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HDFC Bank Complaints & Reviews

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Updated: Mar 24, 2026
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HDFC Bank reviews & complaints page 342

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J
jennifer abreo
Sep 11, 2020
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Address: Navi Mumbai

I was provided hdfc regalia card by my personal banker/ relationship manager abyla nadar. She said there are absolutely no charges on the card and it is a lifetime free card provided i have smartpay activated for a minimum period of 6 months.
Inspite of having smartpay activated on the card, annual fees of 2950 were charged on 28 th june. She asked me to send an email to customer support and has not been responding since then.
Smartpay was activated using her employee code.
My charges have not been reversed yet.

Is this the type of service and harassment that hdfc provides? It is 2 months now.

Kindly reverse the charges at the earliest.
[protected]@gmail.com
Aug 14, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Sep 12, 2020
HDFC Bank Customer Care's response
Dear Customer,

We wish to inform that due to the prescribed protocols to curb the spread of COVID19, we are operating with limited staff. Under the circumstances, there may be a delay in our response. Please bear with us. In case of any urgent queries or requests you may also use our NetBanking and Mobile Banking services. The reference number for this interaction is[protected].

-Nadia
HDFC Bank Customer Assistance
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    mynkdoon
    Sep 11, 2020
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    Dear team,

    I have swiped my credit card at keventers, go picnic, ludhiana on[protected]. First time transaction got reversed but not received in my account.
    Pl do refund on amount inr 230/- in my account.

    Attached reversal receipt with e-invoice of the transaction
    HDFC Bank customer support has been notified about the posted complaint.
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      S
      Sourav.M
      Sep 11, 2020
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      Address: HDFC Bank, Kharadi Branch ( near main road) Pune Maharastra 411014

      I have submitted my documents to bank on 23rd of july to change my dob on my bank account but they didn't changed it for that i missed out the moratorium which rbi has issued for every person who took loan. Bank has changed my dob on 9th sept after the moratorium period. Now i have been going through tough financial crisis. My account is on hold for loan amount. I want to file a legal action on them.
      Aug 8, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Sep 15, 2020
      HDFC Bank Customer Care's response
      Dear Customer,

      On receipt of your Post, we had attempted to contact you at the numbers recorded with us. However, we regret to note that our attempts to reach you, did not meet with success. We request you to provide us your latest contact numbers and the convenient time to enable us assist you further http://bit.ly/337rdG1 Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

      -Nadia
      HDFC Bank Customer Assistance
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        C
        chinturoy2
        Sep 11, 2020
        Resolved
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        Resolved

        Dear sir, i am anshuman roy. Due to some personal financial problem currently i am not been able to pay my credit card dues this month but it is not that i am not trying to pay. I am trying to take loan and burrow money from other bank so that i can make the minimum amount due. Currently i have only rs. 5000/- which i have kept for my daily bread and butter of my family. But the hdfc credit card recovery agent which is a lady has been abusing me and talking to me in very rough manner and unprofessional way. I explained her my situation but she is not ready to listen to me and instead she is saying when i dont have aukad why do i take credit card and when she said all this i had also retaliated and shouted on her and used a bad language against her which is the first time in my life i have done that. Thorough all this i would like to know am i a criminal who is running away with money. I have picked up all calls and answered each and every calls by recovery team and on the contrary why i am treated in this manner. I also asked her to give me 7-10 days but she was not ready to listen to any thing and started using rough language and started shouting on me. I really hope that this people should be treated legally and should be trained on how to talk to customers. I am really depressed today by this behavior being a customer of hdfc from 13 years they treat me like this. I hope appropiate action will be taken against this lady. The number from which this call came from is +[protected] and lady's name is deepa. I have a recording of her call which can be produced when required.
        Aug 14, 2021
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Sep 12, 2020
        HDFC Bank Customer Care's response
        Dear Customer,

        We have reviewed your comments expressed and request you to contact our debt management executives at[protected]/33016802 or write to us at: PriorityRedressalRPM.[protected]@hdfcbank.com, we shall assist you.

        -Nadia
        HDFC Bank Customer Assistance
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          H
          hanuunnam
          from Delhi, Delhi
          Sep 11, 2020
          Resolved
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          Resolved

          Hi,

          I have redeemed points and amount was credited on 2nd September 2020 and the same amount reversed on 3rd September 2020.

          And also I have discussed with customer care executive and they are saying you are swiping from the same merchant that is the reason the points will not come and I agree with that there is no issue.

          My concern is already I have some points and redeemed and got some amount and reversed same. So how they did lapsed points and reversed amount once I redeemed?????

          Regards,
          Hanumanthu
          [protected]
          Aug 9, 2021
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Sep 11, 2020
          HDFC Bank Customer Care's response
          Dear Customer,

          We can help you with that. Please click on https://bit.ly/2Lzhyn3 to submit the requested details along with the complete concern. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

          -Preethi
          HDFC Bank Customer Assistance.
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            @Ketanmahabale
            Sep 11, 2020
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            Address: Roha ashtmi, Raigad, maharastra

            I have applied for credit closure form two week ago... Still roha astmi hdfc branch didn't delink credit card from bank account... They refuse to give no due certificate and noc after paying all dues.
            HDFC Bank customer support has been notified about the posted complaint.
            [protected] reference no for delink credit card from account
            Till date credit card didn't delink...i didn't get any confirmation message ...48 hrs over sinces request
            Dear Customer,

            We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

            -Anay
            HDFC Bank Customer Assistance
            Yours given reference number is not working..you fool people's
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              pramod prasad9973
              Sep 11, 2020
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              I am a hdfc creadit card holder the bank has a auto debited r/s1399 deducted from my creadit card to one assist plan on[protected] without my permission i am continuously calling on [protected] but they not receve my call. Please deactivate and refund my money date of incident[protected]. Mob no[protected]. Creadit card number ending 6678
              HDFC Bank customer support has been notified about the posted complaint.
              Dear Pramod, We are regret the inconvenience caused, and shall surely assist you with the full refund. Kindly share your Membership Details or registered contact number and other details requested on this link: http://survey.webengage.com/ws/~1qq44ps and our team shall do the needful - Nitesh, Team OneAssist
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                R
                rakeshuiet
                Sep 10, 2020
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                Hello, i applied for a credit card of hdfc bank. after all the enquiries, i got my credit card ending with 8339 with a message to activate it with otp. i set the pin by entering the otp and i got a limit of rs. 1, 56, 000. the next day, i got a message that my card is anctive and i was asked to not use it. they did not let me know the reason behind it. i am not able to contact them over customer care number. this is such an embarrassment as i attended so many calls for enquiry and after all thta i got an inactive card that too without any explanation.

                Rakesh kumar
                [protected]@gmail.com
                [protected]
                HDFC Bank customer support has been notified about the posted complaint.
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                  D
                  dhivya anbazhagan
                  from Bengaluru, Karnataka
                  Sep 10, 2020
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                  Hi my name is dhivya from chennai. I applied for personal loan yesterday after verifying the processing fee as rs.2999 or 2.50% and interest rate as 10.75%.. But after the verification completed i got a message for loan disbursement. When i click on the link and verify the details, they gave processing fee as r.5900 and interest rate as 14.75%. So there are differences between the before and after values. And how can i cancel this loan proposal?
                  HDFC Bank customer support has been notified about the posted complaint.
                  Sep 11, 2020
                  Updated by dhivya anbazhagan
                  As I am working in a Corporate Company and having my salary account in HDFC Bank. How much interest rate and processing fee I can have for 2L personal loan?
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                    A
                    ashishmangla1990
                    from Mumbai, Maharashtra
                    Sep 10, 2020
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                    Address: HDFC BANK

                    Complaint number with hdfc bank - hbl=[protected]
                    I purchased a watch from lifestyle using my hdfc bank credit card in october 2019 and as per the diwali offer i was expected to 10% cashback. Its been almost 11 months but i haven't received the cashback from hdfc bank. The same has been raised to hdfc bank a number of times but no response from them.
                    HDFC Bank customer support has been notified about the posted complaint.
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                      S.Madhusudhanan
                      from CHENNAI, Tamil Nadu
                      Sep 10, 2020
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                      Website: v1.hdfcbank.com/htdocs/common/PayZapp/index.html

                      I made the payment on Aug-25-2020.Suppose to be cash back need to be posted within 10 working days form Transaction date.It was not done until now.
                      This issue is not happening for first tie every time I need to ask and send request for the cash back.
                      It was happening regularly and there is no communication for same.
                      HDFC Bank customer support has been notified about the posted complaint.
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                        S.Madhusudhanan
                        from CHENNAI, Tamil Nadu
                        Sep 10, 2020
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                        Good evening

                        I was gone weekly unit statement for policy no. 20389379 & 20389381. I have query regarding the deduction amount in the statement as follows
                        1. Due to this current pandemic i can't able to continue to pay the yearly premium, as mentioned by the advisor changed to monthly mode. I saw deduction of 295 inr.
                        2. I can't able to pay the premium on time, so for that policy lapsed charges was deducted again 295 inr.
                        3. I paid the premium as one time on[protected] payment of 8334. I can see in the statement it was deposit only 4167 on[protected] and 4167 on[protected] i. E after 8 days.
                        Can you explain me the above query's, as i am already struggling to pay the premium every month as i lost my job, still i am managing to continue my both policy. Need your kind attention
                        The below is my premium paid chart from june, july, aug month. I am paying manually every month. Suddenly auto debit was activated and you debited money from my account.
                        There is no communication from hdfc life that my auto debit is activated and it will hot your account on so and so date.
                        Suddenly you debited the money can you please return my money and cancel my auto debit.

                        I need explanation from hdfc life why auto debit premium was debited without my knowledge and suppose to send me mail 15 days prior of the emi date. And i am not aware of the auto debit date also.
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Customer.

                        As your issue pertains to HDFC Life, please email your query to [protected]@hdfclife.com for better assistance.

                        -Preethi
                        HDFC Bank Customer Assistance
                        Dear Preethi.
                        I send email to [protected]@hdfclife.com. No response from them
                        S.Madhusudhanan's [Complaint's author] reply, Sep 21, 2020
                        Why there is no response from your side.
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                          A
                          arjunmallappa
                          Sep 10, 2020
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                          Resolved

                          Address: na
                          Website: na

                          It is regarding a personal loan (Id:[protected] my brother rakesh mallappa ramappa took few years back however he passed away on 13/09/2015 and we have submitted his death certificate as well into hdfc pune branch but still recovery agents coming to my home, please assist
                          Aug 9, 2021
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Sep 10, 2020
                          Updated by arjunmallappa
                          Death certificate attached

                          Verified Support
                          Sep 10, 2020
                          HDFC Bank Customer Care's response
                          Dear customer,

                          We are looking into your query and our official will contact you shortly. Request your co-operation and patience in the interim. Your association is greatly valued by the Bank and we will spare no efforts to resolve the matter quickly.

                          -Nadia
                          HDFC Bank Customer Assistance.
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                            S
                            S Kukreja
                            Sep 10, 2020
                            Resolved
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                            Resolved

                            My credit card is not working from last 20 days and i am trying to contact customer care continuously, but every time customer care team put on hold my call and after 2 minutes they disconnect my call. I want to reissue my credit card. Thank you!!
                            Aug 14, 2021
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Sep 16, 2020
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Your HDFC Bank card ending 1544 has been blocked as lost basis your request. Accordingly, your card account details has been transferred to the new credit card ending 2244. Hence we request you to kindly use your new credit card ending with 2244 for further usage.

                            -Nadia
                            HDFC Bank Customer Assistance
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                              S
                              Shivanimalara
                              Sep 10, 2020
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                              I have bought iPhone 11 from HDFC credit card on 12th July. At the time of purchase there was an offer of cashback within 60 days. But I haven’t received any cashback yet.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                Geeta Phulara
                                Sep 10, 2020
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                                My salary account was created by my company. I left the company in march 2017. Due to this i dint maintained the minimum balance in my account even the balance left is also deducted as penalty for non maintenance of minimum balance. I am not working anywhere. I am not using credit card, debit card even then my account balance become -1061. How they can do this to non used account. How can they impose penalty. I am not working anywhere and there is no any source of income
                                I can not pay this negative balance.
                                I request to hdfc bank please close my bank account.
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Sep 10, 2020
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the details of the charges and complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                                -Preethi
                                HDFC Bank Customer Assistance
                                Jan 21, 2021
                                Updated by Geeta Phulara
                                this site is not opening showing error
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                                  V
                                  Vishu77
                                  Sep 10, 2020
                                  Resolved
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                                  Resolved

                                  Not able to add money in paytm through hdfc credit card

                                  I am also unable to add money in my paytm wallet using hdfc credit card all other services like swaping card shopping online etc is working but paytm money transfer is not working please suggest me any solution. Thanks....
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                                  thetushargoyal
                                  Sep 10, 2020
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                                  Address: lodha excelus,13th floor apollo mills compound N.M joshi marg mahalaxmi mumbai 400011

                                  I took a policy in loan affair after i had a policy i did not get a loan after that i did not get a loan .every year for my policy due amount send me message details for the policy are mentioned below. kindly refund the paid amount as soon as possible and further look into this matter and investigate my case. policy no[protected]
                                  my policy amount-50000rs
                                  my poilcy name name-HDC LIFE SUPER INCOME PLAN
                                  My agent name-yogesh solanki
                                  ph no-[protected]date[protected]
                                  my policy is 2 year load
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    pramod prasad9973
                                    Sep 10, 2020
                                    Resolved
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                                    Resolved

                                    I am a hdfc bank creadit card holder i am not interested about this service and don't want this member ship any more name - pramod prasad. Mob no-[protected]. Creadit card number ending-6678
                                    Aug 7, 2021
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Sep 11, 2020
                                    Updated by pramod prasad9973
                                    Bank has auto debited rupees 1399 deducted from my creadit card to one assist plan on[protected] without my permission I am calling customer care number but the not receive my call
                                    Dear Pramod, We are regret the inconvenience caused, and shall surely assist you with the full refund. Kindly share your Membership Details or registered contact number and other details requested on this link: http://survey.webengage.com/ws/~1qq44ps and our team shall do the needful - Nitesh, Team OneAssist
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                                      Praveen Byelle
                                      Sep 10, 2020
                                      Resolved
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                                      Resolved

                                      Funds on hold
                                      Account number: [protected]
                                      As on date: 10 sep 2020
                                      Amount held by
                                      Hdfc bank (For mirevenue hold through gefu): ₹4, 292.10
                                      I dont have any loan but still it is showing like this
                                      I dont have any credit card also
                                      And i am trying so much to get connected from customer care but not getting connected
                                      Even after so many tries
                                      Branch is telling we don’t know why this amount is in hold
                                      Aug 12, 2021
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Sep 10, 2020
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      We would like to inform you that there are outstanding charges [AMB, Insta alert etc...] on your account to be recovered. Hence we request you to maintain sufficient balance in your savings account or transfer the same so that the charges can be recovered. For further assistance on the outstanding charges, we request you to visit your account branch.

                                      -Nadia
                                      HDFC Bank Customer Assistance
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