protected] and ifsc is hdfc0004736.
Please help me!!

Sir please solved my hold payment
Name-girraj prasad vaishnav
Acc-[protected]
Mob-[protected]

I had made a payment on irctc which was then cancelled and returned by irctc successfully. Evident bellow in the message i received from hdfc

Ur transaction on hdfc bank debit/atm card ending xxxx for rs. 5385.00 has been credited/reversed by irctc11779 on[protected]:15:21:59

The money has yet not been returned. This is the such of time i am facing such an issue.

Prem kumar
[protected]

I had raised a request with HDFC life in the month of April, 2020 that i want to surrender my policy as i am in need of money due to current pandemic situation and the customer care explained me that i can surrender the policy only after 25th July 2020 which is 5 year lock in period. By that time i had gathered all the information for raising the request and i had raised a request on 29th July and they were raising queries again and again that so and so document not received, i patiently provided all the documents required and on 15 th Aug it was mentioned that documents received and it is transferred to concern team, today it is 7th of sep and still the request is not processed neither the status is shared by HDFC Life, i want my policy to be surrender asap

I have purchased a policy no :[protected] hdfc life progrowth plus on 16 oct 2015 with premium ₹ 50000.00. Which amount is pending since last five years. I want to refund this amount on completion of lock in period i. E. 16 oct 2020 with all benefit applicable and without deducting any charges from this amount. I contact hdfc life many times for surrender the policy but it not support within lock in period which is 5 years till 16 oct 2020. I want this amount back at due time without any deduction.
Kiran jeriya

Sir my account balance is hold 707. Acc-[protected] saving acc name girraj prasad vaishanav mob. [protected]

Sir my account hdfc bank in hold payment 707. Account no.-[protected] mob. [protected] name - girraj prasad vaishanav please sir refund my payment. Thanks

07 september 2020 : amount 29.50 is getting deducted with the description eaw dec chg (Atm withdrawal charges) eventhough my account was opened as salary account and was said there will be no sur charges for any no of withdrawals from atm other than hdfc. There were no intimation regarding the policy change if any also. This is very bad and unprofessionalism as a reputed worldwide bank shouldn't be doing this.

I had placed an order on amazon and cancelled it later on september 4th, 2020. I got a message from hdfc on september 5th, 2020 :

Ur transaction on hdfc bank debit/atm card ending * for rs. 22999.00 has been credited/reversed by amazon on[protected]:05:41:26.

But i haven't received the amount yet.

It's been more than 48 hours since the cancellation.