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HDFC Bank Complaints & Reviews

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Updated: Dec 16, 2025
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S
Souptik pal
Aug 19, 2020
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HDFC Bank HDFC BANK worst bank worst services
You mislead the customer and do fake promises to get them onboard and when it comes to implement them you have zero credibility.

I ll make sure to drag higher authorities of #hdfcbank here and spread the word on all consumer forums untill I get the solution to what you have done to me.

Effort, time and harassment you guys have caused to me is unrepairable.
Aug 10, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Aug 19, 2020
HDFC Bank Customer Care's response
Dear customer,

We can help you with that. Please click on https://bit.ly/2Lzhyn3 to submit the offer availed details along with the complete concern. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

-Anay
HDFC Bank Customer Assistance
I try to contact woth hdfc bank sevarel time but they are not replying my reference no is[protected].please took at this matter.even no one replied on my massenger.
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    Shabari Shabu
    Aug 19, 2020
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    Address: Begepalli , village , Hosur taluk

    I received a payment due for next month, , that I need to pay for one assist fee,

    Really i no need this one assist membership,
    Please deactivate the one assist membership today itself, , , ,

    Please do it immediately and save the money
    +1 photos
    HDFC Bank customer support has been notified about the posted complaint.
    Aug 19, 2020
    Updated by Shabari Shabu
    Please deactivate my one assit membership, ,

    Dear Shabari, We regret the inconvenience caused and shall surely assist you with the refund. Kindly share your Membership Details or registered contact number on this link: http://survey.webengage.com/ws/~1qq44ps or you can also DM us or Inbox us the same on Twitter and Facebook respectively for quick assistance - Nitesh, Team OneAssist.
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      L
      lkkjhg
      Aug 19, 2020
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      Address: #404, Siri Lotus Appartment, 3rd Floor,near Uttarahalli Main Road, Behind Karnataka Bank

      Hdfc life policy no:20854661
      Deposited amount:310, 000 approx including gst

      Today i am fighting for 210, 000 which hdfc life refuses to pay. We go to agents as we are lay mans and do not understand banking the technologies, but if agents give us wrong information we are trapped.

      I had clearly asked the agent on what is the risk of terminating the policy in between, the only answer was there is no risk, you get back your money without the interest and gst amount..

      Now i am in a family emergency where i need my deposited money, they say i have to pay 70% penalty on the deposited amount.

      If this would have been told me before signing the papers i would have never signed the papers. The agent never told me about this penalty. I badly need by deposited money of 3 lakhs now and not in the position to pay 1.53 ongoing.

      I feel deceived here where today i am stuck, the back refuses to pay back my money. I had actually asked for a plan that has no termination risks. They trapped me, by not giving me proper instructions
      HDFC Bank customer support has been notified about the posted complaint.
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        Kavithesh Gowda
        Aug 18, 2020
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        Hi sir /madam, i took i phone 11 on 4-march -2020 at mantri square imagine, 6000 cash back as to credit back, but till now i didn't received any cash please do the needfull
        +2 photos
        HDFC Bank customer support has been notified about the posted complaint.
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          A
          Arch@d
          from Mumbai, Maharashtra
          Aug 18, 2020
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          Reversed transaction not credited

          Three transaction of rs. 485.37, 602 and 698 was reversed by amazon 14th July 2020 but amount is not credited in my bank account. Transaction was done through hdfc debit card. Received the messages copied below from the bank on my registered mobile number but the amount is still not reflecting in my account.

          Ur transaction on HDFC Bank DEBIT/ATM Card ending 4248 for Rs. 485.37 has been credited/reversed by AMAZON on[protected]:14:05:31...
          +2 photos
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          asshankar
          from Bengaluru, Karnataka
          Aug 18, 2020
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          Every month credit card bill total amount not tally with charges

          Actual total amount=2, 453.19 rs

          In statement total bill mentioned: 3, 195 rs

          The difference is 741.81rs they not mentioned

          Customer care not picked

          My mobile number is [protected]
          +2 photos
          HDFC Bank customer support has been notified about the posted complaint.
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            K
            Ketan2605
            Aug 18, 2020
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            The hdfc bank has put a hold on my funds of rupees 524.24 as mi revenue hold through gefu, account details is
            Account number: [[protected]]
            Account type: salary account
            I need clear details about hold fund and release the same
            The customer service is not able to give any info on this.
            First of all it's hard to reach customer service because it takes a a lot of time and the ivr options are very difficult and tricky to navigate, after all the effort the customer service is not helpful.
            +1 photos
            HDFC Bank customer support has been notified about the posted complaint.
            I am a senior citizen account, but no proper information regarding to correspond with the branch manager. But too much harassment. Decided to close my all accounts. For information to other customers
            For simple reasons holding the balance amount in the SB accounts. It happens once in awhile unable to pay any EMI instalment, for which double the amount are holding.
            I don't know why mi revenue gefu hold of 1938 rs, please resolve my issue...

            Kindly request you to work on this issue and resolve soon as possible.

            Thanks..

            MI revenue hold through gefu - Comment #3898082 - Image #0
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              S
              Sakthivel SURSVS
              Aug 18, 2020
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              My name is sakthivel and i had ordered vega helmet of rs.964 in amazon on[protected] and after[protected] i returned this order due to personal reason. And on[protected]
              Amazon initiated the amount to my card but i still didn't get the money. Amazon sent this reference number[protected]
              And told me to fill charge dispute form but indian hdfc bank doesn't have such policy. So
              Please kindly respond to this complaint it's very urgent.
              Thanks you sir
              +1 photos
              HDFC Bank customer support has been notified about the posted complaint.
              Aug 27, 2020
              Updated by Sakthivel SURSVS
              What happen Still no update received almost 10 days gone.
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                dheeraj194
                Aug 18, 2020
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                I mistakenly paid into a wrong HDFC credit card and I contacted the Hdfc customer care through mail. They also asked for my bank statement for the transaction but still have not responded to it for more than 2 months. Its been a total of 6 months and I haven't been able to get my issue resolved. Please respond to it as soon as possible.
                HDFC Bank customer support has been notified about the posted complaint.
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                  S
                  Sanjeet Jitendra Bhatkar
                  Aug 18, 2020
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                  Address: Mumbai

                  Hi,
                  I'm holding savings account in hdfc bank for past 6 years, and this is the second time they have deducted unnecessary charges of inr 885/- as depositary charges. I have never used their demat service for a single time still this has happened for 2nd time. Please help in this matter as due to covid situation even their customer helpline is not responding.
                  Aug 12, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Aug 18, 2020
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We are looking into your query and our official will respond to you shortly. Due to the prescribed protocols to curb the spread of COVID19, we are operating with limited staff for customer service. There may, therefore, be some delay in responding to your queries and complaints via PhoneBanking, email support, and social media channels. We request your patience and support under these unprecedented circumstances.

                  -Nadia
                  HDFC Bank Customer Assistance
                  The Bank has charged me Rs 885.80 for Depository charges on Demat account which isn't used by me ever. Please take the needful action or let me know what needs to be done from my side.now again they charged beyond from that charges.i already put the mail to demat closer they did not closed my account till now that to my how much i had overall charges all they deducted .now please close my demat account i don't need
                  for ever .Reference Number as provided by the bank.

                  deduction of rs.885/- as depositary charges - Comment #3723216 - Image #0
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                    VasudhaChitruk
                    Aug 18, 2020
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                    The hdfc bank has put a hold on my funds of rupees 803.43 as mi revenue hold through gefu, ac number is
                    Account number: [protected]
                    Ifsc: hdfc0000539
                    Branch: kalyani nagar pune
                    The customer service is not able to give any info on this.
                    First of all it's hard to reach customer service because it takes a alot of time and the ivr options are very difficult and tricky to navigate, after all the effort the customer service is not helpful
                    +2 photos
                    HDFC Bank customer support has been notified about the posted complaint.
                    Aug 18, 2020
                    Updated by VasudhaChitruk
                    Hi,
                    Myself Vasudha Chitruk
                    Amount of rs 802 has put on hold at[protected] from my account without any reason. When did it will be cleared?
                    I want my money back asap
                    Aug 18, 2020
                    Updated by VasudhaChitruk
                    Customer ID is[protected]
                    Register contact no-[protected]
                    Register email- [protected]@gmail.com

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                      R
                      Rohetp
                      Aug 18, 2020
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                      There is debit adjustments in my fast tag accounts.
                      Can you please give me clarification as why did this happen.

                      Have attachments to this complaint.
                      +1 photos
                      Total debut Adjustments done on 7-Aug was 289.25 + 145.75 = 435/-

                      After raising the concern on 18-Aug they just reverted 200/- (OD-Reversal)

                      Can Hdfc team give explanation.

                      Hdfc bank fastag manual debit adjustments - Comment #3728434 - Image #0
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                        A
                        Aroonkumar
                        Aug 18, 2020
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                        I am arun kumar selvaraj. Last july 14th 2020 rs.2599/- has been deducted from my credit card without my knowledge by activating one assist mfee insurance. They converted that in to smart emi and deducted rs.100 as charge and everymonth emi amount has been added in a statement. So please take action on this and cancel the insurance and refund my amount in a credit card balance. My mobile number is [protected]
                        +1 photos
                        Aug 13, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Aug 22, 2020
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We understand from your post that your query pertains to One Assist program enrolled on your card account. We request you to contact the below mentioned numbers to cancel One Assist Program. India Toll Free No. –[protected] Alternate No. –[protected] or write to [protected]@oneassist.in

                        -Nadia
                        HDFC Bank Customer Assistance
                        Dear Arun, We regret the inconvenience caused and shall surely assist you with the refund. Kindly share your Membership Details or registered contact number on this link: http://survey.webengage.com/ws/~1qq44ps or you can also DM us or Inbox us the same on Twitter and Facebook respectively for quick assistance - Nitesh, Team OneAssist.
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                          S
                          Shailendrajjn
                          from Mumbai, Maharashtra
                          Aug 18, 2020
                          Resolved
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                          Resolved

                          I have been harassed by so called hdfc bank telecallers (They claim so) regarding personal loan. I have been putting these callers in my blocked list for so long. I also request the telecallers to stop calling on my number. But it still keeps coming, and with an even higher frequency.

                          It is affecting my daily routine. Calls come at any time, when i am resting on weekend or on weekdays while i am in some important meeting or waiting for an important call, or even driving.

                          Its a big nuisance in my life. Situation is going out of hand. High time that it stops.

                          I request the competent authorities and hdfc bank organizations to bring some relief by curbing these unnecessary and nascent callers.

                          The mobile nos. Are [protected] & [protected].
                          Aug 13, 2021
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Aug 19, 2020
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          The registered telemarketers have been allocated 10 digit numbers of "140XXXXXXXX" number series for ease of identification. It is possible that the calls to you are in the nature of cold contacts by freelancers who acquire telecalling databases from other sources.

                          In such situations, the cause for action lies exclusively with the affected parties who have the right to lodge a formal complaint with TRAI within 03 days of any violation similar to what you have experienced recently.

                          As a corporate entity, our Bank is compliant with all directives, regulations, and laws of the land and we have set in place substantial controls over telemarketing activities. However, it is beyond the scope of our control or authority to identify such freelance agents and bring charges on them. Only the affected parties have the right to take up the matter by lodging a complaint to their telecom service provider so that the matter can be taken up as per the provisions of law.

                          -Nadia
                          HDFC Bank Customer Assistance
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                            S
                            siva1007
                            Aug 18, 2020
                            Resolved
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                            Resolved

                            Address: door no 4-150/1, F1 VS MANU RESIDENCY, NETAJI NAGAR , GOLLAPUDI, VIJAYAWADA

                            I am one of the credit card holder of HDF bank, I have purchased a SAMSUNG mobile with HDFC CREDIT card under the EMI policy.
                            But bill was generated including the mobile price even though I purchased the mobile under the EMI POLICY . so many times I made calls to customer
                            care but they did not respond to my calls
                            my name is D SIVAKUMAR AND
                            MY CARD NUMBER IS [protected]
                            MY mobile number is [protected]
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Aug 18, 2020
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            With regard to your query regarding your credit card please feel free to contact our Phone Banking officers at any of our 24 hour Phone Banking numbers mentioned in the below URL and the extension mentioned for your kind reference. https://bit.ly/318F0hy and dial 131 then validate credit card number with PIN and then choose the options required as per your concern and follow the IVR.

                            -Nadia
                            HDFC Bank Customer Assistance.
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                              sunxverma
                              from Delhi, Delhi
                              Aug 18, 2020
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                              Address: mr. Star telecom opposite state bank of india, mc road sujanpur

                              1. My credit card is showing a charge: offus emi,

                              11/08/2020 OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980811000722315) 99.00

                              13/08/2020 OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999980813003020754) 1, 613.73

                              13/08/2020 OFFUS EMI, PRIN NB:05, [protected] (Ref# 09999999980813003020739) 1, 957.05

                              13/08/2020 FINANCE CHARGES (Ref# 17000743400813999879330) 1, 165.96

                              13/08/2020 OFFUS EMI, INT NBR:05, [protected] (Ref# 09999999980813003020747) 42.63

                              13/08/2020 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980813003020762) 95.75

                              What is this charge? I want this to be reversed.
                              screenshot are given below

                              2. Apart from the above, i always used to pay the minimum balance due. It was never made clear that minimum balance due will attract interest. This is a very deceptive manner of charging interest. It should have been made clear that minimum due will only ensure that penal charges arent levied but interest is. High interest rate itself is a charge.

                              How can such deceptive practice be carried out? I want these charges reversed.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                D
                                Durge66
                                from Bhopal, Madhya Pradesh
                                Aug 18, 2020
                                Resolved
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                                Resolved

                                Address: HDFC Life Insurance Co. Ltd., 14thFloor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Road, Mahalaxmi, Mumbai - 400011

                                My HDFCLife Click 2 Wealth policy is cancelled on 14 July 2020 till this time your team is start processing my refund amount of 50000 rs in my account.
                                But till date the amount is not credited to my account.

                                follow up with HDFCLIFE Business Heads mail I'd but no response from from HDFClife.

                                Mail details "Re: [External] Re: [External] Re: #BUSINESS#: 'HDFCSL=[protected]' [SUSPICIOUS:] Re: [External] Fwd: Further requirement(s) received for your HDFC Life application No.:[protected]

                                Durgesh Salode
                                Mon, Aug 17, 2:38 PM (16 hours ago)
                                to Beulah, onlinequery, businesshead, service, complaints, esclation1, esclation3

                                Hi HDFC Life Team,

                                Nobody updates on my payment refund status, I am continually follow up with your team from 14 july 2020.

                                I am requesting you Please check and update the refund payment status of 50000 Rs .

                                @[protected]@irda.gov.in:- Kindly look into this matter and also check trail mail for more details.

                                Best Regards,

                                Durgesh
                                Mobile No:-[protected].

                                On Mon, Aug 17, 2020 at 9:26 AM Durgesh Salode wrote:
                                Hi Business Heads,

                                Any update on this?, my policy is cancelled on 14 july 2020 till this time your team is start processing my refund amount of 50000 rs in my account.
                                But till date the amount is not credited to my account, due to this I have been charged for late payments changes from bank amount of 1500 rs with interest and gst .

                                Kindly provide me extra amount as compensation from hdfc life due to dely.

                                Please share your valuable feedback as soon as possible.

                                I am waiting for your reply.

                                Also share higher management details for escalation this issues.

                                Thanks & Regards,

                                [protected]

                                On Fri, 14 Aug, 2020, 12:31 PM Durgesh Salode, wrote:
                                Hi Beulah,

                                Any Timeline for the refund process i have shared account details on 5th AUG 2020.

                                No one replies on mail for update or confirmation.

                                Best Regards, "

                                HDFC Life application No.:[protected]

                                Payment date is 9th July 2020

                                refund date 14 July 2020

                                Durgesh
                                [protected]
                                +2 photos
                                Aug 7, 2021
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Hi, to address any unresolved concern of policyholder kindly inform the policyholder to write to us at [protected]@hdfclife.com from registered email id.
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                                  Aug 17, 2020
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                                  Address: Gurgaon

                                  Hi, my name is “Sahil” in all documents but hdfc bank use my father name as last name of mine.

                                  I visit the branch many times but they refuse to change the name .

                                  Now i have to apply for the tourist visa and my passport and statements does not match .

                                  I have all supporting documents and submitted the same at the time of account opening.

                                  Bht they used my fathe name as surname without my consent .

                                  Account no - [protected]
                                  Hdfc bank
                                  Malviya nagar - new delhi

                                  Thanks
                                  [protected]
                                  [protected]
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    Manga devi
                                    from Chennai, Tamil Nadu
                                    Aug 17, 2020
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                                    My account was not active for past 3 years.I went to my nearest branch they said check NEFT transaction your account will be active status.i received sms saying my account status has been successfully changed from inactive to active 6 months before. But when i do online transaction, following is the message received with transaction failure: there is a memo present on the debit account, transaction declined. Again i went to my nearest branch they said we can submit re- kyc.After that you can able to transfer funds.

                                    I sumitted re- kyc form 2 months before and i also mailed to HDFC Customer support.For past 6 months, i cannot able to transfer funds.

                                    But no response from my nearest branch still.
                                    kindly help me on this.
                                    +1 photos
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Aug 20, 2020
                                    Updated by Manga devi
                                    When this will be updated? When i can access and transfer fund from my account. Plz reply soon.
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                                      Rohetp
                                      Aug 17, 2020
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                                      Address: Hyderabad

                                      There is Debit adjustments in my fast tag accounts.
                                      Can you please give me clarification as why did this happen.

                                      Have attached screenshot of debits to this complaint.
                                      +1 photos
                                      HDFC Bank customer support has been notified about the posted complaint.
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